Martin Downs in Palm City

Martin Downs
Homes for Sale in Palm City, FL

All 123 homes for sale in Palm City, FL · median $729,900 · 307 homes for sale in 34990 · Martin County homes for sale

Community in Palm City · Martin County · ZIP 34990
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Photo via Beaches MLS

Built fromLive Beaches MLS data1 years of closingsUpdated twice daily

As of September 2026, the MLS records 1 closed sale in Martin Downs Plat No 47A (Aka Monarch Country Club in Palm City, FL, the most recent in December 2025. Across Palm City as a whole, 136 homes closed in the last 12 months at a median of $776,500, 64 median days on market, with 51 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $12,010 ($11,400 with the full homestead exemption).

Live · Martin Downs Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Monarch Country Club sits inside the larger Martin Downs area of Palm City, and what you're buying here is the setting and the individual home more than any headline number. With no community amenities surfacing from current MLS listings, price in this pocket is driven by the home itself — condition, updates, lot position, and how a given property relates to the golf course and surrounding grounds. That means the spread between a dated original and a fully renovated house can be wide, and comparing two listings requires looking closely at what's actually been done to each.

For a buyer, the posture is to underwrite the specific house rather than assume a uniform community premium. For a seller, the same logic cuts your way if you've invested in the home: condition-driven markets reward properties that show well and read as move-in ready, and they punish deferred maintenance. Pricing off a neighbor's number without accounting for the difference in finish level is the most common mistake we see here.

Nearby homes for sale

No active listings inside Martin Downs Plat No 47A (Aka Monarch Country Club right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

2264 SW Brookhaven Way
$679K · 0.3 mi away
3 bd · 2.5 ba · 2,166 sqft
2264 SW Brookhaven Way
Listed by Keller Williams Realty Of The
1630 SW PROSPERITY Way
$1.39M · 0.4 mi away
6 bd · 5 ba · 4,175 sqft
1630 SW PROSPERITY Way
Listed by Keller Williams Realty Of The
2376 SW Longwood Drive
$995K · 0.5 mi away
4 bd · 2.5 ba · 3,598 sqft
2376 SW Longwood Drive
Listed by Premier Brokers International
2432 SW Brookwood Lane
$505K · 0.5 mi away
2 bd · 2 ba · 1,918 sqft
2432 SW Brookwood Lane
Listed by Compass Florida LLC
1555 SW WATERFALL Boulevard
$268K · 0.6 mi away
2 bd · 2 ba · 1,111 sqft
1555 SW WATERFALL Boulevard
Listed by Coldwell Banker Realty
1559 SW Waterfall Boulevard
$269K · 0.6 mi away
2 bd · 2 ba · 1,111 sqft
1559 SW Waterfall Boulevard
Listed by LPT Realty, LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Monarch Country Club is a golf-oriented section of the Martin Downs corridor in Palm City, in Martin County — a Treasure Coast location with the everyday convenience of Palm City and reach toward the wider beaches region.

BeachesMLS sales records identify 54 homes in Martin Downs that have changed hands since 2002, built between 1984 and 2003 (median 1994), with a median living area of about 1,837 sq ft and a typical 3-bedroom, 2-bath layout; 81% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers drawn to a golf-course setting who will underwrite each home on its own condition
  • Value-minded buyers willing to renovate or trade finish level for a better basis
  • Owners seeking a quieter Martin County location with everyday Palm City convenience

Probably not for

  • Buyers who require a bundled community amenity package to justify the purchase
  • Buyers who want to price off a neighbor's number without accounting for condition differences
  • Buyers unwilling to verify club membership, dues, and HOA terms before offering

The market around Martin Downs

Martin Downs is too small for its own price trend, so here is the market around it.

In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.

Across Martin County, 1,283 homes are active and 398 pending (24% under contract).

In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Martin Downs specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Martin Downs Plat No 47A (Aka Monarch Country Club, Palm City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-21)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

If we were buying in Martin Downs today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Martin Downs.

Best Buy
Buyers who want a golf-course setting in a quiet part of Palm City and will evaluate homes one at a time.
Biggest Risk
With no amenities identified from current listings, value rests on the individual home and unconfirmed club or HOA terms.
Sweet Spot
A move-in-ready home whose finish level is priced fairly against genuine comparables.
Avoid If
You need a resort-style amenity package baked into the community.

A condition-driven golf-course pocket

Because current MLS listings don't identify a distinct set of community amenities for this plat, the value story leans on the home and the location rather than a resort-style package. That is not a knock — it means each transaction stands on its own merits, and disciplined buyers can find real value where a seller has genuinely improved a property. It also means you should confirm exactly what any homeowners or club structure includes before you write an offer, since that detail isn't something we're stating from the snapshot.

Palm City's position in Martin County puts you in a quieter part of the Treasure Coast with straightforward access to daily needs and a reasonable path toward the coast. Do your own diligence on any club membership requirements, dues, and access tied to the golf course — those terms belong in the contract, not in assumptions, and they can materially change the ownership math.

“

The location and the amenities are priced into every listing in Martin Downs. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market where price hinges on the individual home, our job is to separate the renovated from the merely staged and to pin down the club and HOA terms before you commit. We'll walk the condition honestly, tell you when a listing is priced off the wrong comp, and tell you plainly when this pocket isn't the right fit for what you're after.

Martin Downs in 15 seconds.

Best forBuyers who want a golf-course setting in a quiet part of Palm City and will evaluate homes one at a time.
Biggest advantageA condition-driven market lets a disciplined buyer be rewarded for finding a well-improved home.
Biggest riskWith no amenities identified from current listings, value rests on the individual home and unconfirmed club or HOA terms.
Sweet spotA move-in-ready home whose finish level is priced fairly against genuine comparables.
Avoid ifYou need a resort-style amenity package baked into the community.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Martin Downs homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Martin Downs.
In short
  • HOA dues reported around $581/month (about $6,972/yr) · median of 9 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $581 per month ($6,972 a year) — the median AssociationFee across 9 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Martin Downs sales matched to your home.

What is your Martin Downs home worth?

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Real comps, not an automated estimate.
Buyers drawn to a golf-course setting who will underwrite each home on its own conditionExcellent fit
Value-minded buyers willing to renovate or trade finish level for a better basisExcellent fit
Owners seeking a quieter Martin County location with everyday Palm City convenienceExcellent fit
Buyers who require a bundled community amenity package to justify the purchaseProbably not
Buyers who want to price off a neighbor's number without accounting for condition differencesProbably not
Buyers unwilling to verify club membership, dues, and HOA terms before offeringProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 22, 2026)
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2025 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Common questions about Martin Downs

Where is Martin Downs?

Martin Downs is a community in Palm City, Martin County, Florida, ZIP 34990.

Are there homes for sale in Martin Downs right now?

No active listings inside Martin Downs at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Martin Downs have an HOA or CDD?

No HOA is on record for Martin Downs in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Martin Downs with Momentum Realty’s local guides.

MCMonarch Cove Martin Downs0.2 mi away · 77 homes, built 1988–01MMMonarch Martin Downs0.2 mi away · median $600K, 3 sales/12 moMAMonarch At Martin Downs0.2 mi away · 33 homes, built 1998–00MWMonarch Willowbend0.2 mi away · 52 homes, built 1995–99WAWillowbend At Monarch Country Club Aka Martin Downs Parce0.2 mi away · 52 homes, built 1995–99MMonarch0.3 mi away · 33 homes, built 1998–00, 1 for saleMMonarch0.3 mi away · median $859K, 5 sales/12 mo

Browse all neighborhood guides →

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