The Residences at Town Center in Madeira Beach

The Residences at Town Center Homes for Sale in Madeira Beach, FL

3-bed / 3-bath waterfront condos, about 1,670 to 2,012 sq ft, built 2024 · Town Center district, 400 150th Avenue · ZIP 33708

A five-story, 27-unit waterfront condominium completed in 2024 in the Madeira Beach Town Center district, on a harbor off Boca Ciega Bay, with a heated waterfront pool, rooftop cabanas, and advertised boat slips; the market here is transitioning from developer closeout to resale.

Waterfront, built 202427-unit boutique buildingCloseout-to-resale market
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
As of July 2026, listings ran from $999,990 to $1,270,000 per Stellar MLS data on local broker sites, mixing developer closeout units with early resales. The monthly condo fee was not published on the portals we reviewed; confirm it in writing with the association. Do not confuse this building with the older Harbor Condos at Town Center next door at 300 150th Avenue.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
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Supply
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Seller Leverage
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Jon Brooks, founder of Momentum Realty
Jon's Current Read

"The Residences at Town Center is a 27-unit, five-story waterfront building completed in 2024 by William Karns Enterprises in the Madeira Beach Town Center district, the second phase behind the sold-out Harbor at Town Center. The durable draws are age and position: 2024 construction with living floors above under-building parking, a heated waterfront pool and rooftop cabanas, advertised boat slips on a harbor off Boca Ciega Bay, and a walk of roughly two blocks to the gulf beach with John's Pass Village about a mile south. The honest gaps: the monthly condo fee is not publicly documented, so the carry is unverified; the island's 2024 hurricane flooding is recent, documented history; and resale sellers are competing with the developer's remaining new units, which caps pricing until closeout finishes. Treat this as a transition market: verify the fee, reserves, insurance quotes, and slip terms in writing, and confirm you are not reading Harbor Condos data by mistake."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Madeira Beach's condo stock is mostly decades-old buildings along Gulf Boulevard, which is what makes the Town Center district different: a small cluster of recent construction near city hall, the municipal marina, and the Tom Stuart Causeway. The Residences at Town Center is the newest piece, a five-story, 27-unit waterfront building completed in 2024 on a harbor channel off Boca Ciega Bay, with every unit a three-bedroom, three-bath waterfront plan of roughly 1,670 to 2,012 square feet per MLS listings.

As of mid-2026 the building was in a new-construction-to-resale transition: never-lived-in developer units and early resales were listed side by side, from $999,990 to $1,270,000 per Stellar MLS data. It is distinct from the older Harbor Condos at Town Center next door at 300 150th Avenue, the 38-unit first phase of the same developer's Town Center plan, and the two are easy to confuse in listings and comps.

Best for

  • Buyers who want a 2024-built waterfront condo rather than a decades-old beachfront building
  • Buyers who value walking to the gulf beach, the Town Center restaurants, and John's Pass over driving
  • Boaters who want an advertised slip option at the building, confirmed in writing
  • Buyers comfortable verifying an unpublished condo fee, reserves, and coastal insurance before offering

Probably not for

  • Buyers who require direct gulf-front living and an on-the-sand pool deck
  • Buyers who cannot carry barrier-island flood and wind insurance
  • Buyers who need a long, documented fee and assessment history before committing
  • Buyers who would confuse this building with the Harbor Condos at Town Center next door

How The Residences at Town Center is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
24Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current The Residences at Town Center listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in The Residences at Town Center buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Heated waterfront pool and spa on the harbor side, per MLS listings
  • Rooftop terrace with cabanas and wide water and skyline views
  • Fitness center and club room inside the building
  • Secure under-building assigned parking, guest parking, golf-cart spaces, and ground-level storage
  • Marina with boat slips advertised; confirm ownership, terms, and availability in writing

