Marina Cove in Palm Coast

Marina Cove Homes for Sale in Palm Coast, FL

Established 1988 · Intracoastal West · ZIP 32224

A gated Intracoastal marina community in Palm Coast with townhomes, condos, and a 65-slip marina steps from the waterway.

Gated65-slip marinaOn the Intracoastal
Live Market Pulse
48/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseDBAAR
$153K
Median Price
6mo
Supply
122days
Avg DOM
Soft
Seller Leverage
$267/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Marina Cove is a small, gated condo-and-townhome community on the Intracoastal side of Palm Coast, and the read is low-maintenance waterfront living with a real boating core. The draw is the 65-slip marina just off the Intracoastal, a full amenity deck on a compact 12.5 acres, and a gated, maintenance-included setting. The trade-off is condominium-style carrying cost that varies widely by unit, so the discipline is to read the exact association fee for the specific home, confirm any boat slip, and comp townhomes and condos separately. It is a lifestyle-and-location buy for a boater or a right-sizing owner who wants the water without a single-family yard."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Marina Cove market snapshot (as of June 25, 2026): the median sale price is about $153K ($267 per sq ft), with homes averaging 122 days on market and 6.0 months of supply, a buyer-leaning market (limited data). Based on 2 recent closings in live Daytona-area MLS data.

Marina Cove is a private, gated community on roughly 12.5 acres between Palm Harbor Parkway and the Intracoastal Waterway in Palm Coast, Flagler County, ZIP 32137 (teamtofal.com; cinnamonbeachrealty.com, 2026).

The community was built between 1989 and 2004 and mixes about 66 two-, three-, and four-bedroom townhomes with garages and about 30 condominiums, with homes ranging from roughly 1,020 to 2,475 square feet. It is pet-friendly, and the community maintains the landscaping and exteriors (teamtofal.com; ssmgfl.com, 2026).

Boating is the organizing feature: the community marina has 65 boat slips for vessels up to about 40 feet, with finger piers and a sanitary pump-out station, and the Intracoastal Waterway is roughly 100 yards from the marina entrance. Walkways around the community and the water are lit at night (teamtofal.com, 2026).

Amenities are full for a community this size: a residents clubhouse with a billiard table, a lighted tennis court, a bocce court, a shuffleboard court, a putting green, and a saltwater pool with cabanas and changing rooms. Association fees are reported in a wide range from about $457 to $1,088 per month depending on the unit, and the fee bundles the amenities, the security gate, insurance, exterior maintenance, water, trash, and pest control; confirm the figure for the specific home (teamtofal.com, 2026).

Best for

  • Boaters who want a marina and quick Intracoastal access in a gated, maintenance-included community
  • Right-sizing buyers who want a townhome or condo with a full amenity deck
  • Buyers who value a compact, walkable, lit waterfront community over a large subdivision

Probably not for

  • Buyers who want a single-family home with a private yard and no HOA
  • Buyers unwilling to verify a wide-ranging association fee for the specific unit
  • Buyers who want direct oceanfront rather than Intracoastal access

How Marina Cove is performing right now

48/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
6Months of supplytight
122Median days on marketdays
0 : 1Under contract vs for salestrong demand
2Sold in last 12 monthsliquidity
-4%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Marina Cove listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Marina Cove buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Marina Cove

Live MLS inventory for Marina Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Marina Cove listings as of 2026-06-25, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc.. Tap any home to ask about it.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Intracoastal Waterwayon site · marina entrance about 100 yards from the ICW
Palm Harbor Parkway~1 min · the community fronts the parkway
Palm Coast Town Center / European Village~10 min · dining and shopping (approximate, confirm)
Flagler Beach~15 to 20 min · east and south over the bridge
Interstate 95~10 min · via Palm Coast Pkwy (approximate, confirm)
St. Augustine~35 to 40 min · north via I-95
Daytona Beach~40 min · south via I-95

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Marina Cove Homes for Sale in Palm Coast, FL with Momentum Realty’s local guides.

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Marina Cove (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Flagler County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Marina Cove is served by Flagler County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Marina Cove address.

The takeaway

What actually affects a gated marina community here, sourced and dated. We do not publish rumor.

Recent Developments in Marina Cove

Our read on what is being built around Marina Cove, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe community is built out and small, so there is no new competing supply inside it. The relevant factors are the condominium association budget, the marina and amenity upkeep, and coastal insurance, which together set the carrying cost.

Condominium association budget and fee range

NeutralAssociation fees are reported from about $457 to $1,088 per month depending on the unit; read the exact figure, the budget, and any pending assessment for the specific home. impact
SignificanceRadius: Community-wide

Condominium association budget and fee range

Coastal insurance and reserves

NeutralA waterfront community with a marina carries wind and reserve cost; request the reserve study and the insurance picture before you write. impact
SignificanceRadius: Community-wide

Coastal insurance and reserves

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Marina Cove, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2022 to 2023
    Regulation

    Florida condo reserve law (SB 4-D / SB 154)

    Florida's SB 4-D (2022, amended by SB 154 in 2023) tightened reserve and milestone-inspection requirements for condominium associations; the milestone-inspection trigger is aimed at buildings three stories and taller, so a low-rise townhome-and-condo community may fall outside the inspection trigger while reserve expectations still apply. Why it matters: Ask the association for the reserve study and any pending assessment, since reserve funding affects the monthly fee. Source

Development alerts for Marina CoveGet a short monthly email when something new is approved, funded, or opens near Marina Cove.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Marina Cove, this is the order of operations we would run, and the one we run for our clients.

