Spanish Point Homes for Sale in Jacksonville, FL

Established Fort Caroline area resale market · Jacksonville · ZIP 32225

An established Fort Caroline area neighborhood of 1970s and 1980s single-family homes near the St. Johns River, in northeast Jacksonville.

Established resaleFort Caroline area, Jacksonville1970s to 1980s homes

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

This is a settled resale neighborhood, not a new-construction release. Inventory is limited and individual, so condition, updates, lot, and any water access drive value more than a single headline number. Verify specifics by address.

Free · No obligation

Unlock Off-Market Spanish Point

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Live · Spanish Point Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)

Price

$430K ▲

Median sold · 12 mo

up 9.9% vs the prior 12 months

+9.9% ▲

1-yr price change

n = 3 and 4 sales in the two windows

$249/sf

Sold $/sqft · 12 mo

peak $249 in 2026

98.7%

Sale vs ask

+201%

T12M median vs 2012

from a $143K median in 2012

Tempo

11days

Median DOM · closed

5 days at the 2024 low

Sold · last 12 mo

10-yr average: about 3 a year

Ownership and context

90%

Owner-occupied · Spanish Point

234 of 259 parcels homesteaded (FL DOR 2025)

10%

Non-owner-occupied · Spanish Point

incl. 5% trust or LLC-held · 1% out-of-state

50%

Cash buyers · Spanish Point

2 of 4 sales, 12 mo ending July 2025

259

Homes in the community

259 residential parcels (FL DOR 2025)

Track record · 25 years of records

Est. 1956

Community established

homes built 1956-2023, median 1977 (FL DOR 2025)

Failed listings · 2024

peaked at 8 in 2008

1,846sqft

Median sold home size

12-mo windows, closed sales

1.2%/yr

Turnover rate

about 3 of 259 homes trade a year

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily

Jon's Current Read

"Spanish Point is a resale play on an established Fort Caroline area neighborhood built mostly in the 1970s and 1980s, not a builder market. The value driver is the individual home: original-condition homes trade on renovation upside, while updated homes and any with a favorable lot command the top of the range. A reported voluntary association is tied to the neighborhood, with a boat ramp and pool mentioned in community sources, so confirm current dues, condition, and access before you weigh that as part of the value case. Confirm flood zone and insurance on any home near the river before you underwrite it."

Jon Brooks, founder, Momentum Realty · Updated June 2026

Spanish Point Housing Pulse · Momentum Research · as of July 11, 2026

Spanish Point right now

🟢 Still climbing. The trailing-12-month median ($430K) is up 9.9% from the prior 12 months ($391K) and up 201% since 2012. With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 11. Confidence: Low (3 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 11, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Spanish Point is an established, single-family neighborhood in the Fort Caroline area of Jacksonville, in Duval County, developed largely in the 1970s and 1980s. The housing stock is predominantly single-story homes on standard to mid-size lots. Because these are resale homes rather than new construction, each one trades on its own condition, updates, and lot rather than on a builder price sheet.

Community sources describe a voluntary homeowners association tied to the neighborhood, with a boat ramp and a community pool mentioned as member amenities. Because these are not independently verified here, confirm the association's current status, dues, and what the amenities actually include directly with the association or a listing agent before you rely on them.

The bigger picture is location. Spanish Point sits in the Fort Caroline area of northeast Jacksonville, near the St. Johns River, between the Arlington area and the Jacksonville beaches. That puts both downtown Jacksonville and the beaches within a drive, though neither is especially short from this part of the county. Confirm current commute times for the exact address before you rely on any single estimate.

Quick Match

Who Spanish Point is best for.

Best for

Buyers who want an established single-story home on a standard lot in the Fort Caroline area
Buyers comfortable updating or renovating a solid older home to build in value
Buyers who value a location between downtown Jacksonville and the beaches, near the St. Johns River

Probably not for

Buyers who need new construction with a builder warranty and modern systems
Anyone who needs a verified, actively managed HOA with confirmed amenities rather than a reported one
Buyers unwilling to verify flood zone, insurance cost, and the age of roof and systems on an older home

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 11 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($430K) IS the median in the snapshot above, and the move from 2025 ($391K) IS the +9.9% one-year change.

