Lake Rosemary Estates in DeFuniak Springs

Lake Rosemary Estates
Homes for Sale in DeFuniak Springs, FL

All 206 homes for sale in DeFuniak Springs, FL · median $251,400 · 176 homes for sale in 32433 · Walton County homes for sale

Community in DeFuniak Springs · Walton County · ZIP 32433
79 homesBuilt 1980–2023
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Lake Rosemary Estates in DeFuniak Springs, FL has 1 home for sale. As of September 2026, the MLS records 12 closed sales in Lake Rosemary Estates in DeFuniak Springs, FL since 2004, the most recent in June 2024. Across DeFuniak Springs as a whole, 93 homes closed in the last 12 months at a median of $195,000, 100 median days on market, with 41 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $1,900 ($1,520 with the full homestead exemption).

LAKE ROSEMARY ESTATES key facts
LocationDeFuniak Springs, Walton County, FL · ZIP 32433, 32435
Homes in the community79 (FL DOR 2025 assessment roll)
Years built1980–2023 (median 2003)
Typical living area1,434 sq ft (median)
For sale right now1 active, 0 pending · median asking $435,900
Owner-occupied (homestead) share39%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “LAKE ROSEMARY ESTATES key facts,” movewithmomentum.com/neighborhoods/lake-rosemary-estates, data as of September 20, 2026.

Live · Lake Rosemary Estates Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Walton: 18% (698 of 3,872)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
39%
Owner-occupied · Lake Rosemary Estates
33 of 84 parcels homesteaded (FL DOR 2025)
61%
Non-owner-occupied · Lake Rosemary Estates
incl. 11% trust or LLC-held · 6% out-of-state
79
Homes in the community
plus 5 vacant residential lots · 84 residential parcels (FL DOR 2025)
Track record · 22 years of records
Est. 1980
Community established
homes built 1980-2023, median 2003 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by the home itself, not by the address. This is a spread of construction spanning from 1980 to 2023, with the median home built around 2003. That mix means condition, updates, and vintage do most of the work in setting value, and two homes on the same street can trade very differently depending on how they've been kept.

With just one active listing against 79 homes, this is a thin, low-turnover market. Sellers who list into that scarcity have leverage on the right home; buyers should be patient, ready to move when something surfaces, and prepared to underwrite each property on its own merits rather than lean on comps that may be scarce.

The 60-Second Overview

Lake Rosemary Estates is a small, established pocket in DeFuniak Springs where the housing stock runs from early-1980s to nearly-new construction. With a median living area around 1,434 square feet, these read as modest, right-sized homes rather than sprawling builds.

Emerald Coast MLS sales records identify 9 homes in LAKE ROSEMARY ESTATES that have changed hands since 2007, built between 1995 and 2005 (median 1997), with a median living area of about 1,456 sq ft and a typical 3-bedroom, 2-bath layout. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Patient buyers who can wait for the right home to surface in a thin market
  • Buyers seeking a right-sized home around 1,434 square feet rather than a large build
  • Value-focused buyers willing to weigh a home on its condition and vintage

Probably not for

  • Buyers who need multiple options to compare at once
  • Buyers who want shared amenities like a pool or gated entry
  • Buyers on a hard timeline who can't wait for low-turnover inventory

The market around Lake Rosemary Estates

Lake Rosemary Estates is too small for its own price trend, so here is the market around it.

In ZIP 32433, 207 homes are on the market and 18% are under contract — a steady corner of DeFuniak Springs.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32433 (DeFuniak Springs), 189 homes closed in the last 12 months at a median of $208K, down 2.5% year over year, with a median 89 days on market. Right now 69 active and 18 pending listings put supply at about 6.8 months — a buyer's market. See the live ZIP 32433 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Lake Rosemary Estates specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in LAKE ROSEMARY ESTATES, DeFuniak Springs

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Lake Rosemary Estates

Live MLS inventory for Lake Rosemary Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lake Rosemary Estates listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Lake Rosemary Estates Right Now (1)

All 1 active and pending Lake Rosemary Estates listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 8 Eugene Court · $435,900 · 4 bd / 2 ba · listed Jun 27, 2026 · listed by Coldwell Banker Realty

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Maude Saunders · Elementary
  • Walton · Middle
  • Walton · High

Zoned schools reflect the assignments reported on recent Lake Rosemary Estates listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Lake Rosemary Estates address.

