Aerial view of Moultrie Bluff

Moultrie Bluff
Homes for Sale in St. Augustine, FL

Community in St. Augustine · St. Johns County · ZIP 32086
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data16 years of closingsUpdated twice daily

As of September 2026, the MLS records 3 closed sales in Moultrie Bluff in St. Augustine, FL since 2010, the most recent in November 2021. Across St. Augustine as a whole, 2,667 homes closed in the last 12 months at a median of $454,157, 53 median days on market, with 685 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,120 ($5,600 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Moultrie Bluff sits in St. Augustine, inside St. Johns County. What we don't have in front of us today is a full price and inventory picture for this specific community, so we'll be candid: this read is about location and posture, not a data-heavy market call. When you're ready to move on a property here, we'll pull the current comps and put real numbers behind the strategy.

For now, treat pricing as condition-driven. In a small St. Augustine enclave like this, individual home updates, lot position, and finish level tend to move value more than any headline neighborhood average. Buyers should underwrite each listing on its own merits; sellers should expect a buyer pool that scrutinizes condition closely.

The 60-Second Overview

Moultrie Bluff is a St. Augustine address in St. Johns County, close to the coast and the historic core that anchors this part of Northeast Florida. It reads as a smaller, location-first community rather than a large master-planned tract.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing a St. Augustine location over a big-community amenity package
  • Buyers comfortable underwriting a purchase on individual home condition and comps
  • Buyers who want proximity to the coast and the historic district in St. Johns County

Probably not for

  • Buyers who need a strict, published price range before they'll engage
  • Buyers wanting resort-style shared amenities and a large HOA structure
  • Buyers who want a turnkey guarantee rather than a condition-driven evaluation

The market around Moultrie Bluff

Moultrie Bluff is too small for its own price trend, so here is the market around it.

In ZIP 32086, 173 homes are on the market and 17% are under contract — a slower corner of St. Augustine.

Across St. Johns County, 1,855 homes are active and 859 pending (32% under contract).

ZIP and county figures describe the wider market, not Moultrie Bluff specifically. Momentum Research analysis of MLS records.

If we were buying in Moultrie Bluff today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Moultrie Bluff.

Best Buy
Buyers who want a St. Augustine address in St. Johns County and will judge each home on its merits.
Biggest Risk
Thin community-level data means you're underwriting home by home, not by a reliable neighborhood average.
Sweet Spot
A well-kept property where condition and lot justify the price against nearby sales.
Avoid If
You need a large amenity master-planned community with predictable, published price bands.

St. Augustine location, judged home by home

The value case here rests on where it is: St. Augustine and St. Johns County, with the historic district, the coast, and the county's commercial corridors all in reach. That's a durable location argument that doesn't depend on any single year's numbers.

Because we're not working from a deep listing sample for Moultrie Bluff specifically, the smart approach is property-level. Look hard at condition, systems age, and lot, and compare against nearby St. Augustine sales rather than assuming a fixed community price band. We'll build that comp set for you before you commit.

The location and the amenities are priced into every listing in Moultrie Bluff. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We're a Northeast Florida brokerage that works St. Johns County directly, and we'd rather give you a grounded, property-by-property read than a manufactured neighborhood pitch. For Moultrie Bluff, that means pulling live comps, walking the condition, and telling you plainly whether a given listing is priced to the market or ahead of it.

Moultrie Bluff in 15 seconds.

Best forBuyers who want a St. Augustine address in St. Johns County and will judge each home on its merits.
Biggest advantageA location-first position near the coast and the historic core.
Biggest riskThin community-level data means you're underwriting home by home, not by a reliable neighborhood average.
Sweet spotA well-kept property where condition and lot justify the price against nearby sales.
Avoid ifYou need a large amenity master-planned community with predictable, published price bands.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Moultrie Bluff sales matched to your home.

What is your Moultrie Bluff home worth?

Get a no-obligation home value based on real comparable sales in Moultrie Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers prioritizing a St. Augustine location over a big-community amenity packageExcellent fit
Buyers comfortable underwriting a purchase on individual home condition and compsExcellent fit
Buyers who want proximity to the coast and the historic district in St. Johns CountyExcellent fit
Buyers who need a strict, published price range before they'll engageProbably not
Buyers wanting resort-style shared amenities and a large HOA structureProbably not
Buyers who want a turnkey guarantee rather than a condition-driven evaluationProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-08-30
Historical depthClosed-sale records back to 2010 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,942/mo
St. Johns County typical true cost to own
$115/mo
St. Johns County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.