This is a boutique waterfront building where the position does the heavy lifting: a harbor channel off Boca Ciega Bay behind it, the Town Center district's shops, restaurants, city hall, and municipal marina around it, and the gulf beach roughly two blocks west across Gulf Boulevard. John's Pass Village and Boardwalk is about a mile south, and the Tom Stuart Causeway at the district's edge carries you to Seminole and the mainland, with St. Pete-Clearwater International about 10 miles away. The amenity set, per MLS listings, is a heated waterfront pool and spa, a fitness center, a club room, a rooftop terrace with cabanas, under-building parking, ground-level storage, and an advertised marina with boat slips whose terms must be confirmed in writing. A Marriott Autograph Collection resort project has been planned in the district; verify its status. Coordinates are an APPROX best estimate for 400 150th Avenue; confirm the exact position against the survey and plat.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Gulf beach / Archibald Beach ParkAbout 2 blocks · Public beach access west across Gulf Boulevard
John's Pass Village & BoardwalkAbout 1 mile · Shops, restaurants, and charter fishing at the island's south end
Madeira Beach City MarinaWalking distance · Municipal marina and boat access in the Town Center district
St. Pete-Clearwater International AirportAbout 10 miles · Via the Tom Stuart Causeway and mainland routes
Downtown St. PetersburgRoughly 30 minutes · Dining, arts, and the waterfront, traffic depending

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near The Residences at Town Center Homes for Sale in Madeira Beach, FL with Momentum Realty’s local guides.

MSMadeira ShoresMadeira Beach Homes for SaleMadeira Beach, FL · 0.2 miBPBay Point Estates Homes for Sale in Madeira Beach, FLMadeira Beach, FL · 0.2 miMHMadeiraShores Homes for Sale in Madeira Beach, FLMadeira Beach, FL · 0.2 miGSGulf ShoresMadeira Beach Homes for SaleMadeira Beach, FL · 0.2 miKapok Grand Homes for Sale in Seminole, FLKapok Grand Homes for Sale in Seminole, FLSeminole, FL · 0.4 miBay Point Estates,Madeira Beach Homes for SaleBay Point Estates,Madeira Beach Homes for SaleMadeira Beach, FL · 0.6 miLone Palm Beach Homes for Sale in Madeira Beach, FLLone Palm Beach Homes for Sale in Madeira Beach, FLMadeira Beach, FL · 0.8 miNorth Madeira ShoresMadeira Beach Homes for SaleNorth Madeira ShoresMadeira Beach Homes for SaleMadeira Beach, FL · 0.9 miThe Lafayette Homes for Sale in StThe Lafayette Homes for Sale in StSt. Petersburg, FL · 1.1 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
The Residences at Town Center (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

The Residences at Town Center is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public K-8 fundamental (application-based), Madeira Beach

Madeira Beach Fundamental K-8

Public K-5, Seminole area (confirm zoning)

Orange Grove Elementary School

Public 9-12, Seminole (confirm zoning)

Seminole High School

Buying with schools in mind? We can confirm the exact zoned schools for any The Residences at Town Center address.

The takeaway

What is shaping value here is the collision of three forces: a nearly new building working through developer closeout, a Town Center district with a planned Marriott Autograph Collection resort project, and a barrier island with documented 2024 hurricane flooding and statewide condo-cost pressure. Verify the current status of each before you price anything.

Recent Developments in The Residences at Town Center

Our read on what is being built around The Residences at Town Center, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishMixed

Developer closeout inventory in the building

As of July 2026
NeutralNotable impact
SignificanceRadius: Building

Never-lived-in developer units were still listed alongside early resales, with visible price reductions on some units. That gives buyers leverage and comparison shopping inside one building, but caps resale pricing until closeout finishes.

Planned Marriott Autograph Collection resort in the Town Center district

Planned; verify status
BullishNotable impact
SignificanceRadius: District

Listings and local reporting reference a planned Marriott Autograph Collection resort project in the district. If delivered, it would add amenities, activity, and investment nearby; it would also add construction and traffic in the interim. Confirm the current status and timeline directly.

2024 hurricanes Helene and Milton

Sept-Oct 2024
BearishNotable impact
SignificanceRadius: Island

The City of Madeira Beach documented significant flooding from Helene and further impacts from Milton, and recovery work continued into 2026 per local reporting. Newer elevated buildings are designed for this exposure, but insurance pricing and buyer sentiment island-wide reflect it; review the flood zone, elevation certificate, and quotes.

