Palm Coast Florida Park (Section 06) in Palm Coast

Palm Coast Florida Park (Section 06)

Established 1988 · Intracoastal West · ZIP 32224

The Florida Park F Section of Palm Coast, an established, mostly non-HOA neighborhood known for some of the city's best saltwater canal lots with Intracoastal and ocean access.

F Section (Florida Park)Saltwater canal lotsMostly no HOA
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Florida Park (F Section)

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseDBAAR
$342K
Median Price
0mo
Supply
57days
Avg DOM
Soft
Seller Leverage
$180/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Florida Park is the F Section of Palm Coast, part of the established Palm Harbor area east of I-95, and its standout feature is saltwater canal frontage with direct access to the Intracoastal Waterway and the ocean (Team Tofal, 2026). The read is established, mostly non-HOA single-family living where the lot is the whole story: a canal-and-boat-access home here is a different asset from an interior lot a few streets away. The trade is parcel-level, the canal access and seawall, the FEMA flood zone, and the Flagler tax bill, rather than a community amenity set."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Florida Park, the F Section of Palm Coast, is an established residential section in Palm Coast, Flagler County, in the 32137 area east of Interstate 95 and north of Palm Coast Parkway, within the broader Palm Harbor area (Team Tofal, 2026).

Its defining feature is water: the F and adjacent C Sections hold some of the best saltwater canal lots in Palm Coast, with direct access to the Intracoastal Waterway and, through it, the Atlantic (Team Tofal, 2026). Not every lot is on a canal, so the single biggest value question is whether a specific home has navigable saltwater frontage.

The section has been built out over several decades, so most available homes are resales rather than new construction, on platted single-family lots along Palm Harbor Parkway, Forest Grove Drive, and the northern end of Old Kings Road (Team Tofal, 2026). Like most lettered Palm Coast sections, most parcels carry no mandatory homeowners association.

Because Florida Park is a city section rather than a gated community, the buyer questions are parcel-level: whether the lot has saltwater canal access and a sound seawall and dock, the FEMA flood zone, any subdivision-specific fee, and the actual Flagler County tax bill, rather than a community HOA or amenity.

Best for

  • Boaters who want a saltwater canal lot with Intracoastal and ocean access
  • Buyers who want established, mostly non-HOA single-family Palm Coast living
  • Buyers comparing canal-front and interior lots on their own merits

Probably not for

  • Buyers who want a gated, amenity-rich, or golf community
  • Buyers who must have new construction rather than resale homes
  • Anyone unwilling to verify canal access, seawall condition, and the flood zone

How Florida Park (F Section) is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
65Median days on marketdays
0 : 0Under contract vs for salestrong demand
2Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Florida Park (F Section) listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Palm Coast Florida Park (Section 06) buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Florida Park (F Section)

Live MLS inventory for Palm Coast Florida Park (Section 06). Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Florida Park (F Section) right now, so its recent closed sales are shown, as of 2026-06-10, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc.. Tap any home to ask about it.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Intracoastal Waterway~1 to 5 min · saltwater canal access on many lots
European Village / Palm Harbor shopping~5 to 10 min · dining and retail
Interstate 95~10 min · via Palm Coast Pkwy
The Atlantic beach (Hammock)~15 to 20 min · east over the ICW bridge
Flagler Beach~20 to 25 min · south via A1A or SR-100
St. Augustine~35 to 45 min · north via I-95
Daytona Beach~35 to 45 min · south via I-95

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Palm Coast Florida Park (Section 06) with Momentum Realty’s local guides.

SCSea ColonyPalm Coast · 0.5 miOcean HammockPalm Coast · 0.6 miYHYacht Harbor VillagePalm Coast · 0.6 miRCThe Ritz-Carlton Residences at Hammock DunesPalm Coast · 0.7 miHBHammock Beach VillasPalm Coast · 0.7 miIEIsland Estates at Hammock DunesPalm Coast · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Florida Park (F Section) (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Flagler County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Florida Park (F Section) is served by Flagler County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Florida Park (F Section) address.

The takeaway

What actually affects Florida Park owners, sourced and dated. We do not publish rumor.

Recent Developments in Palm Coast Florida Park (Section 06)

Our read on what is being built around Florida Park (F Section), scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe near-term factors are coastal and county-level: seawall and dock condition and canal dredging on the saltwater lots, the Flagler County millage on the tax bill, and flood and insurance pricing per lot, rather than any single community development.

