Wh Parker
Homes for Sale in Panama City, FL
All 257 homes for sale in Panama City, FL · median $349,000 · 302 homes for sale in 32404 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Wh Parker in Panama City, FL has 1 home for sale. Homes listed or recently sold were built 1984–2025 with 1 new construction; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 23 ft).
Wh Parker is an older, established pocket of Panama City where price is driven almost entirely by condition and lot, not by any single vintage or floor plan. With a build range spanning from 1934 to 2024 and a median year built of 1983, you are looking at a genuine mix — original mid-century houses, decades of remodels, and the occasional new infill build sitting side by side. That spread means two homes on the same block can carry very different price tags depending on how much work has already been done.
At a median of 1,534 living square feet, this is a modestly scaled housing stock, so buyers should underwrite the specific house rather than the ZIP code. Sellers of updated, move-in-ready homes have the clearest story to tell; sellers of dated or deferred-maintenance houses are competing on price and will be read against the renovated comps nearby. Do the diligence on roof, systems, and any post-storm repair history — in this age band it matters more than curb appeal.
The 60-Second Overview
Wh Parker is a sizable, long-established neighborhood of 465 homes in Panama City, with roughly half owner-occupied — an older housing base where value tracks the individual home's condition far more than any community feature.
CPAR sales records identify 6 homes in Wh Parker that have changed hands since 2020, built between 1985 and 2025 (median 1995), with a median living area of about 1,470 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Wh Parker. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Wh Parker
Wh Parker
Wh ParkerPhotos from CPAR MLS listings in Wh Parker; content deemed reliable but not guaranteed.
Who Wh Parker is best for.
Best for
- Renovation-minded buyers looking for an older home they can update to their own standard
- Buyers who value an established Panama City location over new-build uniformity
- Investors comfortable underwriting condition and systems in a non-amenity neighborhood
Probably not for
- Buyers who need a turnkey, recently built home with no deferred maintenance
- Anyone expecting shared community amenities, since none were identified in current listings
- Buyers who want a tight, predictable price band rather than a condition-driven range
The market around Wh Parker
Wh Parker is too small for its own price trend, so here is the market around it.
In ZIP 32404, 428 homes are on the market and 30% are under contract — a fast-moving corner of Panama City.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32404 (Panama City), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Wh Parker specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Wh Parker, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Wh Parker
Live MLS inventory for Wh Parker. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Wh Parker listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Wh Parker on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
Recent Developments in Wh Parker
Development, infrastructure, retail, and school activity affecting Wh Parker, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Civic
Panama City approves 12-month moratorium on AI data centers
Panama City commissioners unanimously approved a 12-month pause on AI data centers in certain areas, following a six-month restriction adopted by Bay County the prior week. The city said it will use the period to study data center operations and revisit how they fit into local zoning and land-use rules.
What it may mean for the marketA temporary pause shapes where data centers can locate while the city reviews zoning and land-use standards. The site is about 1 mile west of Wh Parker.
Source: WJHG News Channel 7 - July 2026Parks & Amenities
Panama City Beach approves $1.25 million to rehabilitate Conservation Park boardwalks
The Panama City Beach city council approved a budget of $1.25 million to rehabilitate more than one mile of boardwalks at Conservation Park. The funding covers rehabilitation of the park's boardwalk system.
What it may mean for the marketInvestment in Conservation Park boardwalks upgrades a recreational amenity in Panama City Beach. The project is about 19 miles northwest of Wh Parker, elsewhere in Bay County.
Source: WJHG News Channel 7 - June 2026Retail & Dining
New retailers open at Watersound Town Center as construction continues
Watersound Town Center in the Panama City Beach area reported new store openings including FP Movement, Hemline, Monkee's, and Sunset Shoes and Lifestyles, with Johnnie-O expected later in the summer. St. Joe said two additional buildings are planned to break ground this year at the center.
What it may mean for the marketGrowing retail and dining space plus additional buildings expand the commercial center along the State Road 79 corridor. The project is about 25 miles northwest of Wh Parker, elsewhere in Bay County.
Source: The St. Joe Company - June 2026Infrastructure
Panama City moves downtown marina slip construction to bid, ends City Marina Partners deal
Panama City put the first 50 boat slips at the Downtown Marina out for contractor bids, with construction expected to begin shortly after a contract is awarded and the bid window closing June 16. Commissioners also ended their working relationship with City Marina Partners and budgeted payment for work already completed.
What it may mean for the marketProgress on downtown marina slip construction advances waterfront infrastructure in the Panama City core. The project is about 2 miles west of Wh Parker, elsewhere in Bay County.
Source: WJHG News Channel 7 - June 2026Development
Panama City commissioners approve Community Development District for 1,800-home neighborhood
Panama City commissioners approved a Community Development District for a planned neighborhood of about 1,800 homes east of John Pitts Road in north Panama City. Under the CDD, road maintenance within the neighborhood stays with the district rather than transferring to the city.
What it may mean for the marketA new large-scale residential district adds housing supply and internally maintained streets to the north Panama City market. The project is about 6 miles northeast of Wh Parker, elsewhere in Bay County.
Source: WJHG News Channel 7
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Wh Parker buying strategy.
If we were buying in Wh Parker today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Wh Parker.
An older housing stock priced by condition
The defining fact here is age and variety. A median build year of 1983 inside a range that reaches back to 1934 and forward to 2024 tells you this is not a uniform subdivision — it is a settled area that has been infilled and reworked over generations. For buyers, that variety is opportunity: you can find both a project and a finished product within the same footprint. For sellers, it means your comp set is uneven, and pricing has to be argued house by house.
The homestead share sits just under half, so this is a mix of owner-occupied and non-owner-occupied homes. No community amenities were identified from current MLS listings, so nobody is paying for shared facilities here — the value proposition is the house, the lot, and the Panama City location itself. Budget your offer around the structure and any needed updates, not around a lifestyle package that does not exist in the data.
The location and the amenities are priced into every listing in Wh Parker. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood this varied, the win is in reading the individual property correctly — separating a solid 1983 home that has been maintained from one that only looks the part. We price and negotiate off condition, systems, and lot, and we will tell you plainly when a listing's number is leaning on renovated comps it does not deserve.
Wh Parker in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $55/month (about $660/yr) · median of 20 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $55 per month ($660 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Wh Parker buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Wh Parker sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Wh Parker, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Wh Parker home worth?
Get a no-obligation home value based on real comparable sales in Wh Parker, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Should you buy in Wh Parker?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Wh Parker fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Wh Parker with Momentum Realty’s local guides.
Common questions about Wh Parker
Where is Wh Parker?
Wh Parker is a community in Panama City, Bay County, Florida, ZIP 32404.
Are there homes for sale in Wh Parker right now?
Yes — 1 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Wh Parker have an HOA or CDD?
No HOA is on record for Wh Parker in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.