Mill Creek At Martin Downs (Aka Martin Downs in Palm City

Mill Creek At Martin Downs (Aka Martin Downs
Homes for Sale in Palm City, FL

All 122 homes for sale in Palm City, FL · median $727,450 · 304 homes for sale in 34990 · Martin County homes for sale

Community in Palm City · Martin County · ZIP 34990
45 homesBuilt 1991–2002
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Photo via Beaches MLS

Built fromLive Beaches MLS data2 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, the MLS records 4 closed sales in Mill Creek At Martin Downs (Aka Martin Downs Plat in Palm City, FL since 2024, the most recent in December 2025. Across Palm City as a whole, 136 homes closed in the last 12 months at a median of $776,500, 64 median days on market, with 51 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $12,010 ($11,400 with the full homestead exemption).

Part of the Martin Downs Aka Martin Downs master-planned community in Palm City, FL — see all Martin Downs Aka Martin Downs homes for sale (3 listings across 4 villages and sections in the MLS).

Mill Creek At Martin Downs (Aka Martin Downs Plat key facts
LocationPalm City, Martin County, FL · ZIP 34990
Homes in the community45 (FL DOR 2025 assessment roll)
Years built1991–2002 (median 1996)
Typical living area1,800 sq ft (median)
Amenities listed by sellersBasketball Court, Parking, Pickleball Court(s), Pool
For sale right now0 active, 0 pending
Owner-occupied (homestead) share82%

Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Mill Creek At Martin Downs (Aka Martin Downs Plat key facts,” movewithmomentum.com/neighborhoods/mill-creek-at-martin-downs-aka-martin-downs-plat, data as of September 20, 2026.

Live · Mill Creek At Martin Downs (Aka Martin Downs Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
82%
Owner-occupied · Mill Creek At Martin Downs (Aka Martin Downs
37 of 45 parcels homesteaded (FL DOR 2025)
18%
Non-owner-occupied · Mill Creek At Martin Downs (Aka Martin Downs
incl. 7% trust or LLC-held · 4% out-of-state
45
Homes in the community
45 residential parcels (FL DOR 2025)
Track record · 2 years of records
3
Recorded sales · 2024-2024
median $441K · qualified sales on the county roll (FL DOR 2025)
Est. 1991
Community established
homes built 1991-2002, median 1996 (FL DOR 2025)
2.2%/yr
Turnover rate
about 1 of 45 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Mill Creek at Martin Downs sits inside the larger Martin Downs area of Palm City, and with no community amenities surfacing in current MLS listings, price here is driven by the homes themselves — condition, updates, lot, and layout — rather than by a resort-style amenity package you'd pay a premium to access. That puts the burden on buyers to read each property on its own merits.

Without an amenity story to lean on, sellers who have genuinely updated their homes tend to separate from those who haven't. Expect a wide spread between move-in-ready and dated inventory. For buyers, that spread is the opportunity: the work you're willing to take on is where the negotiating room lives.

Nearby homes for sale

No active listings inside Mill Creek At Martin Downs (Aka Martin Downs Plat right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

3325 SW Sunset Trace Circle
$235K · 0.2 mi away
2 bd · 2.5 ba · 1,374 sqft
3325 SW Sunset Trace Circle
Listed by RE/MAX of Stuart
3389 SW Sunset Trace Circle
$275K · 0.2 mi away
2 bd · 2.5 ba · 1,374 sqft
3389 SW Sunset Trace Circle
Listed by LYNQ Real Estate
3365 SW Villa Place
$275K · 0.2 mi away
3 bd · 2 ba · 1,454 sqft
3365 SW Villa Place
Listed by NextHome Treasure Coast
3230 Alexander Court
$619K · 0.2 mi away
4 bd · 3 ba · 2,199 sqft
3230 Alexander Court
Listed by LPT Realty, LLC
3573 SW Sunset Trace Circle
$210K · 0.3 mi away
2 bd · 2.5 ba · 1,236 sqft
3573 SW Sunset Trace Circle
Listed by Keller Williams Realty of PSL
3184 SW Sunset Trace Circle
$280K · 0.3 mi away
3 bd · 2 ba · 1,346 sqft
3184 SW Sunset Trace Circle
Listed by RE/MAX of Stuart

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

This is a Palm City address in Martin County, part of the established Martin Downs area — a location play more than an amenity play, since current listings identify no shared community facilities.

County records show 3 qualified sales in Mill Creek At Martin Downs (Aka Martin Downs across 2024–2024, median $441,300 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing a Palm City / Martin County location over shared facilities
  • Renovation-minded buyers hunting for negotiating room in dated inventory
  • Buyers who want to control their own outdoor space rather than pay into communal amenities

Probably not for

  • Buyers who want a clubhouse, pool, or gated community as part of the deal
  • Buyers seeking a turnkey home with no willingness to weigh condition
  • Buyers who need an amenity-driven resale story to feel confident

The market around Mill Creek At Martin Downs (Aka Martin Downs

Mill Creek At Martin Downs (Aka Martin Downs is too small for its own price trend, so here is the market around it.

In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.

Across Martin County, 1,283 homes are active and 398 pending (24% under contract).

In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Mill Creek At Martin Downs (Aka Martin Downs specifically. Momentum Research analysis of MLS records.

If we were buying in Mill Creek At Martin Downs (Aka Martin Downs today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mill Creek At Martin Downs (Aka Martin Downs.

