Scenic Terrace
South Homes for Sale in Lake Hamilton, FL

Master-planned single-residential community · Polk County · ZIP 33851

A master-planned single-residential community in the Town of Lake Hamilton, the new-construction read for value buyers in northeast Polk County.

Lake HamiltonNew constructionHOA and CDD

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

This is a multi-builder, multi-phase master plan, so the honest read is the builder and phase you buy in, plus the HOA and CDD math, not one townwide average. Confirm the homesite, the floor plan, the dues, and the CDD assessment per parcel.

Free · No obligation

Unlock Off-Market Scenic Terrace South

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Supply

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Seller Leverage

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Median $/Sqft

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1-Yr Price Change

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Jon's Current Read

"Scenic Terrace South is a master-planned, single-residential community in the Town of Lake Hamilton in Polk County, originally entitled as a Cassidy Homes planned unit development and now built out by several builders (GrowthSpotter, 2022). Because it is a multi-builder, multi-phase plan, the read is not one townwide average but the specific builder, phase, floor plan, and homesite you buy, plus the carrying-cost math. Like most new Polk County master plans it carries both a homeowners association and a Community Development District, so the CDD assessment on the tax bill sits on top of the HOA dues and has to be confirmed per parcel before you fall for the base price. The draw is straightforward: new-construction homes at an entry-friendly price point between the Orlando and Tampa job markets, with quick access to US 17-92 and US 27. The caveats are the early-phase nature of a town seeing rapid residential growth, the CDD layer, and resale into a market where the builder is still selling new inventory next door. Your leverage is reading the total monthly carrying cost, the build quality of your specific builder, and the resale picture honestly before you sign."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Scenic Terrace South is a master-planned, single-family new-construction community in the Town of Lake Hamilton in Polk County, the southern companion to Scenic Terrace North in Haines City (GrowthSpotter, 2022). It was originally entitled as a Cassidy Homes planned unit development, with public reporting describing roughly 700 approved lots plus an added 30 acres for about 146 more homes (GrowthSpotter, 2022).

Today the community is built out by several national and regional builders, with active sections from builders such as Taylor Morrison, Casa Fresca Homes, Starlight Homes, Century Communities, and Stanley Martin Homes (builder community pages, 2026). Homes are single-family on 40 and 50 foot homesites, with builder pages citing roughly 1,455 to over 3,000 square feet and pricing generally starting in the low 300s range; confirm the exact size, beds, baths, and price for any specific home and phase.

Because this is a master plan with both a homeowners association and a Community Development District, the money math is the carrying cost, not just the sticker price. The Scenic Terrace South Community Development District was created by ordinance of the Town Council of Lake Hamilton under Chapter 190 of the Florida Statutes (Scenic Terrace South CDD, 2026), so a CDD assessment on the annual tax bill sits alongside the HOA dues. Confirm the current HOA dues, the CDD assessment, and any pending changes per parcel.

The pitch is new-construction value between two metros: Lake Hamilton sits along the US 17-92 corridor near US 27, with Haines City, Winter Haven, and the Orlando and Tampa job markets all within commuting reach. The work is the diligence: read the total monthly carrying cost, the build quality of your specific builder, and the resale picture while the community is still selling new homes.

Quick Match

Who Scenic Terrace South is best for.

Best for

Buyers who want new construction at an entry-friendly Polk County price
Commuters who want a midpoint between the Orlando and Tampa job markets
Buyers who value builder warranties and energy-efficient new homes
Buyers who will read the HOA dues and CDD assessment before they buy

Probably not for

Buyers who want an established, fully built-out neighborhood with mature trees
Anyone unwilling to verify the HOA and CDD carrying cost per parcel
Buyers who want a large lot, acreage, or no community association
Buyers who need to resell quickly while the builder still sells new homes

Market Pulse

How Scenic Terrace South is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

57Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Scenic Terrace South listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Scenic Terrace North or Lake Hamilton. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Scenic Terrace South buys, holds, and resells. See the five factors.

Interactive Map

Scenic Terrace South on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Scenic Terrace South trades an established setting for new-construction value, sitting along US 17-92 near US 27 with Haines City and Winter Haven close and both the Orlando and Tampa markets within commuting reach.

Drive times from the community. They are approximate and vary with traffic and your exact homesite and routine.