1

Read the exact association fee for the unit. Fees range widely, from about $457 to $1,088 per month; confirm the figure, the budget, and any pending assessment for the specific home before you write.

2

Verify the boat slip and marina rules. Confirm whether a slip conveys or is available, the size limit (about 40 feet), and the marina's current fees and rules.

3

Comp townhomes and condos separately. The community mixes townhomes and condos across a wide size range; price off the closest same-product, same-size sale.

4

Pull insurance and flood quotes. On an Intracoastal community, get the FEMA flood zone and bindable wind and flood quotes for the specific home during diligence.

5

Confirm what the fee covers. The fee is reported to bundle amenities, the gate, insurance, exterior maintenance, water, trash, and pest control; verify the inclusions for the unit.

Best Buy
A well-kept townhome or condo with a verified association fee, a confirmed slip or marina access, and the reserve study in hand.
Biggest Risk
A wide-ranging association fee and coastal insurance, plus confirming any boat-slip rights.
Best Lot
Units closer to the marina and the water carry a premium over interior placements.
Smart Timing
Inside a small, built-out gated community, supply is limited; a prepared buyer can act when the right unit lists.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Marina Cove is a private, gated condo-and-townhome community on about 12.5 acres between Palm Harbor Parkway and the Intracoastal Waterway in Palm Coast, Flagler County, ZIP 32137, built between 1989 and 2004. It mixes roughly 66 townhomes with garages and 30 condominiums, from about 1,020 to 2,475 square feet. The organizing feature is a 65-slip marina for boats up to about 40 feet, with finger piers and a pump-out station, roughly 100 yards from the Intracoastal. Amenities include a clubhouse with billiards, a lighted tennis court, bocce and shuffleboard courts, a putting green, and a saltwater pool with cabanas. Association fees range from about $457 to $1,088 per month depending on the unit and bundle the amenities, gate, insurance, exterior maintenance, water, trash, and pest control.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller condos
$35K to $35K

The lower-priced end is the smaller condominiums near the bottom of the size range around 1,020 square feet, with the lower association fees. Confirm the exact fee, the budget, and any assessment before you write.

Lowest entry
Mid: two- to three-bedroom townhomes
$35K to $272K

The core is two- and three-bedroom townhomes with garages in the middle of the size range, with good access to the marina and amenity deck. Condition and proximity to the water separate these more than floor plan does.

Most inventory
High: largest townhomes near the marina
$272K to $272K

The top is the largest three- and four-bedroom townhomes up toward 2,475 square feet, especially those nearest the marina and the water. Position and size drive the premium; price each on its location, condition, and the closest comparable sale rather than a fixed band.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$35K to $35K
Entry: smaller condos
The lower-priced end is the smaller condominiums near the bottom of the size range around 1,020 square feet, with the lower association fees. Confirm the exact fee, the budget, and any assessment before you write.
$35K to $272K
Mid: two- to three-bedroom townhomes
The core is two- and three-bedroom townhomes with garages in the middle of the size range, with good access to the marina and amenity deck. Condition and proximity to the water separate these more than floor plan does.
$272K to $272K
High: largest townhomes near the marina
The top is the largest three- and four-bedroom townhomes up toward 2,475 square feet, especially those nearest the marina and the water. Position and size drive the premium; price each on its location, condition, and the closest comparable sale rather than a fixed band.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Marina Cove

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

At Marina Cove the gated setting, the marina, and the amenity deck are priced into every listing. The deal is in reading the exact association fee for the unit, confirming the slip and the reserve plan, and comping townhomes and condos separately, not in the sticker.

Jon Brooks · Founder, Momentum Realty
7.6B+ · Buy Score
Resale Strength7.6/10
Renovation Risk6.4/10
Location Efficiency8.0/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Marina Cove is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take
  • Units closer to the marina and the water carry the premium here.
  • Smaller interior condos are the value play if you do not need front-row water.
  • Product type and position drive price more than the headline number; comp like-for-like.

In a small gated community that mixes townhomes and condos, the biggest price drivers after condition are product type, size, and proximity to the marina and water. At Marina Cove, larger townhomes and units nearest the marina command a premium over smaller interior condos. Because the fee range is wide, the honest approach is to compare a home against the closest same-product, same-size sale, and to weigh the exact association fee, the reserve plan, and coastal insurance as part of the all-in cost rather than reading the asking price alone.

Marina Cove in 15 seconds.

Best forBoaters and right-sizing buyers who want a gated, maintenance-included marina community on the Intracoastal.
Strong onWater and amenities: a 65-slip marina, a saltwater pool, tennis, bocce, a clubhouse, and a lit, walkable layout.
WatchA wide-ranging association fee, coastal insurance, and confirming any boat-slip rights.
Not forBuyers who want a single-family yard with no HOA, or direct oceanfront rather than Intracoastal access.
The edgeA 65-slip marina about 100 yards from the Intracoastal, inside the gates, is a rare pairing for a community this size.

