Palm Coast Palm Coast
Homes for Sale in Palm Coast, FL
True comps, carrying-cost math, and listings before the portals.
Price in Palm Coast is driven more by condition and lot than by any single street or block. The median sits at $331,945 at about $187 per square foot, and the spread around that number is wide — a dated interior and a renovated one can carry very different values here. If you're pricing to sell, the finish level and updates matter more than the headline median.
The market posture is measured, not frantic. A median of 52 days on market and a heat score of 36 point to a market where buyers have time to think and sellers need to be priced right from day one. Year-over-year the median is up 4.7%, so values are moving, but this is a negotiate-on-the-merits market rather than a bidding-war one.
Palm Coast Palm Coast right now
🟡 Off the recent peak. The trailing-12-month median ($320K) is down 6.7% from the prior 12 months ($343K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level DBAMLS closed sales, 12-month windows ending August 1. Confidence: High (21 and 64 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 1, 2026 · Live data: DBAMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Who Palm Coast Palm Coast is best for.
Best for
- Buyers who want time to inspect and negotiate rather than rush an offer
- Sellers with an updated home willing to price to condition
- Long-horizon buyers comfortable with a market that has already run up substantially
Probably not for
- Buyers who need to close on a tight, weeks-long timeline
- Sellers expecting a quick, above-median sale on a dated interior
- Anyone counting on rapid short-term flips in a measured market
The market around Palm Coast Palm Coast
Palm Coast Palm Coast is too small for its own price trend, so here is the market around it.
In ZIP 32164, 556 homes are on the market and 23% are under contract — a steady corner of Palm Coast.
Across Flagler County, 1,268 homes are active and 370 pending (23% under contract).
ZIP and county figures describe the wider market, not Palm Coast Palm Coast specifically. Momentum Research analysis of MLS records.
Life at Palm Coast Palm Coast
- Canal system · The City of Palm Coast reports 70 miles of saltwater and freshwater canals connecting to the Intracoastal Waterway.
- Parks system · The city lists a dozen public parks, including Central Park in Town Center, Waterfront Park, James F. Holland Memorial Park (26 acres), Heroes Memorial Park, and Linear Park, with facilities such as sports fields/courts, playgrounds, dog parks, splash pads, and picnic pavilions.
- Multi-use trail network · The city reports over 130 miles of interconnected paved trails and paths for walking and bicycling running through natural habitat.
- Palm Harbor Golf Club · An 18-hole golf course operated by the City of Palm Coast's Parks & Recreation department, with a driving range, putting green, chipping green, and on-site restaurant (Loopers Par & Grill).
- Palm Coast Tennis Center · City-operated facility with 10 Har-Tru clay tennis courts offering lessons, clinics, and tournament play; additional free public tennis courts are located at Holland Park and Belle Terre Park.
- Great Florida Birding & Wildlife Trail sites · St. Joe Walkway and Linear Park are both designated stops on the Great Florida Birding & Wildlife Trail, with waterfront wildlife observation areas.
Sources: City of Palm Coast - About; City of Palm Coast - Parks and Trails; City of Palm Coast - Palm Harbor Golf Club; City of Palm Coast - Help Center. Amenity access and membership terms vary and can change; verify current details with the community.
The Palm Coast Palm Coast buying strategy.
If we were buying in Palm Coast Palm Coast today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Coast Palm Coast.
A patient market with a long runway
The since-2012 figure tells the structural story: the median is up 288% over that span, which reflects how far this market has traveled from its post-recession baseline. That's history, not a forecast — but it does explain why sellers who bought years ago have room, and why buyers today aren't stepping into a cheap market.
With 212 closings in the window and a median of 52 days on market, there is real, steady transaction volume without the urgency that compresses timelines. A heat score of 36 is the tell: inventory sits long enough to negotiate, inspection findings get taken seriously, and a well-prepared listing separates itself quickly from a tired one.
The location and the amenities are priced into every listing in Palm Coast Palm Coast. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this spread-out and condition-driven, the median tells you almost nothing about the specific home in front of you. We price and evaluate on finish level, lot, and location within the community — not on a headline number — and in a 52-day market we know how to prepare a listing that doesn't sit, or how to use those same days as leverage for a buyer.
Palm Coast Palm Coast in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Palm Coast Palm Coast buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Coast Palm Coast sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palm Coast Palm Coast, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palm Coast Palm Coast home worth?
Get a no-obligation home value based on real comparable sales in Palm Coast Palm Coast, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Palm Coast Palm Coast on the map →
Should you buy in Palm Coast Palm Coast?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | DBAMLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 1 of each year, from record-level DBAMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($320K) IS the median in the snapshot above, and the move from 2025 ($343K) IS the -6.7% one-year change.
Windows contain 0 to 64 sales each (21 in the current window); every figure carries its sample size, and thin markets swing on single closings. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Deemed reliable but not guaranteed.
23% of homes for sale in ZIP 32164 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Data sources & freshness
| Community market stats | DBAMLS closed sales, 12-month windows ending August 1, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (9 streets, ZIP 32137/32164)) |
| Under-contract shares | DBAMLS records, as of 2026-07-18 |
| Historical depth | Closed-sale records back to 2015 (92 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the DBAMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Palm Coast fits the bigger picture — live prices, inventory, and Momentum Scores:
More Palm Coast & Palm Coast & Flagler County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Palm Coast & Flagler County or the full Neighborhood Finder.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Flagler County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Flagler County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.