US 17-92 corridor~1 to 5 min · main artery

Downtown Haines City~10 to 15 min · shops and services

US 27~10 to 15 min · north-south route

Winter Haven~20 to 30 min · Legoland and dining

Posner Park shopping~20 to 30 min · retail near I-4

Walt Disney World area~30 to 45 min · via US 27 and I-4

Orlando or Tampa job markets~50 to 75 min · either metro

Distances and times are approximate and vary with traffic and the specific homesite. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Scenic TerraceSouth Homes for Sale in Lake Hamilton, FL with Momentum Realty’s local guides.

STScenic TerraceSouth Homes for Sale in Lake Hamilton, FLLake Hamilton, FL · 0.2 mi BIBrentwoodTownhomes in Davenport, FLDavenport, FL · 0.2 mi STScenic TerraceSouth Homes for Sale in Haines City, FLHaines City, FL · 0.6 mi SASun AirCountry Club Homes for Sale in Haines City, FLHaines City, FL · 1.0 mi OGOrchid GroveDavenport Homes for SaleDavenport, FL · 1.4 mi STScenic TerraceNorth Homes for Sale in Haines City, FLHaines City, FL · 1.4 mi SRSequoyah Ridge Homes for Sale in Haines City, FLHaines City, FL · 1.4 mi SASeasons atForest Creek Homes for Sale in Haines City, FLHaines City, FL · 1.5 mi BHBalmoralEstates Homes for Sale in Haines City, FLHaines City, FL · 1.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Scenic Terrace South (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Polk County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Scenic Terrace South is served by Polk County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Polk County Public Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Scenic Terrace South address.

The takeaway

What is actually shaping value at Scenic Terrace South: the original Cassidy Homes entitlement and multi-builder build-out, the Scenic Terrace South CDD assessment layer, and the rapid residential growth across the Town of Lake Hamilton and northeast Polk County. Each item is sourced.

Recent Developments in Scenic Terrace South

Development Intelligence

Our read on what is being built around Scenic Terrace South, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNew-construction demand between the Orlando and Tampa markets supports the community, with the watch items being the CDD assessment on the carrying cost and resale competition while builders still sell new inventory nearby.

Multi-builder build-out of the master plan

2026

NeutralMajor impact

SignificanceRadius: Community

Several builders sell here across phases, so the builder, floor plan, and warranty you buy matter more than a community-wide average.

Scenic Terrace South CDD assessment layer

2026

NeutralMajor impact

SignificanceRadius: Community

A Community Development District assessment on the tax bill sits on top of the HOA dues, so the full carrying cost must be confirmed per parcel.

Rapid residential growth in Lake Hamilton

2025

NeutralNotable impact

SignificanceRadius: Area

Town planners describe development arriving in large chunks, which adds rooftops and traffic and can mean living alongside active construction.

Midpoint location between Orlando and Tampa

Ongoing

BullishNotable impact

SignificanceRadius: Area

Access to US 17-92 and US 27 between two job markets underpins the commuter-value case that supports new-construction demand.

New construction versus resale competition

Ongoing

NeutralNotable impact

SignificanceRadius: Community

While builders still sell new homes nearby, early resale competes with new inventory, which is a real consideration for short-hold buyers.

Entry-friendly Polk County price point

Ongoing

BullishMinor impact

SignificanceRadius: Area

An accessible new-construction price between the metros broadens the buyer pool, though the CDD layer offsets part of the affordability.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Scenic Terrace South, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

May 2022
Development
Cassidy Homes launches Scenic Terrace North and South across Haines City and Lake Hamilton
GrowthSpotter reported that the Polk County developer was launching Scenic Terrace North in Haines City and Scenic Terrace South in Lake Hamilton, totaling over 1,300 lots, and that Cassidy Homes had added 30 acres for roughly 146 more single-family homes to the previously approved 700 in Scenic Terrace South. Why it matters: The entitlement scale and the South community in Lake Hamilton confirm a real, planned master community rather than a base plat, though the carrying-cost math still has to be read per parcel. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Scenic Terrace South buying strategy.

If we were buying in Scenic Terrace South, this is the order of operations we would run, and the one we run for our clients.

Add up the full carrying cost first. In a CDD community the HOA dues and the annual CDD assessment both matter, so confirm both per parcel before you compare the base price to anything else.

