Mandarin Lakes in Tampa

Mandarin Lakes Homes for Sale in Tampa, FL

Single-family lake community · Citrus Park, Tampa · ZIP 33625

A single-family home community with lake access in the Citrus Park area of Tampa.

Low HOACommunity lake accessWaterfront lots
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a single-residential community built across a wide range of years, so condition and systems vary, while the low HOA and lake access are a draw; confirm whether a CDD applies, and read the condition and the flood zone for a specific home.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Mandarin Lakes is a single-family home community in the Citrus Park area of Tampa, in the 33625 ZIP of Hillsborough County, so the read is a Citrus Park single-family read: public sources describe homes built between about 1985 and 2009 ranging roughly 1,220 to 2,118 square feet, with a low HOA reported around $8 to $21 per month, community lake access for fishing, water views and waterfront lots, sidewalks, and street lights, and some homes with in-ground pools. The wide range of vintages means condition and systems vary, so the home itself matters more than the brochure: condition, lot position waterfront versus interior, and the flood picture drive value. Confirm the current HOA fee, whether a CDD applies, and the flood zone for a specific home. Your leverage is reading each home and the lot before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Mandarin Lakes is a single-family home community in the Citrus Park area of Tampa, in the 33625 ZIP of Hillsborough County. Public sources describe homes built between about 1985 and 2009, ranging roughly 1,220 to 2,118 square feet, so it is an established community with a wide range of home vintages.

The draw here is the combination of a low HOA and the water. Public sources describe community lake access for fishing, water views and waterfront lots, sidewalks, and street lights, with the HOA reported around $8 to $21 per month; some homes have in-ground pools. Confirm the current HOA fee and whether a CDD applies.

The defining read is the home and the lot. Because the community spans about 1985 to 2009, condition and systems vary home to home, so read each home, and lot position waterfront versus interior together with condition drive value. Confirm the flood zone for a specific home before you offer.

For buyers who want an established single-residential community with low-HOA living and lake access close to Citrus Park, Mandarin Lakes is a convenient option. The work is reading each home's condition, the lot position, the HOA and any CDD, and the flood picture honestly before you buy.

Best for

  • Buyers who want an established single-family home with a low HOA
  • Anyone drawn to community lake access, water views, and waterfront lots
  • Buyers who want a convenient Citrus Park location near shopping and the Veterans
  • Buyers who will read each home's condition and the lot position

Probably not for

  • Buyers who want brand-new construction with uniform systems
  • Anyone unwilling to read the condition on an older home
  • Buyers who will not confirm the flood zone and any CDD
  • Anyone seeking a high-amenity, resort-style community

How Mandarin Lakes is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Mandarin Lakes listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Mandarin Lakes buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Mandarin Lakes sits in Tampa, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Citrus Park Town Center~5-10 min · regional mall and shopping
Veterans Expressway~5-10 min · regional connector
Upper Tampa Bay Park~5-10 min · nature preserve and trails
Westchase~5-10 min · shopping and dining
Tampa International Airport (TPA)~15-20 min · via the Veterans
Downtown Tampa~25-35 min · urban core commute

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Mandarin Lakes with Momentum Realty’s local guides.

BRBridgeHavenTownhomesTampa, FL · 0.2 miLGLogan Gate VillageTampa, FL · 0.5 miRARaviniaTampa, FL · 0.6 miCACamilaEstatesTampa, FL · 0.6 miAOAvery OaksTampa, FL · 0.7 miSUSugarcreekTampa, FL · 0.7 miTCTownhomes of Country RunTampa, FL · 0.7 miSASanctuary atCitrus ParkTampa, FL · 0.7 miCCCedar Creek atCountry RunTampa, FL · 0.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Mandarin Lakes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Mandarin Lakes is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Mandarin Lakes address.

The takeaway

What is actually shaping value at Mandarin Lakes: the low HOA and lake access, the wide range of home vintages, the waterfront lots and flood picture, and whether a CDD applies. The community read is sourced and linked.

Recent Developments in Mandarin Lakes

Our read on what is being built around Mandarin Lakes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe low HOA, the lake access, and the convenient Citrus Park location support demand, while the defining watch items are the wide range of home vintages and condition, whether a CDD applies, and the flood picture on waterfront lots.