Saltwater canal access and seawall condition

BullishDirect Intracoastal access from a private canal lot is a scarce, premium feature; the value and the carrying cost both hinge on the seawall, the dock, and navigability, which vary lot by lot. impact
SignificanceRadius: F and C Sections

Saltwater canal access and seawall condition

Flagler County millage and tax-bill assessments

NeutralProperty taxes follow the Flagler County and City of Palm Coast millage plus any non-ad-valorem assessments; a recent sale can reset the assessed value, so read the actual bill for the parcel. impact
SignificanceRadius: Palm Coast / Flagler County

Flagler County millage and tax-bill assessments

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Palm Coast Florida Park (Section 06), tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Flagler County millage and property assessments

    Property taxes in Palm Coast are set by the Flagler County and City of Palm Coast millage plus any non-ad-valorem line items, published annually by the Flagler County Property Appraiser; waterfront parcels carry additional flood and insurance considerations. Why it matters: Pull the actual parcel's tax bill and homestead status, and for a canal lot get the seawall and dock condition and a flood and insurance quote, before you budget. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Florida Park (F Section), this is the order of operations we would run, and the one we run for our clients.

1

Confirm whether the lot has navigable saltwater access. Verify canal frontage, the route to the Intracoastal, any fixed-bridge clearances, and the seawall and dock condition for the specific home.

2

Pull the FEMA flood zone for the lot. Waterfront and canal lots vary; get the specific lot's flood zone and a bindable insurance quote during diligence.

3

Confirm HOA status for the parcel. Most of the section is non-HOA, but verify whether any platted subdivision within it carries a fee or deed restriction.

4

Read the actual Flagler tax bill. Confirm the millage, homestead status, and any assessments for the parcel rather than estimating (Flagler County Property Appraiser, 2024).

5

Comp canal-front to canal-front. Price a waterfront home against the closest canal-access sale, not an interior lot, and the reverse for interior homes.

Best Buy
A sound canal-front home with verified navigable access and a maintained seawall, in a flood zone you have priced, with HOA status and the Flagler tax bill confirmed.
Biggest Risk
Seawall and dock repair cost and flood insurance on a canal lot, and overpaying for an interior lot priced as if it were waterfront.
Best Lot
Navigable saltwater canal lots with a sound seawall carry the clear premium; interior lots are the value.
Smart Timing
Florida Park is an established, mostly resale section; pricing tracks the lot and its water access far more than any section-wide trend.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Gating

Dual-gated, with attended North and South entrances.

Styles & age

Traditional, ranch, and contemporary single-family, built 1987-2000.

Lots & sizes

Golf, lake, preserve, and interior lots (~0.25-0.5+ acres); homes ~2,400-4,000 sq ft.

Builder

Arvida (with JMB Partners).

Costs & Governance

CDD

None. No Community Development District bond on the tax bill.

POA dues

Quarterly POA dues (separate from the club) vary by lot size and include Hotwire internet and cable TV. Confirm the current amount.

Amenities & Lifestyle

Golf

18-hole course and a 26,000 sq ft member-owned clubhouse (membership optional).

Pool & fitness

Heated club pool, a fitness center, and ten lighted clay tennis courts.

Kids

In-community Woodland Park with a playground, basketball court, and sports field.

Getting around

Sidewalks on some roads; a golf-cart-friendly community.

Location & Nearby

Setting

Intracoastal West Jacksonville, ZIP 32224, off Hunt Club Road.

Nearby

Under 15 minutes to the beaches, St. Johns Town Center, and Mayo Clinic; UNF about 8 minutes.

Schools

Duval County: Chets Creek, Kernan Middle, Atlantic Coast (ratings below).

Homes & Architecture

Florida Park (F Section) homes were built largely between 1987 and 2000 in traditional, ranch, and contemporary styles, on a mix of golf frontage, lakefront, preserve, and interior lots. Because the community is built out, you are buying into a spectrum that runs from original 1990s condition to fully renovated, and the price gap between the two is enormous. A dated home and a beautifully renovated one a few doors apart can differ by hundreds of thousands of dollars, which is exactly where buyers overpay or find value.

This makes Florida Park (F Section) a renovation market as much as a resale market. Many of the best buys are homes in great locations that need updating, where an honest budget for roof, HVAC, pool, and modernization turns a dated house into a strong long-term hold. The risk is underestimating that budget, which is why reading the renovation math is the core skill here.

More on Living in Florida Park (F Section)

The depth without the wall of text. Open what matters to you.

