Palm Coast
Homes for Sale in Palm Coast, FL
All 121 homes for sale in Palm Coast, FL · median $399,800 · 462 homes for sale in 32164 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 3 closed sales in Palm Coast in Palm Coast, FL since 2003, the most recent in March 2008. Across Palm Coast as a whole, 93 homes closed in the last 12 months at a median of $450,000, 112 median days on market, with 30 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,060 ($5,540 with the full homestead exemption).
There is no median price or inventory count in this snapshot, so the honest read is that Palm Coast pricing here is driven by condition, lot, and how close a home sits to the water and roadway access rather than by any single headline number. Treat every listing as its own case: a renovated home and a dated one on the same street can be worlds apart.
For buyers, that means underwriting each property on its own merits and not anchoring to a neighbor's asking price. For sellers, it means presentation and condition do the heavy lifting — the market will pay for a home that shows well and will discount one that needs work.
Nearby homes for sale
No active listings inside Palm Coast right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Palm Coast market snapshot (as of September 7, 2026): the median sale price is about $330K ($188 per sq ft over the trailing 12 months of closed sales), and a median 65 days on market for closed sales.
In ZIP 32164 (Palm Coast), 134 homes closed in the last 12 months at a median of $362K ($199/sq ft), up 1.7% year over year, with a median 96 days on market. Right now 21 active and 7 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32164 housing market and the Flagler County market.
realMLS (Northeast Florida) sales records identify 2,554 homes in Palm Coast that have changed hands since 2009, built between 1977 and 2027 (median 2021), with a median living area of about 1,806 sq ft and a typical 3-bedroom, 2-bath layout; 99% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Palm Coast sits on the northern edge of Northeast Florida's coastal corridor, and this snapshot covers it as a St. Johns County market feed as of mid-2026. Without a published price or supply figure here, the practical story is a condition-driven market where individual homes vary more than any average would suggest.
Who Palm Coast is best for.
Best for
- Buyers who will underwrite each property individually rather than lean on averages
- Buyers prioritizing coastal-corridor access and lot specifics over a fixed price target
- Sellers ready to invest in condition and presentation to earn full value
Probably not for
- Buyers wanting a market with tight, predictable pricing across the board
- Buyers unwilling to compare homes address by address
- Sellers expecting a dated home to command a renovated home's price
Price History: What Homes Here Have Actually Sold For
Closed sales in Palm Coast by trailing-12-month window ending September 7 of each year, from realMLS (Northeast Florida MLS) closing records. 193 homes closed in the current window at a median of $329,990. Aggregates only; individual closed sales are not shown.
| Window | Closings | Median sold | $ / sq ft | Median DOM | Typical size |
|---|---|---|---|---|---|
| 2026 | 193 | $329,990 | $188 | 65 days | 1,821 sq ft |
Source: realMLS closed listings, aggregated by Momentum Research. Deemed reliable but not guaranteed.
Palm Coast by the numbers
From county property records and closed MLS sales for the Palm Coast subdivision: 90 homes on record; built 1985–2026; typical size about 1,818 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 95%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2021 | 1 | $305,000 |
| 2022 | 5 | $279,900 |
| 2023 | 15 | $335,000 |
| 2024 | 30 | $401,100 |
| 2025 | 12 | $310,545 |
| 2026 | 10 | $335,495 |
Newest recorded sale: $456,000 on 2026-08-25.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Palm Coast buying strategy.
If we were buying in Palm Coast today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Coast.
A condition-driven coastal market
Palm Coast's layout of platted subdivisions and canal-adjacent lots means value swings on specifics: distance to water, lot orientation, and the age and upkeep of the home. Because this snapshot gives us no price range, we do not pretend to quote one — the right approach is a property-by-property comparison rather than a blanket market rate.
Location within the area matters as much as the house itself. Proximity to arterial roads, retail, and the coast can move a home's appeal considerably, and buyers should weigh commute and access alongside the structure. This is a place where doing the homework on each address pays off.
The location and the amenities are priced into every listing in Palm Coast. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Because this is a market without a tidy headline number, our value is in the ground-level read: pricing each home on its condition and location, checking comparable sales carefully, and telling you plainly when a listing is asking more than its shape supports. We would rather lose a deal than let you overpay on assumptions.
Palm Coast in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Palm Coast buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Coast sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palm Coast, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palm Coast home worth?
Get a no-obligation home value based on real comparable sales in Palm Coast, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Coast →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
What is the median home price in Palm Coast?
How long do homes in Palm Coast take to sell?
Who is the best real estate agent for Palm Coast?
How do I find a top Palm Coast real estate agent who knows Palm Coast?
Can Momentum Realty connect me with an agent for Palm Coast?
Where is Palm Coast, and what county is it in?
Should you buy in Palm Coast?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 7, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-05 |
| Historical depth | Closed-sale records back to 2003 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
More Palm Coast & Palm Coast & Flagler County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Palm Coast & Flagler County or the full Neighborhood Finder.
See how Palm Coast fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Palm Coast. These are the public schools most often assigned to other communities in ZIP 32164; zones change and vary by address, so confirm with the district before you buy.
- Imagine School at Town Center · charter K-8 (assigned to 7 nearby communities)
- Buddy Taylor Middle School · middle (assigned to 5 nearby communities)
- Flagler Palm Coast High School · high (assigned to 5 nearby communities)
- Rymfire Elementary School · K-5, zoned (verify by address at flaglerschools.com/school-zones) (assigned to 4 nearby communities)
- Indian Trails Middle School · 6-8, zoned (verify by address at flaglerschools.com/school-zones) (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Palm Coast with Momentum Realty’s local guides.