Lake Tracy Estates in HAINES CITY

Lake Tracy Estates
Homes for Sale in HAINES CITY, FL

Community in HAINES CITY · Polk County
88 homesBuilt 2014–2016
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Built fromLive Stellar MLS data10 years of closingsFL DOR public recordsUpdated twice daily
Live · Lake Tracy Estates Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Polk: 26% (1,710 of 6,629)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
72%
Owner-occupied · Lake Tracy Estates
63 of 88 parcels homesteaded (FL DOR 2025)
28%
Non-owner-occupied · Lake Tracy Estates
incl. 8% trust or LLC-held · 6% out-of-state
0%
Cash buyers · Lake Tracy Estates
0 of 3 sales, 12 mo ending June 2025
88
Homes in the community
88 residential parcels (FL DOR 2025)
Track record · 10 years of records
Est. 2014
Community established
homes built 2014-2016, median 2016 (FL DOR 2025)
3
Failed listings · 2026
peaked at 5 in 2020
1.1%/yr
Turnover rate
about 1 of 88 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Lake Tracy Estates is a tight, single-phase build in Haines City, with every home dated to 2014 or 2016 and a median build year of 2016. That kind of construction window keeps homes structurally consistent, so what separates one listing from another here is mostly condition and finish level, not age or systems. With a median living area of 2,395 square feet, the homes trend toward a larger single-family footprint than typical entry-level product in the area.

The market posture reads buyer-leaning at 12 months of supply, but that number is built on very little activity, just one closing in the tracked window and a single active listing. Treat the supply figure as directional rather than a hard signal. What is more telling is the 71.6% homestead share, which points to a community where most owners are living in their homes long-term rather than cycling through as rentals or quick flips.

Lake Tracy Estates Housing Pulse · Momentum Research · as of July 15, 2026

Lake Tracy Estates right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of July 15, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Best for

  • Buyers seeking a home in the 2,300-2,500 square foot range built within a recent, tightly-clustered construction period.
  • Buyers comfortable moving forward with limited active-listing comparables and doing extra diligence on condition and value.
  • Buyers prioritizing a community with high owner-occupancy over one built for frequent turnover or investor activity.

Probably not for

  • Buyers who want to compare several active listings side by side before deciding.
  • Buyers relying heavily on recent closed-sale data to benchmark an offer price.
  • Buyers seeking an extensive on-site amenity package beyond a dog park.

The market around Lake Tracy Estates

Lake Tracy Estates is a small community — 26 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

Across Polk County, 4,919 homes are active and 1,710 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Lake Tracy Estates specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Lake Tracy Estates, HAINES CITY

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
4.55%
1 of 22 listings · short sale 1

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Lake Tracy Estates

Live MLS inventory for Lake Tracy Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lake Tracy Estates listings as of 2026-07-16, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Polk County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Polk County Public Schools (verify by address) · Public

Zoned schools reflect the assignments reported on recent Lake Tracy Estates listings and can change; always confirm with Polk County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Lake Tracy Estates address.

Recent Developments in Lake Tracy Estates

Development, infrastructure, retail, and school activity affecting Lake Tracy Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum84/100 · High
  1. July 2026
    Development

    Lakeland Commissioners Approve Zoning Changes for Hallam Drive and Laura Road Projects

    Lakeland commissioners unanimously approved zoning changes on July 20, 2026 for two projects. One rezones 17 acres at 1212 Hallam Drive for 24 single family homes on 1.5 acre lots, and the other rezones 3.87 acres at 559 Laura Road for a proposed self storage facility.

    What it may mean for the marketRezonings clear the way for new low density housing and commercial storage in Lakeland, adding to residential lot supply and local commercial infrastructure. The project is about 20 miles southwest of Lake Tracy Estates, elsewhere in Polk County.

    Source: LkldNow
  2. July 2026
    Development

    Haines City Data Center Proposal on Hold Over Water Capacity

    Texas based Cielo Digital Infrastructure has proposed a data center on Marion Road and State Road 544 East in Haines City, requesting 150,000 gallons of potable water per day. City officials say the project remains preliminary, is awaiting additional water allocation from the Southwest Florida Water Management District, and has not yet come before the commission for approval.

