North Madeira Shores in Madeira Beach

North Madeira Shores
Madeira Beach Homes for Sale

Waterfront single-residential neighborhood · Madeira Beach · ZIP 33708

A waterfront single-residential neighborhood on Boca Ciega Bay with deep-water lots.

Waterfront homesBoat liftsNear the marina
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a barrier-island waterfront neighborhood; the lot and seawall, the home elevation and condition, the flood and insurance picture, and any rental rules decide value, so read each home closely.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"North Madeira Shores is a waterfront single-residential neighborhood on the Madeira Beach barrier island, on Boca Ciega Bay, so the read is a high-value coastal-boating read: public sources describe waterfront homes on quiet cul-de-sacs with wide-open bay views, deep-water lots with substantial Intracoastal frontage, boat lifts accommodating vessels up to fifty feet, and docks, with the Madeira Beach Marina close by for fuel and supplies. The water, the lot, and the seawall drive value here, along with the barrier-island flood and insurance picture and any city rental rules. Your leverage is reading the lot, the seawall, and the flood read before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

North Madeira Shores is a waterfront single-residential neighborhood in Madeira Beach, in the 33708 ZIP, on the Gulf barrier island in Pinellas County, fronting Boca Ciega Bay and the Intracoastal Waterway. Public sources describe a desirable residential pocket of waterfront homes near the Madeira Beach Marina and the island's shops and restaurants.

The homes are boating-oriented and high-value. Public sources describe waterfront lots on quiet cul-de-sacs, some pie-shaped with wide frontage on the Intracoastal, with wide-open Boca Ciega Bay views, docks, and boat lifts accommodating vessels up to fifty feet, with the marina less than a quarter mile away for fueling and supplies.

The defining read is the water and the lot, not a uniform product. The waterfront position and frontage, the seawall and dock and lift, the home condition and elevation, the barrier-island flood and insurance picture, and any city rental rules drive value, financing, and insurability. Confirm each for the specific home before you offer.

For boaters who want a waterfront home with deep-water access and quick Gulf and Intracoastal cruising near the marina, North Madeira Shores is a premium option. The work is reading the lot, the seawall, and the flood and insurance picture honestly before you buy.

Best for

  • Boaters who want a deep-water home with a lift near the marina
  • Buyers who want wide-open Boca Ciega Bay views on a quiet cul-de-sac
  • Buyers drawn to barrier-island living near shops and the Gulf
  • Buyers who will read the seawall, the flood, and the rental rules

Probably not for

  • Buyers who want an inland, high-and-dry, low-insurance home
  • Anyone seeking the lowest possible carrying cost
  • Buyers who will not read the barrier-island flood and insurance picture
  • Buyers who want a large inland lot away from the water

How North Madeira Shores is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current North Madeira Shores listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in North Madeira Shores buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

North Madeira Shores sits in Madeira Beach, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Madeira Beach Marina~1-3 min · fuel and supplies
Gulf beaches~3-6 min · Madeira Beach sand
John's Pass Village~5-10 min · shops, dining, boardwalk
Downtown St. Petersburg~25-35 min · arts and dining
Tampa International Airport (TPA)~35-45 min · via SR 60 / Causeway
Clearwater~20-30 min · beaches and downtown

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near North Madeira ShoresMadeira Beach with Momentum Realty’s local guides.

KGKapok GrandSeminole, FL · 0.7 miLBLong BayouSt. Petersburg, FL · 0.8 miBPBay Point Estates,Madeira BeachMadeira Beach, FL · 0.8 miBPBay Point EstatesMadeira Beach, FL · 0.8 miLPLone Palm BeachMadeira Beach, FL · 0.8 miBCBoca Ciega PointSt. Petersburg, FL · 0.9 miMSMadeira ShoresMadeira BeachMadeira Beach, FL · 0.9 miGSGulf ShoresMadeira BeachMadeira Beach, FL · 1.0 miBPBay Pines EstatesSt. Petersburg, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
North Madeira Shores (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

North Madeira Shores is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any North Madeira Shores address.

The takeaway

What is actually shaping value in North Madeira Shores: the deep-water waterfront near the marina, the barrier-island flood and insurance picture, the seawall, dock, and lift reads, and the city rental rules. Each item is sourced and linked.

Recent Developments in North Madeira Shores

Our read on what is being built around North Madeira Shores, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishDeep-water waterfront supports demand, while the defining watch items are the barrier-island flood and insurance picture, the seawall and lift, and the rental rules.

