River Shores Plantation in Stuart

River Shores Plantation
Homes for Sale in Stuart, FL

All 688 homes for sale in Stuart, FL · median $422,000 · 189 homes for sale in 34994 · Martin County homes for sale

Community in Stuart · Martin County · ZIP 34994
77 homesBuilt 1961–2023
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Photo via Beaches MLS

Built fromLive Beaches MLS dataFL DOR public recordsUpdated twice daily

As of November 2026, River Shores Plantation in Stuart, FL has 1 home for sale. Homes listed or recently sold were built 1982–1990; 4 of 4 report an HOA (median $81/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft).

Last 30 days in River Shores Plantation: 2 closed sales (median $475,000). As of November 7, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · River Shores Plantation Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Martin: 18% (307 of 1,686)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
78%
Owner-occupied · River Shores Plantation
64 of 82 parcels homesteaded (FL DOR 2025)
22%
Non-owner-occupied · River Shores Plantation
incl. 15% trust or LLC-held · 5% out-of-state
77
Homes in the community
plus 5 vacant residential lots · 82 residential parcels (FL DOR 2025)
Track record · 0 years of records
7
Recorded sales · 2024-2025
median $445K · qualified sales on the county roll (FL DOR 2025)
1961–2023
Years homes were built
median 1985 · county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 16, 2026

River Shores Plantation sits in Stuart's quiet interior, minutes from both the Intracoastal and downtown. Without data on recent closings, what sets price here is lot size, canal frontage, and condition — this is the kind of community where deferred maintenance shows immediately and updates command real premiums. Homes on water typically run well above interior lots, and buyers should expect wide spreads based on how much work a seller has done in the past decade.

The market posture is unknown without recent sales, but Stuart neighborhoods like this tend to move more deliberately than coastal hot spots. If you're a buyer, expect negotiation room on older inventory and be prepared to pay for turnkey waterfront. If you're selling, condition and curb appeal will determine whether you sit or move quickly.

Figures in this note are as of July 16, 2026. The live market numbers elsewhere on this page update nightly and are newer.

River Shores Plantation Housing Pulse · Momentum Research · as of November 6, 2026

River Shores Plantation right now

🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of November 6, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 7, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

River Shores Plantation is an established Stuart neighborhood east of US-1, convenient to downtown and the bridges. No active HOA amenities are advertised, so the value proposition here is location and waterfront access, not resort-style common areas.

BeachesMLS sales records identify 15 homes in River Shores Plantation that have changed hands since 2009, built between 1982 and 1994 (median 1989), with a median living area of about 1,852 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 7 qualified sales in River Shores Plantation across 2024–2025 (4 in 2024, 3 in 2025), median $445,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want Stuart walkability and Intracoastal proximity without resort HOA fees.
  • Boaters looking for canal access at a lower price point than newer gated waterfront.
  • Renovators or cash buyers comfortable evaluating older homes and budgeting for deferred maintenance.

Probably not for

  • Buyers who need turnkey condition and don't want to manage updates themselves.
  • Anyone expecting a clubhouse, pool, or active social calendar — amenities here are zero.
  • Investors counting on rapid appreciation without investing in condition — this market rewards improvement, not neglect.

The market around River Shores Plantation

River Shores Plantation is too small for its own price trend, so here is the market around it.

In ZIP 34994, 208 homes are on the market and 11% are under contract — a slower corner of Stuart.

Across Martin County, 1,379 homes are active and 307 pending (18% under contract).

In ZIP 34994 (Stuart), 35 homes closed in the last 12 months at a median of $175K ($245/sq ft), with a median 36 days on market. Right now 4 active listings. See the live ZIP 34994 housing market and the Martin County market.

ZIP and county figures describe the wider market, not River Shores Plantation specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in River Shores Plantation

Live MLS inventory for River Shores Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending River Shores Plantation listings as of 2026-11-06, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Felix A. Williams · Elementary
  • Stuart · Middle
  • Jensen Beach · High

Zoned schools reflect the assignments reported on recent River Shores Plantation listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any River Shores Plantation address.

If we were buying in River Shores Plantation today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in River Shores Plantation.

Best Buy
Buyers who want Stuart location and optional water access without paying for amenities they won't use.
Biggest Risk
Condition spreads are wide, and older inventory can sit; buyers must budget for updates on anything not recently renovated.
Sweet Spot
A canal-front home that's been maintained, where you're paying for location and access, not deferred work.
Avoid If
You want a gate, a pool, and neighbors who all repaint on the same schedule — this is independent-lot suburbia, not a managed community.

Established Stuart interior, water optional

River Shores Plantation is mature single-family, built out decades ago, with tree-lined streets and a mix of canal-front and interior lots. Some homes back to water; others sit on dry land half a mile from the Intracoassal. There is no gate, no clubhouse, no pool — amenities are strictly what you own. That appeals to buyers who want Stuart location without monthly dues, but it means you're paying for house and lot alone.

