Sail Harbor
Homes for Sale in Tarpon Springs, FL
All 310 homes for sale in Tarpon Springs, FL · median $422,500 · 206 homes for sale in 34689 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Sail Harbor in Tarpon Springs, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $995,000, $228 per square foot, a median 129 days on market, sellers accepting 76% of original asking. Homes listed or recently sold were built 1989 - 2002; 5 of 5 report an HOA (median $21/mo); 1 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $19,290 ($18,480 with the full homestead exemption).
Sail Harbor right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 24, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sail Harbor market snapshot (as of September 20, 2026): the median sale price is about $995K ($228 per sq ft over the trailing 12 months of closed sales), a median 129 days on market for closed sales, and 4.0 months of supply, a balanced market.
In ZIP 34689 (Tarpon Springs), 444 homes closed in the last 12 months at a median of $390K ($244/sq ft), down 4.9% year over year, with a median 67 days on market. Right now 95 active and 24 pending listings put supply at about 4.4 months - a buyer's market. See the live ZIP 34689 housing market and the Pinellas County market.
County records show 5 qualified sales in Sail Harbor across 2024 - 2025 (3 in 2024, 2 in 2025), median $1.38M - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Sail Harbor is a community of 76 homes in Tarpon Springs, Pinellas County, built between 1957 and 2023 (median 1997.0), with a median living area of about 3,792 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Sail Harbor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Sail HarborPhotos from Stellar MLS listings in Sail Harbor; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($995K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2025. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
17% of homes for sale in ZIP 34689 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-25).
Sail Harbor Market Scorecard
Sail Harbor is currently a balanced market. About 4.0 months of supply, a median asking price of $1,500,000, and homes go under contract in about 111 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Sail Harbor
Live MLS inventory for Sail Harbor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Sail Harbor listings as of 2026-10-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2025. Tap any home to ask about it.
Sail Harbor on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Sail Harbor listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Sail Harbor address.
The Sail Harbor buying strategy.
If we were buying in Sail Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sail Harbor.
A closer look at the Sail Harbor market
At a median of $228 per square foot, Sail Harbor prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.0 months of supply, a balanced market. Homes that do trade take a median 129 days on market, useful leverage on any listing that has lingered.
The housing stock is 76 homes built between 1957 and 2023, and 72% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Sail Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sail Harbor buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.4). Basis: Liquidity & Demand 4.0 months of supply; Owner Commitment 72% owner-occupied; Pricing Power 75.8% sale-to-list. Refreshed with each data update.
What it really costs to own in Sail Harbor
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $250/year across 5 listings (2026-10-24), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1991 across 5 listings. An original roof here would be about 35 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Sail Harbor
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Sail Harbor
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sail Harbor will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues in MLS listings look inconsistent here (median entry $250/year across 5 listings). Confirm the current dues with the association
- Any club/amenity membership is billed separately
MLS listings here mostly enter association dues as billed annually, but the median entry is only $250 a year across 5 records, which usually means a quarterly or monthly amount was entered as annual. Ask the association or the listing agent for the current dues and what they cover before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sail Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sail Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sail Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sail Harbor home worth?
Get a no-obligation home value based on real comparable sales in Sail Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Tarpon Springs →
Last 30 days in Sail Harbor: 1 new listing (median asking $950,000), 1 under contract right now. As of October 24, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | Tarpon Springs, Pinellas County, FL · ZIP 34689 |
|---|---|
| Homes in the community | 76 (FL DOR 2025 assessment roll) |
| Years built | 1957–2023 (median 1997.0) |
| Typical living area | 3,792 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Sale prices, last 12 months | $995,000 median across 3 closed sales · $228 per sq ft |
| Days on market (closed sales) | 129 median |
| For sale right now | 1 active, 0 pending · median asking $1,500,000 · 4.0 months of supply |
| Owner-occupied (homestead) share | 72% |
| Zoned public schools | Pinellas County Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sail Harbor key facts,” movewithmomentum.com/neighborhoods/sail-harbor-tarpon-springs, data as of September 20, 2026.
Housing distress & ownership in Sail Harbor, Tarpon Springs
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Sail Harbor Tarpon Springs Right Now (2)
All 2 active and pending Sail Harbor Tarpon Springs listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1456 N Jasmine Avenue · $950,000 · 4 bd / 4 ba · listed Sep 24, 2026 · listed by Exp Realty Llc
- 1589 Mary Lane · $1,500,000 · 5 bd / 4.5 ba · pending · listed by Future Home Realty Inc
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Tarpon Springs guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Pinellas County)
- Homestead exemption (Pinellas County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Frequently Asked Questions
What is the median home price in Sail Harbor?
How long do homes in Sail Harbor take to sell?
Is Sail Harbor a buyer's or seller's market right now?
How many homes are in Sail Harbor?
What share of Sail Harbor is owner-occupied?
When were the homes in Sail Harbor built?
What schools serve Sail Harbor?
Who is the best real estate agent for Sail Harbor?
How do I find a top Tarpon Springs real estate agent who knows Sail Harbor?
Can Momentum Realty connect me with an agent for Sail Harbor?
Where is Sail Harbor, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34689)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Sail Harbor fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Sail Harbor
- Find an agent · How to choose the best real estate agent in Sail Harbor
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