HOA, CDD & Fees

15-Second Take
  • Fees vary widely by unit, from about $457 to $1,088 per month; read the figure for the specific home.
  • The fee bundles the gate, insurance, exterior upkeep, water, trash, and pest control; net those out.
  • Confirm whether a boat slip conveys and any separate marina fee.

Association fees are reported in a wide range from about $457 to $1,088 per month depending on the unit and product type; confirm the exact figure, the budget, and any pending special assessment for the specific home with the association before you buy (teamtofal.com, 2026).

The fee is reported to bundle the community amenities, the security gate, insurance, exterior maintenance, water, trash, and pest control; confirm the exact inclusions for the unit.

There is no golf membership; the amenity core is the clubhouse, the saltwater pool, the tennis, bocce, shuffleboard, and putting green, plus the marina. Confirm any separate marina slip fee.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Marina Cove, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Grand Haven, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Marina Cove home worth?

Get a no-obligation home value based on real comparable sales in Marina Cove matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Marina Cove on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Flagler County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,899/mo
Flagler County typical true cost to own
$136/mo
Flagler County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Marina Cove Market Scorecard

Buyer-Leaning Market (limited data)

Marina Cove is currently a buyer-leaning market (limited data). About 6.0 months of supply, a median asking price of $481,400, and homes go under contract in about 127 days.

6.0
Months supply
$481,400
Median list
$153,450
Median sold
$267
Per sqft
127
Days on mkt
1/0/2
Active/Pend/Sold

Typical home value in the 32137 ZIP is $380,710, about 2.6% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Marina Cove?
It is a gated community between Palm Harbor Parkway and the Intracoastal Waterway in Palm Coast, Flagler County, ZIP 32137 (teamtofal.com; cinnamonbeachrealty.com, 2026).
What kind of homes are there?
About 66 two-, three-, and four-bedroom townhomes with garages and about 30 condominiums, ranging from roughly 1,020 to 2,475 square feet (teamtofal.com, 2026).
Is there a marina?
Yes. The community marina has 65 boat slips for vessels up to about 40 feet, with finger piers and a pump-out station, roughly 100 yards from the Intracoastal Waterway; confirm slip availability and fees (teamtofal.com, 2026).
What are the HOA fees?
Association fees are reported from about $457 to $1,088 per month depending on the unit, bundling the amenities, gate, insurance, exterior maintenance, water, trash, and pest control; confirm the exact figure for the specific home (teamtofal.com, 2026).
What amenities are there?
A residents clubhouse with billiards, a lighted tennis court, a bocce court, a shuffleboard court, a putting green, and a saltwater pool with cabanas, plus the marina (teamtofal.com, 2026).
When was it built?
The community was built between 1989 and 2004 on about 12.5 acres (teamtofal.com, 2026).
Is it pet-friendly?
Yes. The community is reported to be pet-friendly; confirm the current pet policy with the association before you rely on it (teamtofal.com, 2026).
Does the condo-safety law apply?
Florida's milestone-inspection trigger targets condo buildings three stories and taller, so a low-rise townhome-and-condo community may fall outside it; still ask the association for the reserve study and any pending assessment (flsenate.gov, 2022 to 2023).
Is it in a flood zone?
As an Intracoastal community, expect flood-zone exposure; pull the FEMA flood zone for the specific home and a bindable flood and wind quote during diligence.
Is it on the ocean?
No. Marina Cove sits on the Intracoastal Waterway side of Palm Coast; Flagler Beach and the Atlantic are a drive east and south over the bridge, roughly 15 to 20 minutes.
What schools serve the community?
It is in the Flagler County School District, with assignments set by address; verify the current zoned schools using the district locator before you rely on it.
Is it a good investment?
It holds a durable gated marina position with quick Intracoastal access and a full amenity deck, but the wide fee range and coastal insurance mean you should confirm the exact fee, the slip, and the reserve plan, then run the all-in monthly before deciding.
Who is the best real estate agent for Marina Cove?
The best agent for Marina Cove is one who actively works Palm Coast and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Marina Cove.
How do I find a top Palm Coast real estate agent who knows Marina Cove?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Marina Cove and the wider Palm Coast area.
Can Momentum Realty connect me with an agent for Marina Cove?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Marina Cove purchase or sale - no call center and no pressure.
You want a marina and quick Intracoastal access in a gated, maintenance-included communityExcellent fit
You want a townhome or condo with a full amenity deck and a walkable, lit layoutExcellent fit
You will verify the exact association fee, any slip, and the reserve plan before buyingExcellent fit
You want a single-family home with a private yard and no HOAProbably not
You want direct oceanfront rather than Intracoastal accessProbably not
You will not verify a wide-ranging association fee for the specific unitProbably not

Get the inside read on Marina Cove

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Marina Cove home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Marina Cove specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Information deemed reliable but not guaranteed.

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