Lake Tracy Estates
Homes for Sale in HAINES CITY, FL
True comps, carrying-cost math, and listings before the portals.

Lake Tracy Estates is a tight, single-phase build in Haines City, with every home dated to 2014 or 2016 and a median build year of 2016. That kind of construction window keeps homes structurally consistent, so what separates one listing from another here is mostly condition and finish level, not age or systems. With a median living area of 2,395 square feet, the homes trend toward a larger single-family footprint than typical entry-level product in the area.
The market posture reads buyer-leaning at 12 months of supply, but that number is built on very little activity, just one closing in the tracked window and a single active listing. Treat the supply figure as directional rather than a hard signal. What is more telling is the 71.6% homestead share, which points to a community where most owners are living in their homes long-term rather than cycling through as rentals or quick flips.
Lake Tracy Estates right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of July 15, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Lake Tracy Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Who Lake Tracy Estates is best for.
Best for
- Buyers seeking a home in the 2,300-2,500 square foot range built within a recent, tightly-clustered construction period.
- Buyers comfortable moving forward with limited active-listing comparables and doing extra diligence on condition and value.
- Buyers prioritizing a community with high owner-occupancy over one built for frequent turnover or investor activity.
Probably not for
- Buyers who want to compare several active listings side by side before deciding.
- Buyers relying heavily on recent closed-sale data to benchmark an offer price.
- Buyers seeking an extensive on-site amenity package beyond a dog park.
The market around Lake Tracy Estates
Lake Tracy Estates is a small community — 26 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
Across Polk County, 4,919 homes are active and 1,710 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Lake Tracy Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Lake Tracy Estates, HAINES CITY
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Lake Tracy Estates
Live MLS inventory for Lake Tracy Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Tracy Estates listings as of 2026-07-16, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.
Lake Tracy Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Lake Tracy Estates
- Dog Park · reported on 1 of 1 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
Zoned schools reflect the assignments reported on recent Lake Tracy Estates listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Tracy Estates address.
Recent Developments in Lake Tracy Estates
Development, infrastructure, retail, and school activity affecting Lake Tracy Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
Lakeland Commissioners Approve Zoning Changes for Hallam Drive and Laura Road Projects
Lakeland commissioners unanimously approved zoning changes on July 20, 2026 for two projects. One rezones 17 acres at 1212 Hallam Drive for 24 single family homes on 1.5 acre lots, and the other rezones 3.87 acres at 559 Laura Road for a proposed self storage facility.
What it may mean for the marketRezonings clear the way for new low density housing and commercial storage in Lakeland, adding to residential lot supply and local commercial infrastructure. The project is about 20 miles southwest of Lake Tracy Estates, elsewhere in Polk County.
Source: LkldNow - July 2026Development
Haines City Data Center Proposal on Hold Over Water Capacity
Texas based Cielo Digital Infrastructure has proposed a data center on Marion Road and State Road 544 East in Haines City, requesting 150,000 gallons of potable water per day. City officials say the project remains preliminary, is awaiting additional water allocation from the Southwest Florida Water Management District, and has not yet come before the commission for approval.
What it may mean for the marketA proposed data center signals commercial and industrial interest in the Haines City area while highlighting water infrastructure limits that could shape the pace of future development. The site is about 2 miles south of Lake Tracy Estates.
Source: Bay News 9 - June 2026Development
Hillpointe Opens Pointe Grand Apartments in Davenport
Hillpointe has begun leasing at Pointe Grand Champions Village, an approximately 445 unit apartment community at 2010 Celsius Way in Davenport. As of late June 2026 the project was about 50 percent built and had started moving in residents, featuring one bedroom cottages, two bedroom units, and three bedroom townhomes with resort style amenities.
What it may mean for the marketA large new apartment community expands rental housing supply and adds amenity rich multifamily inventory to the Davenport market. The project is about 9 miles north of Lake Tracy Estates, elsewhere in Polk County.