Florida condo inspection and reserve rules

Ongoing
NeutralModerate impact
SignificanceRadius: Statewide

Milestone inspections and structural integrity reserve studies apply to buildings three stories and taller. A 2024-built building is decades from its first milestone inspection, an advantage over older stock, but reserve funding still flows into the monthly fee; read the association's budget and SIRS.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting The Residences at Town Center, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in The Residences at Town Center, this is the order of operations we would run, and the one we run for our clients.

    1

    Get the monthly condo fee, budget, and coverage in writing from the association or manager. The fee was not published on public portals as of July 2026, so treat any verbal number as unverified.

    2

    Pull real insurance quotes for the specific unit — flood and wind — and review the FEMA flood zone and the building's elevation certificate before you budget.

    3

    Confirm slip, parking, and storage terms in writing. Boat slips have been advertised with the building; verify ownership or lease terms and availability before you pay for them in the price.

    4

    Ask what the developer has actually closed at. Closings from late 2024 through early 2026 ran roughly $912,000 to $1,199,000 per recorded sales, which is the real benchmark against asking prices.

    5

    Confirm the building and the rules: 400 150th Avenue is the Residences, 300 150th Avenue is the older Harbor Condos; then verify the 30-day-minimum rental policy and pet limits in the condo documents.

    Best Buy
    A water-facing unit on an upper floor, bought against the developer's actual closed prices, with the condo fee, reserves, insurance quotes, and any slip terms confirmed in writing
    Biggest Risk
    Budgeting off an unverified condo fee, skipping flood and wind quotes on a barrier island with documented 2024 flooding, or pricing off Harbor Condos data by mistake
    Best Lot
    Upper-floor water-view stacks and units with confirmed slips or extra parking over lower-floor units facing the street
    Smart Timing
    Developer closeout units and early resales were competing as of mid-2026, which favors buyers who negotiate; that leverage narrows once the developer's last units close
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Product

    Waterfront condominiums, all three bedrooms and three baths, from about 1,670 to 2,012 sq ft per Stellar MLS listings, in a five-story, 27-unit building completed in 2024, with private balconies, high ceilings, bonus rooms on select plans, and under-building parking

    Developer

    Developed by William Karns Enterprises, the local developer behind the adjacent Harbor at Town Center; construction was financed with a reported $19.05 million Trez Capital loan (St. Pete Catalyst, 2022) as the second phase of the Town Center plan

    Scale

    A 27-unit boutique building in the Madeira Beach Town Center district; as of July 2026 the market mixed never-lived-in developer closeout units with early resales, so this is a new-construction-to-resale transition market

    Distinct from

    Not the same building as the older Harbor Condos at Town Center next door at 300 150th Avenue, the 38-unit first phase of the same Town Center plan; confirm which building a listing, comp, or fee figure refers to

    Costs & Fees

    Condo fee

    Unknown — the monthly condo fee was not published on the public portals we reviewed as of July 2026; get the current fee, the budget, and exactly what it covers in writing from the association before you offer

    CDD

    No CDD is confirmed for this building; verify the full tax bill and any non-ad-valorem assessments for the specific unit on the Pinellas County tax roll before you budget

    Reality

    This is barrier-island condo ownership: the monthly fee, flood and wind insurance, and Florida's condo reserve rules drive the carry. The building being new (2024) helps on maintenance and its first milestone inspection is decades out, but review the association budget and structural integrity reserve study before you commit

    Amenities

    Pool and rooftop

    A heated waterfront pool and spa, plus a rooftop terrace with cabanas; listings describe views spanning the Gulf beaches, the Intracoastal, and toward downtown St. Petersburg

    Boat slips

    A marina with boat slips has been advertised for the building; confirm slip ownership, lease or purchase terms, and current availability in writing with the association before you assign them any value

    Everyday build

    Fitness center, club room, secure under-building assigned parking, guest parking, golf-cart spaces, and ground-level storage for bikes, kayaks, and paddleboards, per MLS listings; confirm what conveys with a specific unit

