Oak Creek Ph 1
Homes for Sale in Zephyrhills, FL
True comps, carrying-cost math, and listings before the portals.
Oak Creek Ph 1 is a 272-home subdivision built out mostly in the 2006-2018 window, with a median build year of 2006, which puts the bulk of the stock in the post-2004-hurricane-code era. That matters more here than curb appeal, because construction era and maintenance history — not clubhouse access — are what buyers are actually paying for in this community. No community amenities show up in current MLS listings, so this reads as a straightforward residential subdivision rather than an amenity-driven one.
There is no recent closings data in this snapshot, so we are not going to manufacture a pace-of-market narrative that isn't there. What we can say: homestead share sits at 81.2%, which tells you this is a community where most owners are living in the home rather than renting it or holding it as a second property. For sellers, that ownership pattern usually means better upkeep over time; for buyers, it means less turnover to shop from at any given moment.
Who Oak Creek Ph 1 is best for.
Best for
- Buyers looking for a mid-size home (roughly 2,500 sq ft) built in the 2006-2018 range without amenity fees attached.
- Buyers who want a subdivision with a high rate of owner-occupancy rather than heavy rental or investor turnover.
- Buyers comfortable doing home-by-home diligence on construction era and condition rather than shopping by community-wide amenities.
Probably not for
- Buyers who want confirmed community amenities like a pool, clubhouse, or gate as part of the purchase decision.
- Buyers who need recent closed-sale data to benchmark price before making an offer.
- Buyers set on a single, uniform construction era — this community spans over a decade of build years.
The market around Oak Creek Ph 1
Oak Creek Ph 1 is a small community — 61 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
Across Pasco County, 4,307 homes are active and 1,258 pending (23% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Oak Creek Ph 1 specifically. Momentum Research analysis of MLS records.
The Oak Creek Ph 1 buying strategy.
If we were buying in Oak Creek Ph 1 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Creek Ph 1.
What the numbers actually say
The build range — 2006 to 2018 — spans two distinct construction phases, and a median year built of 2006 tells you the community skews toward its earlier release rather than its later one. That's a detail worth confirming block by block if you're comparing two listings that look similar on paper but were built a decade apart.
At a median living area of 2,502 square feet, this is not a starter-home footprint; these are mid-size to larger single-family homes. Combined with an 81.2% homestead share, the picture is a subdivision of primary residences rather than a rental-heavy or investor-heavy pocket. No amenities are listed against the community in current MLS data, so buyers should not assume a pool, gate, or clubhouse is included — verify directly with any active listing rather than the neighborhood name.
The location and the amenities are priced into every listing in Oak Creek Ph 1. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With no recent closings feeding this snapshot, pricing a home in Oak Creek Ph 1 correctly takes more than pulling a comp sheet — it takes knowing which phase a home sits in, what condition and updates are doing to value, and how that 81.2% homestead share affects how quickly a listing actually moves. That's the kind of read we do before we ever put a sign in the yard.
Oak Creek Ph 1 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Oak Creek Ph 1 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Creek Ph 1 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oak Creek Ph 1, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oak Creek Ph 1 home worth?
Get a no-obligation home value based on real comparable sales in Oak Creek Ph 1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Oak Creek Ph 1?
What share of Oak Creek Ph 1 is owner-occupied?
When were the homes in Oak Creek Ph 1 built?
Who is the best real estate agent for Oak Creek Ph 1?
How do I find a top Zephyrhills real estate agent who knows Oak Creek Ph 1?
Can Momentum Realty connect me with an agent for Oak Creek Ph 1?
Should you buy in Oak Creek Ph 1?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (7 streets, ZIP 33544/33545)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2009 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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