Ponce De Leon in Ponce De Leon

Ponce De Leon
Homes for Sale in Ponce De Leon, FL

All 10 homes for sale in Ponce De Leon, FL · median $375,875 · Holmes County homes for sale

Community in Ponce De Leon · Holmes County · ZIP 32455
Free · No obligation
Talk to a Ponce De Leon Expert

True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS data12 years of closingsUpdated twice daily

As of September 2026, Ponce De Leon in Ponce De Leon, FL has 1 home for sale. As of September 2026, the MLS records 8 closed sales in Ponce De Leon in Ponce De Leon, FL since 2014, the most recent in September 2026.

Live · Ponce De Leon Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Holmes: 20% (4 of 20)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Ponce De Leon sits in Holmes County, and the current MLS picture here is thin — there is not enough active listing volume in the feed right now to draw a reliable median price, days-on-market trend, or inventory count. That is itself the read: this is a low-transaction, small-market area where pricing gets set deal by deal rather than by a visible curve.

For a buyer or seller, that means the usual comps-and-trends approach does not apply cleanly. Anyone serious about a purchase or listing here needs someone pulling recent closed data directly, county by county, rather than relying on a dashboard number.

The 60-Second Overview

Ponce De Leon is a small Holmes County community where current MLS activity is light enough that broad market statistics are not meaningful — value here is driven by the individual property and its condition more than by a visible neighborhood trend.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer looking for a rural, low-density setting without amenity fees or shared facilities
  • A buyer comfortable doing hands-on due diligence rather than relying on published market trends
  • A buyer prioritizing land or a specific property over a curated community package

Probably not for

  • A buyer who wants clubhouse, pool, or organized recreational amenities on site
  • A buyer who needs strong comparable-sales data to benchmark price before offering
  • A buyer expecting a fast-moving, high-inventory market with frequent new listings

The market around Ponce De Leon

Ponce De Leon is too small for its own price trend, so here is the market around it.

In ZIP 32455, 15 homes are on the market and 13% are under contract — a slower corner of Ponce De Leon.

Across Holmes County, 16 homes are active and 4 pending (20% under contract).

In ZIP 32455 (Ponce De Leon), 42 homes closed in the last 12 months at a median of $532K, down 8.8% year over year, with a median 59 days on market. Right now 18 active and 3 pending listings — a balanced market. See the live ZIP 32455 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Ponce De Leon specifically. Momentum Research analysis of MLS records.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Holmes County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,142/mo
Holmes County typical true cost to own
$123/mo
Holmes County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

7% of homes for sale in ZIP 32455 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-19).

Ponce De Leon Market Scorecard

Thin data

Ponce De Leon is currently a thin data market. Limited supply, a median asking price of $189,000, and homes go under contract in about 18 days.

n/a
Months supply
$189,000
Median list
n/a
Median sold
n/a
Per sqft
18
Days on mkt
1/0/0
Active/Pend/Sold

Typical home value in the 32455 ZIP is $209,549, about 6.8% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Ponce De Leon

Live MLS inventory for Ponce De Leon. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Ponce De Leon listings as of 2026-09-17, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

If we were buying in Ponce De Leon today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ponce De Leon.

Best Buy
Buyers who want a rural, small-town setting and are comfortable without a curated amenity package.
Biggest Risk
Thin MLS data makes it harder to independently verify fair value without direct comp research.
Sweet Spot
Buyers prioritizing land, quiet, and a lower-density setting over built-in amenities.
Avoid If
Avoid if you need reliable market statistics or on-site recreational amenities as a deciding factor.

A market with no visible amenity base

Current MLS listings show no identified community amenities — no clubhouse, pool, or organized recreation tied to the area's active inventory. That does not mean nothing exists locally, only that it is not showing up as a marketed feature in listings right now, which is common in smaller rural markets where the draw is the land or the setting rather than a built amenity package.

With so few data points feeding the public record, buyers should expect to do more direct legwork here: driving the area, checking parcel-level detail, and confirming condition in person rather than leaning on aggregated stats that simply do not exist yet for this community.

The location and the amenities are priced into every listing in Ponce De Leon. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this data-light, the value we add is not a chart — it is direct research: pulling recent closed sales in Holmes County by hand, checking parcels against the tax roll, and giving you a straight answer on what a property is actually worth before you write an offer or set a list price.

Ponce De Leon in 15 seconds.

Best forBuyers who want a rural, small-town setting and are comfortable without a curated amenity package.
Biggest advantageLimited competing inventory means less bidding pressure than in higher-volume markets.
Biggest riskThin MLS data makes it harder to independently verify fair value without direct comp research.
Sweet spotBuyers prioritizing land, quiet, and a lower-density setting over built-in amenities.
Avoid ifAvoid if you need reliable market statistics or on-site recreational amenities as a deciding factor.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Ponce De Leon homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Ponce De Leon.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ponce De Leon sales matched to your home.

What is your Ponce De Leon home worth?

Get a no-obligation home value based on real comparable sales in Ponce De Leon, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Ponce De Leon →

Real comps, not an automated estimate.
A buyer looking for a rural, low-density setting without amenity fees or shared facilitiesExcellent fit
A buyer comfortable doing hands-on due diligence rather than relying on published market trendsExcellent fit
A buyer prioritizing land or a specific property over a curated community packageExcellent fit
A buyer who wants clubhouse, pool, or organized recreational amenities on siteProbably not
A buyer who needs strong comparable-sales data to benchmark price before offeringProbably not
A buyer expecting a fast-moving, high-inventory market with frequent new listingsProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: September 17, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2014 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Common questions about Ponce De Leon

Where is Ponce De Leon?

Ponce De Leon is a community in Ponce De Leon, Holmes County, Florida, ZIP 32455 / 32464.

Are there homes for sale in Ponce De Leon right now?

Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Ponce De Leon have an HOA or CDD?

No HOA is on record for Ponce De Leon in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Ponce De LeonHomes for Sale in Ponce De Leon, FL with Momentum Realty’s local guides.

PDPonce DeleonHomes for Sale in Ponce De Leon, FLPonce De Leon, FL · 0.5 miBCBlue Creek EstatesHomes for Sale in Ponce De Leon, FLPonce De Leon, FL · 0.6 miSawmill CourtHomes for Sale in DeFuniak Springs, FLSawmill CourtHomes for Sale in DeFuniak Springs, FLDeFuniak Springs, FL · 5.9 miSpring Lake EstatesHomes for Sale in DeFuniak Springs, FLSpring Lake EstatesHomes for Sale in DeFuniak Springs, FLDeFuniak Springs, FL · 7.6 miMFMccaskillHomes for Sale in DeFuniak Springs, FLDeFuniak Springs, FL · 9.9 miFlournoys S/DHomes for Sale in DeFuniak Springs, FLFlournoys S/DHomes for Sale in DeFuniak Springs, FLDeFuniak Springs, FL · 10.6 miHarris S/DHomes for Sale in DeFuniak Springs, FLHarris S/DHomes for Sale in DeFuniak Springs, FLDeFuniak Springs, FL · 10.6 miCCCypress CoveHomes for Sale in Vernon, FLVernon, FL · 10.7 miPine ShoresHomes for Sale in Niceville, FLPine ShoresHomes for Sale in Niceville, FLNiceville, FL · 10.8 mi

Browse all Florida neighborhood guides →

Talk to a Local Ponce De Leon Expert
Call Get Listings