    Walkability

    The gulf beach and Archibald Beach Park are roughly two blocks west across Gulf Boulevard, the Town Center shops and restaurants are at the doorstep, and John's Pass Village is about a mile south

    Location

    Setting

    The Madeira Beach Town Center district at 400 150th Avenue, ZIP 33708, on a harbor channel off Boca Ciega Bay and the Intracoastal Waterway, near city hall, the city marina, and the base of the Tom Stuart Causeway

    Access

    150th Avenue feeds the Tom Stuart Causeway to Seminole and the mainland; St. Pete-Clearwater International Airport is about 10 miles, and downtown St. Petersburg is roughly a half-hour drive depending on traffic

    Errands

    Shops, restaurants, and marinas of the Town Center district and Madeira Way are within walking distance, and a Marriott Autograph Collection resort project has been planned nearby in the district; verify its current status

    The Homes & Style

    The Residences at Town Center is a five-story, 27-unit waterfront condominium completed in 2024 in the Madeira Beach Town Center district, on a harbor channel off Boca Ciega Bay and the Intracoastal Waterway. If you are searching Madeira Beach new condos, this building is one of the few recently delivered options on the island.

    It was developed by William Karns Enterprises as the second phase of the Town Center plan, following the adjacent 38-unit Harbor at Town Center; construction was financed with a reported $19.05 million Trez Capital loan (St. Pete Catalyst, 2022).

    Every unit is a three-bedroom, three-bath waterfront plan, running about 1,670 to 2,012 square feet per Stellar MLS listings, with private balconies, high ceilings, stone counters, and bonus rooms on select plans that work as an office or den.

    As of July 2026, active and pending listings ran from $999,990 to $1,270,000 per Stellar MLS data shown on local broker sites, with a mix of never-lived-in developer closeout units and early resales. Recorded closings from late 2024 through early 2026 ranged from roughly $912,000 to $1,199,000.

    That mix matters: this market is transitioning from developer sales to resales, so a resale seller is competing directly with the developer's remaining brand-new inventory, and a buyer can compare both in the same building.

    Do not confuse this building with the older Harbor Condos at Town Center next door at 300 150th Avenue, the sold-out first phase; listings, comps, and fee figures for the two get mixed up, so confirm the address before you act on anything.

    As always with aggregator data, confirm the exact square footage, bath count, and included parking or storage against the actual listing and the condominium documents.

    Living Here

    This is a walk-to-everything barrier-island position rather than a gated suburban campus. The gulf beach and Archibald Beach Park are roughly two blocks west across Gulf Boulevard, and the Town Center district's shops, restaurants, and marinas are at the doorstep.

    John's Pass Village and Boardwalk, the shopping and charter-fishing district at the south end of Madeira Beach, is about a mile south. A Marriott Autograph Collection resort project has been planned in the Town Center district; verify its current status and timeline, since a project of that scale would change the immediate neighborhood in both directions: more amenities and more activity.

    The building amenities, per MLS listings, include a heated waterfront pool and spa, a fitness center, a club room, a rooftop terrace with cabanas and wide views, secure under-building assigned parking, guest parking, golf-cart spaces, and ground-level storage for bikes, kayaks, and paddleboards. A marina with boat slips has been advertised; confirm slip terms and availability in writing.

    Listings state that rentals are permitted with a 30-day minimum and that pets, including larger dogs, are allowed with limits. Both policies come from listing remarks, not from us; verify the current rental and pet rules in the condominium documents before you buy around them.

    Now the objective coastal context. Madeira Beach is a barrier island, and the city documented significant flooding from Hurricane Helene in September 2024 and further impacts from Hurricane Milton in October 2024 (City of Madeira Beach; Tampa Bay Times). This building is 2024 construction with living floors above ground-level parking, which is the modern coastal design approach, but every buyer here should review the FEMA flood zone, the elevation certificate, and real insurance quotes for the unit.

    Florida's post-2021 condominium safety laws also apply: buildings three stories and taller face milestone structural inspections as they age and must maintain a structural integrity reserve study. A 2024-built building is decades from its first milestone inspection, which is a genuine advantage over older stock, but reserve funding still shows up in the monthly fee, so read the association's budget and SIRS.