Low HOA with lake access in convenient Citrus Park

Ongoing
BullishMajor impact
SignificanceRadius: Community

A low-HOA single-residential community with community lake access and waterfront lots near Citrus Park shopping and the Veterans is a draw.

Wide vintage range means condition varies

Ongoing
NeutralMajor impact
SignificanceRadius: Community

Homes built across about 1985 to 2009 vary in condition and systems, so read each home before you judge value.

Waterfront lots, confirm the flood picture

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Lot position waterfront versus interior drives value; confirm the flood zone for a specific home.

Confirm whether a CDD applies

Ongoing
NeutralNotable impact
SignificanceRadius: Community

A CDD would add to the carrying cost; confirm whether a CDD applies in this community.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Mandarin Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2024
    Community

    Mandarin Lakes, a Citrus Park community with lake access

    Mandarin Lakes is a Citrus Park single-residential community in Tampa built about 1985 to 2009, with a low HOA, community lake access, and waterfront lots. Why it matters: A low-HOA community with lake access; read each home and confirm the flood zone. Source

Development alerts for Mandarin LakesGet a short monthly email when something new is approved, funded, or opens near Mandarin Lakes.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Mandarin Lakes, this is the order of operations we would run, and the one we run for our clients.

1

Read each home's condition first. With vintages spanning about 1985 to 2009, pull the age of the roof, HVAC, and systems before you judge any home.

2

Confirm the current HOA fee. Public sources report a low HOA around $8 to $21 per month; confirm the current HOA fee and what it covers.

3

Confirm whether a CDD applies. A CDD would add to the carrying cost, so confirm whether a CDD applies in this community.

4

Read the flood zone and the lot. On waterfront lots especially, confirm the flood zone for a specific home and weigh lot position against price.

5

Compare Citrus Park options, and cross-shop Citrus Park for nearby alternatives.

Best Buy
A well-kept, updated home on a good lot with the low HOA confirmed
Biggest Risk
An older home with deferred systems or an unconfirmed flood or CDD picture
Best Lot
A waterfront lot with a water view, or a larger interior lot in good condition
Smart Timing
Confirm the HOA fee, any CDD, the flood zone, and the home's condition
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Mandarin Lakes is a single-family home community in the Citrus Park area of Tampa, in the 33625 ZIP of Hillsborough County. Public sources describe homes built between about 1985 and 2009 ranging roughly 1,220 to 2,118 square feet, with a low HOA reported around $8 to $21 per month, community lake access for fishing, water views and waterfront lots, sidewalks, and street lights; some homes have in-ground pools. It is near Citrus Park Town Center mall, Upper Tampa Bay Park, and Hillsborough County schools, though you should confirm zoning. The defining factors in value are the home and the lot: condition across the wide range of vintages, lot position waterfront versus interior, any CDD, and the flood picture drive the real cost of ownership and resale, so confirm the current HOA fee, whether a CDD applies, and the flood zone for a specific home.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Interior Home

Original or lightly updated single-family homes on interior lots, the entry into Mandarin Lakes, priced for updates and condition work.

Lowest entry
The Updated Home

Updated homes in good condition on solid lots, the heart of the resale market here, with newer systems easing the read.

Most inventory
The Waterfront Home

Homes on waterfront lots with water views, and renovated homes with a pool, the positions that hold value best; confirm the flood zone.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Interior Home
Original or lightly updated single-family homes on interior lots, the entry into Mandarin Lakes, priced for updates and condition work.
The Updated Home
Updated homes in good condition on solid lots, the heart of the resale market here, with newer systems easing the read.
The Waterfront Home
Homes on waterfront lots with water views, and renovated homes with a pool, the positions that hold value best; confirm the flood zone.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within TampaStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Mandarin Lakes

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The lake access and low HOA sell the community. The deal is won or lost on the home's condition, the lot position, the flood zone, and any CDD.

Jon Brooks · Founder, Momentum Realty
7.5B+ · Buy Score
Resale Strength7.4/10
Renovation Risk6.2/10
Location Efficiency8.2/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage8.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Mandarin Lakes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Mandarin Lakes, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Mandarin Lakes in 15 seconds.

