Palm Street Townhomes
Homes for Sale in Destin, FL
All 566 homes for sale in Destin, FL · median $641,950 · 41 townhomes for sale in Destin · 568 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-11-09, 4 recorded sales closed at a median of $389,726, a median 134 days on market, sellers accepting 90% of original asking. Homes listed or recently sold were built 2025–2026 with 12 new construction; 12 of 12 report an HOA (median $131/mo); none of the 12 geocoded homes sit in a FEMA special flood hazard zone (median elevation 29 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,030 ($4,520 with the full homestead exemption).
Palm Street Townhomes sits in Destin with a median price in the mid-$380s, and with no shared amenities identified in current MLS listings, price here is driven by the unit itself — condition, layout, updates, and location within the community rather than a pool or clubhouse premium. Expect a wide spread depending on how much work a given townhome needs; the median is your anchor, not a floor or a ceiling.
The posture is patient. A median of 99 days on market tells you these units don't move on a weekend, and with 9 active listings against 9 closings in the window, supply and absorption are roughly matched. That's a market where buyers have time to inspect, negotiate, and walk away, and where sellers need to price to condition and be ready to wait out the better part of a season.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Palm Street right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Palm Street Townhomes market snapshot (as of November 9, 2026): the median sale price is about $390K, and a median 134 days on market for closed sales.
In ZIP 32541 (Destin), 150 homes closed in the last 12 months at a median of $740K ($199/sq ft), down 17.6% year over year, with a median 103 days on market. Right now 190 active and 16 pending listings put supply at about 15.2 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
Emerald Coast MLS sales records identify 6 homes in Palm Street Townhomes that have changed hands since 2026, built between 2025 and 2026 (median 2026), with a median living area of about 1,470 sq ft and a typical 3-bedroom, 2-bath layout; 100% are townhomes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
A small townhome community in Destin without identified shared amenities, where the value proposition is the home itself and a Emerald Coast location rather than resort-style extras. The pace is deliberate, so both sides should plan around a longer timeline than a hot single-family market.
The setting & the homes.
Aerial and on-site photos of Palm Street Townhomes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Palm Street TownhomesPhotos from Emerald Coast MLS listings in Palm Street Townhomes; content deemed reliable but not guaranteed.
Who Palm Street Townhomes is best for.
Best for
- A buyer with a mid-$380s budget wanting lower-maintenance townhome living in Destin
- A patient buyer willing to trade a longer search for negotiating leverage
- A long-hold owner who values location over amenity extras and isn't chasing a fast flip
Probably not for
- A buyer who needs to resell quickly and can't tolerate a three-figure days-on-market pace
- Anyone expecting resort-style shared amenities like a pool or clubhouse
- A buyer counting on the median as a guaranteed price rather than a condition-dependent anchor
Palm Street Townhomes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
The Palm Street Townhomes buying strategy.
If we were buying in Palm Street Townhomes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Street Townhomes.
What a three-figure DOM is telling you
Ninety-nine days at the median is the number to sit with. In a townhome product with no amenity story to tell, days on market usually reflect two things: how sharply units are priced against their actual condition, and how narrow the pool of ready buyers is at any moment. With 9 active and 9 closed in the window, there's no inventory glut and no frenzy — it's a balanced, condition-sensitive market.
For sellers, that means pricing to the median only makes sense if your unit presents at the median; deferred maintenance or dated finishes will extend an already long timeline. For buyers, the length gives you leverage — time to underwrite, to compare active listings side by side, and to hold firm on inspection items rather than waive them.
The location and the amenities are priced into every listing in Palm Street Townhomes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, condition-driven community with a long selling clock, the difference between a fair deal and an overpay comes from reading the individual unit against the median, not the headline. We walk the active inventory with you, pin down where a specific townhome sits on the condition spectrum, and set a strategy that respects a 99-day market — whether that's negotiating room as a buyer or a realistic pricing-to-condition plan as a seller.
Palm Street Townhomes in 15 seconds.
Tools for a Palm Street Townhomes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Street Townhomes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palm Street Townhomes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palm Street Townhomes home worth?
Get a no-obligation home value based on real comparable sales in Palm Street Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Palm Street Townhomes
Homes in Palm Street Townhomes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 108 Bismark Boulevard #42 · off market
- 108 Bismark Boulevard #52 · off market
- 108 Bismark Boulevard #53 · off market
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Home types (current listings and sales) | townhouses 100% |
| Sale prices, last 12 months | $389,726 median across 4 closed sales |
| Days on market (closed sales) | 134 median |
| For sale right now | 0 active, 0 pending |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Palm Street Townhomes key facts,” movewithmomentum.com/neighborhoods/palm-street-townhomes, data as of November 9, 2026.
Housing distress & ownership in Palm Street Townhomes, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Recently sold in Palm Street Townhomes
- 108 Bismark Boulevard #53 · sold $393,637
- 108 Bismark Boulevard #42 · sold $405,848
- 108 Bismark Boulevard #52 · sold $370,963
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Destin guides & data
- Market data
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- Flood zones
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
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- New construction (Okaloosa County)
Florida buyer guides
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- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
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What it really costs to own in Palm Street Townhomes
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $1,569/year (about $131/month) across 12 MLS listings (most billed annually; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2026 across 12 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Palm Street Townhomes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Palm Street Townhomes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Palm Street Townhomes will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Palm Street Townhomes?
How long do homes in Palm Street Townhomes take to sell?
Who is the best real estate agent for Palm Street Townhomes?
How do I find a top Destin real estate agent who knows Palm Street Townhomes?
Can Momentum Realty connect me with an agent for Palm Street Townhomes?
Where is Palm Street Townhomes, and what county is it in?
Should you buy in Palm Street Townhomes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 13, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending November 9, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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