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Marina Cove in Palm Coast

Marina Cove
Homes for Sale in Palm Coast, FL

Community in Palm Coast · Flagler County · ZIP 32137
45 homesBuilt 1989–1993
Free · No obligation
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True comps, carrying-cost math, and listings before the portals.

Built fromLive DBAMLS data13 years of closingsFL DOR public recordsUpdated twice daily
Live · Marina Cove Housing Pulse DBAMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Flagler: 23% (370 of 1,638)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
60%
Owner-occupied · Marina Cove
27 of 45 parcels homesteaded (FL DOR 2025)
40%
Non-owner-occupied · Marina Cove
incl. 0% trust or LLC-held · 22% out-of-state
45
Homes in the community
45 residential parcels (FL DOR 2025)
Track record · 13 years of records
Est. 1989
Community established
homes built 1989-1993, median 1989 (FL DOR 2025)
0
Failed listings · 2025
peaked at 5 in 2008
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Marina Cove is a gated, marina-anchored community of 45 homes built between 1989 and 1993, with a median build year of 1989. What sets this pocket of Palm Coast apart isn't square footage — the median home runs 1,565 living square feet — it's the boat slip and dock access, tennis and pickleball courts, and clubhouse that come attached to the HOA. That combination of water access and a small unit count keeps this a narrow, specific market rather than a broad one.

Right now there is a single active listing against those 45 homes, with months of supply at 6.0 — a balanced read, not a rush in either direction. Homestead exemption covers 60% of homes, pointing to a meaningful share of owners in these as primary residences rather than investment or seasonal holds. For a buyer, that means patience: inventory here is thin, and when something surfaces it tends to move on its own timeline.

Marina Cove Housing Pulse · Momentum Research · as of July 14, 2026

Marina Cove right now

🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of DBAMLS records, as of July 14, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: DBAMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Best for

  • Boat owners who want a deeded slip or dock included with the HOA package
  • Buyers prioritizing gated marina amenities (pool, tennis, pickleball, clubhouse) over larger square footage
  • Buyers comfortable waiting for the right listing in a low-inventory, 45-home community

Probably not for

  • Buyers who need several comparable listings before deciding
  • Buyers seeking construction outside the 1989-1993 built range
  • Buyers prioritizing maximum living square footage over amenity access

The market around Marina Cove

Marina Cove is a small community — 21 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

In ZIP 32137, 705 homes are on the market and 23% are under contract — a steady corner of Palm Coast.

Across Flagler County, 1,268 homes are active and 370 pending (23% under contract).

The housing mix here is 81% condominium, 12% boat slip, 6% single family residence.

ZIP and county figures describe the wider market, not Marina Cove specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Marina Cove

Live MLS inventory for Marina Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Marina Cove listings as of 2026-07-14, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Tap any home to ask about it.

Listing locations from DBAMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across DBAAR listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

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Intracoastal Waterwayon site · marina entrance about 100 yards from the ICW
Palm Harbor Parkway~1 min · the community fronts the parkway
Palm Coast Town Center / European Village~10 min · dining and shopping (approximate, confirm)
Flagler Beach~15 to 20 min · east and south over the bridge
Interstate 95~10 min · via Palm Coast Pkwy (approximate, confirm)
St. Augustine~35 to 40 min · north via I-95
Daytona Beach~40 min · south via I-95

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Marina Cove Homes for Sale in Palm Coast, FL with Momentum Realty’s local guides.

