SPRUCE CREEK NORTH
Homes for Sale in OCALA, FL
True comps, carrying-cost math, and listings before the portals.
The market around SPRUCE CREEK NORTH
SPRUCE CREEK NORTH is a small community — 3 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.
In ZIP 34476, 519 homes are on the market and 29% are under contract — a steady corner of OCALA.
Across Marion County, 3,973 homes are active and 1,285 pending (24% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not SPRUCE CREEK NORTH specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in SPRUCE CREEK NORTH, OCALA
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Recent Developments in Spruce Creek North
Development, infrastructure, retail, and school activity affecting Spruce Creek North, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated July 2026.
- May 2026Development
Leena Ocala breaks ground with 360 apartments and townhomes near Ocala International Airport
Merrimac Ventures broke ground on Leena Ocala, a 360-unit garden-style community with 300 apartments and 60 townhomes at Southwest 60th Avenue and Southwest 52nd Street in southwest Ocala, with first deliveries expected in late 2027 and full completion around 2028.
What it may mean for the marketA new rental community of this size adds housing near the airport and the Southwest 60th Avenue corridor, a factor that can influence demand for nearby Ocala communities. The site is about 6 miles north of Spruce Creek North.
Source: Florida YIMBY - May 2026Development
Ocala approves large mixed-use development with up to 2,700 residences in southwest Ocala
The Ocala City Council approved a mixed-use development on about 251 acres along Southwest 43rd Court in southwest Ocala, clearing the way for up to roughly 2,700 residential units along with nearly one million square feet of commercial, office, and retail space.
What it may mean for the marketA mixed-use community of this scale adds substantial future housing and commercial space to southwest Ocala, the kind of growth that can shape demand and pricing for nearby communities. The site is about 6 miles north of Spruce Creek North.
Source: Ocala-News - May 2026Development
World Equestrian Center buys adjacent Ocala horse farm for 4.5 million dollars
The World Equestrian Center purchased an adjacent Ocala horse farm for about 4.5 million dollars, continuing the ongoing expansion of the equestrian and hospitality complex on the northwest side of Ocala.
What it may mean for the marketContinued expansion of the World Equestrian Center adds economic activity on the northwest side of Ocala, the kind of growth that can shape demand for nearby communities. The site is about 10 miles north of Spruce Creek North.
Source: Ocala-News - December 2025Retail & Dining
New Publix-anchored shopping center planned in Marion Oaks
A Publix-anchored shopping center is planned at Southwest Highway 484 and Southwest 49th Court Road in the Marion Oaks area south of Ocala, adding grocery and retail to a fast-growing part of Marion County.
What it may mean for the marketA new grocery-anchored center adds everyday retail to the Marion Oaks area, the kind of amenity that shapes convenience and demand for nearby communities. The site is about 3 miles east of Spruce Creek North.
Source: 352today - December 2025Retail & Dining
Raising Canes to open on Southwest College Road in Ocala
A Raising Canes restaurant is planned at 2410 Southwest College Road in the Ocala West shopping plaza along the State Road 200 corridor, adding a dining option in a busy retail area.
What it may mean for the marketA new restaurant along the State Road 200 corridor adds to the dining and retail mix that shapes daily convenience for nearby Ocala communities. The project is about 7 miles north of Spruce Creek North, elsewhere in Marion County.
Source: 352today - December 2025Retail & Dining
The Shoppes Off 80th outdoor retail center planned near World Equestrian Center in Ocala
The Shoppes Off 80th, an outdoor shopping center at 1750 Northwest 80th Avenue near the World Equestrian Center in Ocala, is slated to open in 2026, adding retail on the northwest side of the city.
What it may mean for the marketA new retail center adds shopping and dining options on the northwest side of Ocala, part of the mix that shapes daily convenience for nearby communities. The project is about 10 miles north of Spruce Creek North, elsewhere in Marion County.
Source: 352today
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The SPRUCE CREEK NORTH buying strategy.
If we were buying in SPRUCE CREEK NORTH today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in SPRUCE CREEK NORTH.
A closer look at the SPRUCE CREEK NORTH market
The housing stock is 572 homes built between 1963 and 2024, and 71% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in SPRUCE CREEK NORTH. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a SPRUCE CREEK NORTH buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed SPRUCE CREEK NORTH sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in SPRUCE CREEK NORTH, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your SPRUCE CREEK NORTH home worth?
Get a no-obligation home value based on real comparable sales in SPRUCE CREEK NORTH, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in SPRUCE CREEK NORTH on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Marion County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Marion County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in SPRUCE CREEK NORTH?
What share of SPRUCE CREEK NORTH is owner-occupied?
When were the homes in SPRUCE CREEK NORTH built?
Do cash buyers compete in SPRUCE CREEK NORTH?
Who is the best real estate agent for SPRUCE CREEK NORTH?
How do I find a top OCALA real estate agent who knows SPRUCE CREEK NORTH?
Can Momentum Realty connect me with an agent for SPRUCE CREEK NORTH?
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 34476)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2022 (5 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More Ocala & Ocala & Marion County guides
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