Montoya Estates in Boca Raton

Montoya Estates
Homes for Sale in Boca Raton, FL

All 1,707 homes for sale in Boca Raton, FL · median $574,900 · 269 homes for sale in 33433 · Palm Beach County homes for sale

Community in Boca Raton · Palm Beach County · ZIP 33433
177 homesBuilt 1977–1987
Free · No obligation
Talk to a Montoya Estates Expert

True comps, carrying-cost math, and listings before the portals.

Photo via Beaches MLS

Built fromLive Beaches MLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Montoya Estates in Boca Raton, FL has 3 homes for sale. Homes listed or recently sold were built 1979–1987; 4 of 4 report an HOA (median $422/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft).

Montoya Estates key facts
LocationBoca Raton, Palm Beach County, FL · ZIP 33433
Homes in the community177 (FL DOR 2025 assessment roll)
Years built1977–1987 (median 1979.0)
Typical living area1,917 sq ft (median)
Amenities listed by sellersClubhouse, Pool, Tennis Court(s), Basketball Court, None, Pickleball Court(s)
For sale right now3 active, 0 pending · median asking $1,099,000 · 18.0 months of supply
Owner-occupied (homestead) share71%

Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Montoya Estates key facts,” movewithmomentum.com/neighborhoods/montoya-estates, data as of September 20, 2026.

Live · Montoya Estates Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
18.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Palm Beach: 24% (3,201 of 13,341)
3 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
71%
Owner-occupied · Montoya Estates
125 of 177 parcels homesteaded (FL DOR 2025)
29%
Non-owner-occupied · Montoya Estates
incl. 7% trust or LLC-held · 100% out-of-state
177
Homes in the community
177 residential parcels (FL DOR 2025)
Track record · 25 years of records
13
Recorded sales · 2024-2025
median $464K · qualified sales on the county roll (FL DOR 2025)
Est. 1977
Community established
homes built 1977-1987, median 1979 (FL DOR 2025)
1.1%/yr
Turnover rate
about 2 of 177 homes trade a year

Homes For Sale Right Now in Montoya Estates

Live MLS inventory for Montoya Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Montoya Estates listings as of 2026-09-26, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Every Home for Sale in Montoya Estates Right Now (3)

All 3 active and pending Montoya Estates listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Montoya Estates sits in the mid-$800s—a stratospheric $807,500 median at just under $390 per square foot—which tells you this is not bulk luxury inventory. You're paying for Boca Raton address and the scarcity premium of a small, estate-lot community. With six closings in the trailing window and a 22-day median DOM, this is a thin market where the right buyer pays full freight, fast.

The 230 percent gain since 2012 reflects both Boca's relentless coastal bid and the tight supply characteristic of legacy subdivisions with large lots. Sellers have pricing power; buyers need to move decisively and should expect limited negotiation leverage when something fits.

Montoya Estates Housing Pulse · Momentum Research · as of September 20, 2026

Montoya Estates right now

🟢 Buyer-leaning market. 18.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Low (3 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Montoya Estates is a low-inventory Boca Raton enclave trading in the $800s with almost no time on market, where estate-lot scarcity drives both the price per foot and the speed of sale.

BeachesMLS sales records identify 56 homes in Montoya Estates that have changed hands since 2001, built between 1978 and 2008 (median 1979), with a median living area of about 1,928 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 13 qualified sales in Montoya Estates across 2024–2025 (6 in 2024, 7 in 2025), median $464,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with $800K+ liquid who prioritize Boca Raton location and estate-lot privacy over shared pools or fitness centers.
  • Move-up buyers trading out of smaller Boca subdivisions who want land and are comfortable acting quickly when inventory appears.
  • Buyers seeking a low-density, quiet street with minimal HOA programming and the flexibility to customize their lot.

Probably not for

  • Buyers expecting resort-style amenities, a clubhouse, or community social calendar at the $800K price point.
  • First-time luxury buyers who need weeks to compare multiple listings or want significant negotiation leverage in a thin, fast market.
  • Investors seeking cash-flow rental opportunities; the price per foot and estate-lot character favor owner-occupants, not income plays.

The market around Montoya Estates

Montoya Estates is too small for its own price trend, so here is the market around it.

In ZIP 33433, 343 homes are on the market and 23% are under contract — a steady corner of Boca Raton.

Across Palm Beach County, 10,140 homes are active and 3,201 pending (24% under contract).

In ZIP 33433 (Boca Raton), 704 homes closed in the last 12 months at a median of $470K ($262/sq ft), up 1.7% year over year, with a median 50 days on market. Right now 200 active and 68 pending listings put supply at about 4.9 months — a balanced market. See the live ZIP 33433 housing market and the Palm Beach County market.

ZIP and county figures describe the wider market, not Montoya Estates specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Montoya Estates, Boca Raton

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 13 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Palm Beach County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Del Prado · Elementary
  • Omni · Middle
  • Spanish River · High

Zoned schools reflect the assignments reported on recent Montoya Estates listings and can change; always confirm with Palm Beach County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Montoya Estates address.

If we were buying in Montoya Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Montoya Estates.

Best Buy
Buyers who value Boca Raton location and large lots over shared resort amenities, and who can move in under a month when the right property lists.
Biggest Risk
At six closings in the trailing window, a single overpriced or condition-challenged listing can sit for months and skew perception of the whole community.
Sweet Spot
Estate-lot buyers with $800K+ budget who prioritize privacy, land, and Boca address over clubhouse access and don't need weeks to decide.
Avoid If
You want multiple listings to compare at once, expect negotiation room, or need community amenities to justify the price per foot.