Toscana Homes for Sale in Palm Coast, FLToscana Homes for Sale in Palm Coast, FLPalm Coast, FL · 0.5 miCountry Club Cove Homes for Sale in Palm Coast, FLCountry Club Cove Homes for Sale in Palm Coast, FLPalm Coast, FL · 0.6 miThe Conservatory at Hammock Beach Homes for Sale in Palm Coast, FLThe Conservatory at Hammock Beach Homes for Sale in Palm Coast, FLPalm Coast, FL · 0.9 miYHYacht Harbor Village Homes for Sale in Palm Coast, FLPalm Coast, FL · 1.1 miPalm Coast Florida Park (Section 06) Homes for SalePalm Coast Florida Park (Section 06) Homes for SalePalm Coast, FL · 1.2 miRCThe Ritz-Carlton Residences at Hammock Dunes Homes for Sale in Palm Coast, FLPalm Coast, FL · 1.3 miOcean Hammock Homes for Sale in Palm Coast, FLOcean Hammock Homes for Sale in Palm Coast, FLPalm Coast, FL · 1.4 miPalm Harbor (F-Section) Homes for Sale in Palm Coast, FLPalm Harbor (F-Section) Homes for Sale in Palm Coast, FLPalm Coast, FL · 1.4 miNONorthshore at Ocean Hammock Homes for Sale in Palm Coast, FLPalm Coast, FL · 1.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Marina Cove (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Flagler County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Marina Cove is served by Flagler County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Marina Cove address.

The takeaway

What actually affects a gated marina community here, sourced and dated. We do not publish rumor.

Recent Developments in Marina Cove

Our read on what is being built around Marina Cove, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe community is built out and small, so there is no new competing supply inside it. The relevant factors are the condominium association budget, the marina and amenity upkeep, and coastal insurance, which together set the carrying cost.

Condominium association budget and fee range

NeutralAssociation fees are reported from about $457 to $1,088 per month depending on the unit; read the exact figure, the budget, and any pending assessment for the specific home. impact
SignificanceRadius: Community-wide

Condominium association budget and fee range

Coastal insurance and reserves

NeutralA waterfront community with a marina carries wind and reserve cost; request the reserve study and the insurance picture before you write. impact
SignificanceRadius: Community-wide

Coastal insurance and reserves

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Marina Cove, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2022 to 2023
    Regulation

    Florida condo reserve law (SB 4-D / SB 154)

    Florida's SB 4-D (2022, amended by SB 154 in 2023) tightened reserve and milestone-inspection requirements for condominium associations; the milestone-inspection trigger is aimed at buildings three stories and taller, so a low-rise townhome-and-condo community may fall outside the inspection trigger while reserve expectations still apply. Why it matters: Ask the association for the reserve study and any pending assessment, since reserve funding affects the monthly fee. Source

Development alerts for Marina CoveGet a short monthly email when something new is approved, funded, or opens near Marina Cove.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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If we were buying in Marina Cove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Marina Cove.

Best Buy
Buyers who want boat slip and marina access built into a gated HOA, not added on later.
Biggest Risk
With only 1 active listing among 45 homes, inventory is thin and timing is largely out of a buyer's control.
Sweet Spot
A gated, marina-adjacent home near 1,565 square feet for a buyer who values boat access over square footage.
Avoid If
You need a wide selection to compare or want a home built well outside the 1989-1993 range.

A marina-first micro market

Marina Cove's homes were built in a tight window, 1989 to 1993, with a median year built of 1989. Living space centers on 1,565 square feet, so this isn't a community defined by size — it's defined by what's attached to the HOA: a marina, boat dock and slip access, a gated security entrance, pool, clubhouse, tennis courts, and pickleball. Those amenities are reported across the community's MLS listings, so buyers should verify current access and slip availability directly with the HOA before assuming anything is included.

With only 1 active listing across 45 homes and 6.0 months of supply, this reads as a balanced market on paper, but the small unit count means the sample is thin — one listing coming or going can shift that read quickly. Homestead exemption sits at 60%, suggesting a meaningful share of owners hold these homes as their primary residence rather than as investment or seasonal property.

The location and the amenities are priced into every listing in Marina Cove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 45-home community with a single active listing, timing and relationships matter more than search filters. Momentum tracks Marina Cove's marina and boat slip inventory specifically, verifies HOA amenity access before a showing, and knows how to read a 6.0-months-supply balanced market in a niche this small — where standard MLS alerts miss most of what actually moves.

Marina Cove in 15 seconds.

