Lost River Cove in Stuart

Lost River Cove
Homes for Sale in Stuart, FL

All 272 homes for sale in Stuart, FL · median $435,000 · 311 homes for sale in 34997 · Martin County homes for sale

Community in Stuart · Martin County · ZIP 34997
53 homesBuilt 2005–2007
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Photo via Beaches MLS

Built fromLive Beaches MLS data21 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Lost River Cove in Stuart, FL has 2 homes for sale. Homes listed or recently sold were built 2005–2006; 3 of 3 report an HOA (median $230/mo).

Lost River Cove key facts
LocationStuart, Martin County, FL · ZIP 34997
Homes in the community53 (FL DOR 2025 assessment roll)
Years built2005–2007 (median 2006)
Typical living area2,818 sq ft (median)
Amenities listed by sellersClubhouse, Fitness Center, Boating, Game Room, Security System, Community Room
For sale right now2 active, 0 pending · median asking $1,774,500 · 24.0 months of supply
Owner-occupied (homestead) share94%

Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lost River Cove key facts,” movewithmomentum.com/neighborhoods/lost-river-cove, data as of September 20, 2026.

Live · Lost River Cove Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
24.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Martin: 24% (398 of 1,681)
2 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
94%
Owner-occupied · Lost River Cove
50 of 53 parcels homesteaded (FL DOR 2025)
6%
Non-owner-occupied · Lost River Cove
incl. 11% trust or LLC-held · 0% out-of-state
53
Homes in the community
53 residential parcels (FL DOR 2025)
Track record · 21 years of records
Est. 2005
Community established
homes built 2005-2007, median 2006 (FL DOR 2025)
1.9%/yr
Turnover rate
about 1 of 53 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Lost River Cove is a small Stuart community in Martin County, and the current MLS snapshot is thin — closings are limited and no shared amenities show up in the listings. That means price here is driven by the individual home: its condition, its lot, and how it's been maintained, not by a community package or a documented price range. Treat every listing as its own negotiation rather than a comp-rich market you can triangulate quickly.

For buyers, the posture is patient and diligence-heavy. With few recent closings to lean on, valuation comes down to the specific property and a careful read of condition. For sellers, the same scarcity cuts both ways: less directly comparable inventory can work in your favor, but it also means pricing has to be defended on the merits of the home itself, not on volume.

Lost River Cove Housing Pulse · Momentum Research · as of September 20, 2026

Lost River Cove right now

🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 24, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Lost River Cove is a small, quiet residential pocket of Stuart in Martin County. With no community amenities identified in current listings, the appeal here is the home and the location rather than shared facilities.

BeachesMLS sales records identify 19 homes in Lost River Cove that have changed hands since 2008, built between 2005 and 2006 (median 2006), with a median living area of about 2,953 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers focused on the individual house and lot, not shared facilities
  • Buyers comfortable with a patient, diligence-heavy purchase in a low-volume market
  • Sellers with a well-maintained home willing to defend price on the property's merits

Probably not for

  • Buyers who want pools, clubhouses, or other community amenities
  • Buyers who need a deep set of recent comps before committing
  • Anyone wanting a fast, high-turnover market with easy price benchmarks

The market around Lost River Cove

Lost River Cove is too small for its own price trend, so here is the market around it.

In ZIP 34997, 410 homes are on the market and 24% are under contract — a steady corner of Stuart.

Across Martin County, 1,283 homes are active and 398 pending (24% under contract).

In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Lost River Cove specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Lost River Cove, Stuart

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 12 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Lost River Cove

Live MLS inventory for Lost River Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lost River Cove listings as of 2026-09-22, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Every Home for Sale in Lost River Cove Right Now (2)

All 2 active and pending Lost River Cove listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Crystal Lake (Martin) · Elementary
  • Dr. David L. Anderson · Middle
  • Martin County · High

Zoned schools reflect the assignments reported on recent Lost River Cove listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Lost River Cove address.

If we were buying in Lost River Cove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lost River Cove.

Best Buy
Buyers who want a specific home in a quiet Stuart pocket rather than a shared-amenity community.
Biggest Risk
Thin closing activity makes valuation harder and demands extra diligence.
Sweet Spot
A well-maintained home priced on its own merits, bought with a careful inspection.
Avoid If
You need amenities or a deep pool of recent comps to feel confident.