What the $800K median really buys

The $807,500 median reflects condition, lot size, and the Boca Raton zip code—not shared amenities or master-plan infrastructure. No pools, no clubhouse, no HOA resort trappings appear in current MLS data, so you're paying for land, location, and the home itself. At $389 per foot, you should expect substantial square footage or premium finishes; anything significantly smaller or dated at this price point warrants a hard look at comps.

Twenty-two days on market is tight. In a community this small, inventory events are sporadic—when a well-presented home lists, it moves. Buyers who wait for multiple options or hope to negotiate 10 percent under ask will likely sit out entire quarters. Sellers should price at market and expect a contract inside a month, but overpricing even modestly in a six-closing sample means risk of becoming the lone stale listing.

The 230 percent appreciation since 2012 is a tailwind, not a forecast. It reflects a decade-plus of South Florida coastal demand and limited supply in mature Boca subdivisions. Future performance depends on interest rates, insurance costs, and whether the next generation of buyers assigns the same premium to this specific street pattern and lot configuration. The market has been phenomenal; that does not guarantee the next cycle will mirror the last.

“

The location and the amenities are priced into every listing in Montoya Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Momentum brokers know how to read thin markets where one mispriced offer or one day of hesitation costs you the house. We pull Boca comps that matter, we tell you when a home is overpriced for its condition, and we write offers that win in competitive, fast-moving estate inventory. If you're selling, we price to the 22-day benchmark and market to the narrow but well-capitalized buyer pool that moves at this tier.

Montoya Estates in 15 seconds.

Best forBuyers who value Boca Raton location and large lots over shared resort amenities, and who can move in under a month when the right property lists.
Biggest advantageThin supply and 22-day DOM mean well-priced listings don't linger; serious buyers face less competition from casual lookers.
Biggest riskAt six closings in the trailing window, a single overpriced or condition-challenged listing can sit for months and skew perception of the whole community.
Sweet spotEstate-lot buyers with $800K+ budget who prioritize privacy, land, and Boca address over clubhouse access and don't need weeks to decide.
Avoid ifYou want multiple listings to compare at once, expect negotiation room, or need community amenities to justify the price per foot.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Montoya Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Montoya Estates.
In short
  • HOA dues reported around $420/month (about $5,040/yr) · median of 27 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $420 per month ($5,040 a year) — the median AssociationFee across 27 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Montoya Estates sales matched to your home.

What is your Montoya Estates home worth?

Get a no-obligation home value based on real comparable sales in Montoya Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Boca Raton →

Real comps, not an automated estimate.
How much local inventory is already under contract

21% of homes for sale in ZIP 33433 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Frequently Asked Questions

Is Montoya Estates a buyer's or seller's market right now?
As of September 20, 2026, Montoya Estates leans toward buyers: 18.0 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Montoya Estates?
The Florida DOR 2025 assessment roll shows 177 homes in Montoya Estates (public records).
What share of Montoya Estates is owner-occupied?
71% of Montoya Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Montoya Estates built?
Homes in Montoya Estates were built between 1977 and 1987, with a median year built of 1979.0 (FL DOR 2025 roll).
Who is the best real estate agent for Montoya Estates?
The best agent for Montoya Estates is one who actively works Boca Raton and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Montoya Estates.
How do I find a top Boca Raton real estate agent who knows Montoya Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Montoya Estates and the wider Boca Raton area.
Can Momentum Realty connect me with an agent for Montoya Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Montoya Estates purchase or sale - no call center and no pressure.
Where is Montoya Estates, and what county is it in?
Montoya Estates is in Boca Raton, Palm Beach County, FL, ZIP 33433. The community's center is about 5 miles west of the center of Boca Raton (straight-line).
Buyers with $800K+ liquid who prioritize Boca Raton location and estate-lot privacy over shared pools or fitness centers.Excellent fit
Move-up buyers trading out of smaller Boca subdivisions who want land and are comfortable acting quickly when inventory appears.Excellent fit
Buyers seeking a low-density, quiet street with minimal HOA programming and the flexibility to customize their lot.Excellent fit
Buyers expecting resort-style amenities, a clubhouse, or community social calendar at the $800K price point.Probably not
First-time luxury buyers who need weeks to compare multiple listings or want significant negotiation leverage in a thin, fast market.Probably not
Investors seeking cash-flow rental opportunities; the price per foot and estate-lot character favor owner-occupants, not income plays.Probably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (6 streets, ZIP 33433))
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2001 (55 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Nearby Communities

Explore more neighborhoods near Montoya Estates with Momentum Realty’s local guides.

TGThornhill Green0.2 mi away · median $2.43M, 3 sales/12 moCACourtyard At Boca0.2 mi awayBPBoca Patio Village0.2 mi away · 36 homes, built 1981–88, 2 for saleCCloverfield0.2 mi away · median $445K, 4 sales/12 moCACourtyards At Boca0.2 mi away · 1 for sale

Browse all neighborhood guides →

Thinking of selling in Montoya Estates? 2 recorded closings (window ending 2026-09-20). See the Palm Beach County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
Talk to a Local Montoya Estates Expert
Call Get Listings