Pin down the builder and phase. Several builders sell here, so the floor plan, the included features, and the warranty depend on which builder and section you buy in.

Walk the specific homesite. Lot size, orientation, drainage, and proximity to retention ponds or the amenity area set value within the community, so see the actual homesite.

Confirm the amenities and timeline. Plans cite a community pool, playground, and dog park, so confirm what is built and what is still planned with the developer.

Cross-shop the sister community, such as Scenic Terrace North, and other Polk County master plans if pricing, phase, or commute fit better.

The Quick Decision

Best Buy

A well-sited home from a strong builder with the full carrying cost confirmed

Biggest Risk

Underbudgeting the CDD assessment on top of the HOA dues

Best Lot

A larger or better-oriented homesite away from heavy through-traffic

Smart Timing

Confirm dues, the CDD assessment, and the build phase before you sign

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Scenic Terrace South is a master-planned single-residential community rather than a single building, so the lifestyle is new-construction suburban living in the Town of Lake Hamilton. Community pages describe shared amenities including a community pool, a playground or tot lot, and a dog park, with the US 17-92 corridor, US 27, Haines City, and Winter Haven all within reach. The community has a homeowners association and sits within the Scenic Terrace South Community Development District, and several builders sell here, so amenities, dues, and the CDD assessment vary by phase and parcel. Confirm the current rules, fees, and amenity status with the developer and the associations before you buy.

Scenic Terrace South Homes For Sale

What your money buys in Scenic Terrace South.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Scenic Terrace South today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Home

A smaller single-family floor plan on a 40 foot homesite, the affordable way into the community, where builder and condition drive value.

Lowest entry

The Core Home

A mid-size three or four bedroom on a standard homesite, the heart of the community resale market.

Most inventory

The Top

A larger four or five bedroom plan on a 50 foot or premium homesite with upgraded finishes, the homes that tend to hold value best here.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Entry Home

A smaller single-family floor plan on a 40 foot homesite, the affordable way into the community, where builder and condition drive value.

The Core Home

A mid-size three or four bedroom on a standard homesite, the heart of the community resale market.

The Top

A larger four or five bedroom plan on a 50 foot or premium homesite with upgraded finishes, the homes that tend to hold value best here.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Scenic Terrace South, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Scenic Terrace South is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Scenic Terrace South holds value.

Our read on the factors that protect resale here, and the one to manage.

Home ageNew construction, recent build

HOA and CDD carrying costConfirm dues plus CDD assessment per parcel

Build-out and construction stageMulti-phase, active construction nearby

Location and commuteUS 17-92 and US 27 between two metros

Homesite and lot qualityVaries by lot, walk the specific homesite

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Scenic Terrace South

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Scenic Terrace South is a multi-builder master plan, not one townwide average. The deal is won or lost on the builder and phase, the homesite, and the HOA and CDD carrying cost.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.1B · Buy Score

Resale Strength6.8/10

Renovation Risk3.0/10

Location Efficiency7.0/10

Long-Term Defensibility6.6/10

Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Scenic Terrace South is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

In a master plan, the builder and homesite set value, not an average
Larger and better-oriented homesites tend to hold value best
Confirm the CDD assessment and term before you read the finishes
Check drainage and proximity to retention ponds per homesite
Verify which amenities are built versus still planned

In a multi-builder master plan, the part of your money the market protects is the builder and floor plan, the homesite, and the total carrying cost behind it. Larger or better-oriented homesites away from heavy through-traffic and a strong builder hold value better than a base plan on a tight lot facing a full CDD assessment. The interior can be upgraded; the lot, the location within the plan, and the carrying cost cannot be changed easily. Read the CDD assessment, the HOA dues, and the homesite first, then price the home against them.

The 15-Second Verdict

Scenic Terrace South in 15 seconds.

Best forValue buyers who want new construction between the Orlando and Tampa markets.

Biggest advantageEntry-friendly new homes with builder warranties on a master-planned community.

Biggest riskThe CDD assessment plus HOA dues and resale while the builder still sells new.

Sweet spotA well-sited home from a strong builder with the full carrying cost confirmed.

Avoid ifYou want an established neighborhood, acreage, or no community association.