Deep-water waterfront near the marina anchors demand

Ongoing
BullishMajor impact
SignificanceRadius: Community

Deep-water lots with lifts and quick Gulf and Intracoastal access near the marina are a scarce, durable draw.

Barrier-island flood and insurance is the watch item

2024-2025
BearishMajor impact
SignificanceRadius: Community

The 2024 storms brought surge to the Pinellas barrier islands; read the elevation and flood and insurance, and whether a home was elevated or rebuilt.

Seawall, dock, and lift condition is a real line item

Ongoing
NeutralNotable impact
SignificanceRadius: Community

On the water the seawall, dock, and lift are major assets and costs; inspect and budget them, and confirm permits.

City rental rules shape the use

2025
NeutralNotable impact
SignificanceRadius: Community

Confirm Madeira Beach's short-term rental rules if you plan to rent; they can change.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting North Madeira Shores, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. September 2024
    Storm

    2024 storms bring surge to the Pinellas barrier islands

    Hurricanes Helene and Milton in 2024 drove record storm surge into low-lying barrier-island neighborhoods across Pinellas County, including Madeira Beach, with impact varying by elevation and home. Why it matters: Read the elevation, the flood zone, whether a home was flooded or rebuilt, and any substantial-improvement limits. Source

Development alerts for North Madeira ShoresGet a short monthly email when something new is approved, funded, or opens near North Madeira Shores.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in North Madeira Shores, this is the order of operations we would run, and the one we run for our clients.

1

Read the flood and insurance first. Pull the elevation, flood zone, and a real insurance quote, and whether the home was flooded or rebuilt after 2024.

2

Inspect the seawall, dock, and lift. On the water these are major assets and costs; budget any repair and confirm permits before you offer.

3

Read the lot and frontage. Wide Intracoastal frontage and open-bay views drive premium value; confirm depth and access for your boat.

4

Confirm the rental rules and improvement limits. Verify Madeira Beach short-term rental rules and any FEMA substantial-improvement caps.

5

Compare barrier-island waterfront options, and cross-shop Brightwater Beach Estates and nearby waterfront enclaves.

Best Buy
A well-kept or elevated waterfront home with a sound seawall, dock, and lift
Biggest Risk
A flooded, non-elevated home with a heavy insurance load or failing seawall
Best Lot
A deep-water lot with wide frontage, a maintained seawall, and a permitted lift
Smart Timing
Confirm the elevation, the flood and insurance, the seawall, and the rules
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

North Madeira Shores is a waterfront single-residential neighborhood in Madeira Beach, in the 33708 ZIP, on the Gulf barrier island in Pinellas County, fronting Boca Ciega Bay and the Intracoastal Waterway. Public sources describe waterfront lots on quiet cul-de-sacs, some pie-shaped with wide Intracoastal frontage and open-bay views, with docks and boat lifts accommodating vessels up to fifty feet and the Madeira Beach Marina less than a quarter mile away. The defining factors in value are the water and the lot: the frontage and waterfront position, the seawall, dock, and lift, the home condition and elevation, the barrier-island flood and insurance picture, and any rental rules drive the real cost of ownership and resale.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Renovation Opportunity

Original or storm-affected waterfront homes priced for elevation or rebuild, the entry into the deep-water market for buyers who will invest.

Lowest entry
The Updated Waterfront Home

Updated or elevated homes with a sound seawall, dock, and lift, the heart of the resale market here.

Most inventory
The Premium Deep-Water Estate

Renovated or new waterfront estates with the widest frontage and best open-bay views, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Renovation Opportunity
Original or storm-affected waterfront homes priced for elevation or rebuild, the entry into the deep-water market for buyers who will invest.
The Updated Waterfront Home
Updated or elevated homes with a sound seawall, dock, and lift, the heart of the resale market here.
The Premium Deep-Water Estate
Renovated or new waterfront estates with the widest frontage and best open-bay views, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within Madeira BeachStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in North Madeira Shores

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The deep water and the open bay sell the home. The deal is won or lost on the lot, the seawall, and the flood read.

Jon Brooks · Founder, Momentum Realty
7.6B+ · Buy Score
Resale Strength7.6/10
Renovation Risk6.4/10
Location Efficiency8.6/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage4.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on North Madeira Shores is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In North Madeira Shores, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

North Madeira Shores in 15 seconds.

