Sawgrass Unit 03A
Homes for Sale in St Cloud, FL

Community in St Cloud · Osceola County
237 homesBuilt 1999–2004Median sale $425K
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Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily
Live · Sawgrass Unit 03A Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$425K
Median sold · 12 mo
$220/sf
Sold $/sqft · 12 mo
peak $230 in 2024
97.7%
Sale vs ask
Osceola median: 95.9%
Tempo
99days
Median DOM · closed
4 days at the 2022 low
3
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
81%
Owner-occupied · Sawgrass Unit 03A
193 of 237 parcels homesteaded (FL DOR 2025)
19%
Non-owner-occupied · Sawgrass Unit 03A
incl. 8% trust or LLC-held · 8% out-of-state
0%
Cash buyers · Sawgrass Unit 03A
0 of 3 sales, 12 mo ending June 2026
237
Homes in the community
237 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1999
Community established
homes built 1999-2004, median 2001 (FL DOR 2025)
0
Failed listings · 2023
peaked at 2 in 2017
2,151sqft
Median sold home size
12-mo windows, closed sales
1.3%/yr
Turnover rate
about 3 of 237 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Sawgrass Unit 03A is a defined pocket of 237 homes built in a tight window between 1999 and 2004, with a median living area around 2,525 square feet. When the stock is this uniform in age and size, price is driven less by square footage and more by condition and updates — a home carrying original finishes will trade well below one that has been renovated, even at similar footprints. The median sits at $425,000, roughly $220 per square foot, and the spread around that number is a condition story more than a size story.

The current posture favors patience on both sides. A median of 99 days on market is slow, so sellers should price to the condition they actually offer and expect the home to sit if it is overpriced or dated. Buyers, in turn, have room to be deliberate — this is not a market where you are forced to overbid to compete.

The 60-Second Overview

Sawgrass Unit 03A market snapshot (as of July 13, 2026): the median sale price is about $425K ($220 per sq ft over the trailing 12 months of closed sales), and a median 99 days on market for closed sales.

Sawgrass Unit 03A is a community of 237 homes in St Cloud, Osceola County, built between 1999 and 2004 (median 2001), with a median living area of about 2,525 square feet. 81% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

This is an established St Cloud community of early-2000s homes on a consistent scale, where a high homestead share — over 80% owner-occupied — points to a settled, primary-residence neighborhood rather than a rental-heavy one.

Best for

  • Primary-residence buyers targeting a settled, owner-occupied neighborhood around the mid-$400s
  • Buyers who value roughly 2,525 square feet of space and are comfortable evaluating a home on updates
  • Patient shoppers who can wait for the right listing rather than chasing scarce inventory

Probably not for

  • Buyers who need a fast purchase-and-resale turnaround in a quick-moving market
  • Those wanting brand-new construction or a wide variety of home styles and sizes
  • Investors counting on high rental turnover in a predominantly owner-occupied pocket

Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K2014201620182020202220242026
Sold $ per sq ft · trailing 12 mo
$100$150$2002014201620182020202220242026
Up from $105 in 2014 to a $230 peak in 2024; $220 now.
Median days on market · closed sales
0501002014201620182020202220242026
4 days at the 2022 low; 99 now.
Sale price vs original ask · median
95%100%105%2014201620182020202220242026
97.7% now vs Osceola 95.9%.
Homes sold per 12-mo window
02462014201620182020202220242026
0 to 6 a year; 3 in the current window.
Sellers who gave up · failed listings per year
0122014201620222023
Canceled, expired, or withdrawn. 2 quit in 2017; 0 so far in 2023. The clearest stress gauge a community has.

If we were buying in Sawgrass Unit 03A today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sawgrass Unit 03A.

Best Buy
Buyers who want an established St Cloud address with consistent early-2000s homes.
Biggest Risk
A 99-day median means slow movement and thin momentum in either direction.
Sweet Spot
An updated home near the median that has been priced to its condition.
Avoid If
You need to sell fast or expect a quick, competitive resale.

A condition-driven market with a slow clock

With every home built inside a five-year window and a median around 2,525 square feet, Sawgrass Unit 03A offers unusual consistency. That works in a buyer's favor for comparison shopping: the variable you are really evaluating is what has been done to the house — roof, HVAC, kitchens, baths — because the bones are broadly similar across the community. The $425,000 median is a useful anchor, but treat it as a midpoint, not a ceiling or floor.

The 99-day median days-on-market is the number to respect. It tells you homes here are not clearing quickly, which rewards a seller who preps and prices honestly and a buyer who is willing to wait for the right listing. The strong homestead share suggests turnover is measured, so inventory in this specific pocket can be thin at any given moment.

The location and the amenities are priced into every listing in Sawgrass Unit 03A. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this uniform, the money is made or lost on condition and pricing, not on square-footage math. We read each listing against the $425,000 median and the slow days-on-market reality, tell sellers exactly what updates move the needle, and help buyers separate a genuinely renovated home from a cosmetically staged one before they write an offer.

Sawgrass Unit 03A in 15 seconds.

Best forBuyers who want an established St Cloud address with consistent early-2000s homes.
Biggest advantageUniform age and size make comparison shopping unusually clean.
Biggest riskA 99-day median means slow movement and thin momentum in either direction.
Sweet spotAn updated home near the median that has been priced to its condition.
Avoid ifYou need to sell fast or expect a quick, competitive resale.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sawgrass Unit 03A sales matched to your home.

What is your Sawgrass Unit 03A home worth?

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Sawgrass Unit 03A?
The median sale price in Sawgrass Unit 03A was $425K over the 12 months ending July 13, 2026 (3 closed sales, Stellar MLS).
How long do homes in Sawgrass Unit 03A take to sell?
Homes that closed in the 12 months ending July 13, 2026 took a median 99 days on market (3 sales, Stellar MLS).
How many homes are in Sawgrass Unit 03A?
The Florida DOR 2025 assessment roll shows 237 homes in Sawgrass Unit 03A (public records).
What share of Sawgrass Unit 03A is owner-occupied?
81% of Sawgrass Unit 03A parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Sawgrass Unit 03A built?
Homes in Sawgrass Unit 03A were built between 1999 and 2004, with a median year built of 2001 (FL DOR 2025 roll).
Do cash buyers compete in Sawgrass Unit 03A?
Cash buyers took 0% of Sawgrass Unit 03A sales in the 12 months ending June 2026 (0 of 3 closings, Stellar MLS).
Who is the best real estate agent for Sawgrass Unit 03A?
The best agent for Sawgrass Unit 03A is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Sawgrass Unit 03A.
How do I find a top St Cloud real estate agent who knows Sawgrass Unit 03A?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Sawgrass Unit 03A and the wider St Cloud area.
Can Momentum Realty connect me with an agent for Sawgrass Unit 03A?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Sawgrass Unit 03A purchase or sale - no call center and no pressure.
Primary-residence buyers targeting a settled, owner-occupied neighborhood around the mid-$400sExcellent fit
Buyers who value roughly 2,525 square feet of space and are comfortable evaluating a home on updatesExcellent fit
Patient shoppers who can wait for the right listing rather than chasing scarce inventoryExcellent fit
Buyers who need a fast purchase-and-resale turnaround in a quick-moving marketProbably not
Those wanting brand-new construction or a wide variety of home styles and sizesProbably not
Investors counting on high rental turnover in a predominantly owner-occupied pocketProbably not

Data sources & freshness

Community market statsStellar MLS closed sales, 12-month windows ending July 13, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (5 streets, ZIP 34772))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2014 (27 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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