Silver Lake
Homes for Sale in St. Augustine, FL
All 1,183 homes for sale in St. Augustine, FL · median $486,990 · 473 homes for sale in 32092 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 1 closed sale in Silver Lake in St. Augustine, FL, the most recent in May 2026. Across St. Augustine as a whole, 3,770 homes closed in the last 12 months at a median of $439,900, 50 median days on market, with 1,251 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,920 ($5,410 with the full homestead exemption).
Silver Lake sits in St. Augustine, within St. Johns County, and the honest starting point is that we're working from a thin data snapshot here. Without a median price, days-on-market, or inventory count in front of me, I'm not going to invent one. What I can tell you is that pricing in a community like this is driven far more by the individual property — condition, lot, and how a home is finished — than by any blanket neighborhood number.
For buyers, that means the diligence is on the specific home, not the ZIP code. For sellers, it means presentation and condition do the heavy lifting on where you land. Until we pull a live comp set for a given address, treat any single figure you see quoted elsewhere with skepticism.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Silver Lake right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Silver Lake is a St. Augustine community in St. Johns County; the value story here runs at the property level, so the right read comes from a current, address-specific comp pull rather than a headline neighborhood number.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Silver Lake is best for.
Best for
- Buyers who want to stay in St. Johns County and will judge a home on its own condition and lot
- Sellers willing to invest in presentation, since condition drives where a listing lands here
- Buyers who value a diligence-first process over a fast, number-only pitch
Probably not for
- Buyers who need a firm price range or valuation before touring specific homes
- Sellers expecting a guaranteed sale figure without a current comp analysis
- Buyers who want a decision made purely on a headline neighborhood statistic
The market around Silver Lake
Silver Lake is too small for its own price trend, so here is the market around it.
In ZIP 32092, 713 homes are on the market and 32% are under contract — a fast-moving corner of St. Augustine.
Across St. Johns County, 1,898 homes are active and 814 pending (30% under contract).
In ZIP 32092 (St. Augustine), 1,975 homes closed in the last 12 months at a median of $449K ($213/sq ft), down 1.1% year over year, with a median 40 days on market. Right now 406 active and 220 pending listings put supply at about 2.5 months — a healthy market. See the live ZIP 32092 housing market and the St. Johns County market.
ZIP and county figures describe the wider market, not Silver Lake specifically. Momentum Research analysis of MLS records.
The Silver Lake buying strategy.
If we were buying in Silver Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Lake.
The location and the amenities are priced into every listing in Silver Lake. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work St. Johns County daily and we won't hand you a recycled neighborhood stat as if it settles the question. For Silver Lake we build the read from live, address-specific comps and tell you plainly when the fit is wrong. That candor is the whole point of working with us.
Silver Lake in 15 seconds.
Tools for a Silver Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Lake home worth?
Get a no-obligation home value based on real comparable sales in Silver Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Augustine →
Should you buy in Silver Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-11-08 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Silver Lake
Development, infrastructure, retail, and school activity affecting Silver Lake, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Clay school district says one-mill referendum renews, not raises, property tax
The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.
What it may mean for the marketThe outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The site is about 11 miles west of Silver Lake.
Source: Clay Today - September 2026Development
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
What it may mean for the marketNew hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 9 miles north of Silver Lake.
Source: Jacksonville Today - August 2026Schools
St. Johns County school board moves ahead with design of SilverLeaf-area high school costing about $100 million
The board approved moving forward with design and architecture for a high school on Parcel 38, with cost estimated at roughly $100 million and possibly up to $120 million as design progresses. Construction is expected to take about three years. A board workshop on full project scope is being prepared.
What it may mean for the marketA new high school in the SilverLeaf area would add school capacity for the fast-growing northwest part of the county. The project is about 6 miles northwest of Silver Lake, elsewhere in St. Johns County.
Source: News4JAX - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 13 miles west of Silver Lake.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 7 miles north of Silver Lake.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 7 miles north of Silver Lake.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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