Stone Creek
Homes for Sale in Winter Garden, FL
All 720 homes for sale in WINTER GARDEN, FL · median $575,000 · 509 homes for sale in 34787 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Stone Crk in Winter Garden, FL has 3 homes for sale. Homes listed or recently sold were built 2003 - 2004; 5 of 5 report an HOA (median $46/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 127 ft).
Homes For Sale Right Now in Stone Creek
Live MLS inventory for Stone Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 137 daysTop listing
Active · 18 days
Active · 2 daysActive and pending Stone Creek listings as of 2026-09-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2019 through 2025. Tap any home to ask about it.

Stone Crk in Winter Garden is a tight, single-era community built out between 2003 and 2005, and that narrow construction window is the main thing shaping value here. With a median living area of 1,541 square feet and a median build year of 2003, homes trade largely on condition and updates rather than on size or age variation, since there is not much of either to differentiate one listing from the next.
Inventory is the story right now: with only one active listing against 114 total homes and roughly six months of supply, this is a market where a single home coming up can shift the picture. That posture rewards sellers who price to the current listing rather than a wish list, and it means buyers watching this community need to move when something does surface rather than waiting for a wider set of options to compare.
Stone Creek right now
🟢 Buyer-leaning market. 18.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (3 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A compact, built-out community in Winter Garden where nearly all 114 homes date to the same three-year stretch, giving it a consistent architectural age and scale rather than a mix of eras or sizes.
Stellar MLS sales records identify 348 homes in Stone Creek that have changed hands since 2004, built between 2000 and 2006 (median 2002), with a median living area of about 1,606 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Stone Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Stone Creek; content deemed reliable but not guaranteed.
Who Stone Creek is best for.
Best for
- Buyers set on a Winter Garden address who are flexible on timing and willing to wait for the right listing to surface
- Buyers comfortable with early-2000s construction and a mid-size floor plan around 1,541 square feet
- Buyers who want a community with a park and playground on the amenity list rather than a larger clubhouse-style setup
Probably not for
- Buyers who need to compare multiple active listings before committing to a neighborhood
- Buyers seeking new construction or a wide range of build years within one community
- Buyers prioritizing an extensive amenity package beyond a park and playground
The market around Stone Creek
Stone Creek is too small for its own price trend, so here is the market around it.
In ZIP 34787, 957 homes are on the market and 30% are under contract — a steady corner of Winter Garden.
Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).
In ZIP 34787 (WINTER GARDEN), 2,162 homes closed in the last 12 months at a median of $595K ($251/sq ft), down 0.6% year over year, with a median 36 days on market. Right now 357 active and 169 pending listings put supply at about 3.8 months - a balanced market. See the live ZIP 34787 housing market and the Orange County market.
ZIP and county figures describe the wider market, not Stone Creek specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Stone Crk, WINTER GARDEN
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Stone Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Stone Creek
- Park · reported on 1 of 1 listings
- Playground · reported on 1 of 1 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Orange County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Whispering Oak Elem · Elementary
- SunRidge Middle · Middle
- West Orange High · High
Zoned schools reflect the assignments reported on recent Stone Creek listings and can change; always confirm with Orange County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Stone Creek address.
Shop the zone: Homes zoned for West Orange High High School
The Stone Creek buying strategy.
If we were buying in Stone Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Stone Creek.
A single-era community with thin turnover
Stone Crk's 114 homes were built almost entirely between 2003 and 2005, which means the housing stock here reads as a single generation of construction rather than a layered mix of old and new. That consistency simplifies comparisons for buyers evaluating floor plans and finishes, but it also means there is limited variety in footprint: the median home runs 1,541 square feet, and outliers in either direction are uncommon.
Roughly six in ten homes in the community carry a homestead exemption, pointing to a housing stock with meaningful owner-occupancy rather than heavy investor or rental turnover. Combined with only one active listing and about six months of supply, this reads as a balanced market where activity is sparse rather than fast-moving in either direction - sellers are not chasing bidding wars, and buyers should not expect a deep bench of comparable listings to shop against.
The location and the amenities are priced into every listing in Stone Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only one home active at a time in a 114-home community, timing and access matter more than usual. We track Stone Crk's MLS activity closely so you hear about a new listing, a price change, or a closing the moment it posts, rather than after the fact.
Stone Creek in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $46/month (about $552/yr) · median of 15 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $46 per month ($552 a year) - the median AssociationFee across 15 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Stone Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Stone Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Stone Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Stone Creek home worth?
Get a no-obligation home value based on real comparable sales in Stone Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Winter Garden →
STONE CRK Market Scorecard
STONE CRK is currently a strong buyer's market. About 18.0 months of supply, a median asking price of $393,000, and homes go under contract in about 18 days.
Typical home value in the 34787 ZIP is $574,696, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Stone Creek a buyer's or seller's market right now?
Who is the best real estate agent for Stone Creek?
How do I find a top Winter Garden real estate agent who knows Stone Creek?
Can Momentum Realty connect me with an agent for Stone Creek?
Should you buy in Stone Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2019 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Stone Crk fits the bigger picture — live prices, inventory, and Momentum Scores:
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