Windows contain 1 to 9 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo

Up 9.9% year over year; up 201% since 2012.

Every sale since 2001 · price vs size

97 closed sales; green = recent. Size sets the floor, condition and lot set the rest.

Sold $ per sq ft · trailing 12 mo

Up from $73 in 2012 to a $249 peak in 2026; $249 now.

Median days on market · closed sales

5 days at the 2024 low; 11 now.

Sale price vs original ask · median

98.7% now.

Homes sold per 12-mo window

1 to 9 a year; 3 in the current window.

Sellers who gave up · failed listings per year

Canceled, expired, or withdrawn. 8 quit in 2008; 0 so far in 2024. The clearest stress gauge a community has.

Market Heat · 0 coldest, 100 hottest in the record

79 at the 2024 peak, 15 in the troughs, 75 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo

Duval County typical true cost to own

$110/mo

Duval County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

40% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-10).

Spanish Point Market Scorecard

Balanced

Spanish Point is currently a balanced market..

$430,000

Median sold

0/0/0

Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Spanish Point buys, holds, and resells. See the five factors.

Interactive Map

Spanish Point on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Spanish Point. They are approximate and vary with traffic and your exact start point.

Downtown Jacksonville20 to 25 min · approximate

Jacksonville International Airport (JAX)25 to 30 min · approximate

Jacksonville beaches15 to 20 min · approximate

St. Johns Town Center15 to 20 min · approximate

University of North Florida15 to 20 min · approximate

Mayo Clinic (San Pablo)15 to 20 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Spanish Point Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

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Grogans Bluff Homes for Sale in Jacksonville, FLJacksonville, FL · 0.3 mi

Kernan Forest Homes for Sale in Jacksonville, FLJacksonville, FL · 0.9 mi GOGately Oaks Homes for Sale in Jacksonville, FLJacksonville, FL · 0.9 mi BHBlackhawkBluff Homes for Sale in Jacksonville, FLJacksonville, FL · 1.0 mi CHCrystalRidge Homes for Sale in Jacksonville, FLJacksonville, FL · 1.0 mi HHHickory Hollow Homes for Sale in Jacksonville, FLJacksonville, FL · 1.0 mi MHMonumentPoint Homes for Sale in Jacksonville, FLJacksonville, FL · 1.0 mi RHRaleyCreek Homes for Sale in Jacksonville, FLJacksonville, FL · 1.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Spanish Point (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Duval County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Spanish Point is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Terry Parker High School (Duval County Public Schools); verify by address

Middle

Fort Caroline Middle School (verify by address)

Elementary

Abess Park Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Spanish Point address.

The takeaway

The story here is location, not a single project. Spanish Point sits in the Fort Caroline area between downtown Jacksonville and the beaches, near the St. Johns River, in a part of Duval County that is largely built out.

Recent Developments in Spanish Point

Development Intelligence

Our read on what is being built around Spanish Point, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet stable for an established neighborhood, with value driven by individual home condition and lot rather than by nearby new construction. Confirm flood zone and insurance near the river.

Established, largely built-out area

Evergreen

BullishNotable impact

SignificanceRadius: Community

The Fort Caroline area around Spanish Point is largely built out, so there is little new-construction competition inside the immediate neighborhood. Value turns on the condition and updates of individual resale homes.

Older homes mean renovation and systems risk

Evergreen

NeutralNotable impact

SignificanceRadius: Community

Many homes date to the 1970s and 1980s, so roof age, plumbing, electrical, and HVAC vary widely. Budget for updates and get a thorough inspection; this is where resale value is won or lost here.

River proximity and flood zones

Evergreen

NeutralNotable impact

SignificanceRadius: Community

The Fort Caroline area sits near the St. Johns River, where flood zone designation and flood insurance are real cost factors. Confirm the FEMA flood zone and get a bindable insurance quote for the specific address before you commit.

