Wh Parker
Homes for Sale in Panama City, FL
All 245 homes for sale in Panama City, FL · median $349,900 · 308 homes for sale in 32404 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Wh Parker in Panama City, FL has 1 home for sale. Homes listed or recently sold were built 1984–2025 with 1 new construction; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 23 ft).
Wh Parker is an older, established pocket of Panama City where price is driven almost entirely by condition and lot, not by any single vintage or floor plan. With a build range spanning from 1934 to 2024 and a median year built of 1983, you are looking at a genuine mix — original mid-century houses, decades of remodels, and the occasional new infill build sitting side by side. That spread means two homes on the same block can carry very different price tags depending on how much work has already been done.
At a median of 1,534 living square feet, this is a modestly scaled housing stock, so buyers should underwrite the specific house rather than the ZIP code. Sellers of updated, move-in-ready homes have the clearest story to tell; sellers of dated or deferred-maintenance houses are competing on price and will be read against the renovated comps nearby. Do the diligence on roof, systems, and any post-storm repair history — in this age band it matters more than curb appeal.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Wh Parker is a sizable, long-established neighborhood of 465 homes in Panama City, with roughly half owner-occupied — an older housing base where value tracks the individual home's condition far more than any community feature.
CPAR sales records identify 6 homes in Wh Parker that have changed hands since 2020, built between 1985 and 2025 (median 1995), with a median living area of about 1,470 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Wh Parker. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Wh Parker
Wh Parker
Wh ParkerPhotos from CPAR MLS listings in Wh Parker; content deemed reliable but not guaranteed.
Who Wh Parker is best for.
Best for
- Renovation-minded buyers looking for an older home they can update to their own standard
- Buyers who value an established Panama City location over new-build uniformity
- Investors comfortable underwriting condition and systems in a non-amenity neighborhood
Probably not for
- Buyers who need a turnkey, recently built home with no deferred maintenance
- Anyone expecting shared community amenities, since none were identified in current listings
- Buyers who want a tight, predictable price band rather than a condition-driven range
The market around Wh Parker
Wh Parker is too small for its own price trend, so here is the market around it.
In ZIP 32404, 428 homes are on the market and 30% are under contract — a fast-moving corner of Panama City.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32404 (Panama City), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Wh Parker specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Wh Parker
Live MLS inventory for Wh Parker. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Wh Parker listings as of 2026-10-19, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Wh Parker on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Wh Parker buying strategy.
If we were buying in Wh Parker today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Wh Parker.
An older housing stock priced by condition
The defining fact here is age and variety. A median build year of 1983 inside a range that reaches back to 1934 and forward to 2024 tells you this is not a uniform subdivision — it is a settled area that has been infilled and reworked over generations. For buyers, that variety is opportunity: you can find both a project and a finished product within the same footprint. For sellers, it means your comp set is uneven, and pricing has to be argued house by house.
The homestead share sits just under half, so this is a mix of owner-occupied and non-owner-occupied homes. No community amenities were identified from current MLS listings, so nobody is paying for shared facilities here — the value proposition is the house, the lot, and the Panama City location itself. Budget your offer around the structure and any needed updates, not around a lifestyle package that does not exist in the data.
The location and the amenities are priced into every listing in Wh Parker. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood this varied, the win is in reading the individual property correctly — separating a solid 1983 home that has been maintained from one that only looks the part. We price and negotiate off condition, systems, and lot, and we will tell you plainly when a listing's number is leaning on renovated comps it does not deserve.
Wh Parker in 15 seconds.
What it really costs to own in Wh Parker
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $1,005/yr across 6 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1985 across 6 listings. An original roof here would be about 41 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Wh Parker
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Wh Parker
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Wh Parker will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $55/month (about $660/yr) · median of 45 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $55 per month ($660 a year) — the median AssociationFee across 45 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Wh Parker buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Wh Parker sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Wh Parker, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Wh Parker home worth?
Get a no-obligation home value based on real comparable sales in Wh Parker, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Should you buy in Wh Parker?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 19, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Wh Parker
Development, infrastructure, retail, and school activity affecting Wh Parker, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Development
Tyndall Air Force Base rebuild continues with about 140 new facilities
WJHG reports Tyndall AFB is rebuilding with roughly 140 new hurricane-resistant facilities after Hurricane Michael in 2018, and now hosts F-35 squadrons. Most current projects are expected to finish by 2027, while other buildings await congressional funding and the work has faced labor and budget constraints.
