Lake Of The Woods in Fern Park

Lake Of The Woods
Homes for Sale in Fern Park, FL

All 13 homes for sale in Fern Park, FL · median $324,900 · 9 townhomes for sale in Fern Park · Seminole County homes for sale

Community in Fern Park · Seminole County · ZIP 32730
150 homesBuilt 1978–1984Median sale $310K
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Photo via Stellar MLS

Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $310,000, $168 per square foot, a median 17 days on market, sellers accepting 97% of original asking (-9% versus the prior year). Homes listed or recently sold were built 1979–1979; 8 of 8 report an HOA (median $267/mo); none of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 87 ft). At the median price and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $4,710 ($4,110 with the full homestead exemption).

Last 30 days in Lake Of The Woods: 2 new listings (median asking $329,950), 1 under contract right now. As of October 16, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Lake Of The Woods Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$310K ▼
Median sold · 12 mo
down 9.2% vs the prior 12 months
-9.2% ▼
1-yr price change
n = 5 and 6 sales in the two windows
$168/sf
Sold $/sqft · 12 mo
peak $210 in 2024
96.9%
Sale vs ask
Tempo
17days
Median DOM · closed
1 days at the 2022 low
100%
Under contract
Seminole: 25% (570 of 2,246)
0 · 1
For sale · pending
live counts, refreshed twice daily
5
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
68%
Owner-occupied · Lake Of The Woods
102 of 150 parcels homesteaded (FL DOR 2025)
32%
Non-owner-occupied · Lake Of The Woods
incl. 14% trust or LLC-held · 3% out-of-state
150
Homes in the community
150 residential parcels (FL DOR 2025)
Track record · 11 years of records
22
Recorded sales · 2024-2025
median $300K · qualified sales on the county roll (FL DOR 2025)
Est. 1978
Community established
homes built 1978-1984, median 1979 (FL DOR 2025)
1,793sqft
Median sold home size
12-mo windows, closed sales
3.3%/yr
Turnover rate
about 5 of 150 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is a townhome community of 150 homes built between 1978 and 1984, and that vintage does most of the work in setting price. At a median of $304,000 and roughly $174 per square foot across a median 1,721 living square feet, what you pay is driven less by location premium and more by condition — an updated interior versus an original one is the real spread here, not floor plan or address.

The market posture is soft. Prices are down 13.1% year over year, and the median home is taking about 41 days to sell. That combination tells a seller to price to the current market, not last year's, and it tells a buyer there is room to negotiate and time to inspect. With 68% of homes homesteaded as owner-occupied, most sellers here are moving on their own timeline rather than dumping, so deals get made but not at fire-sale terms.

Lake Of The Woods Housing Pulse · Momentum Research · as of September 20, 2026

Lake Of The Woods right now

🔴 Off the recent peak. The trailing-12-month median ($310K) is down 9.2% from the prior 12 months ($341K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 6 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Lake Of The Woods market snapshot (as of September 20, 2026): the median sale price is about $310K ($168 per sq ft over the trailing 12 months of closed sales), and a median 17 days on market for closed sales. The trailing-12-month median is down 9% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).

In ZIP 32730 (Fern Park), 88 homes closed in the last 12 months at a median of $415K ($255/sq ft), up 3.2% year over year, with a median 38 days on market. Right now 4 active and 4 pending listings put supply at about 2.4 months — a healthy market. See the live ZIP 32730 housing market and the Seminole County market.

County records show 22 qualified sales in Lake Of The Woods across 2024–2025 (14 in 2024, 8 in 2025), median $300,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Lake Of The Woods is a community of 150 homes in Fern Park, Seminole County, built between 1978 and 1984 (median 1979.0), with a median living area of about 1,721 square feet. 68% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Lake Of The Woods Sec 05 Twnhs is a small, established townhome pocket in Fern Park, Seminole County — a place to buy square footage and a settled community rather than new construction, with pricing that rewards buyers willing to read condition carefully.