A home-by-home market

There is no amenity story to tell in Lost River Cove — current MLS listings show none, so you are buying a house and a location, not a lifestyle package. That keeps the analysis clean: condition, layout, lot, and upkeep are what will move price, and they'll vary widely from one property to the next.

The thin closing activity means you should slow down and verify. Ask for maintenance history, inspect thoroughly, and don't expect a deep bench of recent sales to settle a disagreement over value. This is a market where boots-on-the-ground judgment matters more than a spreadsheet of comps.

“

The location and the amenities are priced into every listing in Lost River Cove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume community like this, comps don't do the heavy lifting — condition and local read do. We walk the property with you, pressure-test the asking price against what little the market gives us, and tell you plainly when a home isn't worth the number. That candor is worth more here than in a busy subdivision where the data speaks for itself.

Lost River Cove in 15 seconds.

Best forBuyers who want a specific home in a quiet Stuart pocket rather than a shared-amenity community.
Biggest advantageLimited comparable inventory can give a well-prepared seller pricing leverage.
Biggest riskThin closing activity makes valuation harder and demands extra diligence.
Sweet spotA well-maintained home priced on its own merits, bought with a careful inspection.
Avoid ifYou need amenities or a deep pool of recent comps to feel confident.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Lost River Cove homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Lost River Cove.
In short
  • HOA dues reported around $230/month (about $2,760/yr) · median of 14 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $230 per month ($2,760 a year) — the median AssociationFee across 14 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lost River Cove sales matched to your home.

What is your Lost River Cove home worth?

Get a no-obligation home value based on real comparable sales in Lost River Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Stuart →

Real comps, not an automated estimate.
How much local inventory is already under contract

24% of homes for sale in ZIP 34997 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-21).

Frequently Asked Questions

Is Lost River Cove a buyer's or seller's market right now?
As of September 20, 2026, Lost River Cove leans toward buyers: 24.0 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Lost River Cove?
The Florida DOR 2025 assessment roll shows 53 homes in Lost River Cove (public records).
What share of Lost River Cove is owner-occupied?
94% of Lost River Cove parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lost River Cove built?
Homes in Lost River Cove were built between 2005 and 2007, with a median year built of 2006 (FL DOR 2025 roll).
Who is the best real estate agent for Lost River Cove?
The best agent for Lost River Cove is one who actively works Stuart and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lost River Cove.
How do I find a top Stuart real estate agent who knows Lost River Cove?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lost River Cove and the wider Stuart area.
Can Momentum Realty connect me with an agent for Lost River Cove?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lost River Cove purchase or sale - no call center and no pressure.
Where is Lost River Cove, and what county is it in?
Lost River Cove is in Stuart, Martin County, FL, ZIP 34997. The community's center is about 6 miles south of the center of Stuart (straight-line).
Buyers focused on the individual house and lot, not shared facilitiesExcellent fit
Buyers comfortable with a patient, diligence-heavy purchase in a low-volume marketExcellent fit
Sellers with a well-maintained home willing to defend price on the property's meritsExcellent fit
Buyers who want pools, clubhouses, or other community amenitiesProbably not
Buyers who need a deep set of recent comps before committingProbably not
Anyone wanting a fast, high-turnover market with easy price benchmarksProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 22, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 34997))
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2005 (21 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Lost River Cove with Momentum Realty’s local guides.

LRLost River Bend0.1 mi away · 28 homes, built 2005–06, 1 for saleLRLost River Manors0.2 mi away · 32 homes, built 2007–13, 3 for saleSLSt Lucie Settlment0.2 mi away · 129 homes, built 1911–23TPTidewater Point0.3 mi away · 39 homes, built 2005–19RGRiver Glen Condominium0.3 mi away · 24 homes, built 2007–07Camellia0.4 mi away · median $380K, 40 sales/12 moRGRiver Groves Minor0.5 mi away · 15 homes, built 1926–02

Browse all neighborhood guides →

Thinking of selling in Lost River Cove? 1 recorded closings (window ending 2026-09-20). See the Martin County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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