Oxford Place in Panama City

Oxford Place
Homes for Sale in Panama City, FL

Community in Panama City · Bay County · ZIP 32405
10 homesBuilt through 1993Median sale $280K
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Photo via CPAR MLS

Built fromLive CPAR MLS dataFL DOR public recordsUpdated twice daily

As of November 2026, Oxford Place in Panama City, FL has 1 home for sale. Over the 12 months ending 2026-11-11, 4 recorded sales closed at a median of $280,000, a median 7 days on market, sellers accepting 96% of original asking. At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,440 ($2,950 with the full homestead exemption).

Oxford Place key facts
LocationPanama City, Bay County, FL · ZIP 32405
Homes in the community10 (FL DOR 2025 assessment roll)
Years built1907–1993 (median 1979.0)
Typical living area2,388 sq ft (median)
Sale prices, last 12 months$280,000 median across 4 closed sales
Days on market (closed sales)7 median
For sale right now1 active, 0 pending · median asking $435,000 · 3.0 months of supply
Owner-occupied (homestead) share46%

Data as of November 11, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Oxford Place key facts,” movewithmomentum.com/neighborhoods/oxford-place, data as of November 11, 2026.

Live · Oxford Place Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$280K
Median sold · 12 mo
95.8%
Sale vs ask
Bay median: 94.2%
Tempo
3.0mo
Supply
3 to 6 months is the balanced band
8days
Median DOM · closed
8 days at the 2026 low
0%
Under contract
Bay: 15% (434 of 2,840)
1 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
46%
Owner-occupied · Oxford Place
5 of 11 parcels homesteaded (FL DOR 2025)
55%
Non-owner-occupied · Oxford Place
incl. 9% trust or LLC-held · 0% out-of-state
10
Homes in the community
plus 1 vacant residential lots · 11 residential parcels (FL DOR 2025)
Track record · 0 years of records
1979
Median year built
county roll (FL DOR 2025)
40.0%/yr
Turnover rate
about 4 of 10 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Oxford Place is an older Panama City neighborhood where the housing stock does most of the talking. A median year built of 1969, inside a range that runs all the way back to 1907 and up to homes finished in 2024, means buyers are choosing between long-established construction and recent infill or renovation on the same streets. That spread is the real driver of the $305,000 median — condition and vintage separate the listings more than location does.

An 8-day median days-on-market says demand is moving quickly through whatever comes onto the market, and with 189 homes tracked and closings turning over in the past three months, this is not a neighborhood where a well-priced, move-in-ready listing sits waiting for a buyer. Sellers with updated homes should expect a short runway; buyers need financing and decisions ready before they tour.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Oxford Place Housing Pulse · Momentum Research · as of November 11, 2026

Oxford Place right now

🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of CPAR MLS records, as of November 11, 2026. Confidence: Low (1 active and pending listings, 4 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 11, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Oxford Place market snapshot (as of November 11, 2026): the median sale price is about $280K, a median 8 days on market for closed sales, and 3.0 months of supply, a balanced market.

Oxford Place is a community of 10 homes in Panama City, Bay County, built between 1907 and 1993 (median 1979.0), with a median living area of about 2,388 square feet. 46% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Oxford Place sits in Panama City within Bay County, an established neighborhood where the housing stock spans more than a century of construction alongside more recent builds, giving buyers a genuine choice between older character homes and newer construction on the same footprint.

Best for

  • Buyers targeting a home near the $305,000 median who are prepared to weigh condition and age carefully rather than assume a uniform build standard.
  • Buyers comfortable moving quickly, given a median 8-day window before well-priced listings go under contract.
  • Buyers interested in an older Panama City neighborhood with a mix of historic and newer-built housing rather than a single-phase subdivision.

Probably not for

  • Buyers who want a community with defined shared amenities, since none are identified in current listings.
  • Buyers who need every home in a neighborhood to share the same age and construction standard.
  • Buyers who want extended time to deliberate before offering, given the current pace of closings.

Housing distress & ownership in Oxford Place, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 16 listings
Distress share trend — 0.0% now (2026-08-23 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Oxford Place

Live MLS inventory for Oxford Place. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Oxford Place listings as of 2026-11-11, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Oxford Place Right Now (1)

All 1 active and pending Oxford Place listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Oxford Place today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oxford Place.

Best Buy
Buyers who want an established Panama City neighborhood and are comfortable evaluating a wide range of home ages and conditions.
Biggest Risk
The 1907–2024 build range means condition and mechanical age vary significantly from listing to listing.
Sweet Spot
Homes near the median 1,915 square feet and median year built around 1969, priced to reflect their actual updates.
Avoid If
You want a single-era subdivision with uniform construction or an on-site amenity package, since none is identified here.