Best for

  • Buyers targeting a mid-$300s townhome who want space over newness and will hold for the medium to long term
  • Value hunters comfortable budgeting for updates on an original-condition unit in exchange for a lower entry
  • Owner-occupants who want an established, settled community rather than an active development

Probably not for

  • Short-term buyers hoping to resell quickly, given the 13.1% year-over-year decline
  • Anyone who wants move-in-ready with no deferred maintenance and no vintage systems to manage
  • Buyers set on new construction or contemporary floor plans

Windows contain 0 to 6 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K201620182020202220242026
Down 9.2% year over year.
Every sale since 2015 · price vs size
$0$100K$200K$300K2k2k
30 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$200201620182020202220242026
Up from $98 in 2015 to a $210 peak in 2024; $168 now.
Median days on market · closed sales
01020201620182020202220242026
1 days at the 2022 low; 17 now.
Sale price vs original ask · median
98%100%201620182020202220242026
96.9% now.
Homes sold per 12-mo window
0246201620182020202220242026
0 to 6 a year; 5 in the current window.
How much local inventory is already under contract

21% of homes for sale in ZIP 32730 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).

Lake Of The Woods Sec 05 Twnhs Market Scorecard

Balanced

Lake Of The Woods Sec 05 Twnhs is currently a balanced market. About 4.0 months of supply, a median asking price of $329,950, and homes go under contract in about 5 days.

4.0
Months supply
$329,950
Median list
$304,000
Median sold
$183
Per sqft
5
Days on mkt
2/1/6
Active/Pend/Sold

Typical home value in the 32730 ZIP is $319,344, about 36.5% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Lake Of The Woods

Live MLS inventory for Lake Of The Woods. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lake Of The Woods listings as of 2026-10-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Seminole County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • English Estates Elementary · Elementary
  • South Seminole Middle · Middle
  • Lake Howell High · High

Zoned schools reflect the assignments reported on recent Lake Of The Woods listings and can change; always confirm with Seminole County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Lake Of The Woods address.

If we were buying in Lake Of The Woods today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Of The Woods.

Best Buy
Buyers who want townhome square footage in an established Seminole County pocket without paying new-construction pricing.
Biggest Risk
Values are down 13.1% year over year, so this is not a short-hold flip play.
Sweet Spot
An updated unit priced near the $304,000 median with recent roof and mechanicals.
Avoid If
You need new construction or a home with no deferred-maintenance surprises baked in.

Condition is the price

With every home in this section built in a narrow window and a median build year of 1979, the differences between listings come down to what previous owners did or did not do. Kitchens, baths, roofs, HVAC, and windows are where the value lives. Two units of the same 1,721-square-foot footprint can trade well apart depending on how much deferred maintenance a buyer inherits.

The soft year-over-year move and a median around 41 days on market mean nothing is selling itself. Sellers who prep and price realistically transact; those anchored to older comps sit. Buyers should budget for updates on original units and treat the median price of $304,000 as a midpoint, not a ceiling or a floor — the range is condition-driven.

“

The location and the amenities are priced into every listing in Lake Of The Woods. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.1C+ · Buy Score
Recent Direction3.7/10
Owner Commitment6.8/10
Pricing Power7.9/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.1). Basis: Recent Direction -9.2% year-over-year; Owner Commitment 68% owner-occupied; Pricing Power 96.9% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a condition-driven, softening market like this one, the deal is won on inspection and pricing discipline — not on hype. We help sellers position against the current 41-day reality instead of stale comps, and we help buyers separate cosmetic updates from the structural and mechanical items that actually move value in homes of this vintage.

Lake Of The Woods in 15 seconds.

Best forBuyers who want townhome square footage in an established Seminole County pocket without paying new-construction pricing.
Biggest advantageA soft market and roughly 41 days on market give buyers real negotiating room and time to inspect.
Biggest riskValues are down 13.1% year over year, so this is not a short-hold flip play.
Sweet spotAn updated unit priced near the $304,000 median with recent roof and mechanicals.
Avoid ifYou need new construction or a home with no deferred-maintenance surprises baked in.

What it really costs to own in Lake Of The Woods

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMedian $261/month across 226 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Seminole County is $1,572/yr (1,203 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1979 across 7 listings. An original roof here would be about 47 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Lake Of The Woods

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Lake Of The Woods

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake Of The Woods will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Lake Of The Woods homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Lake Of The Woods.
In short
  • HOA dues reported around $261/month (about $3,132/yr) · median of 226 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $261 per month ($3,132 a year) — the median AssociationFee across 226 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Of The Woods sales matched to your home.