Location and commute
Florida Park (F Section)'s Intracoastal West position is a big part of its appeal. It is about four miles from the Atlantic beaches, roughly a 10 to 15 minute drive, and about ten minutes from the St. Johns Town Center for shopping and dining. The UNF and Mayo Clinic corridor is close, and Downtown and the Southside job centers are an easy reach via Beach and JT Butler boulevards.
Traffic reality
The community itself is quiet and gated, but the surrounding Hodges, Beach, and JT Butler boulevard corridors are busy and commercial, and continue to develop. That is the trade-off for the central, convenient location, with everyday shopping and dining minutes away. Test-drive your real commute at your real departure time.
Shopping and dining
The St. Johns Town Center, one of the region's largest shopping and dining destinations, is about ten minutes away, and the Beach Boulevard and Hodges corridors cover everyday needs. The beaches at Atlantic, Neptune, and Ponte Vedra are a short drive east for dining and recreation.
Insurance and flood
As an Intracoastal West community a few miles inland with 26 community lakes, flood exposure varies lot by lot, so pull the exact FEMA flood zone for a specific address rather than assuming. On the homeowners side, roof age is the biggest swing on a 1990s home, so a recently re-roofed house is far easier and cheaper to insure. Always get a real insurance quote on the specific home.
Florida Park (F Section) Buyer Due Diligence

Before you write an offer on any Florida Park (F Section) home, run this list. Missing any one of these is how buyers overpay or inherit a problem.

Property Systems

  • Roof and HVAC age, and the resulting insurance quote
  • Pool equipment age and condition
  • An honest renovation budget for roof, HVAC, pool, and updates

Financial

  • POA dues and inclusions (Hotwire internet and cable, access control) in writing
  • The club decision and the true cost of the membership you would use
  • Total carrying cost: HOA, optional club, insurance, near-term repairs

Resale Strength

  • Lot quality and view, and whether the premium is fair
  • Golf, lake, or preserve frontage versus an interior lot
  • The interior-lot warning: where buyers overpay

Verification

  • Flood zone for the specific parcel, given the community lakes
  • School zoning by address, confirmed with the district
  • True closed comps by condition and lot, not a Zestimate

Questions we ask on a specific home

The questions a local who knows Florida Park (F Section) asks are different from the ones a portal answers. On any specific home, we want to know:

  • Homes along the fairways at Palm Coast Florida Park (Section 06)

    How old are the roof, HVAC, and pool equipment, and what does that do to the insurance quote?

  • Clubhouse entrance at Palm Coast Florida Park (Section 06)

    What is the honest renovation budget to bring this home current?

  • Lakes and amenities at Palm Coast Florida Park (Section 06)

    What does the view back to: golf, lake, preserve, or another home?

  • Clubhouse at Palm Coast Florida Park (Section 06)

    What exactly do the POA dues include (Hotwire internet and cable, access control), and what would the club cost at the tier we would use?

  • Gated entrance at Palm Coast Florida Park (Section 06)

    Is this one of the stronger resale lots, or a base lot priced like a premium one?

  • Aerial of Palm Coast Florida Park (Section 06)

    How does this home compare to the closest active and sold listings in Glen Kernan?

Jon Brooks · Co-Founder, Momentum Realty

Florida Park (F Section) is a condition game. The gates, the course, and the location are priced into every listing, so the money is made or lost on the renovation math, the lot and view, and the club decision. A dated interior home and a renovated golf-frontage home are completely different buys at very different true costs, even when the list prices look close. The listing agent works for the seller. Our job is to read the renovation honestly, verify the POA inclusions and the full carrying costs, pull the true comparable sales, and structure an offer that protects you.

Our advice to Florida Park (F Section) buyers is to cross-shop it against Glen Kernan and Deerwood on location, lot, and total cost of ownership, and to move decisively on the right golf or lakefront home, since the best views still sell fast. With no CDD and an optional, affordable club, Florida Park (F Section) is one of the strongest values among Jacksonville's gated golf communities for the buyer who reads it right.

Florida Park (F Section) vs. Comparable Communities

How Florida Park (F Section) cross-shops against the communities buyers most often weigh against it, on the factors that actually decide the buy.

CommunityEntryNo CDD?ClubTo BeachBest ForThe Watch-Out
Jacksonville G&CC$$YesMember-owned, optional~15 minGated golf without Ponte Vedra pricing1990s resale condition
Glen Kernan$$$$YesMember-owned~15 minAll-custom estate buyersHigher entry, thin market
Deerwood$$$YesPrivate country club~25 minEstablished prestige, larger lotsOlder stock, farther from beach
Queens Harbour$$$YesYacht & country club~15 minBoating & Intracoastal accessMarina/club fees, higher entry
Pablo Creek Reserve$$$$YesLuxury enclave (no on-site club)~10 minNewer custom luxuryTop-of-market pricing
Nocatee$$NoMaster-planned amenities~20-25 minNew construction & amenitiesFull CDD, longer drive
Sawgrass Country Club$$$YesResort golf & tennis~10 minPonte Vedra resort lifestyleHigher priced

Cross-shop read from Momentum. Entry tiers ($$ from the high $600s, $$$ around $1M+, $$$$ estate-level), club style, and drive times are approximate orientation, not quotes. Confirm CDD status, fees, and current pricing per community and parcel.

