Lake Cummings Estates in Lake Alfred

Lake Cummings Estates
Homes for Sale in Lake Alfred, FL

Community in Lake Alfred · Polk County · ZIP 33850
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data19 years of closingsUpdated twice daily

As of November 2026, the MLS records 45 closed sales in Lake Cummings Estates in Lake Alfred, FL since 2007, the most recent in July 2026. Recorded prices since 2024 ran from $279,000 to $405,000 (median $319,000), on homes of 1,711 to 2,368 sq ft. Across Lake Alfred as a whole, 202 homes closed in the last 12 months at a median of $335,419, 68 median days on market, with 139 homes for sale today. At that median and Polk County's FY2025-26 rate of 16.19 mills, annual property tax runs about $5,160 ($4,490 with the full homestead exemption).

Live · Lake Cummings Estates Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
17%
Cash buyers · Lake Cummings Estates
1 of 6 sales, 12 mo ending June 2024
Track record · 19 years of records
2
Failed listings · 2026
peaked at 10 in 2008
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written October 26, 2026

Lake Cummings Estates is a thin-data market right now. As of early August 2026 there are no active listings and only a single closing in the window, which means price here is set almost entirely by the specific home that trades, its condition, and its lot - not by a deep pool of comparable sales. Treat any single number as a data point, not a trend.

For a seller, the absence of competing inventory is leverage: a well-prepared home can command attention without fighting a crowded field. For a buyer, the same scarcity means you may wait for something to come up, and you should underwrite each listing on its own merits rather than assuming a settled market rate. Patience and preparation matter more than timing the cycle here.

Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Lake Cummings Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1348 MELROSE STREET
$350K · 0.2 mi away
4 bd · 2.5 ba · 2,056 sqft
1348 MELROSE STREET
Listed by THE PROPERTY PROS REAL ESTATE, INC
891 GALLOWAY STREET
$360K · 0.2 mi away
4 bd · 2 ba · 1,883 sqft
891 GALLOWAY STREET
Listed by ZEA REALTY & ASSOCIATES
410 S RAMONA AVENUE
$490K · 0.3 mi away
3 bd · 2 ba · 1,876 sqft
410 S RAMONA AVENUE
Listed by EXP REALTY LLC
1002 PAISLEY STREET
$367K · 0.3 mi away
4 bd · 2 ba · 1,819 sqft
1002 PAISLEY STREET
Listed by LA ROSA REALTY LLC
1439 MELROSE STREET
$440K · 0.3 mi away
4 bd · 2.5 ba · 2,629 sqft
1439 MELROSE STREET
Listed by HANSON REAL ESTATE GROUP, INC.
630 E THELMA STREET
$323K · 0.3 mi away
3 bd · 2 ba · 1,689 sqft
630 E THELMA STREET
Listed by STELLAR REAL ESTATE OF FLORIDA

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

A small, quiet residential pocket in Lake Alfred, Polk County, with no active MLS inventory at the moment and very little recent turnover - a community where listings surface occasionally rather than steadily.

Stellar MLS sales records identify 53 homes in LAKE CUMMINGS ESTATES that have changed hands since 2013, built between 2006 and 2017 (median 2016), with a median living area of about 2,090 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buying to hold long-term in a low-turnover setting where homes rarely change hands
  • Buyers who value a quiet residential pocket over a steady stream of listings
  • Buyers prepared to wait for the right property and underwrite it on its own merits

Probably not for

  • Needing a wide selection to compare right now, with zero active inventory on the market
  • Prioritizing shared community amenities, which are not identified here
  • Wanting a settled, comp-driven price before making an offer

The market around Lake Cummings Estates

Lake Cummings Estates is a small community — 21 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 33850, 147 homes are on the market and 29% are under contract — a steady corner of Lake Alfred.

Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).

Homes here are single family residence.

In ZIP 33850 (Lake Alfred), 196 homes closed in the last 12 months at a median of $330K ($179/sq ft), up 1.9% year over year, with a median 72 days on market. See the live ZIP 33850 housing market and the Polk County market.

ZIP and county figures describe the wider market, not Lake Cummings Estates specifically. Momentum Research analysis of MLS records.

