Monarch in Palm City

Monarch
Homes for Sale in Palm City, FL

All 299 homes for sale in Palm City, FL · median $650,000 · 325 homes for sale in 34990 · Martin County homes for sale

Community in Palm City · Martin County · ZIP 34990
77 homesBuilt 1988–2001
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Photo via Beaches MLS

Built fromLive Beaches MLS data2 years of closingsFL DOR public recordsUpdated twice daily

Homes listed or recently sold were built 1997–2001; 3 of 3 report an HOA (median $581/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 14 ft). As of October 2026, the MLS records 4 closed sales in Monarch Parcel 22 Martin Downs Plat 74 (Aka Monar in Palm City, FL since 2024, the most recent in December 2025. Across Palm City as a whole, 136 homes closed in the last 12 months at a median of $776,500, 64 median days on market, with 51 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $12,010 ($11,400 with the full homestead exemption).

Last 30 days in Monarch: 1 closed sale (median $650,000). As of October 12, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Monarch Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Martin: 24% (398 of 1,681)
0 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
88%
Owner-occupied · Monarch
68 of 77 parcels homesteaded (FL DOR 2025)
12%
Non-owner-occupied · Monarch
incl. 23% trust or LLC-held · 9% out-of-state
77
Homes in the community
77 residential parcels (FL DOR 2025)
Track record · 2 years of records
5
Recorded sales · 2024-2025
median $850K · qualified sales on the county roll (FL DOR 2025)
Est. 1988
Community established
homes built 1988-2001, median 1998 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

This is a small, plat-defined pocket within the Martin Downs area of Palm City, and the current MLS snapshot gives us no median price and no amenity data to lean on. That means price here is going to be driven by the individual home in front of you — its condition, lot, updates, and how the specific location sits within Martin Downs — rather than by any community-wide benchmark we can quote.

For a buyer, the takeaway is to underwrite the house, not the label. For a seller, pricing will come down to recent comparable homes in the broader Martin Downs and Palm City market, since this particular parcel is too thin on active data to set its own tone. Go in expecting to do the work of a case-by-case valuation.

The 60-Second Overview

A plat-defined section inside the Martin Downs area of Palm City, in Martin County, with no community amenities identified from current MLS listings — which makes the individual home and its location the whole story here.

BeachesMLS sales records identify 41 homes in Monarch that have changed hands since 2003, built between 1987 and 2001 (median 1998), with a median living area of about 2,490 sq ft and a typical 3-bedroom, 3-bath layout; 88% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 5 qualified sales in Monarch across 2024–2025 (3 in 2024, 2 in 2025), median $850,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a Palm City address and are comfortable underwriting a single home on its own merits
  • Buyers prioritizing the house and lot over shared community amenities
  • Buyers willing to rely on broader Martin Downs comps for pricing confidence

Probably not for

  • Buyers who need on-site community amenities as part of the deal
  • Buyers who want a large selection of active listings to compare within one community
  • Buyers who prefer a clear community-wide price benchmark over case-by-case valuation

The market around Monarch

Monarch is too small for its own price trend, so here is the market around it.

In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.

Across Martin County, 1,283 homes are active and 398 pending (24% under contract).

In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Monarch specifically. Momentum Research analysis of MLS records.

Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.

If we were buying in Monarch today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monarch.

Best Buy
Buyers focused on a specific home and its Martin Downs location rather than a bundled amenity community.
Biggest Risk
Thin active data means fewer comparables inside this exact plat to anchor price.
Sweet Spot
A well-maintained home whose condition and lot justify the number without amenity premiums.
Avoid If
You want built-in amenities or a large pool of active listings to compare against.

A parcel, not a lifestyle package

What you're buying in this section of Martin Downs is a house and a location, not a bundled amenity experience — nothing on the community amenity side shows up in current listings. Value therefore lives in the particulars: the specific home, its condition and updates, its lot, and where it sits relative to the wider Martin Downs and Palm City road network and services.

Because the data footprint is small, treat any single listing as its own negotiation. There isn't a deep pool of active comparables inside this exact plat, so leaning on the broader Palm City and Martin County market for pricing context is the honest approach. That's a solvable problem with local comps, but it's work you should plan for rather than skip.

“

The location and the amenities are priced into every listing in Monarch. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A thin-data pocket like this rewards a broker who knows the wider Martin Downs and Palm City market cold, because that's where the real pricing context comes from. We'll ground a valuation in relevant comparables, walk the specific home and lot with you, and tell you plainly when a listing is priced for its own condition versus the surrounding market.

Monarch in 15 seconds.