HOA Dues, the CDD Assessment & Carrying Cost

15-Second Take

Add the CDD assessment to the HOA dues, not just the dues
Confirm the CDD assessment amount and term per parcel
Verify what the HOA fee covers and what it does not
Ask which amenities are built and which are still planned
Carry your own homeowners insurance on top of association costs

This is a master-planned community with a homeowners association, so a monthly or annual HOA fee applies and typically covers common-area maintenance and the shared amenities. The HOA line alone does not tell the story here, because the community also sits within a Community Development District. Confirm the current HOA dues and any pending changes per parcel from the latest community documents.

HOA fees in a community like this generally cover common-area landscaping, the amenity area, and shared upkeep, while the Community Development District assessment, billed on the annual property-tax bill, funds the infrastructure such as roads, drainage, and amenities the district financed. Owners still carry their own homeowners insurance. Verify exactly what the HOA covers, the CDD assessment amount, and how long the CDD assessment runs per parcel.

Run Your Numbers

Tools for a Scenic Terrace South buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPolk County millage and the homestead picture.Rent vs buyThe breakeven on owning in Scenic Terrace South.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Scenic Terrace South

Price to the builder, the homesite, and the carrying cost, not a townwide average.

Selling here means pricing to your specific builder, floor plan, and homesite, and to the total carrying cost a buyer will face, not a community-wide estimate. The build quality, the lot, the condition, and the HOA and CDD math are what set your number.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Scenic Terrace South, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Scenic Terrace North, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Scenic Terrace South home worth?

Get a no-obligation home value based on real comparable sales in Scenic Terrace South matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Scenic Terrace South on the map →
Or get your Scenic Terrace South home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Santa Rosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,982/mo

Santa Rosa County typical true cost to own

$204/mo

Santa Rosa County typical home insurance

Has a CDD

Bond assessment on top of taxes

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Santa Rosa County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Scenic Terrace South Market Scorecard

Thin data

Scenic Terrace South is currently a thin data. Limited supply, a median asking price of n/a.

n/a

Months supply

n/a

Median list

n/a

Median sold

n/a

Per sqft

n/a

Days on mkt

0/0/0

Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Scenic Terrace South?

It is a master-planned single-residential community in the Town of Lake Hamilton, Polk County, Florida, with mailing addresses commonly in the 33851 and Haines City 33844 ZIP codes near the US 17-92 corridor. Confirm the exact ZIP and address on any listing.

Is Scenic Terrace South different from Scenic Terrace North?

Yes. Reporting describes Scenic Terrace South in Lake Hamilton and Scenic Terrace North in Haines City as companion developments by the same original developer, with over 1,300 lots combined (GrowthSpotter, 2022). Confirm which community a listing is in.

Who developed Scenic Terrace South?

It was originally entitled as a Cassidy Homes planned unit development, with public reporting citing roughly 700 approved lots plus an added 30 acres for about 146 more homes (GrowthSpotter, 2022). It is now built out by several builders.

Which builders build in Scenic Terrace South?

Builder community pages list active sections from builders such as Taylor Morrison, Casa Fresca Homes, Starlight Homes, Century Communities, and Stanley Martin Homes (builder pages, 2026). Confirm the current builders and inventory, since offerings change as phases sell out.

What types of homes are available?

These are single-family homes on 40 and 50 foot homesites, with builder pages citing roughly 1,455 to over 3,000 square feet and three to five bedrooms. Confirm the exact size, beds, baths, and garage for any specific home.

Does Scenic Terrace South have an HOA and a CDD?

Yes. The community has a homeowners association, and it sits within the Scenic Terrace South Community Development District, created by the Town Council of Lake Hamilton under Chapter 190 of the Florida Statutes (Scenic Terrace South CDD, 2026). Confirm the HOA dues and CDD assessment per parcel.

What is a CDD assessment and how does it affect my costs?

A Community Development District assessment funds infrastructure the district financed and is billed on the annual property-tax bill, on top of the HOA dues. It can add meaningfully to your carrying cost, so confirm the amount and how long it runs for the specific parcel.

What amenities does the community have?

Builder and community pages describe a community pool, a playground or tot lot, and a dog park (community pages, 2026). Confirm which amenities are built and which are still planned, since amenity delivery is at the developer's discretion.