The neighborhood is close enough to downtown Stuart to walk to Flagler Avenue if you're inclined, and you're five minutes from beaches via the bridge. Canal homes offer direct Intracoastal or St. Lucie River access depending on which finger you're on; interior lots are suburban and quiet. Condition varies widely — some homes have been renovated, others show their age. Buyers need to budget for inspection and potential updates unless the seller has already done the work.

“

The location and the amenities are priced into every listing in River Shores Plantation. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

River Shores Plantation requires a broker who knows Stuart waterfront nuances — which canals are direct-access, which flood, and what older homes actually cost to bring current. Momentum's agents walk properties with you, flag deferred maintenance before you're in contract, and negotiate hard on inspection items. We also know when a seller is overpriced for condition and will tell you to wait or look elsewhere. If you're selling, we stage and price to move, not to test the market for six months.

River Shores Plantation in 15 seconds.

Best forBuyers who want Stuart location and optional water access without paying for amenities they won't use.
Biggest advantageClose to downtown and beaches, no mandatory HOA, and direct lot-to-lot negotiation on price and condition.
Biggest riskCondition spreads are wide, and older inventory can sit; buyers must budget for updates on anything not recently renovated.
Sweet spotA canal-front home that's been maintained, where you're paying for location and access, not deferred work.
Avoid ifYou want a gate, a pool, and neighbors who all repaint on the same schedule — this is independent-lot suburbia, not a managed community.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed River Shores Plantation sales matched to your home.

What is your River Shores Plantation home worth?

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Real comps, not an automated estimate.

Recently off market in River Shores Plantation

Homes in River Shores Plantation that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

River Shores Plantation key facts
LocationStuart, Martin County, FL · ZIP 34994
Homes in the community77 (FL DOR 2025 assessment roll)
Years built1961–2023 (median 1985)
Typical living area1,912 sq ft (median)
Amenities listed by sellersTennis Court(s), Boating, Gated with Guard, Security Gate, Fire Sprinkler System, Gated Community
For sale right now1 active, 0 pending · median asking $895,000 · 4.0 months of supply
Owner-occupied (homestead) share78%

Data as of November 6, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “River Shores Plantation key facts,” movewithmomentum.com/neighborhoods/river-shores-plantation, data as of November 6, 2026.

Housing distress & ownership in River Shores Plantation, Stuart

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 13 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-11-06)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Every Home for Sale in River Shores Plantation Right Now (1)

All 1 active and pending River Shores Plantation listings with a detail page, newest first, refreshed twice a day from the MLS.

How much local inventory is already under contract

11% of homes for sale in ZIP 34994 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-07).

What it really costs to own in River Shores Plantation

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $4,364/yr across 3 listings here (MLS tax records, 2026-11-07).
HOA duesMedian $81/month across 4 MLS listings (most billed monthly; 2026-11-07). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1982 across 3 listings. An original roof here would be about 44 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in River Shores Plantation

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about River Shores Plantation

Have a question about the homes, fees, rules or commute here? A Momentum agent who works River Shores Plantation will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

Is River Shores Plantation a buyer's or seller's market right now?
As of November 6, 2026, River Shores Plantation is roughly balanced: 4.0 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in River Shores Plantation?
The Florida DOR 2025 assessment roll shows 77 homes plus 5 vacant residential lots in River Shores Plantation (public records).
What share of River Shores Plantation is owner-occupied?
78% of River Shores Plantation parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in River Shores Plantation built?
Homes in River Shores Plantation were built between 1961 and 2023, with a median year built of 1985 (FL DOR 2025 roll).
Who is the best real estate agent for River Shores Plantation?
The best agent for River Shores Plantation is one who actively works Stuart and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for River Shores Plantation.
How do I find a top Stuart real estate agent who knows River Shores Plantation?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows River Shores Plantation and the wider Stuart area.
Can Momentum Realty connect me with an agent for River Shores Plantation?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your River Shores Plantation purchase or sale - no call center and no pressure.
Where is River Shores Plantation, and what county is it in?
River Shores Plantation is in Stuart, Martin County, FL, ZIP 34994. The community's center is about 2 miles northwest of the center of Stuart (straight-line).
Buyers who want Stuart walkability and Intracoastal proximity without resort HOA fees.Excellent fit
Boaters looking for canal access at a lower price point than newer gated waterfront.Excellent fit
Renovators or cash buyers comfortable evaluating older homes and budgeting for deferred maintenance.Excellent fit
Buyers who need turnkey condition and don't want to manage updates themselves.Probably not
Anyone expecting a clubhouse, pool, or active social calendar — amenities here are zero.Probably not
Investors counting on rapid appreciation without investing in condition — this market rewards improvement, not neglect.Probably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: November 6, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 34994))
Under-contract sharesBeaches MLS records, as of 2026-11-06
Historical depthClosed-sale records back to 2026 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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