Waterford Lakes at Silverleaf
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Waterford Lakes at Silverleaf is a small enough pocket of St. Augustine that the numbers move on a handful of sales rather than a large sample. With only 6 closings feeding this snapshot and 7 active listings, the median price of $264,950 and median price per square foot of $209.50 reflect the specific mix of homes that happened to trade, not a broad, stable trend line. Buyers should read the median as a starting orientation point rather than a precise valuation of any single property.
At 14 months of supply and a buyer-leaning market posture, sellers here are not in a position to dictate terms. Median days on market of 64 confirms it: homes are sitting past the two-month mark before going under contract. For a buyer, that translates into real negotiating room on price, closing costs, or repairs. For a seller, it means pricing has to be sharp from day one and the home needs to show well, because there is enough active inventory relative to the pace of closings that an overpriced listing will simply sit.
Waterford Lakes at Silverleaf right now
🟢 Buyer-leaning market. 21.6 months of supply and 10% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 23, 2026. Confidence: High (10 active and pending listings, 5 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($260K) is down 11.9% from the prior 12 months ($295K).Momentum Research, record-level realMLS closed sales, 12-month windows ending August 23. Confidence: Low (5 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Waterford Lakes at Silverleaf market snapshot (as of August 23, 2026): the median sale price is about $260K ($206 per sq ft over the trailing 12 months of closed sales), a median 58 days on market for closed sales, and 21.6 months of supply, a buyer-leaning market. The trailing-12-month median is down 12% from the prior 12 months, computed from record-level realMLS closed sales (5 closings in the current window).
With just 7 homes active and 6 recent closings, Waterford Lakes at Silverleaf trades in small numbers, which is part of why the current 14-month supply reading and buyer-leaning posture matter more here than in higher-volume communities.
The setting & the homes.
Aerial and on-site photos of Waterford Lakes at Silverleaf. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Waterford Lakes at Silverleaf
Waterford Lakes at Silverleaf
Waterford Lakes at Silverleaf
Waterford Lakes at Silverleaf
Waterford Lakes at Silverleaf
Waterford Lakes at Silverleaf
Waterford Lakes at Silverleaf
Waterford Lakes at SilverleafPhotos from realMLS listings in Waterford Lakes at Silverleaf; content deemed reliable but not guaranteed.
Who Waterford Lakes at Silverleaf is best for.
Best for
- Buyers with a flexible timeline who can negotiate patiently in a market averaging 64 days on market.
- Buyers targeting a purchase near the $264,950 median who are comfortable with a small, low-volume comp set.
- Sellers willing to price sharply against $209.50 per square foot rather than testing the top of the market.
Probably not for
- Buyers who need a large sample of recent closings to feel confident about pricing precision.
- Sellers expecting a quick sale in a market currently running about 14 months of supply.
- Anyone hoping a quick online number can replace a sale-by-sale review of the 6 closings behind this data.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($260K) IS the median in the snapshot above, and the move from 2025 ($295K) IS the -11.9% one-year change.
Windows contain 3 to 201 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
38% of homes for sale in ZIP 32092 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-18).
Waterford Lakes at Silverleaf Market Scorecard
Waterford Lakes at Silverleaf is currently a buyer-leaning market. About 21.6 months of supply, a median asking price of $309,000, and homes go under contract in about 110 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Waterford Lakes, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Waterford Lakes at Silverleaf
Live MLS inventory for Waterford Lakes at Silverleaf. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 173 daysTop listing
Active · 17 daysActive · 156 days
Active · 503 days
Active · 1 days
Active · 206 days
Active · 102 days
Active · 110 days
Active · 81 days
Active · 2 daysActive and pending Waterford Lakes at Silverleaf listings as of 2026-08-24, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Waterford Lakes at Silverleaf on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Waterford Lakes at Silverleaf
- Pool · reported on 11 of 12 listings
- Gated · reported on 10 of 12 listings
- Fitness Center · reported on 9 of 12 listings
- Security Gate · reported on 8 of 12 listings
- Clubhouse · reported on 7 of 12 listings
- Children's Pool · reported on 6 of 12 listings
- Maintenance Grounds · reported on 5 of 12 listings
- Playground · reported on 4 of 12 listings
- Jogging Path · reported on 2 of 12 listings
- Tennis Court(s) · reported on 1 of 12 listings
- Basketball Court · reported on 1 of 12 listings
- Dog Park · reported on 1 of 12 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Waterford Lakes at Silverleaf are close: the nearest coffee is about 3 minutes away.
- Foxtail Coffee Co. & Kelly's Ice Cream Silver Leaf · Coffee3 min
- Publix Super Market at Silverleaf Market · Groceries5 min
- The Windy City On Wheels · Dining5 min
- St. Johns Commons · Shopping10 min
- Clinica de la vista · Health12 min
- Bluegreen Vacations Grande Villas at World Golf Village · Parks13 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Wards Creek Elementary (St. Johns)FLDOE grade A · Public K-5
- Pacetti Bay Middle (St. Johns)FLDOE grade A · Public 6-8
- Tocoi Creek High (St. Johns)FLDOE grade A · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Waterford Lakes at Silverleaf address.
Recent Developments in Waterford Lakes at SilverLeaf
Development, infrastructure, retail, and school activity affecting Waterford Lakes at SilverLeaf, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.
- June 2026Development
Baptist Health opens first phase of SilverLeaf medical campus
Baptist Health opened the first phase of its SilverLeaf medical campus on June 23 at 8595 St. Johns Parkway, a 58,979 square foot building about 3 miles north of International Golf Parkway. The opening phase houses primary care offices and a wellness center and provides cardiology, rehabilitation, and laboratory services, with orthopedic and neurology specialists scheduled to begin seeing patients in the fall. The campus and village sit within the same SilverLeaf master plan.