Reported association amenities unverified

Evergreen

NeutralMinor impact

SignificanceRadius: Community

Community sources mention a voluntary association with a boat ramp and pool tied to Spanish Point, but current dues, condition, and access were not independently verified. Confirm directly with the association before weighing it as part of a purchase decision.

Statewide insurance and cost conditions

2026

NeutralMinor impact

SignificanceRadius: Region

Northeast Florida homeowners insurance remains a real line item, especially for older roofs near the coast and rivers. Get a bindable quote for the specific home before you commit.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Spanish Point, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Spanish Point buying strategy.

If we were buying in Spanish Point, this is the order of operations we would run, and the one we run for our clients.

Pull the specific parcel's record with the Duval County Property Appraiser to confirm year built, square footage, any deed restrictions, and whether a voluntary association applies.

Confirm the FEMA flood zone for the exact address and get a bindable homeowners and, if applicable, flood insurance quote before you make an offer.

Get a thorough inspection focused on roof age, plumbing, electrical, and HVAC, since these vary widely across the neighborhood's 1970s and 1980s homes.

Verify the zoned elementary, middle, and high schools by the home's address with Duval County Public Schools, since attendance zones change.

Contact the reported Spanish Point homeowners association directly to confirm current dues, the boat ramp and pool amenities, and any pending assessments before you rely on them.

The Quick Decision

Best Buy

A structurally sound single-story home with updatable systems on a good lot, priced to leave room for renovation.

Biggest Risk

Underestimating the cost of updating an older home, or overlooking flood zone and insurance near the river.

Best Lot

Prioritize a usable, well-positioned lot; verify any claimed water access or association amenity on the parcel.

Smart Timing

Resale-driven. Inventory is thin and individual, so move when the right home condition and lot appear.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Established single-family resale

Era

Largely built 1970s to 1980s

Construction

Predominantly single-story ranch

Lots

Standard to mid-size lots; verify any water access on the parcel

Costs & Fees

HOA

Reported voluntary association; confirm current dues and status

CDD

None identified; confirm on the parcel tax record

Property use

Primary residences

Amenities

Reported

Boat ramp and a community pool for association members

Status

Voluntary association amenity; verify current access and condition with the association

Location

Area

Fort Caroline area, Jacksonville, Duval County

Downtown Jacksonville

About 20 to 25 min (approximate)

Airport (JAX)

About 25 to 30 min (approximate)

Spanish Point Homes For Sale

What your money buys in Spanish Point.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Spanish Point today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry

At the entry tier you are generally looking at original-condition homes that have not been updated, where the value is in the bones and the renovation upside. Expect to budget for roof, systems, and cosmetic updates.

Lowest entry

The Core

In the core of the market you find updated single-story homes with refreshed kitchens, baths, and mechanicals on solid lots. This is the typical move-in resale in the neighborhood.

Most inventory

The Top

At the top are the larger, more fully renovated homes and any with a favorable lot or verified water-adjacent position. Confirm the condition, square footage, and any water access on the specific parcel.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Entry

The Core

In the core of the market you find updated single-story homes with refreshed kitchens, baths, and mechanicals on solid lots. This is the typical move-in resale in the neighborhood.

The Top

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Spanish Point, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Spanish Point is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Spanish Point holds value.

Our read on the factors that protect resale here, and the one to manage.

Home conditionVaries by home

Roof and systems ageVerify age

Renovation upsideStrong on original homes

Lot and positionVaries by street

Flood zone exposureVerify by parcel

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Spanish Point

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The value here is not a builder price sheet, it is the individual home: its condition, its updates, and its lot.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.4C+ · Buy Score

Resale Strength6.2/10

Renovation Risk5.5/10

Location Efficiency6.8/10

Long-Term Defensibility6.0/10

Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Spanish Point is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take

Lots are generally standard to mid-size; condition of the home varies.
The lot and any verified water-adjacent position are durable differentiators here.
Verify any claimed water access or association amenity on the parcel and by survey.
Check the FEMA flood zone; river proximity affects insurance cost.
Interior and quieter lots away from busier roads tend to hold appeal.