What it may mean for the marketContinued base construction and F-35 operations sustain military and contractor employment and construction activity in the eastern Bay County area. The site is about 7 miles southeast of Wh Parker.
Source: WJHG - September 2026Retail & Dining
Panama City meets Houston developer interested in part of Panama City Mall site
Panama City officials met a Houston developer interested in buying a portion of the largely vacant Panama City Mall, owned by Hendon Properties, with a retail focus. Discussions covered rezoning, possible CRA participation and plan submittal. The mayor called the FDOT US 231 widening, planned to six lanes from US 98 to SR 20, the biggest holdup.
What it may mean for the marketPossible retail redevelopment of a large vacant site could add shopping options near the US 231 corridor, with timing tied to road widening and rezoning. The site is about 3 miles northwest of Wh Parker.
Source: WJHG - August 2026Development
Deal reached to redevelop historic Panama City Grammar School into apartments and townhomes
Panama City reached a deal for developer Zachary Seymour to buy the 1914 Panama City Grammar School on East Seventh Street and convert it to apartments and townhomes. The city would waive about $375,000 in code fines and a $100,000 CRA grant is pending approval. Seymour has one year to finish structural repairs to roofs, windows and doors.
What it may mean for the marketReuse of a vacant historic building would add downtown-area residential units and remove a long-standing vacant property. The site is about 1 mile west of Wh Parker.
Source: WJHG - August 2026Infrastructure
HCA Florida Gulf Coast Hospital announces $125 million expansion
HCA Florida Gulf Coast Hospital announced a $125 million expansion on its 23rd Street campus, including a new patient tower with 34 additional beds, a 16-bed orthopedic and spine unit, a fourth cath lab, an expanded women's center and a 5,000-square-foot outpatient entrance expansion. The project is in design, with construction of 24 to 36 months and completion targeted for 2029.
What it may mean for the marketAdded hospital capacity and specialty services would improve local healthcare access and add medical-sector employment along the 23rd Street corridor. The site is about 3 miles northwest of Wh Parker.
Source: WJHG - August 2026Infrastructure
Bay County approves $13.5 million water treatment plant expansion
Bay County commissioners approved a $13.5 million contract with NCMC Construction to add three large sand filters (30 by 50 feet each) to the county water treatment plant, which now runs 11 filters. Construction is expected to start soon and take about a year, and officials say water bills should not rise because of it.
What it may mean for the marketAdded filtration and backup capacity supports water service reliability for a county where demand has more than doubled in 15 years. The site is about 7 miles north of Wh Parker.
Source: WJHG - July 2026Civic
Panama City approves 12-month moratorium on AI data centers
Panama City commissioners unanimously approved a 12-month pause on AI data centers in certain areas, following a six-month restriction adopted by Bay County the prior week. The city said it will use the period to study data center operations and revisit how they fit into local zoning and land-use rules.
What it may mean for the marketA temporary pause shapes where data centers can locate while the city reviews zoning and land-use standards. The site is about 1 mile west of Wh Parker.
Source: WJHG News Channel 7
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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Common questions about Wh Parker
Where is Wh Parker?
Wh Parker is a community in Panama City, Bay County, Florida, ZIP 32404.
Are there homes for sale in Wh Parker right now?
Yes — 1 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Wh Parker have an HOA or CDD?
No HOA is on record for Wh Parker in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Housing distress & ownership in Wh Parker, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Wh Parker Right Now (3)
All 3 active and pending Wh Parker listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5138 Lance Street, Panama City, Fl 32404 · $425,000 · 6 bd / 6 ba · listed Sep 30, 2026 · listed by CENTURY 21 Commander Realty
- 519 S Highway 22 A, Panama City, Fl 32404 · $165,500 · 2 bd / 1 ba · listed Jul 22, 2026 · listed by Coldwell Banker Realty
- 719 Arrow Street, Panama City, Fl 32404 · $334,900 · 4 bd / 3 ba · pending · listed Jul 22, 2026 · listed by Coldwell Banker Realty
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Florida buyer guides
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- The 4-point inspection, explained
- Florida flood insurance calculator
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Nearby Communities
Explore more neighborhoods near Wh Parker with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.