Source: Hoodline - June 2026Development
Haines City Commission Reviews Lake Eva Estates Subdivision
Haines City reviewed a preliminary plat for Lake Eva Estates, a 31 lot single family subdivision on 16.68 acres west of 10th Street South by Lake Eva. The project is zoned low density residential and includes an approved traffic study.
What it may mean for the marketA new single family subdivision adds for sale housing supply in the Lake Eva area and reflects continued residential platting activity in Haines City. The site is less than a mile east of Lake Tracy Estates.
Source: The Citrus Tea - May 2026Development
SouthState Plans $17M Office in Downtown Winter Haven
SouthState plans a $17.2 million, five story, 40,035 square foot Class A office building on vacant parcels along Central Avenue in downtown Winter Haven. The regional operations center would house about 125 employees, with construction expected to begin in July 2026 and take 12 to 16 months.
What it may mean for the marketA new downtown office building adds employment space and Class A commercial inventory to downtown Winter Haven, supporting the area's redevelopment and taxable value. The project is about 9 miles southwest of Lake Tracy Estates, elsewhere in Polk County.
Source: Tampa Bay Business & Wealth - May 2026Retail & Dining
La Pinata Mexican Restaurant Coming to Lakeland's Dixieland
La Pinata, a Mexican restaurant from four Michelin trained partners, is opening at 850 S. Tennessee Avenue in Lakeland's Dixieland neighborhood, the former Patio 850 space. Weekend pop up service is already running, with full indoor dining planned for later in summer 2026.
What it may mean for the marketA new sit down restaurant adds dining options and reinvests in a vacant storefront in Lakeland's Dixieland commercial district. The project is about 21 miles west of Lake Tracy Estates, elsewhere in Polk County.
Source: Lakeland Gazette
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Lake Tracy Estates buying strategy.
If we were buying in Lake Tracy Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Tracy Estates.
A small, steady footprint
With only 88 homes total and a single active listing at the time of this snapshot, Lake Tracy Estates does not generate the volume of data that larger communities do. One closing in the tracked window is not enough to draw firm conclusions about pricing trends or velocity, and buyers or sellers should treat any market-level statistic here as a starting point for conversation, not a final answer.
What is more durable is the physical profile of the community: nearly all homes built within a three-year construction window, a median size of 2,395 square feet, and a homestead share above 70%, which points toward owner-occupied stability rather than rapid resale cycling. The listed amenity is a dog park, reported across MLS listings for the community; HOA verification is advised before relying on it.
The location and the amenities are priced into every listing in Lake Tracy Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on active inventory and closed sales, pricing a home correctly or evaluating an offer takes more than pulling a standard comp sheet. We track what little transaction data exists here alongside comparable-condition sales nearby, so you are not making a decision based on a single data point.
Lake Tracy Estates in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Tracy Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Tracy Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Tracy Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Tracy Estates home worth?
Get a no-obligation home value based on real comparable sales in Lake Tracy Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lake Tracy Estates on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Lake Tracy Estates Market Scorecard
Lake Tracy Estates is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $310,000, and homes go under contract in about 18 days.
Typical home value in the 33844 ZIP is $295,656, about 2.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Lake Tracy Estates a buyer's or seller's market right now?
How many homes are in Lake Tracy Estates?
What share of Lake Tracy Estates is owner-occupied?
When were the homes in Lake Tracy Estates built?
Do cash buyers compete in Lake Tracy Estates?
What schools serve Lake Tracy Estates?
Who is the best real estate agent for Lake Tracy Estates?
How do I find a top HAINES CITY real estate agent who knows Lake Tracy Estates?
Can Momentum Realty connect me with an agent for Lake Tracy Estates?
Should you buy in Lake Tracy Estates?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Lake Tracy Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: July 16, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2016 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
More Haines City & Lakeland, Winter Haven & Polk County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lakeland, Winter Haven & Polk County or the full Neighborhood Finder.
See how Lake Tracy Estates fits the bigger picture — live prices, inventory, and Momentum Scores:




