Ocean Terrace
Condos for Sale in Stuart, FL
All 277 homes for sale in Stuart, FL · median $447,000 · 73 condos for sale in Stuart · 135 homes for sale in 34996 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Ocean Terrace Condo in Stuart, FL since 2005, the most recent in October 2024. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).
Ocean Terrace Condo is a condominium building in Stuart, and pricing here is going to be driven by the specifics of each unit rather than any community-wide baseline. With no current amenities identified from the MLS listings, buyers are paying for the unit itself — its condition, floor, exposure, and any updates — not for a shared package of extras. Expect a wide spread between a dated unit and a renovated one.
Because this is a small, amenity-light building, the read for both sides is the same: due diligence on the association matters more than the sticker. Sellers should lead with condition and documentation; buyers should price against the actual unit in front of them and get the condo financials in hand early. There is no marketing gloss to hide behind here, which tends to reward the well-prepared on both sides.
Nearby homes for sale
No active listings inside Ocean TerraceCondos for Sale in Stuart, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Ocean Terrace Condo is a condominium option in Stuart, in Martin County's beaches corridor, with no shared amenities identified in current listings — meaning value tracks the individual unit and the health of the association more than any community offering.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Ocean Terrace Condo is best for.
Best for
- Buyers seeking a straightforward Stuart condo who care more about the unit than shared amenities
- Value-focused buyers willing to trade amenities for a lower carrying cost
- Buyers who will actually read the association documents and budget for coastal insurance and reserves
Probably not for
- Buyers who want a full amenity package — pool, fitness, gate, or clubhouse
- Buyers wanting turnkey certainty and unwilling to vet condo financials
- Buyers uncomfortable with the possibility of special assessments in a coastal building
The market around Ocean Terrace Condo
Ocean Terrace Condo is too small for its own price trend, so here is the market around it.
In ZIP 34996, 190 homes are on the market and 18% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34996 (Stuart), 152 homes closed in the last 12 months at a median of $320K ($223/sq ft), up 2.6% year over year, with a median 56 days on market. Right now 35 active and 5 pending listings put supply at about 3.9 months — a buyer's market. See the live ZIP 34996 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Ocean Terrace Condo specifically. Momentum Research analysis of MLS records.
The Ocean Terrace Condo buying strategy.
If we were buying in Ocean Terrace Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ocean Terrace Condo.
A unit-driven building
When a condo community carries no identifiable amenities, the differentiator becomes the unit and the building's fundamentals. Ask about the association's reserves, any planned or recent assessments, insurance posture, and the state of the structure and common systems. In coastal Martin County, those items carry real weight and can move the true cost of ownership well beyond the purchase price.
For buyers, that means the median is a starting point, not a destination — the right number depends on what you're actually walking into. For sellers, the path to a clean close runs through condition and paperwork: an updated interior and a transparent set of association documents will do more for you here than any listing adjective.
The location and the amenities are priced into every listing in Ocean Terrace Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A small, amenity-light condo building rewards a broker who reads the association documents as carefully as the listing. We work the reserves, assessment history, and insurance details before you're emotionally committed, and we price and negotiate off the actual unit — not a building-wide average. Whether you're buying or selling in Ocean Terrace Condo, we'd rather tell you the hard part early than let it surface at closing.
Ocean Terrace Condo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Ocean Terrace Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ocean Terrace Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ocean Terrace Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ocean Terrace Condo home worth?
Get a no-obligation home value based on real comparable sales in Ocean Terrace Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
Should you buy in Ocean Terrace Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 26, 2026) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Ocean Terrace Condo fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Ocean Terrace
Where is Ocean Terrace?
Ocean Terrace is a community in Stuart, Martin County, Florida, ZIP 34996 / 34997.
Are there homes for sale in Ocean Terrace right now?
No active listings inside Ocean Terrace at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Ocean Terrace have an HOA or CDD?
No HOA is on record for Ocean Terrace in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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