North Lake Estates
Homes for Sale in Tarpon Springs, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, North Lake Estates in Tarpon Springs, FL has 3 homes for sale. Homes listed or recently sold were built 2025 - 2026 with 5 new construction; 5 of 5 report an HOA (median $210/mo); 2 of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft).
Homes For Sale Right Now in North Lake Estates
Live MLS inventory for North Lake Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 71 daysTop listing
Active · 294 days
Active · 203 days
Pending · 131 daysActive and pending North Lake Estates listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Tap any home to ask about it.
North Lake Estates is a small, single-phase community built out entirely in 2001, and that uniformity is the whole story on value here. With only 56 homes total and just 3 active listings as of this snapshot, there is no meaningful spread of eras or styles to price against - condition and updates inside a fairly compact, roughly 1,058-square-foot floor plan do most of the work in setting price.
The 36-month supply figure is the number that matters most for anyone transacting today. That is a deep buyer-leaning posture, and combined with a thin active count, it means pricing here gets set listing by listing rather than by a broad comparable pool. Sellers should expect negotiation room; buyers should expect time to evaluate rather than pressure to move fast.
North Lake Estates right now
🟢 Buyer-leaning market. 36.0 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (4 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
North Lake Estates is a compact, single-year-built community in Tarpon Springs, Pinellas County, where every home dates to 2001 and the current market shows a thin, buyer-leaning inventory picture rather than a fast-turnover pace.
Stellar MLS sales records identify 5 homes in North Lake Estates that have changed hands since 2026, built between 2025 and 2026 (median 2026), with a median living area of about 3,049 sq ft and a typical 4-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of North Lake Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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North Lake EstatesPhotos from Stellar MLS listings in North Lake Estates; content deemed reliable but not guaranteed.
Who North Lake Estates is best for.
Best for
- Buyers seeking a smaller-footprint home and comfortable evaluating a limited number of active listings
- Investors or buyers exploring non-primary-residence use, given the current zero homestead share
- Buyers who want negotiating leverage in a clearly buyer-leaning market and can be patient about timing
Probably not for
- Buyers who want a wide selection of floor plans, square footages, or build years to compare
- Buyers prioritizing on-site community amenities, since none are currently identified here
- Buyers who need a fast-moving market with frequent new listings to choose from
The market around North Lake Estates
North Lake Estates is too small for its own price trend, so here is the market around it.
In ZIP 34688, 70 homes are on the market and 19% are under contract — a steady corner of Tarpon Springs.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 34688 (TARPON SPRINGS), 275 homes closed in the last 12 months at a median of $248K ($192/sq ft), up 3.6% year over year, with a median 39 days on market. Right now 35 active and 9 pending listings put supply at about 5.8 months - a balanced market. See the live ZIP 34688 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not North Lake Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in NORTH LAKE ESTATES, TARPON SPRINGS
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
North Lake Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent North Lake Estates listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any North Lake Estates address.
The North Lake Estates buying strategy.
If we were buying in North Lake Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in North Lake Estates.
One build year, a thin market
There is no year-built range to parse in North Lake Estates - the entire 56-home community went up in 2001, so buyers are comparing floor plans and finish levels from the same construction era rather than weighing older stock against newer builds. Median living area sits at 1,058 square feet, which points toward a starter or downsized footprint rather than larger-format homes, and that consistency should simplify (not complicate) side-by-side comparisons once inventory is actually available to compare.
That's the catch: with only 3 active listings against a 36-month supply reading, this is a market with very little to look at and very little sense of pace. A homestead share of zero in the current data suggests these units are not being purchased and occupied as primary residences at present, which is worth factoring into how you read pricing and negotiation posture - investment or non-primary use can behave differently than an owner-occupant market. No community amenities are identified from current MLS listings, so any recreational or common-area draw would need to be verified directly rather than assumed.
The location and the amenities are priced into every listing in North Lake Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this thin - 3 active listings against a 36-month supply figure - rewards a broker who knows how to read a small data set correctly instead of forcing it into a bigger-market playbook. We pull the actual comparables from this single 2001 build cohort, flag what the homestead and amenity gaps mean for your specific goal, and negotiate from a clear read on where the real leverage sits.
North Lake Estates in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $210/month (about $2,520/yr) · median of 10 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $210 per month ($2,520 a year) - the median AssociationFee across 10 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a North Lake Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed North Lake Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in North Lake Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your North Lake Estates home worth?
Get a no-obligation home value based on real comparable sales in North Lake Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Tarpon Springs →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
North Lake Estates Market Scorecard
North Lake Estates is currently a strong buyer's market. About 36.0 months of supply, a median asking price of $1,071,990, and homes go under contract in about 204 days.
Typical home value in the 34688 ZIP is $577,909, about 4.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is North Lake Estates a buyer's or seller's market right now?
What schools serve North Lake Estates?
Who is the best real estate agent for North Lake Estates?
How do I find a top Tarpon Springs real estate agent who knows North Lake Estates?
Can Momentum Realty connect me with an agent for North Lake Estates?
Should you buy in North Lake Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how North Lake Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
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