Stone Creek in Winter Garden
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Built fromLive Stellar MLS data7 years of closingsUpdated twice daily

As of September 2026, Stone Crk in Winter Garden, FL has 3 homes for sale. Homes listed or recently sold were built 2003 - 2004; 5 of 5 report an HOA (median $46/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 127 ft).

Live · Stone Creek Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
18.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Orange: 24% (1,877 of 7,786)
3 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 3 a year

Homes For Sale Right Now in Stone Creek

Live MLS inventory for Stone Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Stone Creek listings as of 2026-09-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2019 through 2025. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Stone Crk in Winter Garden is a tight, single-era community built out between 2003 and 2005, and that narrow construction window is the main thing shaping value here. With a median living area of 1,541 square feet and a median build year of 2003, homes trade largely on condition and updates rather than on size or age variation, since there is not much of either to differentiate one listing from the next.

Inventory is the story right now: with only one active listing against 114 total homes and roughly six months of supply, this is a market where a single home coming up can shift the picture. That posture rewards sellers who price to the current listing rather than a wish list, and it means buyers watching this community need to move when something does surface rather than waiting for a wider set of options to compare.

Stone Creek Housing Pulse · Momentum Research · as of September 12, 2026

Stone Creek right now

🟢 Buyer-leaning market. 18.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (3 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

A compact, built-out community in Winter Garden where nearly all 114 homes date to the same three-year stretch, giving it a consistent architectural age and scale rather than a mix of eras or sizes.

Stellar MLS sales records identify 348 homes in Stone Creek that have changed hands since 2004, built between 2000 and 2006 (median 2002), with a median living area of about 1,606 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers set on a Winter Garden address who are flexible on timing and willing to wait for the right listing to surface
  • Buyers comfortable with early-2000s construction and a mid-size floor plan around 1,541 square feet
  • Buyers who want a community with a park and playground on the amenity list rather than a larger clubhouse-style setup

Probably not for

  • Buyers who need to compare multiple active listings before committing to a neighborhood
  • Buyers seeking new construction or a wide range of build years within one community
  • Buyers prioritizing an extensive amenity package beyond a park and playground

The market around Stone Creek

Stone Creek is too small for its own price trend, so here is the market around it.

In ZIP 34787, 957 homes are on the market and 30% are under contract — a steady corner of Winter Garden.

Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).

In ZIP 34787 (WINTER GARDEN), 2,162 homes closed in the last 12 months at a median of $595K ($251/sq ft), down 0.6% year over year, with a median 36 days on market. Right now 357 active and 169 pending listings put supply at about 3.8 months - a balanced market. See the live ZIP 34787 housing market and the Orange County market.

ZIP and county figures describe the wider market, not Stone Creek specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Stone Crk, WINTER GARDEN

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 13 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-09-13)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Orange County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Whispering Oak Elem · Elementary
  • SunRidge Middle · Middle
  • West Orange High · High

Zoned schools reflect the assignments reported on recent Stone Creek listings and can change; always confirm with Orange County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Stone Creek address.

If we were buying in Stone Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Stone Creek.

Best Buy
Buyers targeting a specific, built-out Winter Garden community with a consistent 2003-2005 construction era.
Biggest Risk
With just one active listing, buyers may have to wait or move quickly rather than shop a range of options.
Sweet Spot
A single-family home near 1,541 square feet that fits a buyer comfortable with early-2000s construction.
Avoid If
You want to compare several active listings side by side before deciding - this community rarely offers that.

A single-era community with thin turnover

Stone Crk's 114 homes were built almost entirely between 2003 and 2005, which means the housing stock here reads as a single generation of construction rather than a layered mix of old and new. That consistency simplifies comparisons for buyers evaluating floor plans and finishes, but it also means there is limited variety in footprint: the median home runs 1,541 square feet, and outliers in either direction are uncommon.

Roughly six in ten homes in the community carry a homestead exemption, pointing to a housing stock with meaningful owner-occupancy rather than heavy investor or rental turnover. Combined with only one active listing and about six months of supply, this reads as a balanced market where activity is sparse rather than fast-moving in either direction - sellers are not chasing bidding wars, and buyers should not expect a deep bench of comparable listings to shop against.

The location and the amenities are priced into every listing in Stone Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With only one home active at a time in a 114-home community, timing and access matter more than usual. We track Stone Crk's MLS activity closely so you hear about a new listing, a price change, or a closing the moment it posts, rather than after the fact.

Stone Creek in 15 seconds.

Best forBuyers targeting a specific, built-out Winter Garden community with a consistent 2003-2005 construction era.
Biggest advantageThe homogeneous build year and square footage make it straightforward to judge whether a given listing is priced fairly against its peers.
Biggest riskWith just one active listing, buyers may have to wait or move quickly rather than shop a range of options.
Sweet spotA single-family home near 1,541 square feet that fits a buyer comfortable with early-2000s construction.
Avoid ifYou want to compare several active listings side by side before deciding - this community rarely offers that.

HOA, CDD & Fees

In short
  • HOA dues reported around $46/month (about $552/yr) · median of 15 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $46 per month ($552 a year) - the median AssociationFee across 15 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Stone Creek sales matched to your home.

What is your Stone Creek home worth?

Get a no-obligation home value based on real comparable sales in Stone Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Winter Garden →

Real comps, not an automated estimate.

STONE CRK Market Scorecard

Strong buyer's market

STONE CRK is currently a strong buyer's market. About 18.0 months of supply, a median asking price of $393,000, and homes go under contract in about 18 days.

18.0
Months supply
$393,000
Median list
$425,500
Median sold
$212
Per sqft
18
Days on mkt
3/0/2
Active/Pend/Sold

Typical home value in the 34787 ZIP is $574,696, right around the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Stone Creek a buyer's or seller's market right now?
As of September 12, 2026, Stone Creek leans toward buyers: 18.0 months of supply at the current sales pace (Stellar MLS live counts).
Who is the best real estate agent for Stone Creek?
The best agent for Stone Creek is one who actively works Winter Garden and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Stone Creek.
How do I find a top Winter Garden real estate agent who knows Stone Creek?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Stone Creek and the wider Winter Garden area.
Can Momentum Realty connect me with an agent for Stone Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Stone Creek purchase or sale - no call center and no pressure.
Buyers set on a Winter Garden address who are flexible on timing and willing to wait for the right listing to surfaceExcellent fit
Buyers comfortable with early-2000s construction and a mid-size floor plan around 1,541 square feetExcellent fit
Buyers who want a community with a park and playground on the amenity list rather than a larger clubhouse-style setupExcellent fit
Buyers who need to compare multiple active listings before committing to a neighborhoodProbably not
Buyers seeking new construction or a wide range of build years within one communityProbably not
Buyers prioritizing an extensive amenity package beyond a park and playgroundProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 14, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2019 (20 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Nearby Communities

Explore more neighborhoods near Stone Creek with Momentum Realty’s local guides.

SCStone Creek A0.2 mi away · 1 for saleStone Creek 44 1310.3 mi away · median $410K, 5 sales/12 moStoneybrook West I0.4 mi away · median $370K, 4 sales/12 moBMBelle Meade0.4 mi away · median $175K, 3 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Stone Crk? 1 recorded closings (window ending 2026-09-12). See the Orange County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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