Estuary
Homes for Sale in Stuart, FL
All 261 homes for sale in Stuart, FL · median $459,000 · 173 homes for sale in 34994 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 20 closed sales in Estuary in Stuart, FL since 2004, the most recent in March 2026. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).
Villages & sections of Estuary
Estuary in Stuart, FL is a master-planned community recorded as 3 named villages and sections in the MLS; 1 home is for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Estuary at Nrs Condo · 1 for sale
- Estuary Condo (Aka Long Bay Plantation Condo) · 2 sold/12 mo
- Villas at Estuary
| Location | Stuart, Martin County, FL · ZIP 34994 |
|---|---|
| Homes in the community | 52 (FL DOR 2025 assessment roll) |
| Years built | 2002–2004 (median 2003.0) |
| Typical living area | 1,856 sq ft (median) |
| Owner-occupied (homestead) share | 71% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Estuary key facts,” movewithmomentum.com/neighborhoods/estuary--martin, data as of September 20, 2026.

Estuary in Stuart presents a slower-paced market with homes taking just under four months to sell and a median price of $450,000. At $224 per square foot, the pricing reflects Martin County's waterfront-adjacent positioning but without the compressed timelines seen in faster coastal markets. The three closings in the trailing quarter signal low inventory turnover rather than high demand.
For buyers, the extended days-on-market creates negotiation room that evaporates in tighter communities. Sellers need to price decisively and understand that condition and presentation will drive the timeline more than location alone. This is a market where patience is currently rewarded on both sides of the table.
Nearby homes for sale
No active listings inside Estuary right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Estuary is a Stuart community in Martin County where homes are taking longer to move and pricing reflects both the county's appeal and the current market's slower tempo.
BeachesMLS sales records identify 8 homes in Estuary that have changed hands since 2005, built between 1982 and 2003 (median 2002), with a median living area of about 1,953 sq ft and a typical 3-bedroom, 2-bath layout; 62% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Estuary across 2024–2024, median $515,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Estuary is best for.
Best for
- Buyers seeking a Stuart address near water access with a budget around the median and no timeline pressure
- Investors comfortable with slower appreciation curves and longer hold periods in exchange for Martin County's market fundamentals
- Relocators who prioritize location and individual property over shared amenity packages
Probably not for
- Buyers who need to close quickly or expect multiple competing offers to validate their purchase decision
- Anyone requiring clubhouse, pool, or programmed community activities as part of the ownership experience
- Flippers or short-term holders counting on rapid turnover and immediate equity capture
The market around Estuary
Estuary is too small for its own price trend, so here is the market around it.
In ZIP 34994, 214 homes are on the market and 22% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34994 (Stuart), 223 homes closed in the last 12 months at a median of $275K ($224/sq ft), up 6.6% year over year, with a median 68 days on market. Right now 48 active and 6 pending listings put supply at about 4.4 months — a buyer's market. See the live ZIP 34994 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Estuary specifically. Momentum Research analysis of MLS records.
Estuary by the numbers
From county property records and closed MLS sales for the Estuary subdivision: 8 homes on record; built 1982–2003; typical size about 1,909 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 62%, condo 25%, townhome 12%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2005 | 1 | $565,000 |
| 2006 | 1 | $484,900 |
| 2011 | 1 | $165,000 |
| 2013 | 1 | $220,000 |
| 2014 | 2 | $115,000 |
| 2018 | 2 | $505,550 |
Newest recorded sale: $672,100 on 2018-10-31.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
Housing distress & ownership in Estuary, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The Estuary buying strategy.
If we were buying in Estuary today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Estuary.
What the numbers tell us about Estuary today
The median days-on-market of 116 tells you this is not a bidding-war environment. Homes are sitting, which means buyers have time to inspect, negotiate, and make measured decisions. The median price of $450,000 and per-square-foot figure of $224 are data points, not ceilings or floors—individual sale prices will vary widely based on condition, water access, and how a home shows.
Three closings over the trailing three months is a thin sample. It suggests limited inventory churn, not a flood of activity. Buyers should expect choice to be constrained by what comes to market rather than by competition from other offers. Sellers should recognize that standing out—through pricing, staging, or property improvements—becomes more critical when absorption is this slow.
Without identified community amenities in current MLS data, Estuary's value proposition rests on location within Stuart and proximity to Martin County's waterways and beaches rather than on clubhouse or pool features. Buyers looking for resort-style community programming will need to look elsewhere or rely on Stuart's public amenities.
The location and the amenities are priced into every listing in Estuary. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a slower-moving market like Estuary, the difference between a listing that sits and one that moves is often strategic pricing and honest staging advice. Momentum brokers will walk a property with you and tell you what needs to change before it goes live, and we'll pull comps that reflect current absorption—not last year's headlines. For buyers, we know when to push and when an offer at list is already generous, and we'll tell you if a home's condition justifies the ask or if you should keep looking.
Estuary in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Estuary buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Estuary sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Estuary, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Estuary home worth?
Get a no-obligation home value based on real comparable sales in Estuary, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
Frequently Asked Questions
How many homes are in Estuary?
What share of Estuary is owner-occupied?
When were the homes in Estuary built?
Who is the best real estate agent for Estuary?
How do I find a top Stuart real estate agent who knows Estuary?
Can Momentum Realty connect me with an agent for Estuary?
Where is Estuary, and what county is it in?
Should you buy in Estuary?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34994)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Estuary fits the bigger picture — live prices, inventory, and Momentum Scores:
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