If we were buying in Lake Rosemary Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Rosemary Estates.

Best Buy
Buyers comfortable with a modest-sized home in a quiet, established pocket.
Biggest Risk
One active listing means limited choice and long waits between options.
Sweet Spot
A well-maintained or updated home in the mid-range vintage that shows better than its peers.
Avoid If
You need selection or shared community amenities to justify the move.

A thin market of mixed-vintage homes

Roughly 79 homes make up this community, and the year-built range from 1980 to 2023 tells you what to expect: no single design era dominates. The median build year of 2003 sits in the middle of that spread, so you'll find both aging homes wanting updates and newer construction side by side. That variety is the story of value here — condition and era, not amenities, set the number.

There are no community amenities identified in current MLS listings, so buyers aren't paying for shared pools or gated features. A homestead share near 39% suggests a meaningful portion of these homes are not owner-occupied primary residences, which fits the low-turnover, thin-inventory posture. With one home currently active, timing matters more than in a high-volume market.

“

The location and the amenities are priced into every listing in Lake Rosemary Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin, the win comes from knowing when a home actually lists and from underwriting each property on condition and vintage rather than a comp set that barely exists. We track this pocket of DeFuniak Springs closely and will tell you plainly when a given home is worth chasing and when it isn't.

Lake Rosemary Estates in 15 seconds.

Best forBuyers comfortable with a modest-sized home in a quiet, established pocket.
Biggest advantageLow turnover gives well-kept homes real scarcity value.
Biggest riskOne active listing means limited choice and long waits between options.
Sweet spotA well-maintained or updated home in the mid-range vintage that shows better than its peers.
Avoid ifYou need selection or shared community amenities to justify the move.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Lake Rosemary Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Lake Rosemary Estates.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Rosemary Estates sales matched to your home.

What is your Lake Rosemary Estates home worth?

Get a no-obligation home value based on real comparable sales in Lake Rosemary Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in DeFuniak Springs →

Real comps, not an automated estimate.
How much local inventory is already under contract

18% of homes for sale in ZIP 32433 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).

Frequently Asked Questions

How many homes are in Lake Rosemary Estates?
The Florida DOR 2025 assessment roll shows 79 homes plus 5 vacant residential lots in Lake Rosemary Estates (public records).
What share of Lake Rosemary Estates is owner-occupied?
39% of Lake Rosemary Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lake Rosemary Estates built?
Homes in Lake Rosemary Estates were built between 1980 and 2023, with a median year built of 2003 (FL DOR 2025 roll).
Who is the best real estate agent for Lake Rosemary Estates?
The best agent for Lake Rosemary Estates is one who actively works DeFuniak Springs and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake Rosemary Estates.
How do I find a top DeFuniak Springs real estate agent who knows Lake Rosemary Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake Rosemary Estates and the wider DeFuniak Springs area.
Can Momentum Realty connect me with an agent for Lake Rosemary Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake Rosemary Estates purchase or sale - no call center and no pressure.
Where is Lake Rosemary Estates, and what county is it in?
Lake Rosemary Estates is in DeFuniak Springs, Walton County, FL, ZIP codes 32433, 32435.
Patient buyers who can wait for the right home to surface in a thin marketExcellent fit
Buyers seeking a right-sized home around 1,434 square feet rather than a large buildExcellent fit
Value-focused buyers willing to weigh a home on its condition and vintageExcellent fit
Buyers who need multiple options to compare at onceProbably not
Buyers who want shared amenities like a pool or gated entryProbably not
Buyers on a hard timeline who can't wait for low-turnover inventoryProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 32433/32435))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2004 (12 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Lake Rosemary Estates with Momentum Realty’s local guides.

Lake Rosemary South0.2 mi away · 185 homes, built 1956–24Juniper Lake Estates0.5 mi away · median $190K, 6 sales/12 moHidden Lake Estates (Walton)0.6 mi away · 34 homes, built 1988–23Juniper Estates0.6 mi away · median $235K, 3 sales/12 moHidden Lakes Estates (Walton)0.7 mi away · 34 homes, built 1988–23, 1 for saleJuniper Trace0.7 mi away · 14 homes, built 2008–24, 1 for saleMccarthy Estates0.7 mi away · median $253K, 13 sales/12 moSSStinson S S D0.9 mi away

Browse all neighborhood guides →

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