What is your Lake Of The Woods home worth?

Get a no-obligation home value based on real comparable sales in Lake Of The Woods, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fern Park →

Real comps, not an automated estimate.

Recently off market in Lake Of The Woods Sec 05 Twnhs

Homes in Lake Of The Woods Sec 05 Twnhs that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Lake Of The Woods key facts
LocationFern Park, Seminole County, FL · ZIP 32730
Homes in the community150 (FL DOR 2025 assessment roll)
Years built1978–1984 (median 1979.0)
Typical living area1,721 sq ft (median)
Home types (current listings and sales)townhouses 100%
Amenities listed by sellersClubhouse, Playground, Pool, Tennis Court(s), Fitness Center, Sauna
Sale prices, last 12 months$310,000 median across 5 closed sales · $168 per sq ft · -9.2% vs the prior 12 months
Days on market (closed sales)17 median
For sale right now0 active, 1 pending
Owner-occupied (homestead) share68%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Of The Woods key facts,” movewithmomentum.com/neighborhoods/lake-of-the-woods-sec-05-twnhs, data as of September 20, 2026.

Housing distress & ownership in Lake Of The Woods Sec 05 Twnhs, Fern Park

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 15 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-10-14)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Just listed in Lake Of The Woods

The newest homes for sale in Lake Of The Woods right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 16, 2026. All new listings in this market.

Every Home for Sale in Lake Of The Woods Sec 05 Twnhs Right Now (3)

All 3 active and pending Lake Of The Woods Sec 05 Twnhs listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Frequently Asked Questions

What is the median home price in Lake Of The Woods?
The median sale price in Lake Of The Woods was $310K over the 12 months ending September 20, 2026 (5 closed sales, Stellar MLS).
How long do homes in Lake Of The Woods take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 17 days on market (5 sales, Stellar MLS).
How many homes are in Lake Of The Woods?
The Florida DOR 2025 assessment roll shows 150 homes in Lake Of The Woods (public records).
What share of Lake Of The Woods is owner-occupied?
68% of Lake Of The Woods parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lake Of The Woods built?
Homes in Lake Of The Woods were built between 1978 and 1984, with a median year built of 1979.0 (FL DOR 2025 roll).
Who is the best real estate agent for Lake Of The Woods?
The best agent for Lake Of The Woods is one who actively works Fern Park and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake Of The Woods.
How do I find a top Fern Park real estate agent who knows Lake Of The Woods?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake Of The Woods and the wider Fern Park area.
Can Momentum Realty connect me with an agent for Lake Of The Woods?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake Of The Woods purchase or sale - no call center and no pressure.
Where is Lake Of The Woods, and what county is it in?
Lake Of The Woods is in Fern Park, Seminole County, FL, ZIP 32730. The community's center is about 3 miles southwest of the center of Fern Park (straight-line).
Is Lake Of The Woods a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Lake Of The Woods: the median sale price over the last 12 months was $310K (5 sales), 25% below the Fern Park median of $415K; homes took a median 17 days to go under contract; the assessment roll counts 150 homes, 68% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.
Buyers targeting a mid-$300s townhome who want space over newness and will hold for the medium to long termExcellent fit
Value hunters comfortable budgeting for updates on an original-condition unit in exchange for a lower entryExcellent fit
Owner-occupants who want an established, settled community rather than an active developmentExcellent fit
Short-term buyers hoping to resell quickly, given the 13.1% year-over-year declineProbably not
Anyone who wants move-in-ready with no deferred maintenance and no vintage systems to manageProbably not
Buyers set on new construction or contemporary floor plansProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 14, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32730))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2015 (30 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Nearby Communities

Explore more neighborhoods near Lake Of The Woods with Momentum Realty’s local guides.

Lake Of The Woods Townhouse0.1 mi away · median $310K, 5 sales/12 mo

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Thinking of selling in Lake Of The Woods Sec 05 Twnhs? 5 recorded closings; median 17 days on market (window ending 2026-09-20). See the Seminole County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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