River Shores Plantation
Homes for Sale in Stuart, FL
All 688 homes for sale in Stuart, FL · median $422,000 · 189 homes for sale in 34994 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of November 2026, River Shores Plantation in Stuart, FL has 1 home for sale. Homes listed or recently sold were built 1982–1990; 4 of 4 report an HOA (median $81/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft).
Last 30 days in River Shores Plantation: 2 closed sales (median $475,000). As of November 7, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

River Shores Plantation sits in Stuart's quiet interior, minutes from both the Intracoastal and downtown. Without data on recent closings, what sets price here is lot size, canal frontage, and condition — this is the kind of community where deferred maintenance shows immediately and updates command real premiums. Homes on water typically run well above interior lots, and buyers should expect wide spreads based on how much work a seller has done in the past decade.
The market posture is unknown without recent sales, but Stuart neighborhoods like this tend to move more deliberately than coastal hot spots. If you're a buyer, expect negotiation room on older inventory and be prepared to pay for turnkey waterfront. If you're selling, condition and curb appeal will determine whether you sit or move quickly.
Figures in this note are as of July 16, 2026. The live market numbers elsewhere on this page update nightly and are newer.
River Shores Plantation right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of November 6, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 7, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
River Shores Plantation is an established Stuart neighborhood east of US-1, convenient to downtown and the bridges. No active HOA amenities are advertised, so the value proposition here is location and waterfront access, not resort-style common areas.
BeachesMLS sales records identify 15 homes in River Shores Plantation that have changed hands since 2009, built between 1982 and 1994 (median 1989), with a median living area of about 1,852 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 7 qualified sales in River Shores Plantation across 2024–2025 (4 in 2024, 3 in 2025), median $445,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of River Shores Plantation. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Beaches MLS listings in River Shores Plantation; content deemed reliable but not guaranteed.
Who River Shores Plantation is best for.
Best for
- Buyers who want Stuart walkability and Intracoastal proximity without resort HOA fees.
- Boaters looking for canal access at a lower price point than newer gated waterfront.
- Renovators or cash buyers comfortable evaluating older homes and budgeting for deferred maintenance.
Probably not for
- Buyers who need turnkey condition and don't want to manage updates themselves.
- Anyone expecting a clubhouse, pool, or active social calendar — amenities here are zero.
- Investors counting on rapid appreciation without investing in condition — this market rewards improvement, not neglect.
The market around River Shores Plantation
River Shores Plantation is too small for its own price trend, so here is the market around it.
In ZIP 34994, 208 homes are on the market and 11% are under contract — a slower corner of Stuart.
Across Martin County, 1,379 homes are active and 307 pending (18% under contract).
In ZIP 34994 (Stuart), 35 homes closed in the last 12 months at a median of $175K ($245/sq ft), with a median 36 days on market. Right now 4 active listings. See the live ZIP 34994 housing market and the Martin County market.
ZIP and county figures describe the wider market, not River Shores Plantation specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in River Shores Plantation
Live MLS inventory for River Shores Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending River Shores Plantation listings as of 2026-11-06, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
River Shores Plantation on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Felix A. Williams · Elementary
- Stuart · Middle
- Jensen Beach · High
Zoned schools reflect the assignments reported on recent River Shores Plantation listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any River Shores Plantation address.
Shop the zone: Homes zoned for Jensen Beach High School
The River Shores Plantation buying strategy.
If we were buying in River Shores Plantation today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in River Shores Plantation.
Established Stuart interior, water optional
River Shores Plantation is mature single-family, built out decades ago, with tree-lined streets and a mix of canal-front and interior lots. Some homes back to water; others sit on dry land half a mile from the Intracoassal. There is no gate, no clubhouse, no pool — amenities are strictly what you own. That appeals to buyers who want Stuart location without monthly dues, but it means you're paying for house and lot alone.
The neighborhood is close enough to downtown Stuart to walk to Flagler Avenue if you're inclined, and you're five minutes from beaches via the bridge. Canal homes offer direct Intracoastal or St. Lucie River access depending on which finger you're on; interior lots are suburban and quiet. Condition varies widely — some homes have been renovated, others show their age. Buyers need to budget for inspection and potential updates unless the seller has already done the work.
The location and the amenities are priced into every listing in River Shores Plantation. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
River Shores Plantation requires a broker who knows Stuart waterfront nuances — which canals are direct-access, which flood, and what older homes actually cost to bring current. Momentum's agents walk properties with you, flag deferred maintenance before you're in contract, and negotiate hard on inspection items. We also know when a seller is overpriced for condition and will tell you to wait or look elsewhere. If you're selling, we stage and price to move, not to test the market for six months.
River Shores Plantation in 15 seconds.
Tools for a River Shores Plantation buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed River Shores Plantation sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in River Shores Plantation, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your River Shores Plantation home worth?
Get a no-obligation home value based on real comparable sales in River Shores Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in River Shores Plantation
Homes in River Shores Plantation that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1904 NW 22nd Street · off market
| Location | Stuart, Martin County, FL · ZIP 34994 |
|---|---|
| Homes in the community | 77 (FL DOR 2025 assessment roll) |
| Years built | 1961–2023 (median 1985) |
| Typical living area | 1,912 sq ft (median) |
| Amenities listed by sellers | Tennis Court(s), Boating, Gated with Guard, Security Gate, Fire Sprinkler System, Gated Community |
| For sale right now | 1 active, 0 pending · median asking $895,000 · 4.0 months of supply |
| Owner-occupied (homestead) share | 78% |
Data as of November 6, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “River Shores Plantation key facts,” movewithmomentum.com/neighborhoods/river-shores-plantation, data as of November 6, 2026.
Housing distress & ownership in River Shores Plantation, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Every Home for Sale in River Shores Plantation Right Now (1)
All 1 active and pending River Shores Plantation listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1863 NW 22nd Street · $895,000 · 5 bd / 3 ba · listed Aug 8, 2026 · listed by Illustrated Properties - SP Collective
Recently sold in River Shores Plantation
- 1904 Nw 22Nd Street · sold $475,000
- 1904 Nw 22Nd Street · sold $475,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Stuart home searches
- All homes for sale in Stuart, FL
- Homes for sale in Martin County, FL
- Gated communities in Stuart
- Stuart home values: what is my house worth?
Stuart guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Martin County)
- Homestead exemption (Martin County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
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11% of homes for sale in ZIP 34994 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-07).
What it really costs to own in River Shores Plantation
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $4,364/yr across 3 listings here (MLS tax records, 2026-11-07). |
|---|---|
| HOA dues | Median $81/month across 4 MLS listings (most billed monthly; 2026-11-07). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1982 across 3 listings. An original roof here would be about 44 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in River Shores Plantation
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about River Shores Plantation
Have a question about the homes, fees, rules or commute here? A Momentum agent who works River Shores Plantation will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
Is River Shores Plantation a buyer's or seller's market right now?
How many homes are in River Shores Plantation?
What share of River Shores Plantation is owner-occupied?
When were the homes in River Shores Plantation built?
Who is the best real estate agent for River Shores Plantation?
How do I find a top Stuart real estate agent who knows River Shores Plantation?
Can Momentum Realty connect me with an agent for River Shores Plantation?
Where is River Shores Plantation, and what county is it in?
Should you buy in River Shores Plantation?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: November 6, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34994)) |
| Under-contract shares | Beaches MLS records, as of 2026-11-06 |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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