    The trade is simple: a new, elevated, walkable waterfront building with a rooftop and a pool, in exchange for barrier-island insurance math and a condo fee that you must verify, because it was not published anywhere we could confirm.

    Before You Offer

    Get the current monthly condo fee, the association budget, and exactly what the fee covers in writing from the association or manager. The fee was not published on the public portals we reviewed as of July 2026, so treat any number you hear as unverified until it is in writing. Ask specifically about reserves, the structural integrity reserve study, the building's insurance program, and whether any special assessment is planned.

    Verify the flood picture for the specific unit: the FEMA flood zone, the elevation certificate, and actual flood and wind insurance quotes. Madeira Beach flooded during Hurricane Helene in 2024, and while this building's living floors sit above under-building parking, your lender and insurer will price the location, not the marketing.

    Confirm what conveys and what the slips cost: assigned parking spaces, storage, golf-cart spaces, and especially any boat slip. Slips have been advertised with the building, but ownership, lease terms, and availability must be confirmed in writing before you pay for them in the price.

    Confirm which building you are buying. The Residences at Town Center (400 150th Avenue, 27 units, built 2024) is not the Harbor Condos at Town Center (300 150th Avenue, 38 units, the earlier first phase). Comps, fees, and rules differ between the two, and if you are comparing against the developer's remaining new units, ask what the developer has actually closed at, not just asked.

    Comparisons

    The Residences at Town Center competes for the buyer who wants a new-construction waterfront condo on Madeira Beach without paying gulf-front tower pricing. Against the Harbor Condos at Town Center next door, the Residences offers newer delivery (2024) and the rooftop-and-pool amenity set, while the Harbor is the established, sold-out first phase with its own fee history; the two share the Town Center address and are easy to confuse, so compare them unit by unit. Against the gulf-front condo buildings along Gulf Boulevard in Madeira Beach, the Residences trades direct beach frontage for a harbor-side position with advertised boat slips, newer construction, and a roughly two-block walk to the sand; gulf-front buildings win on the view and give ground on age, since most were built decades earlier and face nearer-term milestone inspections. Against Treasure Island condos to the south, the trade is similar: Treasure Island offers a deep inventory of mostly older beachfront buildings at a wide range of prices, while the Residences offers 2024 construction, current code, and the Town Center walkability. The honest summary: this building wins on age, elevation-era design, walkability, and the boat-slip option, and gives ground on direct gulf frontage, on a fee that is not yet publicly documented, and on the thin track record that comes with any nearly new building.

    Who It Fits

    The Residences at Town Center fits the buyer who wants a 2024-built waterfront condo with a pool, rooftop cabanas, and under-building parking; the buyer who wants to walk to the beach, the Town Center restaurants, and John's Pass rather than drive; the boater who wants a slip option at the building, subject to written confirmation; and the buyer who values a young building under Florida's condo inspection regime. It does not fit the buyer who requires direct gulf frontage, the buyer who cannot carry barrier-island flood and wind insurance, or the buyer who needs a documented, stable fee history before committing, since this association is new and its fee was not published anywhere we could verify. Anyone searching Residences at Town Center Madeira Beach for sale should verify the condo fee and reserves in writing, get real insurance quotes, confirm slip and parking terms, and make sure they are not reading Harbor Condos data by mistake.

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    A second- or third-floor unit around the smaller ~1,670 sq ft plan, listed near the $1M line as of mid-2026, the value way into a 2024 waterfront building.

    Lowest entry
    The Core

    A mid-stack water-facing unit around 1,827 to 1,978 sq ft, the heart of this building, priced between the entry units and the top floor per current listings.