Best forBuyers who want an established single-family home with a low HOA and lake access near Citrus Park.
Biggest advantageA low-HOA community with lake access and waterfront lots in convenient Citrus Park.
Biggest riskThe wide vintage range, the flood zone, and any CDD on an older single-family home.
Sweet spotA well-kept, updated home on a good lot with the low HOA and flood picture confirmed.
Avoid ifYou want brand-new construction or no condition, flood, and CDD homework.

HOA, CDD & Fees

15-Second Take
  • Low HOA reported around $8 to $21 per month; confirm
  • Confirm whether a CDD applies
  • Community lake access for fishing
  • Water views and waterfront lots
  • Read each home's condition and the flood zone

A low HOA applies and public sources report it around $8 to $21 per month; confirm the current HOA fee. Confirm whether a CDD applies, since a CDD would add to the carrying cost beyond the HOA.

Public sources describe community lake access for fishing, water views and waterfront lots, sidewalks, and street lights; confirm exactly what the HOA covers and confirm the current HOA fee.

Public sources describe community lake access for fishing along with water views and waterfront lots; some homes have in-ground pools. Confirm what community access and any amenities are included.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Mandarin Lakes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Citrus Park, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Mandarin Lakes home worth?

Get a no-obligation home value based on real comparable sales in Mandarin Lakes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not a Zestimate.

Mandarin Lakes Market Scorecard

Strong seller's market

Mandarin Lakes is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Mandarin Lakes?
It is a single-family home community in the Citrus Park area of Tampa, in the 33625 ZIP of Hillsborough County, near Citrus Park Town Center and the Veterans Expressway.
What kind of homes are in Mandarin Lakes?
Public sources describe single-family homes built between about 1985 and 2009, ranging roughly 1,220 to 2,118 square feet; some homes have in-ground pools. Condition varies with the wide range of vintages.
How much is the HOA at Mandarin Lakes?
Public sources report a low HOA around $8 to $21 per month. Confirm the current HOA fee and what it covers before you offer.
Is there community lake access?
Yes. Public sources describe community lake access for fishing, along with water views and waterfront lots. Confirm exactly what community access is included.
Is there a CDD at Mandarin Lakes?
Confirm whether a CDD applies in this community, since a CDD would add to the carrying cost beyond the low HOA.
Is Mandarin Lakes in a flood zone?
With waterfront lots and lake access, the flood picture varies by lot. Confirm the flood zone for a specific home before you offer.
Are there waterfront lots here?
Yes. Public sources describe water views and waterfront lots. Lot position waterfront versus interior drives value, so weigh it against price and confirm the flood zone.
What amenities does the community have?
Public sources describe community lake access for fishing, water views and waterfront lots, sidewalks, and street lights; some homes have in-ground pools. Confirm what community access and any amenities are included.
How far is Mandarin Lakes from shopping and the airport?
Citrus Park Town Center and the Veterans Expressway are roughly five to ten minutes by car, and Tampa International Airport about fifteen to twenty minutes.
What schools serve Mandarin Lakes?
It is served by Hillsborough County schools, but confirm the current zoning for a specific address before you rely on it.
What should I check before buying here?
Read each home's condition and the age of the roof, HVAC, and systems, confirm the current HOA fee, confirm whether a CDD applies, confirm the flood zone, and weigh the lot position waterfront versus interior.
Why does condition vary so much here?
Because the community spans about 1985 to 2009, the age and updates differ home to home, so read each home individually rather than assuming a single standard.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. In an older single-residential community where condition, lot position, the flood zone, and any CDD swing value, having your own representation is the highest-leverage decision you make.
Buyers who want an established single-family home with a low HOAExcellent fit
Anyone drawn to community lake access, water views, and waterfront lotsExcellent fit
Buyers who want a convenient Citrus Park location near shopping and the VeteransExcellent fit
Buyers who will read each home's condition and the lot positionExcellent fit
Buyers who will confirm the flood zone and any CDDExcellent fit
Buyers who want brand-new construction with uniform systemsProbably not
Anyone unwilling to read the condition on an older homeProbably not
Buyers who will not confirm the flood zone and any CDDProbably not
Anyone seeking a high-amenity, resort-style communityProbably not
Buyers who want a no-HOA home with no community rulesProbably not

Get the inside read on Mandarin Lakes

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Mandarin Lakes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Mandarin Lakes specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Mandarin Lakes — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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