What it may mean for the marketA hospital system campus inside the master plan may shorten routine care trips for Waterford Lakes at SilverLeaf residents as specialties come online.
Source: Jacksonville Today - June 2026Schools
New SilverLeaf K-8 on track to open for 2026-2027 with attendance boundary changes
A new K-8 campus under construction on Courtney Vista Drive in the SilverLeaf area is set to open for the 2026-2027 year, designed for roughly 1,500 students and opening with kindergarten through seventh grade. Along with a companion campus in Nocatee, the openings are expected to shift attendance boundaries for nearly 2,000 students across SilverLeaf area neighborhoods. The campus and village sit within the same SilverLeaf master plan.
What it may mean for the marketZoning for Waterford Lakes at SilverLeaf could change as the new campus opens, so buyers may want to confirm current attendance boundaries with the district.
Source: First Coast News - March 2026Retail & Dining
Publix opens largest Northeast Florida store at SilverLeaf Parkway
Publix opened a 55,700 square foot store at 1975 SilverLeaf Parkway near International Golf Parkway and St. Johns Parkway, its largest location in Northeast Florida and a showcase of the chain's newest prototype. Features include a Publix Pours beer, wine, and coffee bar and an expanded deli, with an adjacent liquor store and inline retail at the center. The campus and village sit within the same SilverLeaf master plan.
What it may mean for the marketAn anchor grocer inside the master plan may reduce everyday drive times for Waterford Lakes at SilverLeaf households and support additional inline retail.
Source: Jacksonville Daily Record - June 2025Parks & Amenities
St. Johns County breaks ground on $36M Silverleaf Sportsplex
County officials held a June 20 groundbreaking for the Silverleaf Sportsplex, a roughly $36 million regional athletic complex on about 40 acres at Timberwolf Trail and County Road 16A, alongside the Shearwater Community Park project. Plans include four synthetic turf multipurpose fields, three natural grass fields, a lighted stadium field with track, playground, and concessions, with opening targeted for early 2027. The campus and village sit within the same SilverLeaf master plan.
What it may mean for the marketA county sportsplex minutes from Waterford Lakes at SilverLeaf could add recreation capacity that master planned communities have historically leaned on for resale appeal.
Source: St. Johns County - April 2022Builder Activity
DR Horton Aspen townhome in Waterford Lakes featured in the 2022 Parade of Homes
NEFBA's Parade of Homes archive lists the Aspen, a two bedroom townhome of 1,210 square feet priced at 324,260 dollars, with the neighborhood recorded as SilverLeaf Waterford Lakes. The entry ran in the 2022 Parade, and the listing notes the gated village's own pool, splash pad, fitness center and covered pavilion.
What it may mean for the marketParade inclusion at this price point may have positioned Waterford Lakes as the master plan's most attainable gated townhome option that year.
Source: NEFBA Parade of Homes
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Waterford Lakes at Silverleaf buying strategy.
If we were buying in Waterford Lakes at Silverleaf today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford Lakes at Silverleaf.
A thin market with room to negotiate
The core figures for Waterford Lakes at Silverleaf: a median sale price of $264,950, a median of $209.50 per square foot, and a median 64 days on market across the 6 closings in this window. Against 7 active listings, that works out to roughly 14 months of supply as of 2026-07-11 — a buyer-leaning market by any standard reading of that ratio.
That combination of low transaction volume and a long months-of-supply figure is worth sitting with before making an offer or setting a list price. A 64-day median time on market means the homes that did sell were not moving quickly, and with more active inventory than the recent pace of closings can absorb in a short span, pricing discipline matters more than usual. Buyers have room to negotiate; sellers need a realistic number tied to $264,950 and $209.50 per square foot rather than to what a home might have fetched in a faster market.
The location and the amenities are priced into every listing in Waterford Lakes at Silverleaf. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Waterford Lakes at Silverleaf buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.0). Basis: Recent Direction -11.9% year-over-year; Liquidity & Demand 21.6 months of supply; Pricing Power 98.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with only 7 active listings and 6 recent closings, there is no shortcut to a hand-prepared read of value — a quick online estimate cannot account for the specific condition and pricing history behind each of those few transactions. Momentum builds valuations off the realmls feed data directly, sale by sale, so a buyer or seller gets a number tied to what has actually closed in Waterford Lakes at Silverleaf, not a generic algorithmic guess.
Waterford Lakes at Silverleaf in 15 seconds.
HOA, CDD & Fees
- No CDD
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Waterford Lakes at Silverleaf buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford Lakes at Silverleaf sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterford Lakes at Silverleaf, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterford Lakes at Silverleaf home worth?
Get a no-obligation home value based on real comparable sales in Waterford Lakes at Silverleaf, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Waterford Lakes at Silverleaf on the map →
Frequently Asked Questions
What is the median home price in Waterford Lakes at Silverleaf?
How long do homes in Waterford Lakes at Silverleaf take to sell?
Is Waterford Lakes at Silverleaf a buyer's or seller's market right now?
What schools serve Waterford Lakes at Silverleaf?
Who is the best real estate agent for Waterford Lakes at Silverleaf?
How do I find a top St. Augustine real estate agent who knows Waterford Lakes at Silverleaf?
Can Momentum Realty connect me with an agent for Waterford Lakes at Silverleaf?
Should you buy in Waterford Lakes at Silverleaf?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Waterford Lakes at Silverleaf with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 23, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 23, 2026 |
| Under-contract shares | realMLS records, as of 2026-08-18 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2022 (381 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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