Palm Street Townhomes
Homes for Sale in Destin, FL
All 610 homes for sale in Destin, FL · median $639,900 · 45 townhomes for sale in Destin · 601 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Palm Street Townhomes in Destin, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 12 recorded sales closed at a median of $388,407, a median 100 days on market, sellers accepting 89% of original asking. Homes listed or recently sold were built 2025–2026 with 12 new construction; none of the 12 geocoded homes sit in a FEMA special flood hazard zone (median elevation 29 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,010 ($4,500 with the full homestead exemption).
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Home types (current listings and sales) | townhouses 100% |
| Sale prices, last 12 months | $388,407 median across 12 closed sales |
| Days on market (closed sales) | 100 median |
| For sale right now | 3 active, 3 pending · median asking $391,405 · 3.0 months of supply |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Palm Street Townhomes key facts,” movewithmomentum.com/neighborhoods/palm-street-townhomes, data as of September 20, 2026.
Palm Street Townhomes sits in Destin with a median price in the mid-$380s, and with no shared amenities identified in current MLS listings, price here is driven by the unit itself — condition, layout, updates, and location within the community rather than a pool or clubhouse premium. Expect a wide spread depending on how much work a given townhome needs; the median is your anchor, not a floor or a ceiling.
The posture is patient. A median of 99 days on market tells you these units don't move on a weekend, and with 9 active listings against 9 closings in the window, supply and absorption are roughly matched. That's a market where buyers have time to inspect, negotiate, and walk away, and where sellers need to price to condition and be ready to wait out the better part of a season.
Palm Street Townhomes right now
🟡 Balanced market. 3.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: High (6 active and pending listings, 12 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Palm Street Townhomes market snapshot (as of September 20, 2026): the median sale price is about $388K, a median 101 days on market for closed sales, and 3.0 months of supply, a balanced market.
In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
Emerald Coast MLS sales records identify 6 homes in Palm Street Townhomes that have changed hands since 2026, built between 2025 and 2026 (median 2026), with a median living area of about 1,470 sq ft and a typical 3-bedroom, 2-bath layout; 100% are townhomes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
A small townhome community in Destin without identified shared amenities, where the value proposition is the home itself and a Emerald Coast location rather than resort-style extras. The pace is deliberate, so both sides should plan around a longer timeline than a hot single-family market.
The setting & the homes.
Aerial and on-site photos of Palm Street Townhomes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Palm Street TownhomesPhotos from Emerald Coast MLS listings in Palm Street Townhomes; content deemed reliable but not guaranteed.
Who Palm Street Townhomes is best for.
Best for
- A buyer with a mid-$380s budget wanting lower-maintenance townhome living in Destin
- A patient buyer willing to trade a longer search for negotiating leverage
- A long-hold owner who values location over amenity extras and isn't chasing a fast flip
Probably not for
- A buyer who needs to resell quickly and can't tolerate a three-figure days-on-market pace
- Anyone expecting resort-style shared amenities like a pool or clubhouse
- A buyer counting on the median as a guaranteed price rather than a condition-dependent anchor
Housing distress & ownership in Palm Street Townhomes, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Palm Street Townhomes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Palm Street Townhomes buying strategy.
If we were buying in Palm Street Townhomes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Street Townhomes.
What a three-figure DOM is telling you
Ninety-nine days at the median is the number to sit with. In a townhome product with no amenity story to tell, days on market usually reflect two things: how sharply units are priced against their actual condition, and how narrow the pool of ready buyers is at any moment. With 9 active and 9 closed in the window, there's no inventory glut and no frenzy — it's a balanced, condition-sensitive market.
For sellers, that means pricing to the median only makes sense if your unit presents at the median; deferred maintenance or dated finishes will extend an already long timeline. For buyers, the length gives you leverage — time to underwrite, to compare active listings side by side, and to hold firm on inspection items rather than waive them.
The location and the amenities are priced into every listing in Palm Street Townhomes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, condition-driven community with a long selling clock, the difference between a fair deal and an overpay comes from reading the individual unit against the median, not the headline. We walk the active inventory with you, pin down where a specific townhome sits on the condition spectrum, and set a strategy that respects a 99-day market — whether that's negotiating room as a buyer or a realistic pricing-to-condition plan as a seller.
Palm Street Townhomes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Palm Street Townhomes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Street Townhomes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palm Street Townhomes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palm Street Townhomes home worth?
Get a no-obligation home value based on real comparable sales in Palm Street Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Destin →
Recently off market in Palm Street Townhomes
Homes in Palm Street Townhomes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 108 Bismark Boulevard #42 · off market
- 108 Bismark Boulevard #52 · off market
- 108 Bismark Boulevard #53 · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
What is the median home price in Palm Street Townhomes?
How long do homes in Palm Street Townhomes take to sell?
Is Palm Street Townhomes a buyer's or seller's market right now?
Who is the best real estate agent for Palm Street Townhomes?
How do I find a top Destin real estate agent who knows Palm Street Townhomes?
Can Momentum Realty connect me with an agent for Palm Street Townhomes?
Where is Palm Street Townhomes, and what county is it in?
Is Palm Street Townhomes a good place to live?
Should you buy in Palm Street Townhomes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2026 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Palm Street Townhomes fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Palm Street Townhomes with Momentum Realty’s local guides.