Tidewater Point
Homes for Sale in Stuart, FL
All 261 homes for sale in Stuart, FL · median $459,000 · 308 homes for sale in 34997 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of September 2026, the MLS records 8 closed sales in Tidewater Point in Stuart, FL since 2021, the most recent in April 2026. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).
| Location | Stuart, Martin County, FL · ZIP 34997 |
|---|---|
| Homes in the community | 39 (FL DOR 2025 assessment roll) |
| Years built | 2005–2019 (median 2018) |
| Typical living area | 2,033 sq ft (median) |
| Amenities listed by sellers | Closed Circuit Camera(s) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 82% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Tidewater Point key facts,” movewithmomentum.com/neighborhoods/tidewater-point, data as of September 20, 2026.

Tidewater Point sits in Stuart, Martin County—a low-inventory coastal market where price is driven almost entirely by proximity to the water, lot size, and updated condition. With only one closing recorded this month, we're looking at a supply-constrained environment that doesn't produce predictable pricing patterns; condition gaps between listings can swing valuations significantly, and the single transaction we've captured tells us turnover is exceptionally slow.
For buyers, that means careful diligence on individual properties rather than relying on comps. For sellers, it's a low-volume game: pricing has to be sharp because the pool of active shoppers is narrow, and days-on-market can stretch if you miss the mark. Momentum is critical when movement does happen.
Nearby homes for sale
No active listings inside Tidewater PointHomes for Sale in Stuart, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A small Stuart enclave where scarcity dictates the conversation; recent activity shows minimal turnover, making each listing an independent data point rather than part of a predictable trend.
BeachesMLS sales records identify 8 homes in Tidewater Point that have changed hands since 2021, built between 2018 and 2019 (median 2018), with a median living area of about 1,816 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Tidewater Point is best for.
Best for
- Buyers targeting Stuart specifically and willing to wait for the right lot or waterfront opportunity, even if months pass between listings
- Cash or pre-approved buyers who can move quickly when a rare property hits and negotiate without contingency pressure
- Sellers with updated, well-maintained homes who understand they're pricing against scarcity and are prepared for a patient marketing cycle
Probably not for
- Buyers who need community amenities—pools, fitness, social calendar—to justify the investment; none are identified here
- First-time buyers or anyone requiring tight comps and predictable month-to-month pricing trends to feel confident in valuation
- Investors looking for turnover velocity or rental demand; this is a low-volume owner-occupant market with minimal transactional momentum
The market around Tidewater Point
Tidewater Point is too small for its own price trend, so here is the market around it.
In ZIP 34997, 410 homes are on the market and 24% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Tidewater Point specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Tidewater Point, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The Tidewater Point buying strategy.
If we were buying in Tidewater Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tidewater Point.
When one closing is the entire story
Tidewater Point doesn't move like a subdivision. The single closing this month reflects what we see across low-density waterfront and near-water pockets in Martin County: properties trade infrequently, buyers are specific in their criteria, and sellers face a narrow window of motivated interest. There is no median price range to anchor against—condition, water access, and lot configuration drive every negotiation independently.
No community amenities appear in current MLS records, so value here is strictly tied to the home itself and its location within Stuart. That shifts the burden to the asset: updated interiors, functional layouts, and outdoor space carry outsize weight when there's no pool, no clubhouse, and no trail system to lean on. Buyers should expect to do their own due diligence on flood zones, seawalls if applicable, and neighboring parcels.
The broader Stuart market remains tight, but Tidewater Point's low sample size means you can't reliably trend pricing month to month. If you're selling, you're pricing against the last comparable sale—which may be quarters old—and against current competition, which may be zero or one other listing. If you're buying, you're negotiating in a vacuum; leverage comes from knowing the asset cold, not from market momentum.
The location and the amenities are priced into every listing in Tidewater Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Low-volume markets punish guesswork. Momentum's value in Tidewater Point is forensic: we pull deed records, track off-MLS activity, and price against actual condition rather than stale comps. When one month yields one closing, the agent who knows how that home compared to yours—lot by lot, finish by finish—is the agent who prices it right. We'll tell you if the market isn't there yet, and we'll move fast when it is.
Tidewater Point in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $185/month (about $2,220/yr) · median of 9 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $185 per month ($2,220 a year) — the median AssociationFee across 9 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Tidewater Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tidewater Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tidewater Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tidewater Point home worth?
Get a no-obligation home value based on real comparable sales in Tidewater Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
Frequently Asked Questions
How many homes are in Tidewater Point?
What share of Tidewater Point is owner-occupied?
When were the homes in Tidewater Point built?
Who is the best real estate agent for Tidewater Point?
How do I find a top Stuart real estate agent who knows Tidewater Point?
Can Momentum Realty connect me with an agent for Tidewater Point?
Where is Tidewater Point, and what county is it in?
Should you buy in Tidewater Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 28, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34997)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2021 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Tidewater Point fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Tidewater Point with Momentum Realty’s local guides.