Who Florida Park (F Section) Fits Best

We would rather tell you the truth than sell you the wrong house. Here is who Florida Park (F Section) fits, and who should look elsewhere. It is a property question, not a personal one.

Great fit if you want

  • A gated, established golf community in a central, convenient location.
  • An optional, relatively affordable member-owned club.
  • No CDD and a strong resale story on the right lot.
  • Renovation upside on a well-located 1990s home.
  • Minutes to the Town Center, beaches, UNF, and Mayo Clinic.

Probably not ideal if you want

  • A brand-new build with the latest finishes and a builder warranty.
  • The lowest possible entry price; this is a seven-figure market on average.
  • A turnkey home with zero renovation, with no premium to pay for it.
  • No HOA structure and none of the rules that come with a gated community.
  • Estate-size acreage; lots here are master-planned, not sprawling.

The honest trade-offs

Pros

  • Gated, established golf community in a central Intracoastal West location.
  • 18-hole course and a member-owned club with optional, relatively affordable dues.
  • NO CDD, a real carrying-cost edge over newer master plans.
  • Minutes from the St. Johns Town Center, beaches, UNF, and Mayo Clinic.
  • Dual attended gates and 26 lakes give it a mature, private character.
  • Renovation upside on well-located 1990s homes.

Cons

  • A seven-figure market on average; not an entry-level community.
  • All-resale 1990s housing stock that often needs updating.
  • HOA dues plus optional club costs to budget separately.
  • The best golf and lakefront lots command premiums and sell fast.
  • Busy surrounding Hodges, Beach, and JT Butler corridors.
  • No new construction; every purchase is a resale.
The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: interior lots needing updates
$299K to $299K

Interior, non-waterfront homes needing updates, the value end of the section. Inspect the systems, price the insurance, and confirm there is no canal premium baked into the price before you write.

Lowest entry
Mid: updated interior or near-water homes
$299K to $385K

Updated interior homes or those near (but not on) a canal, the core of the section. Condition, lot, and proximity to water separate these more than floor plan does.

Most inventory
High: navigable saltwater canal homes
$385K to $385K

Homes on a navigable saltwater canal with a sound seawall and dock set the ceiling. Water access and the seawall drive the premium; price each on its frontage, navigability, and condition.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$299K to $299K
Entry: interior lots needing updates
Interior, non-waterfront homes needing updates, the value end of the section. Inspect the systems, price the insurance, and confirm there is no canal premium baked into the price before you write.
$299K to $385K
Mid: updated interior or near-water homes
Updated interior homes or those near (but not on) a canal, the core of the section. Condition, lot, and proximity to water separate these more than floor plan does.
$385K to $385K
High: navigable saltwater canal homes
Homes on a navigable saltwater canal with a sound seawall and dock set the ceiling. Water access and the seawall drive the premium; price each on its frontage, navigability, and condition.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Florida Park (F Section)

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Florida Park sells the lot before the house: saltwater canal access to the Intracoastal in an established, mostly non-HOA Palm Coast section. The water is the value; the work is confirming navigable access and the seawall, pricing the flood zone, and reading the Flagler tax bill.

Jon Brooks · Founder, Momentum Realty
7.4B+ · Buy Score
Resale Strength7.4/10
Renovation Risk6.4/10
Location Efficiency7.6/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage7.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Florida Park (F Section) is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take
  • Navigable saltwater canal lots with a sound seawall carry the clear premium here.
  • Interior lots are the value play.
  • Water access and seawall condition matter more than the house; comp like-for-like.

In Florida Park, the lot drives value as much as the house, because the F Section spans navigable saltwater canal frontage and interior homesites a few streets apart. Canal lots with direct Intracoastal access and a sound seawall command a clear premium, while interior lots are the value play for buyers who do not need a boat slip. Because the section is established and mostly resale, the seawall and dock condition, the flood zone, and the resulting insurance move the true cost on a waterfront lot, so confirm navigable access and the seawall, pull the flood zone, and comp waterfront to waterfront and interior to interior before pricing.

Florida Park (F Section) in 15 seconds.

