Phillips Terrace
Homes for Sale in Sanford, FL
All 459 homes for sale in SANFORD, FL · median $389,000 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Phillips Terrace in Sanford, FL has 1 home for sale. Homes listed or recently sold were built 1952 - 1976; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 41 ft).
Phillips Terrace is a small, uniform pocket of Sanford housing stock: all nine homes trace back to 1952, and the median living area sits at 1,059 square feet. That consistency means price here is driven almost entirely by condition and updates rather than by floor plan variety or lot premiums - two similarly sized 1952 homes can land far apart in value depending on what's been done to the kitchen, systems, and roof.
With zero active listings and only two closings in the tracked window, this is a market you watch rather than shop in real time. A high homestead share of just under 78% points to a base of long-held ownership, which helps explain why turnover is thin. Sellers here should expect a smaller, more patient buyer pool; buyers should expect to move quickly and decisively when something does come up, because there isn't a deep bench of comparable inventory to fall back on.
Phillips Terrace right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A compact, single-era enclave in Sanford where every home was built in 1952 - there's no mix of decades or styles to sort through, just a small set of similarly aged houses with condition doing the talking on value.
Stellar MLS sales records identify 20 homes in Phillips Terrace that have changed hands since 2005, built between 1901 and 1976 (median 1952), with a median living area of about 1,191 sq ft and a typical 3-bedroom, 1-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Phillips Terrace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Phillips Terrace
Phillips Terrace
Phillips TerracePhotos from Stellar MLS listings in Phillips Terrace; content deemed reliable but not guaranteed.
Who Phillips Terrace is best for.
Best for
- Buyers targeting a smaller-footprint home and comfortable with 1952-era construction
- Investors or renovators interested in an established, low-turnover pocket of Sanford
- Buyers prioritizing location within Sanford over community amenities or newer building stock
Probably not for
- Buyers who need move-in-ready systems without evaluating age-related updates first
- Buyers who want a larger living area than roughly 1,000-1,100 square feet
- Buyers expecting shared amenities like a pool, clubhouse, or planned recreation
The market around Phillips Terrace
Phillips Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32771, 386 homes are on the market and 23% are under contract — a steady corner of Sanford.
Across Seminole County, 1,646 homes are active and 585 pending (26% under contract).
In ZIP 32771 (SANFORD), 679 homes closed in the last 12 months at a median of $370K ($214/sq ft), down 0.3% year over year, with a median 40 days on market. Right now 125 active and 44 pending listings put supply at about 3.5 months - a balanced market. See the live ZIP 32771 housing market and the Seminole County market.
ZIP and county figures describe the wider market, not Phillips Terrace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in PHILLIPS TERRACE, SANFORD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Phillips Terrace
Live MLS inventory for Phillips Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Phillips Terrace listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2025. Tap any home to ask about it.
Phillips Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Seminole County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pine Crest Elementary · Elementary
- Sanford Middle · Middle
- Seminole High · High
Zoned schools reflect the assignments reported on recent Phillips Terrace listings and can change; always confirm with Seminole County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Phillips Terrace address.
Shop the zone: Homes zoned for Seminole High High School
The Phillips Terrace buying strategy.
If we were buying in Phillips Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Phillips Terrace.
A one-decade, one-size pocket of Sanford
Nine homes, one build year, one general size range - Phillips Terrace doesn't give you much to compare against outside its own four walls. The median living space of 1,059 square feet puts these homes solidly in starter or downsizing territory, and buyers should plan around that footprint rather than expecting flexible floor plans or added square footage as a differentiator.
No community amenities are identified from current MLS listings, so this isn't a neighborhood being marketed on shared pools, clubhouses, or planned recreation - it's about the individual house and its location within Sanford. With no active listings at the time of this snapshot, anyone tracking this community needs to be ready to act on whatever comes to market, since the next listing may be the only one for a while.
The location and the amenities are priced into every listing in Phillips Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thin on inventory, timing and comparables matter more than usual - we track closings here as they happen so you're not guessing at value from stale or mismatched data, and we can move fast when one of these nine homes actually comes up for sale.
Phillips Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Phillips Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Phillips Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Phillips Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Phillips Terrace home worth?
Get a no-obligation home value based on real comparable sales in Phillips Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Sanford →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Seminole County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Seminole County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
PHILLIPS TERRACE Market Scorecard
PHILLIPS TERRACE is currently a buyer's market. About 6.0 months of supply, a median asking price of $329,000, and homes go under contract in about 77 days.
Typical home value in the 32771 ZIP is $362,591, about 2.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Phillips Terrace a buyer's or seller's market right now?
Who is the best real estate agent for Phillips Terrace?
How do I find a top Sanford real estate agent who knows Phillips Terrace?
Can Momentum Realty connect me with an agent for Phillips Terrace?
Should you buy in Phillips Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2006 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Phillips Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Phillips Terrace with Momentum Realty’s local guides.