    Most inventory
    The Top

    A fifth-floor unit around 1,978 to 2,012 sq ft with the widest views, including plans with a bonus room and, on some units, private rooftop features; the scarce positions here.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    A second- or third-floor unit around the smaller ~1,670 sq ft plan, listed near the $1M line as of mid-2026, the value way into a 2024 waterfront building.
    The Core
    A mid-stack water-facing unit around 1,827 to 1,978 sq ft, the heart of this building, priced between the entry units and the top floor per current listings.
    The Top
    A fifth-floor unit around 1,978 to 2,012 sq ft with the widest views, including plans with a bonus room and, on some units, private rooftop features; the scarce positions here.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Golf and lake lots resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    New 2024 construction; living floors above under-building parkingStrong
    Waterfront position on a harbor off Boca Ciega Bay with advertised boat slipsStrong
    Walkable Town Center district; gulf beach about two blocks, John's Pass about a mileStrong
    Developer closeout units competing with early resales as of mid-2026Know the trade
    Condo fee unpublished and barrier-island insurance costs; documented 2024 island floodingVerify before you buy

    Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

    5 Mistakes Buyers Make in The Residences at Town Center

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Ignoring the optional club cost
    • Skipping the roof, HVAC, and systems check

    In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

    The gulf-front towers sell the view and their age comes with it. The Residences at Town Center sells 2024 construction, a rooftop, a harbor slip option, and a walk to everything.

    Jon Brooks · Founder, Momentum Realty
    7.6B · Buy Score
    Resale Strength7.4/10
    Renovation Risk9.2/10
    Location Efficiency8.5/10
    Long-Term Defensibility7.8/10
    Carrying Cost Advantage5.8/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on The Residences at Town Center is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Upper floors carry the view premium; the fifth floor is the scarce position
    • Water-facing stacks over street-facing exposures
    • New 2024 construction, so condition risk is low; the diligence is financial
    • Confirmed slips, extra parking, or storage add real, verifiable value
    • Compare resales against the developer's remaining new units before you price

    In a 27-unit building the "lot" decision is the stack and the floor. Upper floors carry the premium, with the fifth floor the scarce position, including plans around 1,978 to 2,012 square feet with bonus rooms and, per listings, private rooftop features on some units. Water-facing exposures over the harbor and toward the Intracoastal outrank street-facing exposures, and a confirmed boat slip, second parking space, or storage unit is real, documentable value. Because the building is 2024 construction, physical condition risk is low; the diligence here is financial and positional, not renovation math. And because developer closeout units and early resales were listed side by side as of mid-2026, always compare a resale against what the developer is still offering and what has actually closed, which ran roughly $912,000 to $1,199,000 from late 2024 through early 2026 per recorded sales.

    The Residences at Town Center in 15 seconds.

    Best forBuyers who want a 2024-built, three-bedroom waterfront condo with a pool, rooftop cabanas, and a boat-slip option, within a short walk of the gulf beach and the Town Center district.
    Biggest advantageAge and design: new construction with living floors above under-building parking, decades from its first milestone inspection, in a district where most competing buildings are far older.
    Biggest riskAn unverified monthly condo fee plus barrier-island insurance costs, on an island with documented 2024 hurricane flooding; the carry is unknowable until you get the numbers in writing.
    Sweet spotAn upper-floor water-facing unit negotiated against the developer's recorded closings, with fee, reserves, insurance, and slip terms all documented before contract.
    Avoid ifYou require direct gulf frontage, cannot carry coastal flood and wind insurance, or need a long fee and assessment track record that a 2024 association cannot yet show.

    Condo Fee, Reserves & The Math

    15-Second Take
    • 27-unit waterfront building completed 2024; closeout-to-resale transition market
    • Monthly condo fee Unknown; confirm fee, budget, reserves, and SIRS in writing
    • Barrier island: get real flood and wind insurance quotes before you budget
    • Pool, spa, fitness center, rooftop cabanas, under-building parking; slips advertised — verify terms
    • Distinct from the older Harbor Condos at Town Center next door at 300 150th Avenue

    The monthly condo fee is Unknown: it was not published on the public portals we reviewed as of July 2026, and we will not guess. Get the current fee and the association budget in writing from the association or its manager before you offer. For context only, fees at the older Harbor Condos at Town Center next door have been reported by local broker sites in the several-hundreds-per-month range and vary by unit size; that building is a different association and its figures do not transfer.