Best forBoaters who want a deep-water waterfront home with a lift near the Madeira Beach Marina.
Biggest advantageDeep-water lots with wide Intracoastal frontage and open Boca Ciega Bay views near the marina.
Biggest riskBarrier-island flood and insurance and seawall condition on coastal lots.
Sweet spotA well-kept or elevated waterfront home with a sound seawall, dock, and lift.
Avoid ifYou want an inland, high-and-dry, low-insurance home or no flood homework.

HOA, CDD & Fees

15-Second Take
  • Waterfront single-family, confirm any HOA
  • Flood and windstorm insurance is the big cost
  • Deep-water lots with lifts to 50 feet
  • Inspect the seawall, dock, and lift
  • Confirm elevation and any rebuild after 2024

Public sources describe North Madeira Shores as a single-family waterfront neighborhood; confirm whether the specific home carries any HOA or deed restriction. There is no CDD. The defining cost here is flood and windstorm insurance on a barrier-island waterfront home; pull a real quote.

There is no described community amenity package; the value is the home, the deep-water lot, the dock and lift, and the open-bay views. Confirm any deed restrictions for a specific property.

This is a waterfront residential neighborhood rather than a club community; the marina, the Gulf beaches, and John's Pass are the nearby amenities.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In North Madeira Shores, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Brightwater, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your North Madeira Shores home worth?

Get a no-obligation home value based on real comparable sales in North Madeira Shores matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in North Madeira Shores on the map →
Or get your North Madeira Shores home value & selling guide →

Real comps, not a Zestimate.

North Madeira Shores Market Scorecard

Strong seller's market

North Madeira Shores is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is North Madeira Shores?
It is a waterfront single-residential neighborhood in Madeira Beach, in the 33708 ZIP, on the Gulf barrier island, fronting Boca Ciega Bay and the Intracoastal near the Madeira Beach Marina.
Can I keep a boat here?
Public sources describe deep-water lots with docks and boat lifts accommodating vessels up to fifty feet, with the marina less than a quarter mile away. Confirm the depth, the lift, and the route for the specific home and your vessel.
What kind of homes are here?
Public sources describe waterfront single-family homes on quiet cul-de-sacs, some on pie-shaped lots with wide Intracoastal frontage and open-bay views. Read the specific home's condition and elevation.
Is it in a flood zone?
As a barrier-island waterfront neighborhood, it carries significant flood and windstorm exposure that varies by elevation and home. Pull the elevation, the flood zone, and a real insurance quote before you offer.
Did the 2024 hurricanes affect this area?
The 2024 storms brought surge to the Pinellas barrier islands, including Madeira Beach, with impact varying by elevation. Confirm whether a home was flooded or rebuilt and any substantial-improvement limits.
Is there an HOA?
Public sources describe a single-residential neighborhood; confirm any HOA or deed restriction for the specific home. There is no CDD.
Can I rent out a home here?
Madeira Beach short-term rental rules apply and can change. Confirm the current rules before planning a rental.
How far are the beaches and shops?
The Gulf beaches are minutes away, with John's Pass Village and the marina close by and downtown St. Pete roughly twenty-five to thirty-five minutes by car.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. On a waterfront home where the seawall, the elevation, and the flood picture swing value, having your own representation is the highest-leverage decision you make.
Who is the best real estate agent for North Madeira Shores?
The best agent for North Madeira Shores is one who actively works Madeira Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for North Madeira Shores.
How do I find a top Madeira Beach real estate agent who knows North Madeira Shores?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows North Madeira Shores and the wider Madeira Beach area.
Can Momentum Realty connect me with an agent for North Madeira Shores?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your North Madeira Shores purchase or sale — no call center and no pressure.
Boaters who want a deep-water home with a lift near the marinaExcellent fit
Buyers who want wide-open Boca Ciega Bay views on a quiet cul-de-sacExcellent fit
Buyers drawn to barrier-island living near shops and the GulfExcellent fit
Buyers who will read the seawall, the flood, and the rental rulesExcellent fit
Buyers who will budget barrier-island insurance and seawall upkeepExcellent fit
Buyers who want an inland, high-and-dry, low-insurance homeProbably not
Anyone seeking the lowest possible carrying costProbably not
Buyers who will not read the barrier-island flood and insurance pictureProbably not
Buyers who want a large inland lot away from the waterProbably not
Buyers who will not budget elevation or rebuild costsProbably not

Get the inside read on North Madeira Shores

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your North Madeira Shores home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty North Madeira Shores specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in North Madeira Shores — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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