In an established, largely built-out neighborhood the building is decades old, so the durable difference between two homes is the lot and its position. Well-positioned lots away from busier roads, and any verified, usable water access, tend to hold value best, while homes in flood-prone spots tend to lag. Because this is a resale market, treat the lot and the FEMA flood zone as core parts of your value math alongside the home's condition, and confirm any claimed water access or association amenity on the parcel rather than assuming it from community sources.

The 15-Second Verdict

Spanish Point in 15 seconds.

Best forBuyers who want an established single-story home in the Fort Caroline area, between downtown and the beaches.

Biggest advantageA settled, built-out location near the St. Johns River with renovation upside on solid resale homes.

Biggest riskOlder-home costs (roof, systems) and flood or insurance exposure near the river.

Sweet spotA sound single-story home with updatable systems on a good lot, priced with room to renovate.

Avoid ifYou need new construction, modern systems, or a fully documented, actively managed HOA.

HOA, CDD & Fees

15-Second Take

Reported voluntary HOA; confirm current dues and status directly with the association.
No CDD was identified, but confirm it on the parcel tax record.
A boat ramp and pool are reported association amenities; verify access and condition.
Older homes mean roof and systems age vary; inspect carefully.
Check the FEMA flood zone and insurance cost near the river.

Community sources describe a voluntary homeowners association tied to Spanish Point, but a current dues amount is not verified here. Confirm whether the association is active, what it charges, and any pending assessments directly with the association or the listing agent before you rely on it.

Community sources mention a boat ramp and a community pool as association amenities. Because this was not independently verified, confirm current access, condition, and any usage rules directly with the association before you buy.

There is no golf course or private country club in the neighborhood. Any recreation amenity is tied to the reported voluntary association, not a country club.

Run Your Numbers

Tools for a Spanish Point buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Spanish Point.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Spanish Point

Thinking of selling a Spanish Point home?

Selling an established Fort Caroline area home takes a real strategy, not an automated estimate. We will show you the honest math on how condition, updates, lot, and flood exposure position your home against what is actually selling nearby.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Spanish Point, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Fort Caroline Shores, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Spanish Point home worth?

Get a no-obligation home value based on real comparable sales in Spanish Point matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Spanish Point on the map →

Real comps, not an automated estimate.

Median sale prices in Spanish Point year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo

Duval County typical true cost to own

$110/mo

Duval County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.

Frequently Asked Questions

Is Spanish Point a new-construction community?

No. It is an established Fort Caroline area neighborhood developed largely in the 1970s and 1980s. Homes here are resales, predominantly single-story.

What kind of homes are in Spanish Point?

Predominantly single-story homes on standard to mid-size lots. Condition ranges from original to fully renovated, so each home should be judged on its own.

Is there an HOA?

Community sources describe a voluntary homeowners association tied to the neighborhood, but current status and dues are not verified here. Confirm directly with the association or the listing agent before you rely on it.

Is there a CDD bond on the taxes?

No Community Development District was identified for this neighborhood. Confirm CDD status on the specific parcel's tax record with the Duval County Property Appraiser before you rely on it.

What amenities does the community have?

Community sources mention a boat ramp and a community pool as voluntary association amenities. This was not independently verified here; confirm current access and condition directly with the association.

What should I check before buying an older home here?

Focus on roof age, plumbing, electrical, and HVAC, since these vary widely across the neighborhood's 1970s and 1980s homes. Get a thorough inspection and budget for updates, as this is where resale value is won or lost.

Is the area in a flood zone?

The Fort Caroline area sits near the St. Johns River. Flood zone designation and flood insurance cost are address-specific, so confirm the FEMA flood zone and get a bindable insurance quote for the exact home.

Are the homes on the water?

Some homes in the area sit near the St. Johns River, but direct, usable water access is not verified here and varies by parcel. Confirm on the specific parcel and by survey rather than assuming it from the area.

What schools serve the neighborhood?

It is in Duval County Public Schools, with Terry Parker High School generally serving the broader area at the high-school level. The zoned elementary, middle, and high schools should be verified by the specific address, since attendance zones change.

