Parker Pines
Homes for Sale in Panama City, FL
All 257 homes for sale in Panama City, FL · median $349,000 · 302 homes for sale in 32404 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
| Location | Panama City, Bay County, FL · ZIP 32404 |
|---|---|
| Homes in the community | 8 (FL DOR 2025 assessment roll) |
| Years built | 2006–2018 (median 2006.5) |
| Typical living area | 1,617 sq ft (median) |
| Owner-occupied (homestead) share | 75% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Parker Pines key facts,” movewithmomentum.com/neighborhoods/parker-pines, data as of September 20, 2026.
Parker Pines is a small, tightly built pocket of Panama City in Bay County — the current MLS snapshot shows 24 homes, with construction spanning from 2006 up through as recently as 2024. That range matters: this is not a single-phase subdivision where every house is the same age and layout. Buyers are comparing homes built in different construction cycles, which shows up in finishes, systems, and lot placement even within one community.
With a median living area of 1,659 square feet and most owners holding homestead exemptions, this reads as a community of owner-occupied, mid-size homes rather than a turnover-heavy rental or investment pocket. For sellers, that means buyer competition is usually another owner-occupant, not a landlord chasing yield — so condition and layout do more of the persuading than any list of shared amenities.
Nearby homes for sale
No active listings inside Parker PinesHomes for Sale in Panama City, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Parker Pines sits in Panama City, Bay County, with homes built across nearly two decades — the mix runs from 2006 construction to homes finished as recently as 2024, so no two blocks tell quite the same story.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Parker Pines is best for.
Best for
- A buyer prioritizing a mid-size home in Panama City over a community amenity package.
- A buyer comfortable evaluating each home on its individual condition given the wide build-year range.
- A long-term owner-occupant plan, in line with the high share of homestead-exempt owners already in the community.
Probably not for
- A buyer who wants a shared pool, clubhouse, or other organized amenities as part of the purchase.
- An investor seeking a large pool of comparable, similarly built homes to standardize a rental strategy.
- A buyer who wants every home in the community built to the same, single construction era.
The market around Parker Pines
Parker Pines is too small for its own price trend, so here is the market around it.
In ZIP 32404, 428 homes are on the market and 30% are under contract — a fast-moving corner of Panama City.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32404 (Panama City), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Parker Pines specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Parker Pines, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Parker Pines buying strategy.
If we were buying in Parker Pines today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Parker Pines.
A mixed-vintage pocket, not a single build phase
With only 24 homes in the current inventory, Parker Pines is small enough that a single listing can meaningfully shift what the community looks like on paper. The spread from 2006 to 2024 construction means a buyer touring the community should expect real variation in age-related details — roof and HVAC vintage, kitchen and bath finishes, even structural codes — rather than assuming one build standard applies across the board.
The community shows no identified shared amenities in current MLS listings, which tells buyers this isn't a community selling itself on a clubhouse or pool — it's selling on the individual home and its lot. The high share of homestead-exempt owners further points to a community built around long-term occupancy rather than short-hold resale or rental turnover, which tends to keep inventory tighter and listings more deliberate when they do come to market.
The location and the amenities are priced into every listing in Parker Pines. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, with homes spanning nearly two decades of construction, pricing and comparing correctly means knowing which nearby sale is actually a fair match on age, size, and condition — not just the nearest address. We walk buyers and sellers through that comparison directly, home by home, rather than leaning on a generic community average.
Parker Pines in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Parker Pines buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Parker Pines sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Parker Pines, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Parker Pines home worth?
Get a no-obligation home value based on real comparable sales in Parker Pines, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Parker Pines?
What share of Parker Pines is owner-occupied?
When were the homes in Parker Pines built?
Who is the best real estate agent for Parker Pines?
How do I find a top Panama City real estate agent who knows Parker Pines?
Can Momentum Realty connect me with an agent for Parker Pines?
Where is Parker Pines, and what county is it in?
Should you buy in Parker Pines?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32404)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2017 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Parker Pines fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Parker Pines with Momentum Realty’s local guides.