Waterford Lakes at SilverLeaf Homes for Sale in St. Augustine (SilverLeaf), FL

Waterford Lakes is the townhome neighborhood of SilverLeaf, built by D.R. Horton in new-code construction. Plans run two and three bedrooms around 1,500 to 1,800 square feet with one- and two-car garages, sized for function rather than minimal footprints. The format is shared-wall, HOA-maintained-exterior, lock-and-leave living that suits first buyers, downsizers, and commuters. Positions matter more than lots here: end units gain light and privacy, water and preserve backdrops gain view, and interior rows are the value lane. The whole package sits inside SilverLeaf's no-CDD tax line, which is the structural difference from most new product on the corridor.

Waterford Lakes runs its own amenity complex, a zero-entry pool with a sun shelf , a splash pad for the stroller set, and a fitness center , neighborhood-scale facilities that the HOA funds without assessment financing. Beyond the complex, SilverLeaf's trail network and growing master-plan amenities arrive phase by phase, with the commercial core designed to rise inside the plan.

The conservation frame is the part renderings undersell: 3,500+ permanent acres around the plan keep the long-term setting green while the build-out runs. The honest counterweight is the build-out itself, construction traffic and evolving streetscapes are a years-long neighbor, and today's errands run 8-15 minutes out to the CR-210 and WGV corridors until SilverLeaf's own retail matures.

Read the townhome HOA documents first: the coverage split, roofs, paint, exterior, and the insurance line, defines both your monthly and the resale pitch. Verify SilverLeaf's no-CDD status by pulling the parcel tax bill. Confirm what D.R. Horton inventory and incentives remain, because resales price against them while they last. New-code construction prices insurance favorably, but clarify the HOA-versus-owner insurance split and pull a parcel-level FEMA flood determination on pond-adjacent positions before the inspection period. Check leasing rules if you are underwriting any rental use, and confirm any warranty transfers.

Against nearby attached-product plays, Waterford Lakes wins on the no-CDD tax line and loses on amenity scale. Many corridor townhome communities bundle a CDD assessment or a larger lake campus into the monthly; Waterford Lakes counters with a clean tax bill and a neighborhood-scale complex. TrailMark, a St. Johns master plan to the west, sells a stronger amenity and trail identity but carries its own structure. The honest fork most buyers face is townhome versus older single-family at the same payment: a new-code townhome with a clean bill and HOA-maintained exteriors, against an older single-family with a yard and a renovation curve. We price both sides truthfully, the all-in monthly usually decides it.

Waterford Lakes fits the buyer who wants new-code, lock-and-leave living with SilverLeaf's no-CDD tax line and the St. Johns school zone, and who is comfortable owning through years of master-plan build-out. If a clean tax bill and low-maintenance ownership matter more than a finished community and a private yard, this is a strong attainable entry into a top corridor.