How is the commute to downtown Jacksonville?

Downtown Jacksonville is roughly a 20 to 25 minute approximate drive from Spanish Point. Other drive times on this page are approximate estimates.

How far are the Jacksonville beaches?

The Jacksonville beaches are roughly a 15 to 20 minute approximate drive, generally closer than downtown from this part of the county.

Is Spanish Point gated or age-restricted?

There is no verified information that the neighborhood is gated, and it is not marketed as age-restricted or 55 plus. It is an established, open residential neighborhood.

What is the biggest risk of buying here?

Underestimating the cost of updating an older home, or overlooking flood zone and insurance exposure near the river. Both are manageable with a thorough inspection and address-specific insurance quotes.

Should I get my own agent to buy a resale here?

Yes. In a resale market an experienced agent helps you judge condition, updates, lot, and flood exposure against genuinely comparable sales and represents your interests in the negotiation.

How current is the market data on this page?

This page will fill in with live realMLS data as sales in the neighborhood accrue. Until then, treat market figures as thin, and always confirm price and condition against genuinely comparable homes before you make an offer.

Who is the best real estate agent for Spanish Point?

The best agent for Spanish Point is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Spanish Point.

How do I find a top Jacksonville real estate agent who knows Spanish Point?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Spanish Point and the wider Jacksonville area.

Can Momentum Realty connect me with an agent for Spanish Point?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Spanish Point purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Spanish Point?

An honest fit check. We will tell you when it is not your community.

You want an established single-story home in the Fort Caroline area of northeast Jacksonville.Excellent fit

You are comfortable updating or renovating a solid older home to build in value.Excellent fit

You value a location near the St. Johns River, between downtown Jacksonville and the beaches.Excellent fit

You will do the homework on flood zone, insurance, and the age of roof and systems.Excellent fit

You need new construction with a builder warranty and modern systems.Probably not

You need a fully verified, actively managed HOA with confirmed amenities rather than a reported one.Probably not

You cannot budget for updates on an older home or absorb flood and insurance costs near the river.Probably not

You need a large pool of identical new homes for easy price comparison.Probably not

Get the inside read on Spanish Point

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Spanish Point home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Spanish Point specialist will reach out personally, usually the same day.

Median sale price in Spanish Point, Florida by year (2012 to 2026). Source: Momentum Realty.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Community market stats	realMLS closed sales, 12-month windows ending July 11, 2026
Housing stock & ownership	Florida DOR 2025 assessment roll (street-list match (9 streets, ZIP 32225))
Under-contract shares	realMLS records, as of 2026-07-10
Schools	2025-26 district assignments + FLDOE school grades; verify with the district
Historical depth	Closed-sale records back to 2001 (97 transactions analyzed)

Spanish Point Homes for Sale in Jacksonville, FL

Spanish Point right now

The 60-Second Overview

Who Spanish Point is best for.

Best for

Probably not for

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Spanish Point Market Scorecard

Spanish Point on the map.

How far is everything?

Nearby Communities

Schools

Terry Parker High School (Duval County Public Schools); verify by address

Fort Caroline Middle School (verify by address)

Abess Park Elementary School (verify by address)

Recent Developments in Spanish Point

Established, largely built-out area

Older homes mean renovation and systems risk

River proximity and flood zones

Reported association amenities unverified

Statewide insurance and cost conditions

The Spanish Point buying strategy.

The full read, only if you want it.

The Homes

Costs & Fees

Amenities

Location

What your money buys in Spanish Point.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Spanish Point holds value.

5 Mistakes Buyers Make in Spanish Point

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Spanish Point is different.

Which Lots & Views Hold Value Best

Spanish Point in 15 seconds.

HOA, CDD & Fees

Tools for a Spanish Point buy.

Thinking of selling a Spanish Point home?

In Spanish Point, condition and view decide your number

What is your Spanish Point home worth?

The real cost & risk here

Frequently Asked Questions

Should you buy in Spanish Point?

Get the inside read on Spanish Point

You are all set.

Data sources & freshness

You just read the data. Now see what your home is worth.