Palm Coast
Homes for Sale in Palm Coast, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 3 closed sales in Palm Coast in Palm Coast, FL since 2003, the most recent in March 2008. Across Palm Coast as a whole, 93 homes closed in the last 12 months at a median of $450,000, 118 median days on market, with 30 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,060 ($5,540 with the full homestead exemption).
There is no median price or inventory count in this snapshot, so the honest read is that Palm Coast pricing here is driven by condition, lot, and how close a home sits to the water and roadway access rather than by any single headline number. Treat every listing as its own case: a renovated home and a dated one on the same street can be worlds apart.
For buyers, that means underwriting each property on its own merits and not anchoring to a neighbor's asking price. For sellers, it means presentation and condition do the heavy lifting — the market will pay for a home that shows well and will discount one that needs work.
Nearby homes for sale
No active listings inside Palm Coast right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Palm Coast sits on the northern edge of Northeast Florida's coastal corridor, and this snapshot covers it as a St. Johns County market feed as of mid-2026. Without a published price or supply figure here, the practical story is a condition-driven market where individual homes vary more than any average would suggest.
realMLS (Northeast Florida) sales records identify 2,548 homes in Palm Coast that have changed hands since 2009, built between 1977 and 2027 (median 2021), with a median living area of about 1,806 sq ft and a typical 3-bedroom, 2-bath layout; 99% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Palm Coast is best for.
Best for
- Buyers who will underwrite each property individually rather than lean on averages
- Buyers prioritizing coastal-corridor access and lot specifics over a fixed price target
- Sellers ready to invest in condition and presentation to earn full value
Probably not for
- Buyers wanting a market with tight, predictable pricing across the board
- Buyers unwilling to compare homes address by address
- Sellers expecting a dated home to command a renovated home's price
The market around Palm Coast
Palm Coast is too small for its own price trend, so here is the market around it.
In ZIP 32164, 603 homes are on the market and 24% are under contract — a steady corner of Palm Coast.
Across St. Johns County, 1,852 homes are active and 827 pending (31% under contract).
In ZIP 32164 (Palm Coast), 122 homes closed in the last 12 months at a median of $362K ($203/sq ft), down 1.0% year over year, with a median 103 days on market. Right now 22 active and 6 pending listings put supply at about 4.1 months — a buyer's market. See the live ZIP 32164 housing market and the Flagler County market.
ZIP and county figures describe the wider market, not Palm Coast specifically. Momentum Research analysis of MLS records.
Palm Coast by the numbers
From county property records and closed MLS sales for the Palm Coast subdivision: 90 homes on record; built 1985–2026; typical size about 1,818 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 95%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2021 | 1 | $305,000 |
| 2022 | 5 | $279,900 |
| 2023 | 15 | $335,000 |
| 2024 | 30 | $401,100 |
| 2025 | 12 | $310,545 |
| 2026 | 10 | $335,495 |
Newest recorded sale: $456,000 on 2026-08-25.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Palm Coast buying strategy.
If we were buying in Palm Coast today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Coast.
A condition-driven coastal market
Palm Coast's layout of platted subdivisions and canal-adjacent lots means value swings on specifics: distance to water, lot orientation, and the age and upkeep of the home. Because this snapshot gives us no price range, we do not pretend to quote one — the right approach is a property-by-property comparison rather than a blanket market rate.
Location within the area matters as much as the house itself. Proximity to arterial roads, retail, and the coast can move a home's appeal considerably, and buyers should weigh commute and access alongside the structure. This is a place where doing the homework on each address pays off.
The location and the amenities are priced into every listing in Palm Coast. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Because this is a market without a tidy headline number, our value is in the ground-level read: pricing each home on its condition and location, checking comparable sales carefully, and telling you plainly when a listing is asking more than its shape supports. We would rather lose a deal than let you overpay on assumptions.
Palm Coast in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Palm Coast buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Coast sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palm Coast, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palm Coast home worth?
Get a no-obligation home value based on real comparable sales in Palm Coast, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Coast →
Should you buy in Palm Coast?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-05 |
| Historical depth | Closed-sale records back to 2003 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
Schools serving nearby communities
We do not have a confirmed school assignment for Palm Coast. These are the public schools most often assigned to other communities in ZIP 32164; zones change and vary by address, so confirm with the district before you buy.
- Imagine School at Town Center · charter K-8 (assigned to 7 nearby communities)
- Buddy Taylor Middle School · middle (assigned to 5 nearby communities)
- Flagler Palm Coast High School · high (assigned to 5 nearby communities)
- Rymfire Elementary School · K-5, zoned (verify by address at flaglerschools.com/school-zones) (assigned to 4 nearby communities)
- Indian Trails Middle School · 6-8, zoned (verify by address at flaglerschools.com/school-zones) (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Palm Coast
Where is Palm Coast?
Palm Coast is a community in Palm Coast, St. Johns County, Florida, ZIP 32164.
How many homes are in Palm Coast?
County property records list 90 homes in Palm Coast, built between 1985 and 2026; the typical home is about 1,818 heated square feet.
What do homes in Palm Coast sell for?
Palm Coast has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2026 (10 sales, median $335,495). For context, ZIP 32164 has 603 homes on the market with 24% under contract.
Are there homes for sale in Palm Coast right now?
No active listings inside Palm Coast at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Palm Coast have an HOA or CDD?
No HOA is on record for Palm Coast in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
See how Palm Coast fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Palm Coast with Momentum Realty’s local guides.