What schools serve Scenic Terrace South?

It is part of Polk County Public Schools, with assignment by address that can change. One builder page cites schools including South Pointe Elementary and Haines City Senior High, but always confirm the exact zoned elementary, middle, and high schools for the specific home.

What is the location and commute like?

Lake Hamilton sits along the US 17-92 corridor near US 27, with Haines City and Winter Haven close and the Orlando and Tampa job markets within commuting reach. Confirm real drive times at your real departure time.

Is Scenic Terrace South a good investment?

New construction at an entry-friendly price between two metros supports demand, but this is a still-selling master plan with a CDD, so the carrying cost and competition from new inventory shape the outcome. This is not a guarantee of future value; read the math.

Should I worry about buying in an early phase?

Lake Hamilton is seeing rapid residential growth, so confirm the build-out timeline, ongoing construction near your homesite, and which amenities are complete. Early-phase buyers may live alongside active construction for a time.

What insurance do I need as an owner?

You carry your own homeowners policy on top of any association costs, and in Florida you should review wind coverage and confirm the flood zone for the specific homesite. Get a real quote for the exact home before you buy.

How does it compare to other Polk County master plans?

Scenic Terrace South competes with other new master plans in the Haines City, Lake Hamilton, and Davenport area on price, builder, phase, and carrying cost. Which is the better buy depends on your budget, commute, and tolerance for the CDD layer.

Who is the best real estate agent for Scenic Terrace South?

The best agent for Scenic Terrace South is one who actively works Lake Hamilton and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Scenic Terrace South.

How do I find a top Lake Hamilton real estate agent who knows Scenic Terrace South?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Scenic Terrace South and the wider Lake Hamilton area.

Can Momentum Realty connect me with an agent for Scenic Terrace South?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Scenic Terrace South purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Scenic Terrace South?

An honest fit check. We will tell you when it is not your community.

Buyers who want new construction at an entry-friendly Polk County priceExcellent fit

Commuters who want a midpoint between the Orlando and Tampa marketsExcellent fit

Buyers who value builder warranties and energy-efficient new homesExcellent fit

Buyers who will read the HOA dues and CDD assessment before they buyExcellent fit

Buyers comfortable living in a still-growing, multi-phase communityExcellent fit

Buyers who want an established neighborhood with mature treesProbably not

Anyone unwilling to verify the HOA and CDD carrying cost per parcelProbably not

Buyers who want a large lot, acreage, or no community associationProbably not

Buyers who need to resell quickly against new builder inventoryProbably not

Buyers uncomfortable living alongside active construction in early phasesProbably not

Get the inside read on Scenic Terrace South

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Scenic Terrace South home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Scenic Terrace South specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Scenic Terrace South — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Scenic TerraceSouth Homes for Sale in Lake Hamilton, FL

The 60-Second Overview

Who Scenic Terrace South is best for.

Best for

Probably not for

How Scenic Terrace South is performing right now

Scenic Terrace South on the map.

How far is everything?

Nearby Communities

Schools

Polk County Public Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in Scenic Terrace South

Multi-builder build-out of the master plan

Scenic Terrace South CDD assessment layer

Rapid residential growth in Lake Hamilton

Midpoint location between Orlando and Tampa

New construction versus resale competition

Entry-friendly Polk County price point

Cassidy Homes launches Scenic Terrace North and South across Haines City and Lake Hamilton

The Scenic Terrace South buying strategy.

The full read, only if you want it.

What your money buys in Scenic Terrace South.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Scenic Terrace South holds value.

5 Mistakes Buyers Make in Scenic Terrace South

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Scenic Terrace South is different.

Which Lots & Views Hold Value Best

Scenic Terrace South in 15 seconds.

HOA Dues, the CDD Assessment & Carrying Cost

Tools for a Scenic Terrace South buy.

Price to the builder, the homesite, and the carrying cost, not a townwide average.

In Scenic Terrace South, condition and view decide your number

What is your Scenic Terrace South home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Scenic Terrace South Market Scorecard

Frequently Asked Questions

Should you buy in Scenic Terrace South?

Get the inside read on Scenic Terrace South

You are all set.

Need to sell fast in Polk County?

You just read the data. Now see what your home is worth.

Scenic Terrace
South Homes for Sale in Lake Hamilton, FL