Vaill Point Terrace
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of CHAD AND SANDY REAL ESTATE GROUP · via realMLS
Vaill Point Terrace is a small St. Augustine enclave in St. Johns County, and with a pocket this size the story is less about a market trend and more about the individual house. Price here is driven by condition, lot, and the specifics of the property in front of you rather than by a deep, fast-moving comp set. When only a handful of homes trade, one updated kitchen or one deferred-maintenance roof moves the number more than any broader curve.
For a buyer, that means underwriting each listing on its own merits and not assuming the last sale sets your price. For a seller, it means presentation and honest condition disclosure carry real weight, because there aren't enough active comparables to hide behind. Both sides should treat pricing as a case-by-case exercise, not a plug-and-play formula.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
A compact residential pocket inside St. Augustine's St. Johns County footprint, close to the coast and the historic core, where the character of each home matters more than any headline figure.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Vaill Point Terrace. Swipe to explore the community.
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Vaill Point TerracePhotos from realMLS listings in Vaill Point Terrace; content deemed reliable but not guaranteed.
Who Vaill Point Terrace is best for.
Best for
- Buyers prioritizing St. Augustine location and coastal proximity over having many homes to compare at once
- Patient buyers willing to wait for the right individual property rather than the first available one
- Sellers with a well-kept home who can benefit from limited local competition
Probably not for
- Buyers who need to close quickly and require a wide menu of active listings
- Buyers wanting the amenities and predictable pricing of a large master-planned community
- Anyone uncomfortable underwriting a purchase on a home-by-home basis with few comparables
The market around Vaill Point Terrace
Vaill Point Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32086, 203 homes are on the market and 20% are under contract — a steady corner of St. Augustine.
Across St. Johns County, 2,096 homes are active and 890 pending (30% under contract).
ZIP and county figures describe the wider market, not Vaill Point Terrace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Vaill Point Terrace, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Life at Vaill Point Terrace
- Security Gate · reported on 1 of 2 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Vaill Point Terrace buying strategy.
If we were buying in Vaill Point Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Vaill Point Terrace.
A small pocket in a large county
St. Johns County is one of Northeast Florida's most active real estate markets, but Vaill Point Terrace sits as a distinct, small piece of it. That scale cuts two ways: limited turnover can mean patience for a buyer waiting on the right listing, and it can mean genuine scarcity value for a seller with a well-kept home. Neither is guaranteed — it depends on what comes to market and when.
Location does a lot of the work here. St. Augustine puts the historic district, the waterfront, and beach access within reach, and St. Johns County services surround the area. Because we can't lean on a wide statistical sample, the practical move is to weigh proximity, lot, and home condition directly rather than expecting a large dataset to tell the whole story.
The location and the amenities are priced into every listing in Vaill Point Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-turnover pocket like Vaill Point Terrace, the value we add is judgment, not volume. We read each property on condition and location, tell you when a list price is optimistic, and flag when a home is genuinely the right fit versus when you'd be better served waiting or looking nearby in St. Johns County. If it isn't your community, we'll say so.
Vaill Point Terrace in 15 seconds.
Tools for a Vaill Point Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Vaill Point Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Vaill Point Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Vaill Point Terrace home worth?
Get a no-obligation home value based on real comparable sales in Vaill Point Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Vaill Point Terrace on the map →
Frequently Asked Questions
How many homes are in Vaill Point Terrace?
What share of Vaill Point Terrace is owner-occupied?
When were the homes in Vaill Point Terrace built?
Who is the best real estate agent for Vaill Point Terrace?
How do I find a top St. Augustine real estate agent who knows Vaill Point Terrace?
Can Momentum Realty connect me with an agent for Vaill Point Terrace?
Should you buy in Vaill Point Terrace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Vaill Point Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 21, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32086)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2015 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Vaill Point Terrace fits the bigger picture — live prices, inventory, and Momentum Scores: