Vaill Point Terrace
Homes for Sale in St. Augustine, FL
All 1,147 homes for sale in St. Augustine, FL · median $479,990 · 144 homes for sale in 32086 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of CHAD AND SANDY REAL ESTATE GROUP · via realMLS
As of October 2026, the MLS records 14 closed sales in Vaill Point Terrace in St. Augustine, FL since 2015, the most recent in September 2026. Across St. Augustine as a whole, 2,438 homes closed in the last 12 months at a median of $445,000, 48 median days on market, with 692 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,990 ($5,480 with the full homestead exemption).
Vaill Point Terrace is a small St. Augustine enclave in St. Johns County, and with a pocket this size the story is less about a market trend and more about the individual house. Price here is driven by condition, lot, and the specifics of the property in front of you rather than by a deep, fast-moving comp set. When only a handful of homes trade, one updated kitchen or one deferred-maintenance roof moves the number more than any broader curve.
For a buyer, that means underwriting each listing on its own merits and not assuming the last sale sets your price. For a seller, it means presentation and honest condition disclosure carry real weight, because there aren't enough active comparables to hide behind. Both sides should treat pricing as a case-by-case exercise, not a plug-and-play formula.
Nearby homes for sale
No active listings inside Vaill Point Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A compact residential pocket inside St. Augustine's St. Johns County footprint, close to the coast and the historic core, where the character of each home matters more than any headline figure.
realMLS (Northeast Florida) sales records identify 11 homes in Vaill Point Terrace that have changed hands since 2015, built between 1970 and 2001 (median 1976), with a median living area of about 2,352 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 9 qualified sales in Vaill Point Terrace across 2024–2025 (5 in 2024, 4 in 2025), median $600,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Vaill Point Terrace. Swipe to explore the community.
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Vaill Point TerracePhotos from realMLS listings in Vaill Point Terrace; content deemed reliable but not guaranteed.
Who Vaill Point Terrace is best for.
Best for
- Buyers prioritizing St. Augustine location and coastal proximity over having many homes to compare at once
- Patient buyers willing to wait for the right individual property rather than the first available one
- Sellers with a well-kept home who can benefit from limited local competition
Probably not for
- Buyers who need to close quickly and require a wide menu of active listings
- Buyers wanting the amenities and predictable pricing of a large master-planned community
- Anyone uncomfortable underwriting a purchase on a home-by-home basis with few comparables
The market around Vaill Point Terrace
Vaill Point Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32086, 185 homes are on the market and 22% are under contract — a steady corner of St. Augustine.
Across St. Johns County, 1,952 homes are active and 794 pending (29% under contract).
In ZIP 32086 (St. Augustine), 452 homes closed in the last 12 months at a median of $330K ($201/sq ft), down 3.4% year over year, with a median 66 days on market. Right now 121 active and 30 pending listings put supply at about 6.0 months — a buyer's market. See the live ZIP 32086 housing market and the St. Johns County market.
ZIP and county figures describe the wider market, not Vaill Point Terrace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Vaill Point Terrace, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Life at Vaill Point Terrace
- Security Gate · reported on 1 of 2 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Vaill Point Terrace buying strategy.
If we were buying in Vaill Point Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Vaill Point Terrace.
A small pocket in a large county
St. Johns County is one of Northeast Florida's most active real estate markets, but Vaill Point Terrace sits as a distinct, small piece of it. That scale cuts two ways: limited turnover can mean patience for a buyer waiting on the right listing, and it can mean genuine scarcity value for a seller with a well-kept home. Neither is guaranteed — it depends on what comes to market and when.
Location does a lot of the work here. St. Augustine puts the historic district, the waterfront, and beach access within reach, and St. Johns County services surround the area. Because we can't lean on a wide statistical sample, the practical move is to weigh proximity, lot, and home condition directly rather than expecting a large dataset to tell the whole story.
The location and the amenities are priced into every listing in Vaill Point Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-turnover pocket like Vaill Point Terrace, the value we add is judgment, not volume. We read each property on condition and location, tell you when a list price is optimistic, and flag when a home is genuinely the right fit versus when you'd be better served waiting or looking nearby in St. Johns County. If it isn't your community, we'll say so.
Vaill Point Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Vaill Point Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Vaill Point Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Vaill Point Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Vaill Point Terrace home worth?
Get a no-obligation home value based on real comparable sales in Vaill Point Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
Recently off market in Vaill Point Terrace
Homes in Vaill Point Terrace that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 2950 Kings Road · off market
- 4010 Barbara Terrace · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Vaill Point Terrace?
What share of Vaill Point Terrace is owner-occupied?
When were the homes in Vaill Point Terrace built?
Who is the best real estate agent for Vaill Point Terrace?
How do I find a top St. Augustine real estate agent who knows Vaill Point Terrace?
Can Momentum Realty connect me with an agent for Vaill Point Terrace?
Where is Vaill Point Terrace, and what county is it in?
How far is Vaill Point Terrace from downtown Jacksonville and the beach?
Should you buy in Vaill Point Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32086)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2015 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Vaill Point Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Vaill Point Terrace. These are the public schools most often assigned to other communities in ZIP 32086; zones change and vary by address, so confirm with the district before you buy.
- Pedro Menendez High School · High · FLDOE grade B (assigned to 21 nearby communities)
- Gamble Rogers Middle School · Middle · FLDOE grade A (assigned to 14 nearby communities)
- Otis A. Mason Elementary School · K-5 · FLDOE grade A (assigned to 11 nearby communities)
- R.J. Murray Middle School · 6-8 (assigned to 4 nearby communities)
- Otis A. Mason Elementary · K-5 · FLDOE grade A (assigned to 3 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Shop the zone: Homes zoned for Otis A. Mason Elementary School · Homes zoned for Gamble Rogers Middle School · Homes zoned for Pedro Menendez High School
Nearby Communities
Explore more neighborhoods near Vaill Point Terrace with Momentum Realty’s local guides.