    What it may mean for the marketA proposed data center signals commercial and industrial interest in the Haines City area while highlighting water infrastructure limits that could shape the pace of future development. The site is about 2 miles south of Lake Tracy Estates.

    Source: Bay News 9
  3. June 2026
    Development

    Hillpointe Opens Pointe Grand Apartments in Davenport

    Hillpointe has begun leasing at Pointe Grand Champions Village, an approximately 445 unit apartment community at 2010 Celsius Way in Davenport. As of late June 2026 the project was about 50 percent built and had started moving in residents, featuring one bedroom cottages, two bedroom units, and three bedroom townhomes with resort style amenities.

    What it may mean for the marketA large new apartment community expands rental housing supply and adds amenity rich multifamily inventory to the Davenport market. The project is about 9 miles north of Lake Tracy Estates, elsewhere in Polk County.

    Source: Hoodline
  4. June 2026
    Development

    Haines City Commission Reviews Lake Eva Estates Subdivision

    Haines City reviewed a preliminary plat for Lake Eva Estates, a 31 lot single family subdivision on 16.68 acres west of 10th Street South by Lake Eva. The project is zoned low density residential and includes an approved traffic study.

    What it may mean for the marketA new single family subdivision adds for sale housing supply in the Lake Eva area and reflects continued residential platting activity in Haines City. The site is less than a mile east of Lake Tracy Estates.

    Source: The Citrus Tea
  5. May 2026
    Development

    SouthState Plans $17M Office in Downtown Winter Haven

    SouthState plans a $17.2 million, five story, 40,035 square foot Class A office building on vacant parcels along Central Avenue in downtown Winter Haven. The regional operations center would house about 125 employees, with construction expected to begin in July 2026 and take 12 to 16 months.

    What it may mean for the marketA new downtown office building adds employment space and Class A commercial inventory to downtown Winter Haven, supporting the area's redevelopment and taxable value. The project is about 9 miles southwest of Lake Tracy Estates, elsewhere in Polk County.

    Source: Tampa Bay Business & Wealth
  6. May 2026
    Retail & Dining

    La Pinata Mexican Restaurant Coming to Lakeland's Dixieland

    La Pinata, a Mexican restaurant from four Michelin trained partners, is opening at 850 S. Tennessee Avenue in Lakeland's Dixieland neighborhood, the former Patio 850 space. Weekend pop up service is already running, with full indoor dining planned for later in summer 2026.

    What it may mean for the marketA new sit down restaurant adds dining options and reinvests in a vacant storefront in Lakeland's Dixieland commercial district. The project is about 21 miles west of Lake Tracy Estates, elsewhere in Polk County.

    Source: Lakeland Gazette

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Lake Tracy Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Tracy Estates.

Best Buy
Buyers looking for a consistent housing stock built within a narrow, recent construction window.
Biggest Risk
Thin data, only one active listing and one recent closing, means market signals here carry less statistical weight.
Sweet Spot
Buyers wanting a larger single-family footprint near the 2,395-square-foot median in a small, owner-occupied community.
Avoid If
You need a wide selection of active listings to compare in real time, since inventory is currently minimal.

A small, steady footprint

With only 88 homes total and a single active listing at the time of this snapshot, Lake Tracy Estates does not generate the volume of data that larger communities do. One closing in the tracked window is not enough to draw firm conclusions about pricing trends or velocity, and buyers or sellers should treat any market-level statistic here as a starting point for conversation, not a final answer.

What is more durable is the physical profile of the community: nearly all homes built within a three-year construction window, a median size of 2,395 square feet, and a homestead share above 70%, which points toward owner-occupied stability rather than rapid resale cycling. The listed amenity is a dog park, reported across MLS listings for the community; HOA verification is advised before relying on it.

The location and the amenities are priced into every listing in Lake Tracy Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this thin on active inventory and closed sales, pricing a home correctly or evaluating an offer takes more than pulling a standard comp sheet. We track what little transaction data exists here alongside comparable-condition sales nearby, so you are not making a decision based on a single data point.

