32164 (Palm Coast)
Housing Market
Median sale price $375,000, up 2.1% year over year, with homes going under contract in about 104 days, 15 homes on the market.
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Housing Market Analyst
Inventory sits at 3.3 months of supply — balanced by the 3-to-6-month balanced benchmark, and 33% of listed homes are already under contract. Prices are up 2.1% versus the prior year and sellers are still collecting 95.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — pressure remains upward while supply stays this thin.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 33% of inventory sits under contract.
- Mortgage sensitivity — at 4.8× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 32164 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where 32164 is hot — and where it isn't
Each dot is a community (8 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on 32164 (Palm Coast)
The median sale price across 32164 currently stands at $375,000, up 2.1% from a year ago. Buyers are paying a median of $199 per square foot. The typical home goes under contract in about 104 days. Sellers are capturing 95.4% of their original asking price on average.
There are 15 active listings on the market, with 10 more already under contract. At the current sales pace that works out to 3.3 months of supply — a seller-leaning market by the standard six-month benchmark. 54 homes closed here over the trailing 12 months.
Zillow's home value index for Flagler County stands at $350,828. About 28% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32164 is 57 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
32164 since 2012 — and where it’s heading
A median home here sold for $118,761 in 2012 and $405,183 over the last recorded year — 241% appreciation across 14 years of recorded sales. Cash buyers took 22% of recent sales, down from a 42% peak.
Median sale price · 2012–2026 (1,423 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Flagler County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Flagler County (MLS)
What’s driving 32164
Top inbound states: NY, NJ, CT, CA. Movers arriving report ~$91,988 average income. Source: IRS SOI county-to-county migration, 2022-2023
435 Citizens policies in force in Flagler County — the state-backed insurer of last resort. Budget insurance into any Flagler purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,950 single-family · 636 multi-family · 21.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Flagler
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 32164 ← this page | $375K | 15 | 57 | |
| 32137 | $414K | 19 | 49 | Open → |
Neighborhoods on the move
| Seminole WoodsPalm Coast | $375K | ▲ 9% |
| Pine LakePalm Coast | $365K | ▲ 4% |
| Cypress KnollPalm Coast | $452K | ▲ -2% |
| Palm CoastPalm Coast | $320K | ▲ -7% |
| Royal PalmsAtlantic Beach | $550K | ▲ -7% |
| Royal PalmsAtlantic Beach | $550K | ▼ 7% |
| Palm CoastPalm Coast | $320K | ▼ 7% |
| Cypress KnollPalm Coast | $452K | ▼ 2% |
| Pine LakePalm Coast | $365K | ▼ 4% |
| Seminole WoodsPalm Coast | $375K | ▼ 9% |
| Cypress KnollPalm Coast | $452K | 7 |
| Seminole WoodsPalm Coast | $375K | 4 |
| Royal PalmsAtlantic Beach | $550K | 3 |
| Grand LandingsPalm Coast | $480K | 1 |
| Seminole WoodsPalm Coast | $375K | 72 days |
| Royal PalmsAtlantic Beach | $550K | 80 days |
| Pine LakePalm Coast | $365K | 92 days |
| Cypress KnollPalm Coast | $452K | 106 days |
| Palm CoastPalm Coast | $320K | 185 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32164 right now?
The data says conditions currently favor neither side decisively in 32164 — the Momentum Score reads 57/100 with 3.3 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 32164 becoming more affordable?
No — the median sale price in 32164 is $375,000, up 2.1% versus the prior year, while sellers still capture 95.4% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in 32164?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Royal Palms (-7%); Palm Coast (-7%); Cypress Knoll (-2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 32164 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Seminole Woods (72 days); Royal Palms (80 days); Pine Lake (92 days) — homes there go under contract well ahead of the market-wide pace of 104 days.
32164 (Palm Coast) housing market FAQ
What is the median home price in 32164?
The median sale price in 32164 is currently $375,000, up 2.1% from a year ago, based on MLS sales data updated August 6, 2026.
Is 32164 a buyer's or seller's market right now?
The data currently is roughly balanced. 32164 scores 57 of 100 on the Momentum Score, with 3.3 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in 32164?
The typical home in 32164 goes under contract in about 104 days, per current MLS data.
How many homes are for sale in 32164?
There are approximately 15 active listings in 32164 as of August 6, 2026.
Are home prices in 32164 rising or falling?
Median sale prices are up 2.1% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 32164 (Palm Coast). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.