Best Buy
Buyers who want a Palm City address and will judge a home on its own condition.
Biggest Risk
No community amenities means no shared draw to backstop resale.
Sweet Spot
A well-maintained or updated home priced honestly against the median.
Avoid If
You want resort-style amenities baked into your HOA.

A condition-driven submarket

The honest read on Mill Creek is that there's no communal draw pulling values up or down as a block — no clubhouse, pool, or gated entry showing in the listings we can see. Value tracks the individual house. That rewards patient buyers who can tell a cosmetic project from a structural one, and it rewards sellers who invest before listing rather than pricing on hope.

Location does the heavy lifting. Palm City in Martin County keeps you close to the broader Martin Downs corridor and its everyday conveniences. If you're buying here, weigh the specific street, lot, and home condition harder than any community narrative, because in this pocket the community narrative is thin by design.

“

The location and the amenities are priced into every listing in Mill Creek At Martin Downs (Aka Martin Downs. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a submarket with no amenity premium to anchor pricing, the difference between overpaying and buying well comes down to reading condition against the median and understanding what updates actually return. We price the house in front of you, not a brochure, and we tell you when a listing's asking number is chasing a level the property doesn't support.

Mill Creek At Martin Downs (Aka Martin Downs in 15 seconds.

Best forBuyers who want a Palm City address and will judge a home on its own condition.
Biggest advantageValue is house-specific, so disciplined buyers can find room in dated inventory.
Biggest riskNo community amenities means no shared draw to backstop resale.
Sweet spotA well-maintained or updated home priced honestly against the median.
Avoid ifYou want resort-style amenities baked into your HOA.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Mill Creek At Martin Downs (Aka Martin Downs homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Mill Creek At Martin Downs (Aka Martin Downs.
In short
  • HOA dues reported around $325/month (about $3,900/yr) · median of 8 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $325 per month ($3,900 a year) — the median AssociationFee across 8 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mill Creek At Martin Downs (Aka Martin Downs sales matched to your home.

What is your Mill Creek At Martin Downs (Aka Martin Downs home worth?

Get a no-obligation home value based on real comparable sales in Mill Creek At Martin Downs (Aka Martin Downs, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palm City →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Mill Creek At Martin Downs (Aka Martin Downs?
The Florida DOR 2025 assessment roll shows 45 homes in Mill Creek At Martin Downs (Aka Martin Downs (public records).
What share of Mill Creek At Martin Downs (Aka Martin Downs is owner-occupied?
82% of Mill Creek At Martin Downs (Aka Martin Downs parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Mill Creek At Martin Downs (Aka Martin Downs built?
Homes in Mill Creek At Martin Downs (Aka Martin Downs were built between 1991 and 2002, with a median year built of 1996 (FL DOR 2025 roll).
Who is the best real estate agent for Mill Creek At Martin Downs (Aka Martin Downs?
The best agent for Mill Creek At Martin Downs (Aka Martin Downs is one who actively works Palm City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Mill Creek At Martin Downs (Aka Martin Downs.
How do I find a top Palm City real estate agent who knows Mill Creek At Martin Downs (Aka Martin Downs?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Mill Creek At Martin Downs (Aka Martin Downs and the wider Palm City area.
Can Momentum Realty connect me with an agent for Mill Creek At Martin Downs (Aka Martin Downs?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Mill Creek At Martin Downs (Aka Martin Downs purchase or sale - no call center and no pressure.
Where is Mill Creek At Martin Downs (Aka Martin Downs, and what county is it in?
Mill Creek At Martin Downs (Aka Martin Downs is in Palm City, Martin County, FL, ZIP 34990. The community's center is about 5 miles southeast of the center of Palm City (straight-line).
Buyers prioritizing a Palm City / Martin County location over shared facilitiesExcellent fit
Renovation-minded buyers hunting for negotiating room in dated inventoryExcellent fit
Buyers who want to control their own outdoor space rather than pay into communal amenitiesExcellent fit
Buyers who want a clubhouse, pool, or gated community as part of the dealProbably not
Buyers seeking a turnkey home with no willingness to weigh conditionProbably not
Buyers who need an amenity-driven resale story to feel confidentProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 22, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 34990))
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2024 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Mill Creek At Martin Downs (Aka Martin Downs with Momentum Realty’s local guides.

SAStamford At Sunset Trace Aka Martin Downs0.1 mi away · median $250K, 11 sales/12 moSSStamford Sunset Trace0.1 mi awaySAStamford At Sunset Trace0.2 mi away · median $265K, 3 sales/12 moVAVillas At Sunset Trace At Martin Downs Aka Martin0.2 mi away · 590 homes, built 1984–88, 1 for salePPPalm Pointe At Martin Downs Aka Martin Downs0.3 mi away · 75 homes, built 1997–01, 2 for saleVAVillas At Sunset Trace0.3 mi away · 55 homes, built 1986–86Sunset Trace At Martin Downs Aka Martin Downs Pla0.3 mi away · 1 homes, built 1984–84, 4 for saleVAVillas At Sunset Trace At Martin Downs0.3 mi away · 55 homes, built 1986–86

Browse all neighborhood guides →

Thinking of selling in Mill Creek At Martin Downs (Aka Martin Downs Plat? 1 recorded closings (window ending 2026-09-20). See the Martin County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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