Schools

In short
  • Polk County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Polk County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent Lake Cummings Estates listings and can change; always confirm with Polk County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Lake Cummings Estates address.

If we were buying in Lake Cummings Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Cummings Estates.

Best Buy
Buyers who want a quiet, low-turnover Lake Alfred pocket and can wait for the right listing.
Biggest Risk
Thin data - few recent sales make pricing a case-by-case exercise, not a settled rate.
Sweet Spot
A move-in-ready home on a strong lot, priced to its own condition rather than a thin comp set.
Avoid If
You need immediate selection or shared community amenities to drive the decision.

A low-turnover enclave

With zero active listings and one closing in the current window, Lake Cummings Estates behaves like a hold-and-stay neighborhood. Homes don't cycle through often, so when one does come to market it tends to define pricing by itself. The practical effect is a wide, condition-driven spread: a dated home and a renovated one can sit far apart on price without a line of comparable sales to referee the difference.

No shared community amenities are identified from current MLS listings, so the draw here is the setting and the homes themselves rather than an amenity package. That keeps carrying costs simple but also means value rests on the individual property - its condition, its lot, and how it shows.

“

The location and the amenities are priced into every listing in Lake Cummings Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Thin-data markets reward local judgment over automated guesses. With no active inventory and a single recent sale, we price and position off the actual home in front of us - condition, lot, and how it presents - and we tell you plainly when a listing is the exception rather than the rule. That honesty protects both sides of the table when there aren't enough trades to hide behind.

Lake Cummings Estates in 15 seconds.

Best forBuyers who want a quiet, low-turnover Lake Alfred pocket and can wait for the right listing.
Biggest advantageWith no competing inventory, a well-prepared home can stand alone on the market.
Biggest riskThin data - few recent sales make pricing a case-by-case exercise, not a settled rate.
Sweet spotA move-in-ready home on a strong lot, priced to its own condition rather than a thin comp set.
Avoid ifYou need immediate selection or shared community amenities to drive the decision.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Cummings Estates sales matched to your home.

What is your Lake Cummings Estates home worth?

Get a no-obligation home value based on real comparable sales in Lake Cummings Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Lake Alfred →

Real comps, not an automated estimate.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Email me new listings in Lake Cummings Estates

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Lake Cummings Estates

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake Cummings Estates will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,924/mo
Polk County typical true cost to own
$161/mo
Polk County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

Do cash buyers compete in Lake Cummings Estates?
Cash buyers took 17% of Lake Cummings Estates sales in the 12 months ending June 2024 (1 of 6 closings, Stellar MLS).
What schools serve Lake Cummings Estates?
Lake Cummings Estates is served by Polk County Public Schools, typically Polk County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Lake Cummings Estates?
The best agent for Lake Cummings Estates is one who actively works Lake Alfred and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake Cummings Estates.
How do I find a top Lake Alfred real estate agent who knows Lake Cummings Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake Cummings Estates and the wider Lake Alfred area.
Can Momentum Realty connect me with an agent for Lake Cummings Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake Cummings Estates purchase or sale - no call center and no pressure.
Where is Lake Cummings Estates, and what county is it in?
Lake Cummings Estates is in Lake Alfred, Polk County, FL, ZIP 33850.
Buying to hold long-term in a low-turnover setting where homes rarely change handsExcellent fit
Buyers who value a quiet residential pocket over a steady stream of listingsExcellent fit
Buyers prepared to wait for the right property and underwrite it on its own meritsExcellent fit
Needing a wide selection to compare right now, with zero active inventory on the marketProbably not
Prioritizing shared community amenities, which are not identified hereProbably not
Wanting a settled, comp-driven price before making an offerProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: June 30, 2026)
Under-contract sharesStellar MLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2007 (45 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Lake Cummings Estates with Momentum Realty’s local guides.

Ilakee Oaks0.2 mi away · 93 homes, built 1915–19Codington Lake Alfred0.8 mi awayEcho Terrace Lake Alfred0.8 mi away · 13 homes, built 1938–94Lake Mariana Acres1.1 mi awayKingspointe Retirement Community Lake Alfred Fl1.2 mi away

Browse all neighborhood guides →

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