Best forBoaters and waterfront buyers who want a saltwater canal lot with Intracoastal access in an established, mostly non-HOA Palm Coast section.
Strong onSome of the best saltwater canal lots in Palm Coast, direct Intracoastal access, little or no HOA, and quick access to Palm Harbor shopping and I-95.
WatchSeawall and dock condition, flood insurance on canal lots, and not overpaying for an interior lot priced like waterfront.
Not forBuyers who want a gated, amenity-rich community, new construction, or who must walk to the beach.
The edgeNavigable saltwater canal access to the Intracoastal and ocean, without a CDD or, on most lots, an HOA.

HOA, CDD & Fees

15-Second Take
  • Most of the section is non-HOA; confirm there is no subdivision-specific fee on the parcel.
  • On a canal lot, budget seawall and dock upkeep and flood insurance, not HOA dues.
  • Whether the lot has navigable saltwater access is the single biggest value question.

Most of the Florida Park F Section carries no mandatory homeowners association, so many parcels have no HOA dues. Specific platted subdivisions within the section can differ, so confirm the HOA status, any fee, and any deed restriction for the exact parcel. On a canal lot, the recurring costs to budget are the Flagler tax bill, flood and wind insurance, and seawall and dock upkeep rather than community dues.

Where no association applies, there are no community dues; budget for taxes, insurance, and, on waterfront lots, seawall and dock maintenance. Confirm any subdivision-specific fee and deed restrictions through the title work.

There is no golf or private club tied to the section; Florida Park is an established single-family Palm Coast section. The saltwater canal access and the no-HOA flexibility are the draw.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Florida Park (F Section), condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Palm Harbor, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Florida Park (F Section) home worth?

Get a no-obligation home value based on real comparable sales in Florida Park (F Section) matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Palm Coast Florida Park (Section 06) year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Florida Park (F Section) Market Scorecard

Buyer-Leaning Market (limited data)

Florida Park (F Section) is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$342,000
Median sold
$180
Per sqft
n/a
Days on mkt
0/0/2
Active/Pend/Sold

Typical home value in the 32137 ZIP is $380,710, about 2.6% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Florida Park in Palm Coast?
Florida Park is the F Section of Palm Coast, Flagler County, in the 32137 area east of I-95 and north of Palm Coast Parkway, within the Palm Harbor area (Team Tofal, 2026).
Why is it called the F Section?
Palm Coast is organized into lettered sections, with each section's name following the first letter of its street names. Florida Park is the F Section.
Does Florida Park have saltwater canal lots?
Yes. The F and adjacent C Sections hold some of the best saltwater canal lots in Palm Coast, with direct access to the Intracoastal Waterway and the ocean (Team Tofal, 2026). Not every lot is on a canal, so confirm for the specific home.
Does Florida Park have an HOA?
Most parcels carry no mandatory homeowners association. Specific platted subdivisions within the section can differ, so confirm the HOA status for the exact parcel.
Is most of the housing new or resale?
Mostly resale. The section has been built out over several decades, so available homes are usually resales rather than new construction (Team Tofal, 2026).
How far is the beach?
The Atlantic beach in the Hammock is roughly a 15 to 20 minute drive east over the ICW bridge; the Intracoastal itself is at the back of many canal lots.
What schools serve Florida Park?
It is in the Flagler County School District, with assignments set by address; nearby schools include Old Kings Elementary, Indian Trails Middle, and Matanzas High. Verify the exact zoned schools with the district.
What should I check on a canal lot?
Confirm navigable saltwater access and any bridge clearances, the seawall and dock condition, the FEMA flood zone and a bindable insurance quote, the HOA status, and the Flagler tax bill.
What do homes cost in Florida Park?
Pricing varies sharply between navigable canal-front homes and interior lots. Confirm at the home level and compare waterfront to waterfront and interior to interior.
How is the market here?
Florida Park is an established, mostly resale section where pricing tracks the lot and its water access far more than any section-wide trend. Confirm current conditions for the exact home.
Who is Florida Park best for?
Boaters and waterfront buyers who want a saltwater canal lot with Intracoastal access, and buyers who want established, mostly non-HOA Palm Coast living.
Is Florida Park a good buy?
For navigable saltwater canal access without a CDD or, on most lots, an HOA, it can be. The decision turns on the lot's water access, the seawall, the flood zone, and the Flagler tax bill, so verify those before you commit.
You want a saltwater canal lot with Intracoastal and ocean accessExcellent fit
You want established, mostly non-HOA single-family Palm Coast livingExcellent fit
You will verify canal access, seawall condition, the flood zone, and the Flagler tax billExcellent fit
You want a gated, amenity-rich, or golf communityProbably not
You must have new construction rather than a resale homeProbably not
You are not willing to verify waterfront access and seawall conditionProbably not

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