Lake Tracy Estates
Homes for Sale in HAINES CITY, FL
True comps, carrying-cost math, and listings before the portals.
Lake Tracy Estates right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of July 15, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Lake Tracy Estates. Swipe to explore the community.
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Lake Tracy Estates
Lake Tracy Estates
Lake Tracy Estates
Lake Tracy Estates
Lake Tracy EstatesThe market around Lake Tracy Estates
Lake Tracy Estates is a small community — 26 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
Across Polk County, 4,919 homes are active and 1,710 pending (26% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Lake Tracy Estates specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Lake Tracy Estates
Live MLS inventory for Lake Tracy Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Tracy Estates listings as of 2026-07-16, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.
Life at Lake Tracy Estates
- Dog Park · reported on 1 of 1 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
Zoned schools reflect the assignments reported on recent Lake Tracy Estates listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Tracy Estates address.
=======Carrying cost · the no-CDD edge
No CDD bond means thousands less per year than newer master plans.
Roughly $25,000 saved over 10 years in carrying cost, before resale.
Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Confirm current ratings before relying on them
- Private and parochial options nearby
Lake Tracy Estates is served by Polk County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.
Polk County Public Schools (verify by address)
Polk County Public Schools (verify by address)
Polk County Public Schools (verify by address)
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Tracy Estates address.
>>>>>>> origin/mainThe Lake Tracy Estates buying strategy.
If we were buying in Lake Tracy Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Tracy Estates.
A closer look at the Lake Tracy Estates market
Inventory runs at 12.0 months of supply, a buyer-leaning market.
The housing stock is 88 homes built between 2014 and 2016, and 72% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Lake Tracy Estates. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Tracy Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Tracy Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Tracy Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Tracy Estates home worth?
Get a no-obligation home value based on real comparable sales in Lake Tracy Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lake Tracy Estates on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
33% of homes for sale in ZIP 33844 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Lake Tracy Estates Market Scorecard
Lake Tracy Estates is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $310,000, and homes go under contract in about 18 days.
Typical home value in the 33844 ZIP is $296,778, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Lake Tracy Estates Market Scorecard
Lake Tracy Estates is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $310,000, and homes go under contract in about 18 days.
Typical home value in the 33844 ZIP is $296,778, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Lake Tracy Estates a buyer's or seller's market right now?
How many homes are in Lake Tracy Estates?
What share of Lake Tracy Estates is owner-occupied?
When were the homes in Lake Tracy Estates built?
Do cash buyers compete in Lake Tracy Estates?
What schools serve Lake Tracy Estates?
Who is the best real estate agent for Lake Tracy Estates?
How do I find a top HAINES CITY real estate agent who knows Lake Tracy Estates?
Can Momentum Realty connect me with an agent for Lake Tracy Estates?
Nearby Communities
Explore more neighborhoods near Lake Tracy Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: July 16, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2016 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
Need to sell fast in Polk County?
Get a real cash offer on your Lake Tracy Estates home in 24 hours and close in as little as 7 days, as-is. Because Momentum is a licensed RealTrends-500 brokerage, we'll also show you what listing would net - so you choose with both numbers.
Get my Polk County cash offer →
Sell my house fast in Polk County · How Momentum Offers works
Buying or researching Polk County? See the full Polk County real estate market report - prices, inventory, schools, taxes, and every Polk County neighborhood.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
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