A neighborhood defined by its housing stock

The numbers here tell a story about age and condition rather than location scarcity. With a median year built of 1969 and a range stretching from 1907 to 2024, Oxford Place is not a single-era subdivision — it is a working mix of historic housing, mid-century construction, and pockets of new building. Median living space of 1,915 square feet points to homes sized for practical, everyday living rather than large-format new construction, and buyers should expect that layout, updates, and mechanical age will vary house to house more than they would in a newer, single-builder community.

No community amenities are identified in current MLS listings, so this is a neighborhood priced on the home itself and its lot, not on a shared clubhouse, pool, or recreational package. A homestead exemption share of 64.8% indicates a market with a substantial base of owner-held property, which tends to support steadier turnover patterns rather than heavy investor churn. Combined with a median 8-day time on market, the read is straightforward: priced-right, well-conditioned homes here move fast, and the wide age range means condition assessment matters more than in most newer subdivisions.

“

The location and the amenities are priced into every listing in Oxford Place. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.3B- · Buy Score
Liquidity & Demand7.0/10
Owner Commitment4.5/10
Pricing Power7.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.3). Basis: Liquidity & Demand 3.0 months of supply; Owner Commitment 46% owner-occupied; Pricing Power 95.8% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a neighborhood spanning construction from 1907 to 2024, knowing what a specific vintage costs to insure, finance, and update is as important as knowing the comps. We walk buyers through that condition-versus-price tradeoff house by house, and we help sellers position an older or updated home correctly for a market that is currently moving in about 8 days for the right listing.

Oxford Place in 15 seconds.

Best forBuyers who want an established Panama City neighborhood and are comfortable evaluating a wide range of home ages and conditions.
Biggest advantageA fast-moving market with a median 8-day turnaround for listings priced to current condition.
Biggest riskThe 1907–2024 build range means condition and mechanical age vary significantly from listing to listing.
Sweet spotHomes near the median 1,915 square feet and median year built around 1969, priced to reflect their actual updates.
Avoid ifYou want a single-era subdivision with uniform construction or an on-site amenity package, since none is identified here.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oxford Place sales matched to your home.

What is your Oxford Place home worth?

Get a no-obligation home value based on real comparable sales in Oxford Place, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Oxford Place

Homes in Oxford Place that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in Oxford Place?
The median sale price in Oxford Place was $280K over the 12 months ending November 11, 2026 (4 closed sales, CPAR MLS).
How long do homes in Oxford Place take to sell?
Homes that closed in the 12 months ending November 11, 2026 took a median 8 days on market (4 sales, CPAR MLS).
Is Oxford Place a buyer's or seller's market right now?
As of November 11, 2026, Oxford Place is roughly balanced: 3.0 months of supply at the current sales pace (CPAR MLS live counts).
How many homes are in Oxford Place?
The Florida DOR 2025 assessment roll shows 10 homes plus 1 vacant residential lots in Oxford Place (public records).
What share of Oxford Place is owner-occupied?
46% of Oxford Place parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Oxford Place built?
Homes in Oxford Place were built between 1907 and 1993, with a median year built of 1979.0 (FL DOR 2025 roll).
Who is the best real estate agent for Oxford Place?
The best agent for Oxford Place is one who actively works Panama City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Oxford Place.
How do I find a top Panama City real estate agent who knows Oxford Place?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Oxford Place and the wider Panama City area.
Can Momentum Realty connect me with an agent for Oxford Place?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Oxford Place purchase or sale - no call center and no pressure.
Buyers targeting a home near the $305,000 median who are prepared to weigh condition and age carefully rather than assume a uniform build standard.Excellent fit
Buyers comfortable moving quickly, given a median 8-day window before well-priced listings go under contract.Excellent fit
Buyers interested in an older Panama City neighborhood with a mix of historic and newer-built housing rather than a single-phase subdivision.Excellent fit
Buyers who want a community with defined shared amenities, since none are identified in current listings.Probably not
Buyers who need every home in a neighborhood to share the same age and construction standard.Probably not
Buyers who want extended time to deliberate before offering, given the current pace of closings.Probably not

Nearby Communities

Explore more neighborhoods near Oxford Place with Momentum Realty’s local guides.

Forest Park (Bay)0.3 mi away · median $260K, 13 sales/12 moForest Hills (Bay)0.4 mi away · 43 homes, built 1971–95, 3 for saleStanford Place0.4 mi away · 1 for saleHorizon Pointe0.4 mi away · 78 homes, built 1947–24Woodland Estates U0.4 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: November 11, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending November 11, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32405))
Under-contract sharesCPAR MLS records, as of 2026-11-11
Historical depthClosed-sale records back to 2026 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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