Best forBuyers who want boat slip and marina access built into a gated HOA, not added on later.
Biggest advantageMarina and dock access baked into the HOA, alongside tennis, pickleball, and clubhouse amenities.
Biggest riskWith only 1 active listing among 45 homes, inventory is thin and timing is largely out of a buyer's control.
Sweet spotA gated, marina-adjacent home near 1,565 square feet for a buyer who values boat access over square footage.
Avoid ifYou need a wide selection to compare or want a home built well outside the 1989-1993 range.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Marina Cove sales matched to your home.

What is your Marina Cove home worth?

Get a no-obligation home value based on real comparable sales in Marina Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Marina Cove on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Flagler County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,909/mo
Flagler County typical true cost to own
$136/mo
Flagler County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

22% of homes for sale in ZIP 32137 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

Marina Cove Market Scorecard

Buyer-Leaning Market (limited data)

Marina Cove is currently a buyer-leaning market (limited data). About 6.0 months of supply, a median asking price of $481,400, and homes go under contract in about 141 days.

6.0
Months supply
$481,400
Median list
$153,450
Median sold
$267
Per sqft
141
Days on mkt
1/0/2
Active/Pend/Sold

Typical home value in the 32137 ZIP is $383,627, about 2.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

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Marina Cove Market Scorecard

Buyer-Leaning Market (limited data)

Marina Cove is currently a buyer-leaning market (limited data). About 6.0 months of supply, a median asking price of $481,400, and homes go under contract in about 136 days.

6.0
Months supply
$481,400
Median list
$153,450
Median sold
$267
Per sqft
136
Days on mkt
1/0/2
Active/Pend/Sold

Typical home value in the 32137 ZIP is $383,627, about 2.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

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Frequently Asked Questions

Is Marina Cove a buyer's or seller's market right now?
As of July 14, 2026, Marina Cove is roughly balanced: 6.0 months of supply at the current sales pace (DBAMLS live counts).
How many homes are in Marina Cove?
The Florida DOR 2025 assessment roll shows 45 homes in Marina Cove (public records).
What share of Marina Cove is owner-occupied?
60% of Marina Cove parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Marina Cove built?
Homes in Marina Cove were built between 1989 and 1993, with a median year built of 1989 (FL DOR 2025 roll).
Who is the best real estate agent for Marina Cove?
The best agent for Marina Cove is one who actively works Palm Coast and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Marina Cove.
How do I find a top Palm Coast real estate agent who knows Marina Cove?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Marina Cove and the wider Palm Coast area.
Can Momentum Realty connect me with an agent for Marina Cove?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Marina Cove purchase or sale - no call center and no pressure.
Boat owners who want a deeded slip or dock included with the HOA packageExcellent fit
Buyers prioritizing gated marina amenities (pool, tennis, pickleball, clubhouse) over larger square footageExcellent fit
Buyers comfortable waiting for the right listing in a low-inventory, 45-home communityExcellent fit
Buyers who need several comparable listings before decidingProbably not
Buyers seeking construction outside the 1989-1993 built rangeProbably not
Buyers prioritizing maximum living square footage over amenity accessProbably not

Nearby Communities

Explore more neighborhoods near Marina Cove with Momentum Realty’s local guides.

CCCountry Club Cove Palm CoastPalm Coast, FL · 0.2 miYHYacht Harbor Village Palm CoastPalm Coast, FL · 0.3 miTPTidelands Palm CoastPalm Coast, FL · 0.3 miRCRitz Carlton Residences At Hammock Dunes Palm CoastPalm Coast, FL · 0.5 miTPToscana Palm CoastPalm Coast, FL · 0.6 miPCPalm Coast Florida Park Sec 06 Palm CoastPalm Coast, FL · 0.7 miIEIsland Estates At Hammock Dunes Palm CoastPalm Coast, FL · 0.7 miOAOasis At Hammock Dunes Palm CoastPalm Coast, FL · 1.0 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsDBAMLS, refreshed twice daily (last: July 14, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Under-contract sharesDBAMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2013 (16 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the DBAMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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