Monterey Oaks
Homes for Sale in Sanford, FL

All 443 homes for sale in Sanford, FL · median $379,999 · 275 homes for sale in 32771 · Seminole County homes for sale

Community in Sanford · Seminole County · ZIP 32771
64 homesBuilt 2000–2004
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Photo via Stellar MLS

Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 20 closed sales in Monterey Oaks Ph 1, A Rep in Sanford, FL since 2014, the most recent in April 2026. Across Sanford as a whole, 851 homes closed in the last 12 months at a median of $382,990, 40 median days on market, with 186 homes for sale today. At that median and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $5,810 ($5,210 with the full homestead exemption).

Part of Monterey Oaks, Sanford, FL — see all Monterey Oaks homes for sale (0 listings across 3 sections in the MLS).

Monterey Oaks Ph 1, A Rep key facts
LocationSanford, Seminole County, FL · ZIP 32771
Homes in the community64 (FL DOR 2025 assessment roll)
Years built2000–2004 (median 2000.0)
Typical living area1,874 sq ft (median)
Amenities listed by sellersDeed Restrictions, Security System
For sale right now0 active, 0 pending
Owner-occupied (homestead) share66%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Monterey Oaks Ph 1, A Rep key facts,” movewithmomentum.com/neighborhoods/monterey-oaks-ph-1-a-rep, data as of September 20, 2026.

Live · Monterey Oaks Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
66%
Owner-occupied · Monterey Oaks
42 of 64 parcels homesteaded (FL DOR 2025)
34%
Non-owner-occupied · Monterey Oaks
incl. 20% trust or LLC-held · 22% out-of-state
64
Homes in the community
64 residential parcels (FL DOR 2025)
Track record · 12 years of records
4
Recorded sales · 2024-2025
median $377K · qualified sales on the county roll (FL DOR 2025)
Est. 2000
Community established
homes built 2000-2004, median 2000 (FL DOR 2025)
3.1%/yr
Turnover rate
about 2 of 64 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Monterey Oaks Ph 1 is a compact, built-out pocket of 64 homes in Sanford, all delivered between 2000 and 2004. With a tight construction window and a median living area near 1,874 square feet, the housing stock is consistent enough that price here is driven less by size and more by condition and updates. Two homes closely matched on square footage can sit far apart in value depending on whether kitchens, baths, roofs, and systems have been touched since the original build.

A homestead share just under two-thirds points to a community held largely by long-term owners rather than churned by investors. That tends to keep resale supply thin. Sellers benefit from limited competition on any given week; buyers should expect to move decisively when a well-kept listing appears, and to underwrite deferred maintenance carefully on the ones that have not been updated.

Nearby homes for sale

No active listings inside Monterey Oaks Ph 1, A Rep right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

122 CARMEL BAY DRIVE
$455K · 0.1 mi away
4 bd · 2.5 ba · 2,170 sqft
122 CARMEL BAY DRIVE
Listed by REDFIN CORPORATION
133 SPANISH BAY DRIVE
$415K · 0.2 mi away
3 bd · 2 ba · 1,874 sqft
133 SPANISH BAY DRIVE
Listed by LA ROSA REALTY KISSIMMEE
213 BRUSHCREEK DRIVE
$500K · 0.3 mi away
4 bd · 2 ba · 2,223 sqft
213 BRUSHCREEK DRIVE
Listed by LPT REALTY LLC
119 CROWN COLONY WAY
$390K · 0.3 mi away
3 bd · 2 ba · 1,617 sqft
119 CROWN COLONY WAY
Listed by RE/MAX ASSURED
122 SOPHIA MARIE CV
$475K · 0.3 mi away
4 bd · 4 ba · 2,828 sqft
122 SOPHIA MARIE CV
Listed by ORCHARD BROKERAGE, LLC
145 MAYFAIR COURT #145
$335K · 0.3 mi away
2 bd · 2 ba · 1,479 sqft
145 MAYFAIR COURT #145
Listed by LPT REALTY, LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

This is a small, fully built-out community from the early 2000s where homes are similar in scale, so what separates one sale from the next is condition, updates, and timing rather than floor plan.

Stellar MLS sales records identify 74 homes in Monterey Oaks that have changed hands since 2004, built between 2000 and 2004 (median 2000), with a median living area of about 2,114 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 4 qualified sales in Monterey Oaks across 2024–2025 (2 in 2024, 2 in 2025), median $377,200 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a single-story-era home around 1,874 square feet in a stable, low-turnover pocket
  • Long-hold owners who value a built-out community over new construction and are patient about inventory
  • Value-minded buyers willing to renovate an original-condition home and price the work up front

Probably not for

  • Buyers who need to compare many active listings and want a wide range of choices immediately
  • Anyone expecting new-build systems and finishes without doing age-appropriate diligence
  • Buyers on a strict timeline who cannot wait for the right home to list in a thin-supply market

The market around Monterey Oaks

Monterey Oaks is too small for its own price trend, so here is the market around it.

