Aerial view of Moultrie Bluff

Moultrie Bluff
Homes for Sale in St. Augustine, FL

Community in St. Augustine · St. Johns County · ZIP 32086
15 homesBuilt 1969–1997
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Built fromLive realMLS data16 years of closingsFL DOR public recordsUpdated twice daily
Live · Moultrie Bluff Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
93%
Owner-occupied · Moultrie Bluff
14 of 15 parcels homesteaded (FL DOR 2025)
7%
Non-owner-occupied · Moultrie Bluff
incl. 13% trust or LLC-held · 0% out-of-state
15
Homes in the community
15 residential parcels (FL DOR 2025)
Track record · 16 years of records
1969–1997
Years homes were built
median 1975 · county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Moultrie Bluff sits in St. Augustine, inside St. Johns County. What we don't have in front of us today is a full price and inventory picture for this specific community, so we'll be candid: this read is about location and posture, not a data-heavy market call. When you're ready to move on a property here, we'll pull the current comps and put real numbers behind the strategy.

For now, treat pricing as condition-driven. In a small St. Augustine enclave like this, individual home updates, lot position, and finish level tend to move value more than any headline neighborhood average. Buyers should underwrite each listing on its own merits; sellers should expect a buyer pool that scrutinizes condition closely.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Moultrie Bluff is a St. Augustine address in St. Johns County, close to the coast and the historic core that anchors this part of Northeast Florida. It reads as a smaller, location-first community rather than a large master-planned tract.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing a St. Augustine location over a big-community amenity package
  • Buyers comfortable underwriting a purchase on individual home condition and comps
  • Buyers who want proximity to the coast and the historic district in St. Johns County

Probably not for

  • Buyers who need a strict, published price range before they'll engage
  • Buyers wanting resort-style shared amenities and a large HOA structure
  • Buyers who want a turnkey guarantee rather than a condition-driven evaluation

The market around Moultrie Bluff

Moultrie Bluff is too small for its own price trend, so here is the market around it.

In ZIP 32086, 192 homes are on the market and 24% are under contract — a steady corner of St. Augustine.

Across St. Johns County, 1,909 homes are active and 863 pending (31% under contract).

ZIP and county figures describe the wider market, not Moultrie Bluff specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Moultrie Bluff, St. Augustine

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-11-13)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Moultrie Bluff today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Moultrie Bluff.

Best Buy
Buyers who want a St. Augustine address in St. Johns County and will judge each home on its merits.
Biggest Risk
Thin community-level data means you're underwriting home by home, not by a reliable neighborhood average.
Sweet Spot
A well-kept property where condition and lot justify the price against nearby sales.
Avoid If
You need a large amenity master-planned community with predictable, published price bands.

St. Augustine location, judged home by home

The value case here rests on where it is: St. Augustine and St. Johns County, with the historic district, the coast, and the county's commercial corridors all in reach. That's a durable location argument that doesn't depend on any single year's numbers.

Because we're not working from a deep listing sample for Moultrie Bluff specifically, the smart approach is property-level. Look hard at condition, systems age, and lot, and compare against nearby St. Augustine sales rather than assuming a fixed community price band. We'll build that comp set for you before you commit.

“

The location and the amenities are priced into every listing in Moultrie Bluff. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We're a Northeast Florida brokerage that works St. Johns County directly, and we'd rather give you a grounded, property-by-property read than a manufactured neighborhood pitch. For Moultrie Bluff, that means pulling live comps, walking the condition, and telling you plainly whether a given listing is priced to the market or ahead of it.

Moultrie Bluff in 15 seconds.

Best forBuyers who want a St. Augustine address in St. Johns County and will judge each home on its merits.
Biggest advantageA location-first position near the coast and the historic core.
Biggest riskThin community-level data means you're underwriting home by home, not by a reliable neighborhood average.
Sweet spotA well-kept property where condition and lot justify the price against nearby sales.
Avoid ifYou need a large amenity master-planned community with predictable, published price bands.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Moultrie Bluff sales matched to your home.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Moultrie Bluff?
The Florida DOR 2025 assessment roll shows 15 homes in Moultrie Bluff (public records).
What share of Moultrie Bluff is owner-occupied?
93% of Moultrie Bluff parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Moultrie Bluff built?
Homes in Moultrie Bluff were built between 1969 and 1997, with a median year built of 1975 (FL DOR 2025 roll).
Who is the best real estate agent for Moultrie Bluff?
The best agent for Moultrie Bluff is one who actively works St. Augustine and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Moultrie Bluff.
How do I find a top St. Augustine real estate agent who knows Moultrie Bluff?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Moultrie Bluff and the wider St. Augustine area.
Can Momentum Realty connect me with an agent for Moultrie Bluff?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Moultrie Bluff purchase or sale - no call center and no pressure.
Buyers prioritizing a St. Augustine location over a big-community amenity packageExcellent fit
Buyers comfortable underwriting a purchase on individual home condition and compsExcellent fit
Buyers who want proximity to the coast and the historic district in St. Johns CountyExcellent fit
Buyers who need a strict, published price range before they'll engageProbably not
Buyers wanting resort-style shared amenities and a large HOA structureProbably not
Buyers who want a turnkey guarantee rather than a condition-driven evaluationProbably not

Nearby Communities

Explore more neighborhoods near Moultrie Bluff with Momentum Realty’s local guides.

Barnes St Augustine0.3 mi away · 17 homes, built 1958–24VPVaill Point Terrace St Augustine0.4 mi away · 205 homes, built 1958–24Cafaro St Augustine0.4 mi awayMFMoultrie Foreside St Augustine0.5 mi away · 46 homes, built 1920–24OPOsceola Point St Augustine0.6 mi away · 28 homes, built 1983–02Moultrie Trails St Augustine St Johns0.8 mi away · median $515K, 4 sales/12 moSt Augustine Shores0.9 mi away · median $330K, 57 sales/12 mo

Browse all neighborhood guides →

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32086))
Under-contract sharesrealMLS records, as of 2026-11-12
Historical depthClosed-sale records back to 2010 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.

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