Courtney Oaks at SilverLeaf Homes for Sale in St. Augustine, FL

Courtney Oaks at SilverLeaf is a gated enclave within the SilverLeaf master plan between CR-210 and SR-16 at St. Johns Parkway, west of I-95 in St. Johns County, ZIP 32092. The key differentiator inside SilverLeaf, which is overwhelmingly an open, un-gated master plan, is the gate. Courtney Oaks has one. That gate, combined with SilverLeaf's no-CDD structure, creates a combination that is genuinely rare in the county: gated entry plus no CDD bond on the tax bill.

Three Northeast Florida local builders rather than national production builders: Riverside Homes, Ashley Homes, and Mastercraft Builder Group. All three are Northeast Florida operations; that shapes the product with more plan flexibility, semi-custom latitude from Mastercraft, and home-and-homesite packages. Published plans run roughly 2,500 to 3,993 square feet on estate-scale 70- and 80-foot homesites, many backing conservation, preserve, or water. Published builder pricing has ranged from about $529,999 with Ashley Homes to about $799,900 with Riverside Homes and past $1.6 million for the largest plans on the best lots. All of it dates quickly in an active-phase community; verify current pricing from live builder sheets and recent in-community closed comps.

The three builders are not interchangeable: Riverside, Ashley, and Mastercraft differ on plans, inclusions, contract terms, and the degree of customization latitude. The same budget buys meaningfully different homes across the three; compare line by line, not brochure by brochure.

Residents get two amenity layers: the SilverLeaf master-plan network and the enclave's own gated commons. The SilverLeaf network is substantial: a clubhouse, family and adult pools, spray park, playground, four tennis courts, six pickleball courts, two dog parks and a bark park, a field house, and the master-plan trail system. The plan is golf-cart friendly. SilverLeaf is the third fastest-growing master-planned community in the United States (per published community guides), and the amenity infrastructure is actively expanding, with a second amenity center expected by 2026.

The new SilverLeaf K-8 is opening August 2026 on Courtney Vista Drive, essentially at the enclave's doorstep. A second K-8 is planned, and a middle school and high school are in the SilverLeaf long-range plan. For buyers choosing between SilverLeaf and communities with a longer school commute, the new K-8 is a real proximity advantage. Confirm the current 2026-27 attendance zone assignment for any specific address with the district before relying on it.

The Baptist Health 24/7 Emergency Center within SilverLeaf is planned for early 2026. A new Publix is expected in SilverLeaf Commons, and the community retail base, including Foxtail Coffee, Anytime Fitness, Jersey Mike's, and other tenants in SilverLeaf Commons, is actively growing. The town-within-a-town model is the community's long-term play; it is arriving, not complete.

The CDD data problem is real and documented. Some data feeds, including MLS queue data, incorrectly claim a SilverLeaf CDD. SilverLeaf, developed by The Hutson Companies, carries no CDD anywhere in the plan. Verify the parcel tax roll directly; the correct answer is no CDD, but verification beats assumption and the incorrect data is common enough to affect negotiations if left uncorrected.

SilverLeaf is actively building, and Courtney Oaks was in late build-out with final homesites releasing as of mid-2026. Expect construction traffic on the parkways and new villages rising nearby for years. If you are buying new construction, map your homesite against the phase plan; what gets built adjacent and nearby matters to your long-term lot value and daily construction experience.

Inland, new-code construction is the friendly end of Florida insurance math. Estate-class new builds generally quote well. Preserve and pond backings are the enclave's best lots and also the ones that warrant a parcel-level flood-zone determination during diligence; order it as standard practice even when the lot appears inland and elevated.

The HOA has two layers: the Courtney Oaks enclave HOA at approximately $1,700 per year and the SilverLeaf master-plan association. Confirm the current amounts for both and what each covers before you sign. The enclave HOA funds the gate and the enclave's commons on top of the master-plan obligation.

The most natural peer inside SilverLeaf is Holly Landing at SilverLeaf, another gated single-family community in the master plan. Both carry the no-CDD SilverLeaf structure; Courtney Oaks runs the larger estate lots, the local-builder roster, and a higher price band. Holly Landing and Courtney Oaks side by side is a lot-versus-price trade; run them with current pricing, fees, and lot maps rather than assuming one wins.

Against gated St. Johns competitors outside SilverLeaf, Shearwater's gated sections and Markland both carry CDD assessments of roughly $1,000 to $3,000 per year. At the same list price, Courtney Oaks is cheaper to carry every year you own it. The gate-plus-no-CDD combination is the value proposition that sets Courtney Oaks apart from most of its county peers.

Courtney Oaks fits buyers who want a gated estate-lot address inside one of the fastest-growing master plans in the country without a CDD on the tax bill, those who want local-builder semi-custom latitude at the 2,500-to-4,000 sq ft estate tier, and buyers who value the new SilverLeaf K-8 on Courtney Vista Drive and the expanding master-plan retail and healthcare infrastructure.

Courtney Oaks is a weaker fit for buyers who need a finished, fully built-out community today, those who want a national production builder with a standardized contract and design center, buyers who cannot tolerate construction traffic during an active build-out, or anyone who needs downtown St. Augustine or the beaches within a 15-minute drive rather than 25 to 30.