Lake Tracy Estates in 15 seconds.

Best forBuyers looking for a consistent housing stock built within a narrow, recent construction window.
Biggest advantageHomes here share a similar age and size profile, which simplifies condition-based comparisons.
Biggest riskThin data, only one active listing and one recent closing, means market signals here carry less statistical weight.
Sweet spotBuyers wanting a larger single-family footprint near the 2,395-square-foot median in a small, owner-occupied community.
Avoid ifYou need a wide selection of active listings to compare in real time, since inventory is currently minimal.

HOA, CDD & Fees

In short
  • Mandatory HOA - confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Tracy Estates sales matched to your home.

What is your Lake Tracy Estates home worth?

Get a no-obligation home value based on real comparable sales in Lake Tracy Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Lake Tracy Estates on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,822/mo
Polk County typical true cost to own
$161/mo
Polk County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Lake Tracy Estates Market Scorecard

Strong buyer's market

Lake Tracy Estates is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $310,000, and homes go under contract in about 18 days.

12.0
Months supply
$310,000
Median list
$260,000
Median sold
$173
Per sqft
18
Days on mkt
1/0/1
Active/Pend/Sold

Typical home value in the 33844 ZIP is $295,656, about 2.2% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Lake Tracy Estates a buyer's or seller's market right now?
As of July 15, 2026, Lake Tracy Estates leans toward buyers: 12.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Lake Tracy Estates?
The Florida DOR 2025 assessment roll shows 88 homes in Lake Tracy Estates (public records).
What share of Lake Tracy Estates is owner-occupied?
72% of Lake Tracy Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lake Tracy Estates built?
Homes in Lake Tracy Estates were built between 2014 and 2016, with a median year built of 2016 (FL DOR 2025 roll).
Do cash buyers compete in Lake Tracy Estates?
Cash buyers took 0% of Lake Tracy Estates sales in the 12 months ending June 2025 (0 of 3 closings, Stellar MLS).
What schools serve Lake Tracy Estates?
Lake Tracy Estates is served by Polk County Public Schools, typically and Polk County Public Schools (verify by address). Confirm the exact zoning by address with the district.
Who is the best real estate agent for Lake Tracy Estates?
The best agent for Lake Tracy Estates is one who actively works HAINES CITY and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake Tracy Estates.
How do I find a top HAINES CITY real estate agent who knows Lake Tracy Estates?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake Tracy Estates and the wider HAINES CITY area.
Can Momentum Realty connect me with an agent for Lake Tracy Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake Tracy Estates purchase or sale - no call center and no pressure.
Buyers seeking a home in the 2,300-2,500 square foot range built within a recent, tightly-clustered construction period.Excellent fit
Buyers comfortable moving forward with limited active-listing comparables and doing extra diligence on condition and value.Excellent fit
Buyers prioritizing a community with high owner-occupancy over one built for frequent turnover or investor activity.Excellent fit
Buyers who want to compare several active listings side by side before deciding.Probably not
Buyers relying heavily on recent closed-sale data to benchmark an offer price.Probably not
Buyers seeking an extensive on-site amenity package beyond a dog park.Probably not

Nearby Communities

Explore more neighborhoods near Lake Tracy Estates with Momentum Realty’s local guides.

Southern Dunes EstatesHAINES CITY, FL · 0.4 miReserve At Highland Meadows Haines CityHAINES CITY, FL · 0.5 miLandmark Baptist Village Haines CityHAINES CITY, FL · 0.6 miGolf Grounds EstatesHAINES CITY, FL · 0.7 miKokomo Bay Haines CityHAINES CITY, FL · 0.8 miSouthern Dunes Haines CityHAINES CITY, FL · 0.8 miSpring Pines WestHAINES CITY, FL · 0.8 miLaurel GlenHAINES CITY, FL · 0.9 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: July 16, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Under-contract sharesStellar MLS records, as of 2026-07-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2016 (33 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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