Mill Creek At Martin Downs (Aka Martin Downs
Homes for Sale in Palm City, FL
All 122 homes for sale in Palm City, FL · median $727,450 · 304 homes for sale in 34990 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of September 2026, the MLS records 4 closed sales in Mill Creek At Martin Downs (Aka Martin Downs Plat in Palm City, FL since 2024, the most recent in December 2025. Across Palm City as a whole, 136 homes closed in the last 12 months at a median of $776,500, 64 median days on market, with 51 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $12,010 ($11,400 with the full homestead exemption).
Part of the Martin Downs Aka Martin Downs master-planned community in Palm City, FL — see all Martin Downs Aka Martin Downs homes for sale (3 listings across 4 villages and sections in the MLS).
| Location | Palm City, Martin County, FL · ZIP 34990 |
|---|---|
| Homes in the community | 45 (FL DOR 2025 assessment roll) |
| Years built | 1991–2002 (median 1996) |
| Typical living area | 1,800 sq ft (median) |
| Amenities listed by sellers | Basketball Court, Parking, Pickleball Court(s), Pool |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 82% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Mill Creek At Martin Downs (Aka Martin Downs Plat key facts,” movewithmomentum.com/neighborhoods/mill-creek-at-martin-downs-aka-martin-downs-plat, data as of September 20, 2026.

Mill Creek at Martin Downs sits inside the larger Martin Downs area of Palm City, and with no community amenities surfacing in current MLS listings, price here is driven by the homes themselves — condition, updates, lot, and layout — rather than by a resort-style amenity package you'd pay a premium to access. That puts the burden on buyers to read each property on its own merits.
Without an amenity story to lean on, sellers who have genuinely updated their homes tend to separate from those who haven't. Expect a wide spread between move-in-ready and dated inventory. For buyers, that spread is the opportunity: the work you're willing to take on is where the negotiating room lives.
Nearby homes for sale
No active listings inside Mill Creek At Martin Downs (Aka Martin Downs Plat right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a Palm City address in Martin County, part of the established Martin Downs area — a location play more than an amenity play, since current listings identify no shared community facilities.
County records show 3 qualified sales in Mill Creek At Martin Downs (Aka Martin Downs across 2024–2024, median $441,300 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Mill Creek At Martin Downs (Aka Martin Downs is best for.
Best for
- Buyers prioritizing a Palm City / Martin County location over shared facilities
- Renovation-minded buyers hunting for negotiating room in dated inventory
- Buyers who want to control their own outdoor space rather than pay into communal amenities
Probably not for
- Buyers who want a clubhouse, pool, or gated community as part of the deal
- Buyers seeking a turnkey home with no willingness to weigh condition
- Buyers who need an amenity-driven resale story to feel confident
The market around Mill Creek At Martin Downs (Aka Martin Downs
Mill Creek At Martin Downs (Aka Martin Downs is too small for its own price trend, so here is the market around it.
In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Mill Creek At Martin Downs (Aka Martin Downs specifically. Momentum Research analysis of MLS records.
The Mill Creek At Martin Downs (Aka Martin Downs buying strategy.
If we were buying in Mill Creek At Martin Downs (Aka Martin Downs today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mill Creek At Martin Downs (Aka Martin Downs.
A condition-driven submarket
The honest read on Mill Creek is that there's no communal draw pulling values up or down as a block — no clubhouse, pool, or gated entry showing in the listings we can see. Value tracks the individual house. That rewards patient buyers who can tell a cosmetic project from a structural one, and it rewards sellers who invest before listing rather than pricing on hope.
Location does the heavy lifting. Palm City in Martin County keeps you close to the broader Martin Downs corridor and its everyday conveniences. If you're buying here, weigh the specific street, lot, and home condition harder than any community narrative, because in this pocket the community narrative is thin by design.
The location and the amenities are priced into every listing in Mill Creek At Martin Downs (Aka Martin Downs. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a submarket with no amenity premium to anchor pricing, the difference between overpaying and buying well comes down to reading condition against the median and understanding what updates actually return. We price the house in front of you, not a brochure, and we tell you when a listing's asking number is chasing a level the property doesn't support.
Mill Creek At Martin Downs (Aka Martin Downs in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $325/month (about $3,900/yr) · median of 8 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $325 per month ($3,900 a year) — the median AssociationFee across 8 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mill Creek At Martin Downs (Aka Martin Downs buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mill Creek At Martin Downs (Aka Martin Downs sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mill Creek At Martin Downs (Aka Martin Downs, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mill Creek At Martin Downs (Aka Martin Downs home worth?
Get a no-obligation home value based on real comparable sales in Mill Creek At Martin Downs (Aka Martin Downs, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Mill Creek At Martin Downs (Aka Martin Downs?
What share of Mill Creek At Martin Downs (Aka Martin Downs is owner-occupied?
When were the homes in Mill Creek At Martin Downs (Aka Martin Downs built?
Who is the best real estate agent for Mill Creek At Martin Downs (Aka Martin Downs?
How do I find a top Palm City real estate agent who knows Mill Creek At Martin Downs (Aka Martin Downs?
Can Momentum Realty connect me with an agent for Mill Creek At Martin Downs (Aka Martin Downs?
Where is Mill Creek At Martin Downs (Aka Martin Downs, and what county is it in?
Should you buy in Mill Creek At Martin Downs (Aka Martin Downs?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 22, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34990)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2024 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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