Riverside Oaks Sanford
Homes for Sale in Tarpon Springs, FL
All 310 homes for sale in Tarpon Springs, FL · median $422,500 · 206 homes for sale in 34689 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, riverside oaks in Tarpon Springs, FL has 6 homes for sale and 3 pending, asking from $499,900 to $709,000 (median $557,495). Homes listed or recently sold were built 2020 - 2026 with 14 new construction; 19 of 21 report an HOA (median $144/mo); 5 of the 20 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft).
Last 30 days in Riverside Oaks Sanford: 3 under contract right now, 1 closed sale (median $700,001). As of October 24, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Riverside Oaks Sanford
Live MLS inventory for Riverside Oaks Sanford. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 56 daysTop listing
Active · 299 days
Active · 27 days
Active · 123 days
Active · 160 days
Active · 240 days
Active · 35 days
Pending · 66 days
Pending · 212 daysActive and pending Riverside Oaks Sanford listings as of 2026-10-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2025. Tap any home to ask about it.
Riverside Oaks Sanford right now
🟡 Balanced market. 3.8 months of supply and 30% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (10 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 24, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Riverside Oaks Sanford. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Riverside Oaks SanfordRiverside Oaks SanfordRiverside Oaks SanfordRiverside Oaks SanfordRiverside Oaks SanfordRiverside Oaks SanfordRiverside Oaks SanfordRiverside Oaks SanfordPhotos from Stellar MLS listings in Riverside Oaks Sanford; content deemed reliable but not guaranteed.
The market around Riverside Oaks Sanford
Riverside Oaks Sanford is too small for its own price trend, so here is the market around it.
In ZIP 34689, 247 homes are on the market and 22% are under contract — a steady corner of Tarpon Springs.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
ZIP and county figures describe the wider market, not Riverside Oaks Sanford specifically. Momentum Research analysis of MLS records.
Riverside Oaks Sanford on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Riverside Oaks Sanford
- Pool · reported on 23 of 25 listings
- Gated Community - No Guard · reported on 15 of 25 listings
- Gated · reported on 14 of 25 listings
- Community Mailbox · reported on 12 of 25 listings
- Deed Restrictions · reported on 11 of 25 listings
- Playground · reported on 7 of 25 listings
- Irrigation-Reclaimed Water · reported on 5 of 25 listings
- Clubhouse · reported on 4 of 25 listings
- Gated Community · reported on 4 of 25 listings
- Golf Carts OK · reported on 1 of 25 listings
- Trail(s) · reported on 1 of 25 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Midway Elementary · Elementary
- Millennium Middle · Middle
- Seminole High · High
Zoned schools reflect the assignments reported on recent Riverside Oaks Sanford listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Riverside Oaks Sanford address.
Shop the zone: Homes zoned for Seminole High High School
The Riverside Oaks Sanford buying strategy.
If we were buying in Riverside Oaks Sanford today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Riverside Oaks Sanford.
A closer look at the Riverside Oaks Sanford market
Inventory runs at 3.8 months of supply, a balanced market.
The location and the amenities are priced into every listing in Riverside Oaks Sanford. The deal is won or lost on condition, the comps, and the renovation math.
What it really costs to own in Riverside Oaks Sanford
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $144/month across 18 MLS listings (most billed quarterly; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Seminole County is $1,572/yr (1,203 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 20 listing addresses checked against the FEMA flood map, 75% sit outside the high-risk zone and 25% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2025 across 19 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Riverside Oaks Sanford
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Riverside Oaks Sanford
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Riverside Oaks Sanford will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $144/month (about $1,724/yr) · median of 18 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $144 per month ($1,724 a year) - the median AssociationFee across 18 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 20 sampled listing addresses in this community: 75% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 25% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=20) · as of 2026-10
Tools for a Riverside Oaks Sanford buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Riverside Oaks Sanford sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Riverside Oaks Sanford, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Riverside Oaks Sanford home worth?
Get a no-obligation home value based on real comparable sales in Riverside Oaks Sanford, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Tarpon Springs →
Recently off market in riverside oaks
Homes in riverside oaks that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 1058 Gloryland Court · off market
- 1062 Gloryland Court · off market
- 3392 Bluff Oak Lane · off market
- 3412 Bluff Oak Lane · off market
- 3437 Mclain Preserve Point · off market
- 3682 Arbordale Loop · off market
| Location | Tarpon Springs, Pinellas County, FL · ZIP 34689 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Pool, Gated Community - No Guard, Gated, Deed Restrictions, Community Mailbox, Irrigation-Reclaimed Water |
| For sale right now | 7 active, 3 pending · median asking $610,000 · 3.8 months of supply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2025. Market figures describe homes, not residents. Cite as: Momentum Realty, “Riverside Oaks Sanford key facts,” movewithmomentum.com/neighborhoods/riverside-oaks-sanford, data as of September 20, 2026.
Housing distress & ownership in riverside oaks, Tarpon Springs
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Riverside Oaks Sanford
The newest homes for sale in Riverside Oaks Sanford right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 3552 Stonebriar Lane $499,900 · 3 bd · 2 ba · 2,400 sq ft · listed Aug 26, 2026 Courtesy of ASSIST 2 SELL FOUTZ REALTY
- 3607 Arbordale Loop $610,000 · 4 bd · 3 ba · 2,255 sq ft · listed Jul 24, 2026 Courtesy of FLORIDA IN MOTION REALTY INC
- 3678 Arbordale Loop $595,000 · 4 bd · 3 ba · 2,380 sq ft · listed Jun 8, 2026 Courtesy of ORLANDO TBI REALTY LLC
- 3540 Stonebriar Lane $519,000 · 4 bd · 3 ba · 2,123 sq ft · listed May 2, 2026 Courtesy of HORIZON WEST REALTY
- 3393 Bluff Oak Lane $519,990 · 3 bd · 2 ba · 2,226 sq ft · listed Feb 11, 2026 Courtesy of CHARLES RUTENBERG REALTY ORLANDO
- 3610 Arbordale Loop $709,000 · 4 bd · 3 ba · 3,297 sq ft · listed Dec 11, 2025 Courtesy of NOVA REAL ESTATE SERVICES INC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Riverside Oaks Sanford Right Now (9)
All 9 active and pending Riverside Oaks Sanford listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3552 Stonebriar Lane · $499,900 · 3 bd / 2 ba · listed Sep 10, 2026 · listed by Assist 2 Sell Foutz Realty
- 3606 Stonebriar Lane · $719,000 · 4 bd / 3.5 ba · listed Aug 14, 2026 · listed by Orlando Tbi Realty Llc
- 3607 Arbordale Loop · $610,000 · 4 bd / 3 ba · listed Aug 14, 2026 · listed by Florida In Motion Realty Inc
- 3686 Arbordale Loop · $699,000 · 4 bd / 3 ba · pending · listed Aug 6, 2026 · listed by Orlando Tbi Realty Llc
- 3678 Arbordale Loop · $595,000 · 4 bd / 3 ba · listed by Orlando Tbi Realty Llc
- 3540 Stonebriar Lane · $539,000 · 4 bd / 3 ba · listed by Horizon West Realty
- 1031 Gloryland Court · $685,000 · 3 bd / 3 ba · pending · listed by Orlando Tbi Realty Llc
- 3393 Bluff Oak Lane · $519,990 · 3 bd / 2 ba · listed by Charles Rutenberg Realty Orlando
- 3610 Arbordale Loop · $709,000 · 4 bd / 3 ba · listed by Nova Real Estate Services Inc
Recently sold in Riverside Oaks Sanford
- 3682 Arbordale Loop · sold $700,001
- 3412 Bluff Oak Lane · sold $512,000
- 1058 Gloryland Court · sold $607,000
- 1062 Gloryland Court · sold $699,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Tarpon Springs home searches
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- Tarpon Springs home values: what is my house worth?
Tarpon Springs guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Pinellas County)
- Homestead exemption (Pinellas County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Hillside Drive (19 homes on record)
- Riverside Drive (9 homes on record)
- Hillside Drive (2 homes on record)
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Seminole County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Seminole County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
23% of homes for sale in ZIP 32771 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-25).
RIVERSIDE OAKS Market Scorecard
RIVERSIDE OAKS is currently a buyer's market. About 7.0 months of supply, a median asking price of $595,000, and homes go under contract in about 138 days.
Typical home value in the 32771 ZIP is $359,227, about 2.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Riverside Oaks Sanford a buyer's or seller's market right now?
Who is the best real estate agent for Riverside Oaks Sanford?
How do I find a top Tarpon Springs real estate agent who knows Riverside Oaks Sanford?
Can Momentum Realty connect me with an agent for Riverside Oaks Sanford?
Where is Riverside Oaks Sanford, and what county is it in?
Is Riverside Oaks Sanford in a flood zone?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (22 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on Riverside Oaks Sanford
- Home values · What homes in Riverside Oaks Sanford actually sell for
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