Best forBuyers focused on a specific home and its Martin Downs location rather than a bundled amenity community.
Biggest advantageA quiet, plat-defined pocket where value is house-driven and negotiable on the merits.
Biggest riskThin active data means fewer comparables inside this exact plat to anchor price.
Sweet spotA well-maintained home whose condition and lot justify the number without amenity premiums.
Avoid ifYou want built-in amenities or a large pool of active listings to compare against.

What it really costs to own in MonarchHomes for Sale

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $4,999/yr across 3 listings here (MLS tax records, 2026-10-13).
HOA duesMedian $581/month across 38 MLS listings (most billed monthly; 2026-10-13). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 2000 across 3 listings. An original roof here would be about 26 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Ask an agent about MonarchHomes for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works MonarchHomes for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Monarch homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Monarch.
In short
  • HOA dues reported around $581/month (about $6,972/yr) · median of 38 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $581 per month ($6,972 a year) — the median AssociationFee across 38 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monarch sales matched to your home.

What is your Monarch home worth?

Get a no-obligation home value based on real comparable sales in Monarch, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Monarch Parcel 22 Martin Downs Plat 74 (Aka Monar

Homes in Monarch Parcel 22 Martin Downs Plat 74 (Aka Monar that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Monarch Parcel 22 Martin Downs Plat 74 (Aka Monar key facts
LocationPalm City, Martin County, FL · ZIP 34990
Homes in the community77 (FL DOR 2025 assessment roll)
Years built1988–2001 (median 1998)
Typical living area2,671 sq ft (median)
Amenities listed by sellersCafe/Restaurant, Clubhouse, Pool, Tennis Court(s), Community Room, Fitness Center
For sale right now0 active, 1 pending
Owner-occupied (homestead) share88%

Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Monarch Parcel 22 Martin Downs Plat 74 (Aka Monar key facts,” movewithmomentum.com/neighborhoods/monarch-parcel-22-martin-downs-plat-74-aka-monar, data as of September 20, 2026.

Recent Developments in Monarch Parcel 22 Martin Downs Plat 74 Aka Monar

Development, infrastructure, retail, and school activity affecting Monarch Parcel 22 Martin Downs Plat 74 Aka Monar, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. September 2026
    Development

    Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound

    Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.

    What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 15 miles southeast of Monarch Parcel 22 Martin Downs Plat 74 Aka Monar, elsewhere in Martin County.

    Source: WFLX (FOX 29)
  2. August 2026
    Infrastructure

    Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied

    The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.

    What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 4 miles east of Monarch Parcel 22 Martin Downs Plat 74 Aka Monar.

    Source: WJNO (iHeart)

Development alerts for Monarch Parcel 22 Martin Downs Plat 74 Aka MonarGet a short monthly email when something new is approved, funded, or opens near Monarch Parcel 22 Martin Downs Plat 74 Aka Monar.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Frequently Asked Questions

How many homes are in Monarch?
The Florida DOR 2025 assessment roll shows 77 homes in Monarch (public records).
What share of Monarch is owner-occupied?
88% of Monarch parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Monarch built?
Homes in Monarch were built between 1988 and 2001, with a median year built of 1998 (FL DOR 2025 roll).
Who is the best real estate agent for Monarch?
The best agent for Monarch is one who actively works Palm City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Monarch.
How do I find a top Palm City real estate agent who knows Monarch?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Monarch and the wider Palm City area.
Can Momentum Realty connect me with an agent for Monarch?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Monarch purchase or sale - no call center and no pressure.
Where is Monarch, and what county is it in?
Monarch is in Palm City, Martin County, FL, ZIP 34990. The community's center is about 4 miles southeast of the center of Palm City (straight-line).
Buyers who want a Palm City address and are comfortable underwriting a single home on its own meritsExcellent fit
Buyers prioritizing the house and lot over shared community amenitiesExcellent fit
Buyers willing to rely on broader Martin Downs comps for pricing confidenceExcellent fit
Buyers who need on-site community amenities as part of the dealProbably not
Buyers who want a large selection of active listings to compare within one communityProbably not
Buyers who prefer a clear community-wide price benchmark over case-by-case valuationProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: October 9, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 34990))
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2024 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Nearby Communities

Explore more neighborhoods near Monarch with Momentum Realty’s local guides.

CLCypress Lake (Martin)0.2 mi away · median $395K, 3 sales/12 moPAParkside At Martin Downs0.2 mi away · 62 homes, built 1995–97, 2 for saleMCMonarch Country Club0.2 mi away · median $613K, 4 sales/12 moPAParkside At Martin Downs Aka0.3 mi away · 30 homes, built 1996–96PRPine Ridge Martin Dwns Condo0.3 mi away · 1 for salePRPine Ridge At Martin Downs Condo0.3 mi away · median $184K, 4 sales/12 mo

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