Ray
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Ray in Jacksonville, FL since 2004, the most recent in September 2007. Across Jacksonville as a whole, 8,846 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,385 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).
In a community this size, price is set home by home, not by a broad market average. Condition, lot, updates, and how a given house shows will move the number far more than any neighborhood-wide trend, so treat each listing on its own terms.
For buyers, that means comparables are thin and you should lean on a hands-on read of the specific property. For sellers, it means presentation and pricing discipline carry outsized weight — there isn't a crowd of similar listings to anchor the number for you.
The 60-Second Overview
Ray is a small pocket within Jacksonville's Duval County market. With a limited footprint, it trades on the merits of individual homes rather than on a large, statistically deep resale pool.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Ray is best for.
Best for
- Buyers who value a small, defined pocket with easy access to the wider Jacksonville area
- Purchasers willing to judge a home on its individual condition rather than a market-wide benchmark
- Those prepared to act decisively when a suitable listing appears in a limited-supply setting
Probably not for
- Buyers who need a large menu of comparable homes to compare side by side
- Anyone who wants a data-rich, high-turnover market to time their offer against
- Purchasers on a strict timeline who can't wait for the right property to come available
The market around Ray
Ray is too small for its own price trend, so here is the market around it.
Across Duval County, 3,937 homes are active and 1,726 pending (30% under contract).
ZIP and county figures describe the wider market, not Ray specifically. Momentum Research analysis of MLS records.
The Ray buying strategy.
If we were buying in Ray today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ray.
A small-pocket Jacksonville market
Ray sits inside the larger Duval County landscape, which gives it access to Jacksonville's road network, employment, and services while keeping a distinct, contained character. The location advantage is proximity to the broader city; the trade-off is a shallow pool of directly comparable sales.
Because the inventory is limited, timing and availability matter more than in a big subdivision. Homes here don't come up constantly, so buyers who want in should be ready to move on the right property, and sellers should expect their listing to draw attention precisely because there is little else exactly like it nearby.
The location and the amenities are priced into every listing in Ray. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin-data markets are where local judgment earns its keep. We price and evaluate Ray homes on their actual condition, lot, and position within Jacksonville rather than leaning on an average that a handful of sales can't reliably support — and we will tell you plainly when a specific house doesn't justify its number.
Ray in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Ray buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ray sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ray, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ray home worth?
Get a no-obligation home value based on real comparable sales in Ray, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Ray on the map →
Should you buy in Ray?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2004 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Ray fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.