St. Lucie Settlment
Homes for Sale in Stuart, FL
All 261 homes for sale in Stuart, FL · median $459,000 · 308 homes for sale in 34997 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of September 2026, the MLS records 1 closed sale in St. Lucie Settlment in Stuart, FL, the most recent in March 2026. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).
| Location | Stuart, Martin County, FL · ZIP 34997 |
|---|---|
| Homes in the community | 129 (FL DOR 2025 assessment roll) |
| Years built | 1911–2023 (median 1977.0) |
| Typical living area | 1,538 sq ft (median) |
| Amenities listed by sellers | Boating, Jogging Path, Storage |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 60% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “St. Lucie Settlment key facts,” movewithmomentum.com/neighborhoods/st-lucie-settlment, data as of September 20, 2026.
The current MLS snapshot for St. Lucie Settlement is thin on the usual signals. There is no median price on the table, no amenity slate, and nothing structural to anchor a valuation to. In a small Stuart pocket like this, that means price is being set at the individual property level — condition, lot, and how a given seller has priced against the broader Martin County beaches market rather than against a deep set of comparable sales inside the community itself.
For a buyer, that argues for patience and close comparison against nearby Stuart listings, because you will not find a tidy internal comp set here. For a seller, the same thinness cuts both ways: fewer competing listings can help, but it also means each home is judged largely on its own merits. Pricing to condition, not to a hoped-for number, is the play.
Nearby homes for sale
No active listings inside St. Lucie Settlment right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
St. Lucie Settlement is a small residential pocket in Stuart, in Martin County's beaches area, where the current listing set is too limited to define a community pricing pattern — homes here trade on their individual merits.
County records show 7 qualified sales in St. Lucie Settlment across 2024–2025 (4 in 2024, 3 in 2025), median $825,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who St. Lucie Settlment is best for.
Best for
- Buyers prioritizing a Stuart, beaches-area location over community amenities
- Buyers who can judge value on condition, lot, and broader-market comparables
- Sellers willing to price to condition rather than to a hoped-for number
Probably not for
- Buyers who require a built-in amenity slate such as a pool or clubhouse
- Buyers who want a deep set of recent in-community sales before committing
- Sellers expecting a large pool of active listings to establish a price floor
The market around St. Lucie Settlment
St. Lucie Settlment is too small for its own price trend, so here is the market around it.
In ZIP 34997, 410 homes are on the market and 24% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.
ZIP and county figures describe the wider market, not St. Lucie Settlment specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in St. Lucie Settlment, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The St. Lucie Settlment buying strategy.
If we were buying in St. Lucie Settlment today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St. Lucie Settlment.
A Stuart pocket with a thin listing set
What stands out about St. Lucie Settlement right now is what the data does not show. No community amenities surface from current MLS listings, and there is no established price pattern to read. This is not a knock — plenty of Stuart neighborhoods are defined by their homes and their location rather than a shared amenity package — but it does change how you should evaluate a purchase or a listing here.
Because the internal comp set is limited, value gets established by looking outward: to the wider Stuart and Martin County beaches market, to lot and condition, and to how a specific home is positioned. Expect a condition-driven spread rather than a predictable per-home number, and plan to lean on broader-area comparables to sanity-check any price.
The location and the amenities are priced into every listing in St. Lucie Settlment. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community offers no clean internal comp set, the value of a broker who works the wider Stuart and Martin County market goes up. We price and evaluate St. Lucie Settlement homes against the broader beaches market, weigh condition and lot honestly, and tell you plainly when a listing is priced ahead of what the surrounding area supports.
St. Lucie Settlment in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $50/month (about $600/yr) · median of 9 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $50 per month ($600 a year) — the median AssociationFee across 9 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St. Lucie Settlment buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St. Lucie Settlment sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St. Lucie Settlment, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St. Lucie Settlment home worth?
Get a no-obligation home value based on real comparable sales in St. Lucie Settlment, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in St. Lucie Settlment?
What share of St. Lucie Settlment is owner-occupied?
When were the homes in St. Lucie Settlment built?
Who is the best real estate agent for St. Lucie Settlment?
How do I find a top Stuart real estate agent who knows St. Lucie Settlment?
Can Momentum Realty connect me with an agent for St. Lucie Settlment?
Where is St. Lucie Settlment, and what county is it in?
Should you buy in St. Lucie Settlment?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 28, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34997)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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