Moultrie Bluff
Homes for Sale in St. Augustine, FL
All 1,143 homes for sale in St. Augustine, FL · median $479,990 · 140 homes for sale in 32086 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 3 closed sales in Moultrie Bluff in St. Augustine, FL since 2010, the most recent in November 2021. Across St. Augustine as a whole, 2,438 homes closed in the last 12 months at a median of $445,000, 48 median days on market, with 692 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,990 ($5,480 with the full homestead exemption).
Moultrie Bluff sits in St. Augustine, inside St. Johns County. What we don't have in front of us today is a full price and inventory picture for this specific community, so we'll be candid: this read is about location and posture, not a data-heavy market call. When you're ready to move on a property here, we'll pull the current comps and put real numbers behind the strategy.
For now, treat pricing as condition-driven. In a small St. Augustine enclave like this, individual home updates, lot position, and finish level tend to move value more than any headline neighborhood average. Buyers should underwrite each listing on its own merits; sellers should expect a buyer pool that scrutinizes condition closely.
Nearby homes for sale
No active listings inside Moultrie Bluff right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Moultrie Bluff is a St. Augustine address in St. Johns County, close to the coast and the historic core that anchors this part of Northeast Florida. It reads as a smaller, location-first community rather than a large master-planned tract.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Moultrie Bluff is best for.
Best for
- Buyers prioritizing a St. Augustine location over a big-community amenity package
- Buyers comfortable underwriting a purchase on individual home condition and comps
- Buyers who want proximity to the coast and the historic district in St. Johns County
Probably not for
- Buyers who need a strict, published price range before they'll engage
- Buyers wanting resort-style shared amenities and a large HOA structure
- Buyers who want a turnkey guarantee rather than a condition-driven evaluation
The market around Moultrie Bluff
Moultrie Bluff is too small for its own price trend, so here is the market around it.
In ZIP 32086, 190 homes are on the market and 23% are under contract — a steady corner of St. Augustine.
Across St. Johns County, 1,922 homes are active and 834 pending (30% under contract).
In ZIP 32086 (St. Augustine), 448 homes closed in the last 12 months at a median of $330K ($201/sq ft), down 3.6% year over year, with a median 66 days on market. Right now 117 active and 33 pending listings put supply at about 8.0 months — a buyer's market. See the live ZIP 32086 housing market and the St. Johns County market.
ZIP and county figures describe the wider market, not Moultrie Bluff specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Moultrie Bluff, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Moultrie Bluff buying strategy.
If we were buying in Moultrie Bluff today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Moultrie Bluff.
St. Augustine location, judged home by home
The value case here rests on where it is: St. Augustine and St. Johns County, with the historic district, the coast, and the county's commercial corridors all in reach. That's a durable location argument that doesn't depend on any single year's numbers.
Because we're not working from a deep listing sample for Moultrie Bluff specifically, the smart approach is property-level. Look hard at condition, systems age, and lot, and compare against nearby St. Augustine sales rather than assuming a fixed community price band. We'll build that comp set for you before you commit.
The location and the amenities are priced into every listing in Moultrie Bluff. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We're a Northeast Florida brokerage that works St. Johns County directly, and we'd rather give you a grounded, property-by-property read than a manufactured neighborhood pitch. For Moultrie Bluff, that means pulling live comps, walking the condition, and telling you plainly whether a given listing is priced to the market or ahead of it.
Moultrie Bluff in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Moultrie Bluff buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Moultrie Bluff sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Moultrie Bluff, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Moultrie Bluff home worth?
Get a no-obligation home value based on real comparable sales in Moultrie Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Moultrie Bluff?
What share of Moultrie Bluff is owner-occupied?
When were the homes in Moultrie Bluff built?
Who is the best real estate agent for Moultrie Bluff?
How do I find a top St. Augustine real estate agent who knows Moultrie Bluff?
Can Momentum Realty connect me with an agent for Moultrie Bluff?
Where is Moultrie Bluff, and what county is it in?
How far is Moultrie Bluff from downtown Jacksonville and the beach?
Should you buy in Moultrie Bluff?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32086)) |
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2010 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Moultrie Bluff fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Moultrie Bluff. These are the public schools most often assigned to other communities in ZIP 32086; zones change and vary by address, so confirm with the district before you buy.
- Pedro Menendez High School · High · FLDOE grade B (assigned to 21 nearby communities)
- Gamble Rogers Middle School · Middle · FLDOE grade A (assigned to 14 nearby communities)
- Otis A. Mason Elementary School · K-5 · FLDOE grade A (assigned to 11 nearby communities)
- R.J. Murray Middle School · 6-8 (assigned to 4 nearby communities)
- Otis A. Mason Elementary · K-5 · FLDOE grade A (assigned to 3 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Moultrie BluffHomes for Sale in St with Momentum Realty’s local guides.
