Monterey Pines
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of THE LEGENDS OF REAL ESTATE · via realMLS
As of September 2026, Monterey Pines in Jacksonville, FL has 1 home for sale. As of September 2026, the MLS records 3 closed sales in Monterey Pines in Jacksonville, FL since 2024, the most recent in November 2024. Across Jacksonville as a whole, 8,811 homes closed in the last 12 months at a median of $310,000, 44 median days on market, with 2,375 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,540 ($4,800 with the full homestead exemption).
The snapshot on Monterey Pines is thin right now — a name, a place in Duval County, and a July 2026 date. That means I can't tell you what's driving price here from data alone, and I'd rather say that plainly than dress up a guess. What I can tell you is that in a Jacksonville submarket like this, price tends to be set by home condition and lot specifics more than by any single headline number.
For a buyer, that argues for underwriting each house on its own merits rather than assuming a neighborhood-wide price. For a seller, it means presentation and condition are your levers. Until we have current listing and closed-sale detail in front of us, treat any figure you see elsewhere as unverified and price off real comps.
The 60-Second Overview
Monterey Pines is a residential pocket of Jacksonville in Duval County. With a limited data snapshot as of mid-2026, the smart move is to evaluate individual homes and current comps rather than lean on generalizations.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Monterey Pines. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Monterey Pines
Monterey PinesPhotos from realMLS listings in Monterey Pines; content deemed reliable but not guaranteed.
Who Monterey Pines is best for.
Best for
- Buyers who want a Jacksonville address and are comfortable pricing a home off fresh comps we pull together
- Buyers focused on a specific home's condition and lot rather than a neighborhood price narrative
- Sellers ready to compete on presentation and condition to command their price
Probably not for
- Buyers who need a large volume of published market data before they'll move
- Buyers looking for a firm, published price range to shop within
- Anyone wanting a quick, hands-off purchase without walking the individual home
The market around Monterey Pines
Monterey Pines is too small for its own price trend, so here is the market around it.
In ZIP 32256, 368 homes are on the market and 28% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,938 homes are active and 1,658 pending (30% under contract).
ZIP and county figures describe the wider market, not Monterey Pines specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Monterey Pines, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Monterey Pines Market Scorecard
Monterey Pines is currently a thin data market. Limited supply, a median asking price of $925,000, and homes go under contract in about 98 days.
Typical home value in the 32256 ZIP is $312,006, about 14.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Monterey Pines
Live MLS inventory for Monterey Pines. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Monterey Pines listings as of 2026-09-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Mandarin Oaks · Elementary
- Twin Lakes Academy · Middle
- Atlantic Coast · High
Zoned schools reflect the assignments reported on recent Monterey Pines listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Monterey Pines address.
The Monterey Pines buying strategy.
If we were buying in Monterey Pines today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monterey Pines.
The location and the amenities are priced into every listing in Monterey Pines. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work Jacksonville and Duval County day to day, and we won't hand you invented numbers to close a deal. In a community where the public snapshot is thin, our value is pulling current, verified listing and sale data, walking the specific home with you, and telling you when the math doesn't work.
Monterey Pines in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Monterey Pines buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monterey Pines sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monterey Pines, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monterey Pines home worth?
Get a no-obligation home value based on real comparable sales in Monterey Pines, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Should you buy in Monterey Pines?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Monterey Pines with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2024 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Monterey Pines fits the bigger picture — live prices, inventory, and Momentum Scores: