Monarch
Homes for Sale in Palm City, FL
All 299 homes for sale in Palm City, FL · median $650,000 · 325 homes for sale in 34990 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
Homes listed or recently sold were built 1997–2001; 3 of 3 report an HOA (median $581/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 14 ft). As of October 2026, the MLS records 4 closed sales in Monarch Parcel 22 Martin Downs Plat 74 (Aka Monar in Palm City, FL since 2024, the most recent in December 2025. Across Palm City as a whole, 136 homes closed in the last 12 months at a median of $776,500, 64 median days on market, with 51 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $12,010 ($11,400 with the full homestead exemption).
Last 30 days in Monarch: 1 closed sale (median $650,000). As of October 12, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

This is a small, plat-defined pocket within the Martin Downs area of Palm City, and the current MLS snapshot gives us no median price and no amenity data to lean on. That means price here is going to be driven by the individual home in front of you — its condition, lot, updates, and how the specific location sits within Martin Downs — rather than by any community-wide benchmark we can quote.
For a buyer, the takeaway is to underwrite the house, not the label. For a seller, pricing will come down to recent comparable homes in the broader Martin Downs and Palm City market, since this particular parcel is too thin on active data to set its own tone. Go in expecting to do the work of a case-by-case valuation.
The 60-Second Overview
A plat-defined section inside the Martin Downs area of Palm City, in Martin County, with no community amenities identified from current MLS listings — which makes the individual home and its location the whole story here.
BeachesMLS sales records identify 41 homes in Monarch that have changed hands since 2003, built between 1987 and 2001 (median 1998), with a median living area of about 2,490 sq ft and a typical 3-bedroom, 3-bath layout; 88% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in Monarch across 2024–2025 (3 in 2024, 2 in 2025), median $850,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Monarch. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Beaches MLS listings in Monarch; content deemed reliable but not guaranteed.
Who Monarch is best for.
Best for
- Buyers who want a Palm City address and are comfortable underwriting a single home on its own merits
- Buyers prioritizing the house and lot over shared community amenities
- Buyers willing to rely on broader Martin Downs comps for pricing confidence
Probably not for
- Buyers who need on-site community amenities as part of the deal
- Buyers who want a large selection of active listings to compare within one community
- Buyers who prefer a clear community-wide price benchmark over case-by-case valuation
The market around Monarch
Monarch is too small for its own price trend, so here is the market around it.
In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Monarch specifically. Momentum Research analysis of MLS records.
Monarch on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
The Monarch buying strategy.
If we were buying in Monarch today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monarch.
A parcel, not a lifestyle package
What you're buying in this section of Martin Downs is a house and a location, not a bundled amenity experience — nothing on the community amenity side shows up in current listings. Value therefore lives in the particulars: the specific home, its condition and updates, its lot, and where it sits relative to the wider Martin Downs and Palm City road network and services.
Because the data footprint is small, treat any single listing as its own negotiation. There isn't a deep pool of active comparables inside this exact plat, so leaning on the broader Palm City and Martin County market for pricing context is the honest approach. That's a solvable problem with local comps, but it's work you should plan for rather than skip.
The location and the amenities are priced into every listing in Monarch. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A thin-data pocket like this rewards a broker who knows the wider Martin Downs and Palm City market cold, because that's where the real pricing context comes from. We'll ground a valuation in relevant comparables, walk the specific home and lot with you, and tell you plainly when a listing is priced for its own condition versus the surrounding market.
Monarch in 15 seconds.
What it really costs to own in MonarchHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $4,999/yr across 3 listings here (MLS tax records, 2026-10-13). |
|---|---|
| HOA dues | Median $581/month across 38 MLS listings (most billed monthly; 2026-10-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2000 across 3 listings. An original roof here would be about 26 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Ask an agent about MonarchHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works MonarchHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $581/month (about $6,972/yr) · median of 38 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $581 per month ($6,972 a year) — the median AssociationFee across 38 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Monarch buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monarch sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monarch, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monarch home worth?
Get a no-obligation home value based on real comparable sales in Monarch, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm City →
Recently off market in Monarch Parcel 22 Martin Downs Plat 74 (Aka Monar
Homes in Monarch Parcel 22 Martin Downs Plat 74 (Aka Monar that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1865 SW Bradford Place · off market
| Location | Palm City, Martin County, FL · ZIP 34990 |
|---|---|
| Homes in the community | 77 (FL DOR 2025 assessment roll) |
| Years built | 1988–2001 (median 1998) |
| Typical living area | 2,671 sq ft (median) |
| Amenities listed by sellers | Cafe/Restaurant, Clubhouse, Pool, Tennis Court(s), Community Room, Fitness Center |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 88% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Monarch Parcel 22 Martin Downs Plat 74 (Aka Monar key facts,” movewithmomentum.com/neighborhoods/monarch-parcel-22-martin-downs-plat-74-aka-monar, data as of September 20, 2026.
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Recent Developments in Monarch Parcel 22 Martin Downs Plat 74 Aka Monar
Development, infrastructure, retail, and school activity affecting Monarch Parcel 22 Martin Downs Plat 74 Aka Monar, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound
Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.
What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 15 miles southeast of Monarch Parcel 22 Martin Downs Plat 74 Aka Monar, elsewhere in Martin County.
Source: WFLX (FOX 29) - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 4 miles east of Monarch Parcel 22 Martin Downs Plat 74 Aka Monar.
Source: WJNO (iHeart)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Monarch?
What share of Monarch is owner-occupied?
When were the homes in Monarch built?
Who is the best real estate agent for Monarch?
How do I find a top Palm City real estate agent who knows Monarch?
Can Momentum Realty connect me with an agent for Monarch?
Where is Monarch, and what county is it in?
Should you buy in Monarch?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: October 9, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34990)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2024 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Monarch Parcel 22 Martin Downs Plat 74 (Aka Monar fits the bigger picture — live prices, inventory, and Momentum Scores:
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