Aerial view of Silver Lake

Silver Lake
Homes for Sale in Starke, FL

All 72 homes for sale in Starke, FL · median $305,000 · 77 homes for sale in 32091 · Bradford County homes for sale

Community in Starke · Bradford County · ZIP 32091
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Built fromLive realMLS data10 years of closingsUpdated twice daily

As of November 2026, the MLS records 3 closed sales in Silver Lake in Starke, FL since 2016, the most recent in August 2025. Across Starke as a whole, 120 homes closed in the last 12 months at a median of $286,500, 37 median days on market, with 84 homes for sale today. At that median and Bradford County's FY2025-26 rate of 17.35 mills, annual property tax runs about $4,970 ($4,260 with the full homestead exemption).

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Silver Lake sits in Starke, in Bradford County, and it reads like a market where the individual property does most of the talking. Without a deep pool of active listings to anchor a clear pricing pattern, condition, acreage, and how a home has been maintained tend to set the number more than any neighborhood-wide trend.

For a buyer, that means underwriting each home on its own merits rather than assuming a going rate. For a seller, it means presentation and honest condition disclosure carry real weight here — comparable sales are thinner, so a well-prepared listing does more to define value than it would in a high-volume submarket.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Silver Lake right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

5495 SE 3RD Avenue
$390K · 0.5 mi away
3 bd · 2 ba · 1,800 sqft
5495 SE 3RD Avenue
Listed by RIVER CITY RENTALS AND REALTY
547 SE 58TH Street
$156K · 0.5 mi away
3 bd · 2 ba · 1,969 sqft
547 SE 58TH Street
Listed by UNITED REAL ESTATE GALLERY
381 SE 57TH Street
$310K · 0.6 mi away
3 bd · 2 ba · 1,196 sqft
381 SE 57TH Street
Listed by COLDWELL BANKER VANGUARD REALTY
1098 46TH Loop
$399K · 0.7 mi away
3 bd · 2 ba · 1,926 sqft
1098 46TH Loop
Listed by FLORIDA HOMES REALTY & MTG LLC
4565 SE 3RD Place
$420K · 0.8 mi away
4 bd · 2 ba · 2,310 sqft
4565 SE 3RD Place
Listed by CB ISAAC REALTY
4392 SE 2ND Avenue
$350K · 1.0 mi away
3 bd · 2 ba · 1,574 sqft
4392 SE 2ND Avenue
Listed by ERA ONETEAM REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Silver Lake is a small-market pocket of Starke in Bradford County, well inland from the Jacksonville core, where pricing turns on the specifics of each property rather than a busy, standardized market.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing land and a quieter inland setting over proximity to the coast or metro
  • Buyers comfortable underwriting a home on its own condition rather than a standardized price band
  • Sellers willing to invest in presentation and disclosure to define value in a thin-comp market

Probably not for

  • Buyers who need a short daily commute to Jacksonville-area employment
  • Buyers who want a large, fast-moving inventory with many comparable options
  • Buyers who expect a predictable neighborhood price rate rather than property-by-property pricing

The market around Silver Lake

Silver Lake is too small for its own price trend, so here is the market around it.

In ZIP 32091, 103 homes are on the market and 16% are under contract — a slower corner of Starke.

Across Bradford County, 138 homes are active and 28 pending (17% under contract).

In ZIP 32091 (Starke), 29 homes closed in the last 12 months at a median of $286K ($202/sq ft), up 19.4% year over year, with a median 39 days on market. Right now 1 pending listings. See the live ZIP 32091 housing market and the Bradford County market.

ZIP and county figures describe the wider market, not Silver Lake specifically. Momentum Research analysis of MLS records.

If we were buying in Silver Lake today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Lake.

Best Buy
Buyers who want space and quiet inland and are willing to evaluate homes one at a time.
Biggest Risk
Thin comparable data means pricing leans on condition and judgment, not a clean market rate.
Sweet Spot
A well-maintained home on land, correctly priced against the few honest comps available.
Avoid If
You need a short commute to metro employment or a deep, fast-moving inventory.

A property-by-property market

This is not a place where you shop by a spec sheet and expect near-identical homes at near-identical prices. Lot size, structure age, and updates vary enough that two homes can justify very different numbers. That rewards buyers who take the time to inspect closely and sellers who invest in condition before listing.

Location is the other lever. Starke is a Bradford County seat well away from coastal and metro pricing pressure, so the trade-off is straightforward: more space and a quieter setting in exchange for a longer drive to larger-city employment and amenities. Whether that math works is a personal call, not a market default.

“

The location and the amenities are priced into every listing in Silver Lake. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin, condition-driven market like Silver Lake, the value of a broker is in the fieldwork — walking the property, weighing it against what few comparables exist, and pricing to reality rather than to hope. We will tell you when a home is priced right, when it is not, and when this community simply is not the fit you are after.

Silver Lake in 15 seconds.

Best forBuyers who want space and quiet inland and are willing to evaluate homes one at a time.
Biggest advantageA property-specific market where a sharp buyer or a well-prepared seller can define value.
Biggest riskThin comparable data means pricing leans on condition and judgment, not a clean market rate.
Sweet spotA well-maintained home on land, correctly priced against the few honest comps available.
Avoid ifYou need a short commute to metro employment or a deep, fast-moving inventory.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Lake sales matched to your home.

What is your Silver Lake home worth?

Get a no-obligation home value based on real comparable sales in Silver Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers prioritizing land and a quieter inland setting over proximity to the coast or metroExcellent fit
Buyers comfortable underwriting a home on its own condition rather than a standardized price bandExcellent fit
Sellers willing to invest in presentation and disclosure to define value in a thin-comp marketExcellent fit
Buyers who need a short daily commute to Jacksonville-area employmentProbably not
Buyers who want a large, fast-moving inventory with many comparable optionsProbably not
Buyers who expect a predictable neighborhood price rate rather than property-by-property pricingProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-11-12
Historical depthClosed-sale records back to 2016 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Nearby Communities

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