    Confirm in writing exactly what the fee covers — building insurance, flood coverage on the structure, water, trash, common areas, the pool, the fitness center, the rooftop, and management — and what it does not, such as unit contents insurance and utilities. Ask directly about the structural integrity reserve study, reserve funding levels, and whether any special assessment is planned or under discussion.

    There is no golf course or manned gate here; the amenity set, per MLS listings, is a heated waterfront pool and spa, a fitness center, a club room, a rooftop terrace with cabanas, secure under-building assigned parking with guest parking and golf-cart spaces, ground-level storage for bikes, kayaks, and paddleboards, and an advertised marina with boat slips. Access is by key or fob per listings; confirm the current amenity list and any slip costs with the association.

    Building400 150th Avenue, Madeira Beach, FL 33708; 5 stories, 27 units, built 2024Not the Harbor Condos at Town Center at 300 150th Avenue, the older 38-unit first phase
    Condo feeUnknown — not published as of July 2026Confirm the current fee, budget, reserves, and SIRS in writing with the association
    Developer / statusWilliam Karns Enterprises; developer closeout units and early resales both listed as of mid-2026Reported $19.05M Trez Capital construction loan (St. Pete Catalyst, 2022); rentals reported at a 30-day minimum per listings — verify in the condo documents
    The takeaway

    Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In The Residences at Town Center, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Harbor Condos at Town Center, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your The Residences at Town Center home worth?

    Get a no-obligation home value based on real comparable sales in The Residences at Town Center matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in The Residences at Town Center on the map →

    Real comps, not a Zestimate.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,614/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    No CDD
    No community development district bond

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    The Residences at Town Center Market Scorecard

    Strong seller's market

    The Residences at Town Center is currently a strong seller's market. About 1.6 months of supply, a median asking price of $984,000, and homes go under contract in about 30 days.

    1.6
    Months supply
    $984,000
    Median list
    $840,000
    Median sold
    $314
    Per sqft
    30
    Days on mkt
    6/6/45
    Active/Pend/Sold

    Typical home value in the 32224 ZIP is $459,079, about 13.7% above the Florida norm (Zillow Home Value Index).

    Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

    Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Where is the Residences at Town Center?
    At 400 150th Avenue, Madeira Beach, FL 33708, in the Town Center district near city hall, the municipal marina, and the Tom Stuart Causeway, on a harbor channel off Boca Ciega Bay and the Intracoastal Waterway. The gulf beach is roughly two blocks west across Gulf Boulevard.
    Is this the same as the Harbor Condos at Town Center?
    No. The Harbor Condos at Town Center is the older, sold-out 38-unit first phase next door at 300 150th Avenue. The Residences at Town Center is the 27-unit second phase at 400 150th Avenue, completed in 2024. Listings, comps, and fee figures for the two get confused, so confirm the address on anything you read.
    Who built the Residences at Town Center?
    It was developed by William Karns Enterprises, the local developer behind the adjacent Harbor at Town Center. Construction was financed with a reported $19.05 million loan from Trez Capital (St. Pete Catalyst, 2022), and the building was completed in 2024 per MLS records.
    Is the building sold out?
    Not fully, as of July 2026. The market mixed never-lived-in developer closeout units with early resales, with active and pending listings from $999,990 to $1,270,000 per Stellar MLS data on local broker sites. Confirm current availability with a local agent, since this changes quickly.
    What do condos cost at the Residences at Town Center?
    As of July 2026, asking prices ran from $999,990 to $1,270,000, and recorded closings from late 2024 through early 2026 ran roughly $912,000 to $1,199,000. Pricing depends on floor, exposure, and what conveys; verify current comps rather than relying on asking prices.
    What size are the units?
    Every unit is a three-bedroom, three-bath waterfront plan (some listings show three and a half baths), from about 1,670 to 2,012 square feet per Stellar MLS listings, with private balconies and bonus rooms on select plans. Confirm the exact square footage against the specific listing.
    What is the monthly condo fee?
    Unknown. The fee was not published on the public portals we reviewed as of July 2026, so confirm the current fee, the budget, what the fee covers, and the reserve picture in writing with the association or its manager before you offer. Do not budget off the neighboring Harbor building's fees; it is a separate association.
    Is there a CDD?
    No CDD is confirmed for this building. Verify the full tax bill and any non-ad-valorem assessments for the specific unit on the Pinellas County tax roll before you budget.
    What amenities does the building have?
    Per MLS listings: a heated waterfront pool and spa, a fitness center, a club room, a rooftop terrace with cabanas, secure under-building assigned parking with guest parking and golf-cart spaces, ground-level storage for bikes, kayaks, and paddleboards, and key/fob building access. Confirm the current amenity list with the association.
    Are there boat slips?
    A marina with boat slips has been advertised for the building. Confirm slip ownership or lease terms, costs, and current availability in writing with the association before you assign a slip any value in your offer.
    Can I rent my unit out?
    Listings state rentals are permitted with a 30-day minimum. That comes from listing remarks, not the recorded documents, so verify the current rental policy in the condominium documents before you buy with rental plans.
    Are pets allowed?
    Listings report pets are allowed, including larger dogs, with limits on the number of pets. Verify the current pet rules, counts, and any restrictions directly in the condominium documents.
    What about hurricanes and flooding?
    Madeira Beach is a barrier island. The City of Madeira Beach documented significant flooding from Hurricane Helene in September 2024 and further impacts from Hurricane Milton in October 2024. This building is 2024 construction with living floors above ground-level parking, but every buyer should review the FEMA flood zone, the elevation certificate, and actual flood and wind insurance quotes for the specific unit.
    Do Florida's condo inspection laws affect this building?
    Florida requires milestone structural inspections for condo buildings three stories and taller as they age, plus a structural integrity reserve study. A 2024-built building is decades from its first milestone inspection, which is an advantage over older stock, but reserve funding still shows up in the monthly fee, so review the association's budget and SIRS.
    What schools serve the building?
    Pinellas County Schools serve Madeira Beach. Madeira Beach Fundamental K-8 is nearby but is an application-based fundamental school rather than a default assignment. Confirm current attendance zoning for the specific address directly with Pinellas County Schools before you buy.
    How does it compare to gulf-front condos in Madeira Beach or Treasure Island?
    Gulf-front buildings win on direct beach frontage but most were built decades earlier, which means older systems and nearer-term milestone inspections. The Residences trades the on-the-sand position for 2024 construction, a rooftop and pool, an advertised slip option on the harbor, and a roughly two-block walk to the beach. Treasure Island offers deeper, mostly older inventory at a wide price range; the comparison is age and walkability versus frontage.
    Who should I call about buying or selling here?
    Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a Pinellas beaches specialist who knows the Town Center buildings, the recorded closings here, and the diligence this market requires.
    Who is the best real estate agent for The Residences at Town Center?
    The best agent for The Residences at Town Center is one who actively works Madeira Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for The Residences at Town Center.
    How do I find a top Madeira Beach real estate agent who knows The Residences at Town Center?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows The Residences at Town Center and the wider Madeira Beach area.
    Can Momentum Realty connect me with an agent for The Residences at Town Center?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your The Residences at Town Center purchase or sale - no call center and no pressure.
    Buyers who want a 2024-built waterfront condo instead of a decades-old beachfront buildingExcellent fit
    Buyers who value walking to the gulf beach, the Town Center district, and John's Pass VillageExcellent fit
    Boaters who want a slip option at the building, confirmed in writing before closingExcellent fit
    Buyers who will verify the condo fee, reserves, SIRS, and insurance quotes before offeringExcellent fit
    Buyers who can negotiate against the developer's remaining closeout inventoryExcellent fit
    Buyers who require direct gulf frontage and an on-the-sand pool deckProbably not
    Buyers who cannot carry barrier-island flood and wind insuranceProbably not
    Buyers who need a long, documented fee and assessment history from an established associationProbably not
    Buyers unwilling to do document-level diligence on a nearly new associationProbably not
    Buyers who would rely on Harbor Condos data or unverified fee numbersProbably not

    Get the inside read on The Residences at Town Center

    Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your The Residences at Town Center home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty The Residences at Town Center specialist will reach out personally, usually the same day.

    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

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