In ZIP 32771, 377 homes are on the market and 25% are under contract — a steady corner of Sanford.

Across Seminole County, 1,676 homes are active and 570 pending (25% under contract).

In ZIP 32771 (Sanford), 675 homes closed in the last 12 months at a median of $370K ($213/sq ft), down 0.2% year over year, with a median 40 days on market. Right now 126 active and 46 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32771 housing market and the Seminole County market.

ZIP and county figures describe the wider market, not Monterey Oaks specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Monterey Oaks Ph 1, A Rep, Sanford

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-23)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

If we were buying in Monterey Oaks today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monterey Oaks.

Best Buy
Buyers who want an early-2000s home in a small, built-out Sanford community.
Biggest Risk
Value swings on condition, so an un-updated home can hide real capital needs.
Sweet Spot
A well-updated home near the median size, bought when it comes available.
Avoid If
You need selection and want to tour many active listings at once.

A consistent early-2000s build

Everything here was built inside a five-year span, which means the community reads as a single generation of construction. Expect the systems, roofs, and layouts typical of that era, and budget your diligence around age-appropriate wear rather than surprises. The median living area near 1,874 square feet describes the middle of a fairly narrow band, so comparing recent sales is more straightforward here than in a mixed-vintage neighborhood.

With only 64 homes and a strong majority carrying a homestead exemption, turnover is modest. That scarcity cuts both ways: it supports pricing for a clean, updated home, but it also means a buyer may wait for the right one to list. Because the price spread is condition-led, the smartest work is on the ground — walking comparable interiors and pricing the gap between original and renovated finishes.

“

The location and the amenities are priced into every listing in Monterey Oaks. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 64-home community where listings are infrequent and value hinges on condition, local read matters more than any online estimate. We track what actually closes here, help sellers position an updated home against thin competition, and help buyers separate move-in-ready from deferred-maintenance pricing before they write an offer.

Monterey Oaks in 15 seconds.

Best forBuyers who want an early-2000s home in a small, built-out Sanford community.
Biggest advantageA consistent vintage and narrow size band make comparable sales easier to read.
Biggest riskValue swings on condition, so an un-updated home can hide real capital needs.
Sweet spotA well-updated home near the median size, bought when it comes available.
Avoid ifYou need selection and want to tour many active listings at once.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Monterey Oaks homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Monterey Oaks.
In short
  • HOA dues reported around $33/month (about $396/yr) · median of 44 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $33 per month ($396 a year) — the median AssociationFee across 44 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monterey Oaks sales matched to your home.

What is your Monterey Oaks home worth?

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Frequently Asked Questions

How many homes are in Monterey Oaks?
The Florida DOR 2025 assessment roll shows 64 homes in Monterey Oaks (public records).
What share of Monterey Oaks is owner-occupied?
66% of Monterey Oaks parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Monterey Oaks built?
Homes in Monterey Oaks were built between 2000 and 2004, with a median year built of 2000.0 (FL DOR 2025 roll).
Who is the best real estate agent for Monterey Oaks?
The best agent for Monterey Oaks is one who actively works Sanford and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Monterey Oaks.
How do I find a top Sanford real estate agent who knows Monterey Oaks?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Monterey Oaks and the wider Sanford area.
Can Momentum Realty connect me with an agent for Monterey Oaks?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Monterey Oaks purchase or sale - no call center and no pressure.
Where is Monterey Oaks, and what county is it in?
Monterey Oaks is in Sanford, Seminole County, FL, ZIP 32771. The community's center is about 3 miles northwest of the center of Sanford (straight-line).
Buyers seeking a single-story-era home around 1,874 square feet in a stable, low-turnover pocketExcellent fit
Long-hold owners who value a built-out community over new construction and are patient about inventoryExcellent fit
Value-minded buyers willing to renovate an original-condition home and price the work up frontExcellent fit
Buyers who need to compare many active listings and want a wide range of choices immediatelyProbably not
Anyone expecting new-build systems and finishes without doing age-appropriate diligenceProbably not
Buyers on a strict timeline who cannot wait for the right home to list in a thin-supply marketProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32771))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (20 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Monterey Oaks. These are the public schools most often assigned to other communities in ZIP 32771; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Thinking of selling in Monterey Oaks Ph 1, A Rep? 2 recorded closings (window ending 2026-09-20). See the Seminole County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Monterey Oaks with Momentum Realty’s local guides.

MOMonterey Oaks0.1 mi away · median $440K, 3 sales/12 moUPUppland Park0.2 mi away · 19 homes, built 1976–78Crown Colony0.2 mi away · median $382K, 4 sales/12 moCountry Club Park0.2 mi away · median $405K, 10 sales/12 moMOMonterey Oaks0.2 mi away · 109 homes, built 2000–04New Upsala0.2 mi away · median $300K, 3 sales/12 mo

Browse all neighborhood guides →

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