Stone Creek Unit 4
Homes for Sale in Winter Garden, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Stone Creek Unit 4 sits in Winter Garden, Orange County, and trades on the fundamentals that matter most here: condition, lot, and how a specific home shows against its neighbors. Without a wide public price band to lean on, treat every listing as its own negotiation — updated interiors and better lots pull ahead, deferred maintenance drags.
For buyers, that means underwriting the house in front of you rather than a headline number. For sellers, it means presentation does the heavy lifting: a clean, move-in-ready home in this pocket of Winter Garden gives you room to hold your price, while an as-is property invites discounting.
Stone Creek Unit 4 right now
🔴 Off the recent peak. The trailing-12-month median ($385K) is down 11.5% from the prior 12 months ($435K) and up 208% since 2012. With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (3 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Stone Creek Unit 4 market snapshot (as of July 15, 2026): the median sale price is about $385K ($243 per sq ft over the trailing 12 months of closed sales), and a median 15 days on market for closed sales. The trailing-12-month median is down 12% from the prior 12 months and up 208% since 2012, computed from record-level Stellar MLS closed sales (3 closings in the current window).
Stone Creek Unit 4 is a community of 463 homes in Winter Garden, Orange County, built between 2000 and 2006 (median 2003), with a median living area of about 1,606 square feet. 51% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A defined enclave within Winter Garden's Orange County footprint, Stone Creek Unit 4 is a self-contained neighborhood where pricing is driven by the individual home rather than a broad, published range.
Who Stone Creek Unit 4 is best for.
Best for
- Buyers prioritizing a Winter Garden address with practical access to Orange County roads and retail
- Buyers comfortable underwriting a home on its own condition and comparable sales rather than a fixed range
- Sellers with a move-in-ready home who want to hold price through presentation
Probably not for
- Buyers who need a published entry-to-ceiling price band before committing
- Buyers unwilling to weigh condition and lot differences home by home
- Sellers expecting a strong number on an as-is property without adjusting for its shape
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($385K) IS the median in the snapshot above, and the move from 2025 ($435K) IS the -11.5% one-year change.
Windows contain 0 to 11 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Stone Creek Unit 4 buying strategy.
If we were buying in Stone Creek Unit 4 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Stone Creek Unit 4.
Reading a house-by-house market
Winter Garden pulls demand from its access to the wider Orlando-area road network and the everyday retail and dining that have built up around this part of Orange County. Stone Creek Unit 4 benefits from that positioning without being defined by any single amenity.
Because we are working from a single median rather than a full spread, the smart move is comparative: line up recent nearby sales, adjust for condition and lot, and let the specific property set the number. That discipline protects buyers from overpaying for cosmetics and helps sellers justify a stronger ask when the home earns it.
The location and the amenities are priced into every listing in Stone Creek Unit 4. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Stone Creek Unit 4 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.9). Basis: Long-Term Appreciation +208% since 2012; Recent Direction -11.5% year-over-year; Owner Commitment 51% owner-occupied; Pricing Power 99.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
We cover Winter Garden and Orange County day in and day out, and in a neighborhood that prices house-by-house, that local read is the whole game. We will walk a listing with you, tell you where the value actually sits, and tell you plainly when a home — or the whole community — is not the right fit for what you are trying to do.
Stone Creek Unit 4 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Stone Creek Unit 4 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Stone Creek Unit 4 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Stone Creek Unit 4, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Stone Creek Unit 4 home worth?
Get a no-obligation home value based on real comparable sales in Stone Creek Unit 4, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Stone Creek Unit 4 on the map →
Frequently Asked Questions
What is the median home price in Stone Creek Unit 4?
How long do homes in Stone Creek Unit 4 take to sell?
How many homes are in Stone Creek Unit 4?
What share of Stone Creek Unit 4 is owner-occupied?
When were the homes in Stone Creek Unit 4 built?
Do cash buyers compete in Stone Creek Unit 4?
Have Stone Creek Unit 4 home prices gone up?
Who is the best real estate agent for Stone Creek Unit 4?
How do I find a top Winter Garden real estate agent who knows Stone Creek Unit 4?
Can Momentum Realty connect me with an agent for Stone Creek Unit 4?
Should you buy in Stone Creek Unit 4?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (14 streets, ZIP 00000/34787)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2004 (78 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.