Silver Terrace
Homes for Sale in Ocala, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 7 closed sales in Silver Terrace in Ocala, FL since 2009, the most recent in April 2024. Across Ocala as a whole, 36 homes closed in the last 12 months at a median of $292,070, 68 median days on market, with 6 homes for sale today. At that median and Marion County's FY2025-26 rate of 12.08 mills, annual property tax runs about $3,530 ($3,090 with the full homestead exemption).
Silver Terrace is a small pocket in Ocala where price is set almost entirely by the individual house, not by the address. With no community amenities pulled from current MLS listings, buyers aren't paying for shared features here — condition, lot, and how a given home has been maintained do the heavy lifting on value.
That makes this a property-by-property market. A seller who has kept a home current will stand apart; a seller counting on the neighborhood name to carry a dated house will find the market unforgiving. Buyers should underwrite the individual home, not the community story.
The 60-Second Overview
Silver Terrace is a compact Ocala neighborhood in Marion County with no amenity package to speak of, which keeps the focus squarely on the houses themselves rather than on shared perks.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Silver Terrace is best for.
Best for
- Buyers comfortable evaluating a home on its own merits rather than neighborhood perks
- Budgets willing to invest in updates or reward a home that's already been kept current
- Anyone prioritizing an Ocala location over shared community features
Probably not for
- Buyers who want pools, clubhouses, or gated amenities baked into the community
- Anyone unwilling to underwrite condition on a house-by-house basis
- Sellers expecting the neighborhood name to lift a dated home
The market around Silver Terrace
Silver Terrace is too small for its own price trend, so here is the market around it.
In ZIP 34472, 370 homes are on the market and 22% are under contract — a steady corner of Ocala.
Across Marion County, 3,918 homes are active and 1,163 pending (23% under contract).
ZIP and county figures describe the wider market, not Silver Terrace specifically. Momentum Research analysis of MLS records.
Recent Developments in Silver Terrace
Development, infrastructure, retail, and school activity affecting Silver Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated July 2026.
- May 2026Development
Leena Ocala breaks ground with 360 apartments and townhomes near Ocala International Airport
Merrimac Ventures broke ground on Leena Ocala, a 360-unit garden-style community with 300 apartments and 60 townhomes at Southwest 60th Avenue and Southwest 52nd Street in southwest Ocala, with first deliveries expected in late 2027 and full completion around 2028.
What it may mean for the marketA new rental community of this size adds housing near the airport and the Southwest 60th Avenue corridor, a factor that can influence demand for nearby Ocala communities. The site is about 4 miles southwest of Silver Terrace.
Source: Florida YIMBY - May 2026Development
Ocala approves large mixed-use development with up to 2,700 residences in southwest Ocala
The Ocala City Council approved a mixed-use development on about 251 acres along Southwest 43rd Court in southwest Ocala, clearing the way for up to roughly 2,700 residential units along with nearly one million square feet of commercial, office, and retail space.
What it may mean for the marketA mixed-use community of this scale adds substantial future housing and commercial space to southwest Ocala, the kind of growth that can shape demand and pricing for nearby communities. The site is about 4 miles southwest of Silver Terrace.
Source: Ocala-News - May 2026Development
World Equestrian Center buys adjacent Ocala horse farm for 4.5 million dollars
The World Equestrian Center purchased an adjacent Ocala horse farm for about 4.5 million dollars, continuing the ongoing expansion of the equestrian and hospitality complex on the northwest side of Ocala.
What it may mean for the marketContinued expansion of the World Equestrian Center adds economic activity on the northwest side of Ocala, the kind of growth that can shape demand for nearby communities. The site is about 4 miles west of Silver Terrace.
Source: Ocala-News - December 2025Development
AC Hotel with more than 150 rooms planned in downtown Ocala
An AC Hotel with more than 150 rooms is planned at 210 West Silver Springs Boulevard in downtown Ocala, expected to open in late 2026 and adding lodging to the downtown core.
What it may mean for the marketA new downtown hotel adds activity and investment to the Ocala core, part of the growth that can shape demand for nearby communities. The site is about 2 miles east of Silver Terrace.
Source: 352today - December 2025Infrastructure
Second downtown parking garage planned to open in Ocala in 2026
Downtown Ocala Parking Garage No. 2 at 55 Southwest 3rd Avenue is expected to open in the summer of 2026, adding public parking capacity to support the growing downtown core.
What it may mean for the marketNew public parking supports downtown Ocala growth and access, part of the infrastructure that shapes activity around nearby communities. The site is about 2 miles east of Silver Terrace.
Source: 352today - December 2025Retail & Dining
Raising Canes to open on Southwest College Road in Ocala
A Raising Canes restaurant is planned at 2410 Southwest College Road in the Ocala West shopping plaza along the State Road 200 corridor, adding a dining option in a busy retail area.
What it may mean for the marketA new restaurant along the State Road 200 corridor adds to the dining and retail mix that shapes daily convenience for nearby Ocala communities. The site is about 2 miles southwest of Silver Terrace.
Source: 352today
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Silver Terrace buying strategy.
If we were buying in Silver Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Terrace.
A house-driven market
Because current listings show no community amenities, there is no HOA-style feature set adding or subtracting value across the board. Expect a wide spread in outcomes here — two homes on the same street can price very differently depending on updates, systems, and lot.
For a buyer, that spread is opportunity: the reward goes to whoever does the diligence on roof, HVAC, and finishes rather than assuming a neighborhood premium. For a seller, it means presentation and condition are the levers you actually control, and they matter more than any shared selling point.
The location and the amenities are priced into every listing in Silver Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this house-specific, we price and negotiate off the individual property, not a blanket neighborhood assumption. We'll walk the condition honestly with you, flag where a home's asking price is out of step with what it actually offers, and tell you plainly when a listing isn't worth the number.
Silver Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Terrace home worth?
Get a no-obligation home value based on real comparable sales in Silver Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Silver Terrace on the map →
Should you buy in Silver Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2009 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Silver Terrace fits the bigger picture — live prices, inventory, and Momentum Scores: