STONE CREEK
Homes for Sale in OCALA, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
STONE CREEK right now
🟢 Still climbing. The trailing-12-month median ($367K) is up 9.6% from the prior 12 months ($335K) and up 142% since 2012.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Very High (50 and 72 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
STONE CREEK market snapshot (as of August 2, 2026): the median sale price is about $367K ($193 per sq ft over the trailing 12 months of closed sales), and a median 65 days on market for closed sales. The trailing-12-month median is up 10% from the prior 12 months and up 142% since 2012, computed from record-level Stellar MLS closed sales (50 closings in the current window).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($367K) IS the median in the snapshot above, and the move from 2025 ($335K) IS the +9.6% one-year change.
Windows contain 8 to 111 sales each (50 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Marion County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Marion County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
29% of homes for sale in ZIP 34476 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
Housing distress & ownership in STONE CREEK, OCALA
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
How far is everything?
Everyday stops around STONE CREEK are close: the nearest parks is about 9 minutes away.
- Indigo South Amenity Center · Parks9 min
- Sid's Coffee Shop & Deli · Coffee9 min
- Circle Square Commons Farmers Market · Groceries10 min
- The Pub Restaurant at OTOW · Dining11 min
- Friendship Center · Shopping11 min
- E.W. and Lucille Cates House · Health15 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
The STONE CREEK buying strategy.
If we were buying in STONE CREEK today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in STONE CREEK.
A closer look at the STONE CREEK market
At a median of $193 per square foot, STONE CREEK prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 10% year over year. Homes that do trade take a median 65 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in STONE CREEK. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in STONE CREEK buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.8). Basis: Long-Term Appreciation +142% since 2012; Recent Direction +9.6% year-over-year; Pricing Power 94.5% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a STONE CREEK buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed STONE CREEK sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in STONE CREEK, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your STONE CREEK home worth?
Get a no-obligation home value based on real comparable sales in STONE CREEK, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in STONE CREEK on the map →
Frequently Asked Questions
What is the median home price in STONE CREEK?
How long do homes in STONE CREEK take to sell?
Do cash buyers compete in STONE CREEK?
Have STONE CREEK home prices gone up?
Who is the best real estate agent for STONE CREEK?
How do I find a top OCALA real estate agent who knows STONE CREEK?
Can Momentum Realty connect me with an agent for STONE CREEK?
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2007 (608 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More Ocala & Ocala & Marion County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Ocala & Marion County or the full Neighborhood Finder.
See how STONE CREEK fits the bigger picture — live prices, inventory, and Momentum Scores: