S & F
Homes for Sale in St. Petersburg, FL
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 1960–1963. As of September 2026, the MLS records 5 closed sales in S & F Sub in St Petersburg, FL since 2021, the most recent in November 2025. Across St Petersburg as a whole, 3,719 homes closed in the last 12 months at a median of $435,000, 44 median days on market, with 1,078 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $8,430 ($7,620 with the full homestead exemption).
S & F is an older St Petersburg subdivision where the housing stock itself does most of the talking. With a median build year of 1959 inside a span that runs from 1925 to 2024, condition and renovation history — not lot size or amenities — are what separate one listing from the next.
The high homestead share, just over 80%, tells you this is a market shaped by long-held primary residences rather than quick investor turnover. That tends to mean fewer listings hit at once, and the ones that do often reflect decades of ownership, for better or worse on the update front.
The 60-Second Overview
S & F sits in St Petersburg, Pinellas County, with 317 homes spanning nearly a century of construction. It reads as an established, non-amenitized subdivision where the age and condition of individual homes matter more than any shared community feature.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who S & F is best for.
Best for
- Buyers who want an established St Petersburg location and are comfortable evaluating homes individually rather than by neighborhood amenity package.
- Buyers or renovators looking for older housing stock with room to update or reconfigure.
- Long-term buyers comfortable with a market where turnover is limited and homes tend to stay in the same hands for years.
Probably not for
- Buyers who want a community with a clubhouse, pool, or other organized shared amenities.
- Buyers who need move-in-ready condition guaranteed across the board, given the wide build-year spread.
- Buyers expecting frequent listing turnover or a fast-moving inventory pipeline.
The market around S & F
S & F is too small for its own price trend, so here is the market around it.
In ZIP 33710, 200 homes are on the market and 28% are under contract — a steady corner of St Petersburg.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 33710 (St Petersburg), 628 homes closed in the last 12 months at a median of $402K ($309/sq ft), down 1.6% year over year, with a median 44 days on market. Right now 169 active and 45 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 33710 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not S & F specifically. Momentum Research analysis of MLS records.
S F Sub Market Scorecard
S F Sub is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33710 ZIP is $385,807, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in S & F
Live MLS inventory for S & F. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending S & F listings as of 2026-09-13, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2025. Tap any home to ask about it.
S & F on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The S & F buying strategy.
If we were buying in S & F today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in S & F.
A century of housing stock in one subdivision
A 1925-to-2024 build range inside a single subdivision is wide. It means original mid-century homes sit alongside recent construction or rebuilds, and buyers touring this area will see real variation in systems, layouts, and finish level from one address to the next. The median build year of 1959 anchors the neighborhood's character, but it is not a reliable proxy for what any one listing actually offers.
Median living area of 1,536 square feet points to modest-footprint homes as the norm, consistent with the era most of the stock was built. No community amenities were identified from current MLS listings, so this is not a subdivision selling on shared pools, gates, or clubhouses — the case for buying here has to be made on the house and the location, not on community infrastructure.
The location and the amenities are priced into every listing in S & F. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision with this much age spread and no amenity package to fall back on, the diligence is all in the details — permit history, renovation scope, and how a specific home's condition stacks up against its era. We walk that comparison line by line before you write an offer, and we price listings against what similar-vintage homes have actually required, not just what they list for.
S & F in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a S & F buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed S & F sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in S & F, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your S & F home worth?
Get a no-obligation home value based on real comparable sales in S & F, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in S & F on the map →
Should you buy in S & F?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 13, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2021 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how S & F fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for S & F. These are the public schools most often assigned to other communities in ZIP 33710; zones change and vary by address, so confirm with the district before you buy.
- Azalea Elementary · Public · FLDOE grade A (assigned to 3 nearby communities)
- Tyrone Middle · Public · FLDOE grade B (assigned to 3 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about S & F
Where is S & F?
S & F is a community in St Petersburg, Pinellas County, Florida, ZIP 33710.
Are there homes for sale in S & F right now?
Yes — 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does S & F have an HOA or CDD?
No HOA is on record for S & F in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near S & F with Momentum Realty’s local guides.